Author Topic: Race from 10 to 100k!!  (Read 179411 times)

SpareChange

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Re: Race from 10 too 100k!!
« Reply #350 on: February 28, 2015, 11:54:34 PM »
Our numbers for February were bolstered by tax returns coming in, and an appraisal on our house.  We'll probably see less increase next month, though a refinance deal will certainly shake things up a bit.  Shouldn't hit any negative growth, but hard to saw how all the numbers work out in the end.

Jan: $82,878.52
Feb: $92,666.05
Total Increase: $9,787.53

If these numbers keep up we'll clear $100k mid year.

Gettin' close! I hope to be you in another year!

bokonon

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Re: Race from 10 too 100k!!
« Reply #351 on: March 01, 2015, 06:58:41 AM »
Between the stock market doing so well and tons of winter overtime (40 hours of paid OT so far in 2015), February was one of our best months yet!

Hard to believe how much progress my family has made since we hit $0 NW in April of 2014.  I am hoping for $100k in early to mid summer which is unbelievable. 

I wonder how much net worth MMM is directly responsible for helping build through his blog... it has to be millions and always growing.  Kind of cool to think about.

This thread is so positive - everyone is doing awesome.. Keep up the good work all!

Pooperman

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Re: Race from 10 too 100k!!
« Reply #352 on: March 01, 2015, 07:38:12 AM »
Between the stock market doing so well and tons of winter overtime (40 hours of paid OT so far in 2015), February was one of our best months yet!

Hard to believe how much progress my family has made since we hit $0 NW in April of 2014.  I am hoping for $100k in early to mid summer which is unbelievable. 

I wonder how much net worth MMM is directly responsible for helping build through his blog... it has to be millions and always growing.  Kind of cool to think about.

This thread is so positive - everyone is doing awesome.. Keep up the good work all!

Nice! We'll have at least 2 people completing the race  this year! I expect to cross the line some time next year.

hoodedfalcon

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Re: Race from 10 too 100k!!
« Reply #353 on: March 01, 2015, 08:49:33 AM »
My old home computer crashes each time I try to update the spreadsheet, but here are my numbers for February:

Networth: -31,726.00

Slow progress! I did my taxes yesterday and after playing around with the numbers I decided to recharacterize my Roth contributions and then take some of my Emergency Fund to fully fund a Traditional IRA for 2014. Not only am I getting a 1K larger tax refund, but I also got myself into the 15% tax bracket!! I am super excited!!

johnny847

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Re: Race from 10 too 100k!!
« Reply #354 on: March 01, 2015, 09:24:35 AM »
My old home computer crashes each time I try to update the spreadsheet, but here are my numbers for February:

Networth: -31,726.00

Slow progress! I did my taxes yesterday and after playing around with the numbers I decided to recharacterize my Roth contributions and then take some of my Emergency Fund to fully fund a Traditional IRA for 2014. Not only am I getting a 1K larger tax refund, but I also got myself into the 15% tax bracket!! I am super excited!!
I recharacterized also! I ended up in the 25% bracket, even after a recharacterization. Regardless, that saved me $1705 for my 2014 taxes (of course, that just means I'll owe tax on this money later...but it should be at a lower rate - Roth conversion pipeline).

hoodedfalcon

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Re: Race from 10 too 100k!!
« Reply #355 on: March 01, 2015, 10:03:47 AM »
My old home computer crashes each time I try to update the spreadsheet, but here are my numbers for February:

Networth: -31,726.00

Slow progress! I did my taxes yesterday and after playing around with the numbers I decided to recharacterize my Roth contributions and then take some of my Emergency Fund to fully fund a Traditional IRA for 2014. Not only am I getting a 1K larger tax refund, but I also got myself into the 15% tax bracket!! I am super excited!!
I recharacterized also! I ended up in the 25% bracket, even after a recharacterization. Regardless, that saved me $1705 for my 2014 taxes (of course, that just means I'll owe tax on this money later...but it should be at a lower rate - Roth conversion pipeline).

Woo-hoo! That is awesome! I am not too worried about the taxes later, as you noted. But it was shocking what a difference the recharacterization made! I feel like I just solved the puzzle or something! I know everyone debates the merits of Roth v. Traditional, but I had never actually done the numbers. This year I am maxing my 403B and I am going to try my damnedest to fully fund the Traditional as well. I am trying to take a new perspective on low-interest debt (student loans in my case) and play the long game....

johnny847

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Re: Race from 10 too 100k!!
« Reply #356 on: March 01, 2015, 01:25:03 PM »
My old home computer crashes each time I try to update the spreadsheet, but here are my numbers for February:

Networth: -31,726.00

Slow progress! I did my taxes yesterday and after playing around with the numbers I decided to recharacterize my Roth contributions and then take some of my Emergency Fund to fully fund a Traditional IRA for 2014. Not only am I getting a 1K larger tax refund, but I also got myself into the 15% tax bracket!! I am super excited!!
I recharacterized also! I ended up in the 25% bracket, even after a recharacterization. Regardless, that saved me $1705 for my 2014 taxes (of course, that just means I'll owe tax on this money later...but it should be at a lower rate - Roth conversion pipeline).

Woo-hoo! That is awesome! I am not too worried about the taxes later, as you noted. But it was shocking what a difference the recharacterization made! I feel like I just solved the puzzle or something! I know everyone debates the merits of Roth v. Traditional, but I had never actually done the numbers. This year I am maxing my 403B and I am going to try my damnedest to fully fund the Traditional as well. I am trying to take a new perspective on low-interest debt (student loans in my case) and play the long game....

Haha that's basically what happened to me. I mean, I knew that it would be a tax break of 25% fed + 6% state. But until I actually went to calculate my taxes, for me there was a bit of a mental disconnect between a 31% tax deduction, and that 0.31*5500 = $1705.

What's the interest rate on your loans? And congrats on making maxing your 403b a priority! (I would say congrats on maxing your 403b, but it's only March and I assume you haven't done that yet...=P)

hoodedfalcon

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Re: Race from 10 too 100k!!
« Reply #357 on: March 01, 2015, 01:44:24 PM »
My old home computer crashes each time I try to update the spreadsheet, but here are my numbers for February:

Networth: -31,726.00

Slow progress! I did my taxes yesterday and after playing around with the numbers I decided to recharacterize my Roth contributions and then take some of my Emergency Fund to fully fund a Traditional IRA for 2014. Not only am I getting a 1K larger tax refund, but I also got myself into the 15% tax bracket!! I am super excited!!
I recharacterized also! I ended up in the 25% bracket, even after a recharacterization. Regardless, that saved me $1705 for my 2014 taxes (of course, that just means I'll owe tax on this money later...but it should be at a lower rate - Roth conversion pipeline).

Woo-hoo! That is awesome! I am not too worried about the taxes later, as you noted. But it was shocking what a difference the recharacterization made! I feel like I just solved the puzzle or something! I know everyone debates the merits of Roth v. Traditional, but I had never actually done the numbers. This year I am maxing my 403B and I am going to try my damnedest to fully fund the Traditional as well. I am trying to take a new perspective on low-interest debt (student loans in my case) and play the long game....

Haha that's basically what happened to me. I mean, I knew that it would be a tax break of 25% fed + 6% state. But until I actually went to calculate my taxes, for me there was a bit of a mental disconnect between a 31% tax deduction, and that 0.31*5500 = $1705.

What's the interest rate on your loans? And congrats on making maxing your 403b a priority! (I would say congrats on maxing your 403b, but it's only March and I assume you haven't done that yet...=P)

My private loans are variable but are hovering around 3.1% for the last few years. I hope that will remain the trend. I have a 50K balance so it's hard to prioritize investing, but the numbers don't lie! I also have about 90K in federal loans but I am on IBR so reducing my AGI is a double whammy, since my payment on those is based on AGI. I have about 6 years left on PSLF...I know people might yell at me for relying on PSLF, but I think it's the best for me.

This is my first year maxing the 403b....I might reevaluate if loan rates change or circumstances change.

johnny847

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Re: Race from 10 too 100k!!
« Reply #358 on: March 01, 2015, 02:04:14 PM »
My old home computer crashes each time I try to update the spreadsheet, but here are my numbers for February:

Networth: -31,726.00

Slow progress! I did my taxes yesterday and after playing around with the numbers I decided to recharacterize my Roth contributions and then take some of my Emergency Fund to fully fund a Traditional IRA for 2014. Not only am I getting a 1K larger tax refund, but I also got myself into the 15% tax bracket!! I am super excited!!
I recharacterized also! I ended up in the 25% bracket, even after a recharacterization. Regardless, that saved me $1705 for my 2014 taxes (of course, that just means I'll owe tax on this money later...but it should be at a lower rate - Roth conversion pipeline).

Woo-hoo! That is awesome! I am not too worried about the taxes later, as you noted. But it was shocking what a difference the recharacterization made! I feel like I just solved the puzzle or something! I know everyone debates the merits of Roth v. Traditional, but I had never actually done the numbers. This year I am maxing my 403B and I am going to try my damnedest to fully fund the Traditional as well. I am trying to take a new perspective on low-interest debt (student loans in my case) and play the long game....

Haha that's basically what happened to me. I mean, I knew that it would be a tax break of 25% fed + 6% state. But until I actually went to calculate my taxes, for me there was a bit of a mental disconnect between a 31% tax deduction, and that 0.31*5500 = $1705.

What's the interest rate on your loans? And congrats on making maxing your 403b a priority! (I would say congrats on maxing your 403b, but it's only March and I assume you haven't done that yet...=P)

My private loans are variable but are hovering around 3.1% for the last few years. I hope that will remain the trend. I have a 50K balance so it's hard to prioritize investing, but the numbers don't lie! I also have about 90K in federal loans but I am on IBR so reducing my AGI is a double whammy, since my payment on those is based on AGI. I have about 6 years left on PSLF...I know people might yell at me for relying on PSLF, but I think it's the best for me.

This is my first year maxing the 403b....I might reevaluate if loan rates change or circumstances change.
Nice. Yea the numbers don't lie! Though your true after tax student loan interest rate is not 3.1% b/c of the student loan interest deduction (but you have to make sure to keep your AGI under the limit - phaseout of the deduction starts at a MAGI of 65k, and is completely phased out at 80k). By contributing to a traditional 403b or traditional IRA, you will lower your MAGI for the student loan interest deduction.

SpareChange

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Re: Race from 10 too 100k!!
« Reply #359 on: March 01, 2015, 07:29:36 PM »
I wonder how much net worth MMM is directly responsible for helping build through his blog... it has to be millions and always growing.  Kind of cool to think about.

This thread is so positive - everyone is doing awesome.. Keep up the good work all!

This. Just looking at the progress made by those who have kept updating is amazing...and it hasn't even been a year since we started this sheet. 

neo von retorch

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Re: Race from 10 to 100k!!
« Reply #360 on: March 03, 2015, 05:48:24 AM »
6/30/2014: -$6922
7/31/2014: $2291
8/31/2014: $5896
9/30/2014: $11,201
10/31/2014: $14,610
11/30/2014: $21,534
12/31/2014: $24,703
1/31/2015: $22,583
2/28/2015: $27,906

Ah yes back in the right direction. Despite a nearly $1400 repair, I'm doing well. Holiday bonus and a separate company wide bonus gave me a little edge. S.O. has paid me back some for our trip plans. New 401k kicked in and I bumped up my HSA contributions. Also got a big credit card bonus. ($200 from Chase.)

Wiggle

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Re: Race from 10 too 100k!!
« Reply #361 on: March 05, 2015, 05:20:58 AM »
End of January update:
Cash/Savings: $3,823
Mutual Funds (non-retirement, house savings): $10,697
Work Retirement Accounts: $31,979

NW: $46,499 (increase of $3,362)

End of February update:
Cash/Savings: $4,317
Mutual Funds (non-retirement, house savings): $10,703
Work Retirement Accounts: $32,968

NW: $47,988 (increase of $1,489)

Almost to the 50% mark (50k) :)  This month I am getting my tax refund which will easily shoot me over the mark and then my normal savings on top of that.  It's funny that I had just started making money seriously a couple years ago and even having 100k saved impossible but now I can really see it being attainable.

misschedda

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Re: Race from 10 too 100k!!
« Reply #362 on: March 05, 2015, 05:46:52 AM »
Hi racers! I just put all my info in the spreadsheet. Does it automatically reorder the rows or do I have to do something to trigger that?
I blog about my journey to FIRE at thechedda.com

tarheeldan

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Re: Race from 10 too 100k!!
« Reply #363 on: March 05, 2015, 09:53:09 AM »
I wonder how much net worth MMM is directly responsible for helping build through his blog... it has to be millions and always growing.  Kind of cool to think about.

This thread is so positive - everyone is doing awesome.. Keep up the good work all!

This. Just looking at the progress made by those who have kept updating is amazing...and it hasn't even been a year since we started this sheet.

I know! After a year we should tally up the collective increase in NW that would be sweet to see!

Hi racers! I just put all my info in the spreadsheet. Does it automatically reorder the rows or do I have to do something to trigger that?

Nice! Another in the ranks of Pencil Stash. I don't know if you sorted it but it looks like your data is in the right place now.

Pooperman

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Re: Race from 10 too 100k!!
« Reply #364 on: March 05, 2015, 10:30:31 AM »
I estimate I'll hit $100k net worth in 12/2016, and $100k invested assets in 1/2017.

SpareChange

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Re: Race from 10 too 100k!!
« Reply #365 on: March 06, 2015, 04:49:33 AM »
This. Just looking at the progress made by those who have kept updating is amazing...and it hasn't even been a year since we started this sheet.

I know! After a year we should tally up the collective increase in NW that would be sweet to see!

Agreed!

johnny847

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Re: Race from 10 too 100k!!
« Reply #366 on: March 06, 2015, 07:46:59 AM »
This. Just looking at the progress made by those who have kept updating is amazing...and it hasn't even been a year since we started this sheet.

I know! After a year we should tally up the collective increase in NW that would be sweet to see!

Agreed!

Hm....should we start a spreadsheet for this like the cycling challenge? I'd be up for maintaining it.

queenie

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Re: Race from 10 too 100k!!
« Reply #367 on: March 06, 2015, 08:30:50 AM »
Is it okay if I jump in and I'm over $10k to start?  I just added up our net worth and we are at $18,206 but I'd love to put some pressure on myself to get to $100k.  Right now I am forecasting reaching $50k at the end of the year.

We were at $5,981 on January 1st, and I'm so excited to see that number grow!!
« Last Edit: March 06, 2015, 08:32:43 AM by queenie »

misschedda

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Re: Race from 10 too 100k!!
« Reply #368 on: March 06, 2015, 08:44:20 AM »
I estimate I'll hit $100k net worth in 12/2016, and $100k invested assets in 1/2017.

Pooperman! We're living parallel lives! We both just got engaged and I'm aiming for $100k net worth 12/2016 as well.
I blog about my journey to FIRE at thechedda.com

frogger

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Re: Race from 10 too 100k!!
« Reply #369 on: March 06, 2015, 09:12:17 AM »
Payday today. I did it! I did it! 10,000 NW! I can officially start the race now, LOL!

Chippewa

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Re: Race from 10 too 100k!!
« Reply #370 on: March 06, 2015, 09:16:39 AM »
Payday today. I did it! I did it! 10,000 NW! I can officially start the race now, LOL!
Congrats Frogger!

Pooperman

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Re: Race from 10 too 100k!!
« Reply #371 on: March 06, 2015, 09:17:24 AM »
I estimate I'll hit $100k net worth in 12/2016, and $100k invested assets in 1/2017.

Pooperman! We're living parallel lives! We both just got engaged and I'm aiming for $100k net worth 12/2016 as well.

Let me guess, you got your first real job in the summer of 2013 also? You've got a 3 year head start!

tarheeldan

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Re: Race from 10 too 100k!!
« Reply #372 on: March 06, 2015, 10:14:35 AM »
Is it okay if I jump in and I'm over $10k to start?
Yes! Welcome :-)  Jump in the spreadsheet too!

johnny847

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Re: Race from 10 too 100k!!
« Reply #373 on: March 06, 2015, 10:30:45 AM »
This. Just looking at the progress made by those who have kept updating is amazing...and it hasn't even been a year since we started this sheet.

I know! After a year we should tally up the collective increase in NW that would be sweet to see!

Agreed!

Hm....should we start a spreadsheet for this like the cycling challenge? I'd be up for maintaining it.
And I'm a complete moron who didn't notice that there is such a spreadsheet in the OP.  /face palm

ash7962

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Re: Race from 10 too 100k!!
« Reply #374 on: March 06, 2015, 02:06:08 PM »
Just updated my numbers for Feb.  Looks like I had a 3630$ change in NW which was something like half investment gains.  I don't expect to continue doing so well every month, but man would that be nice.  What is the Mustache themed title we achieve when we reach the 100k mark?  I expect to get there early 2016 :)

queenie

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Re: Race from 10 too 100k!!
« Reply #375 on: March 06, 2015, 02:59:22 PM »
Is it okay if I jump in and I'm over $10k to start?
Yes! Welcome :-)  Jump in the spreadsheet too!

Awesome!!  Here are my starting numbers:

Liabilities
Mortgage     $153,622.64
Car Loan     $19,360.61
Braces         $6,120.00
Total Liabilities  $179,102.85

Assets and Savings
RESP           $2,538.39
RRSP GIC    $592.01
TFSA #1     $716.67
TFSA #2      $716.97
Chequing Accounts $806.91
Vacation Pay Accrued $12,442.86
Savings Accounts $4,494.48
Primary Residence $175,000.00
Total Assets and Savings $197,309.29

Net Worth $18,206.44

I'm really feeling motivated now looking at everyone's numbers.  I know that there is no way to win this contest and be the first to $100k, but I still want to beat some of you.  :)  I'm starting to feel hyper aware of how every single penny of inflow and outflow affects this number and impacts us in a very real way.  And so I feel really motivated to make sure as much goes in as possible and as little comes out as possible.  My personal goal is going to be $50k net worth by the end of 2015.

tarheeldan

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Re: Race from 10 too 100k!!
« Reply #376 on: March 06, 2015, 03:56:13 PM »


I know that there is no way to win this contest and be the first to $100k, but I still want to beat some of you.  :)

We all win :-) This whole thread is full of win!

queenie

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Re: Race from 10 too 100k!!
« Reply #377 on: March 06, 2015, 04:14:41 PM »
Good point!!  :)

MoneyRx

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Re: Race from 10 too 100k!!
« Reply #378 on: March 08, 2015, 02:07:16 PM »
I have just been treading water down at the bottom of this challenge the whole time, excited to get a real job in a couple months and start moving my way up the chart!!!

FliXFantatier

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Re: Race from 10 too 100k!!
« Reply #379 on: March 09, 2015, 12:19:56 AM »
Damn it, all these new contestants are making me drop like a rock in the spreadsheet, I was on 12 just a few days ago, now I'm on 17.
I guess I'll have to step up my game. :p

Kananas

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Re: Race from 10 too 100k!!
« Reply #380 on: March 09, 2015, 02:05:56 AM »
Net worth 6th of Feb:
53219
up 1750 from Jan.

Net worth 6th of Mar:
56762
up 2335 from Feb.

I forgot one 1200+ account from last months calculations, so last months net worth was really 54427.

SpareChange

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Re: Race from 10 too 100k!!
« Reply #381 on: March 09, 2015, 02:51:57 AM »
Damn it, all these new contestants are making me drop like a rock in the spreadsheet, I was on 12 just a few days ago, now I'm on 17.
I guess I'll have to step up my game. :p

Murphy's Law of the Spreadsheet...every contestant that joins after you will have a larger starting NW than your current one :).

A hearty welcome to all the new rows on the 'sheet!

MoneyRx

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Re: Race from 10 too 100k!!
« Reply #382 on: March 09, 2015, 09:46:57 AM »
Damn it, all these new contestants are making me drop like a rock in the spreadsheet, I was on 12 just a few days ago, now I'm on 17.
I guess I'll have to step up my game. :p

Murphy's Law of the Spreadsheet...every contestant that joins after you will have a larger starting NW than your current one :).

A hearty welcome to all the new rows on the 'sheet!

That and the law of averages that if you are near the bottom (and below the stated start of 10k), others joining will likely be ahead of you. Just more motivation though!

Pooplips

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Re: Race from 10 too 100k!!
« Reply #383 on: March 09, 2015, 10:23:41 AM »
I just read this whole thread and have been truly inspired by everyone's progress.

Time to join:

3/9/15 - PC Net Worth $53,877

xander92

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Re: Race from 10 too 100k!!
« Reply #384 on: March 12, 2015, 03:22:10 PM »
I'll join the late crew! Just graduated and started working!

PC net worth: $12,368

Cash: $4.0k
Investments: $18.1k
Credit: -$0.46k
Student Loan: -$9.3k

FIPurpose

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Re: Race from 10 too 100k!!
« Reply #385 on: March 12, 2015, 04:28:04 PM »
I like the way people are encouraging in this thread so I'd like to join. I've said elsewhere on this forum that I expect to hit 100k in investments this year. Right now we're floating around $64k. Down about 1.5k from the recent stock slip. Looking to put away about $5200 a month. So we're hoping to hit our goal around September time.
We have received an offer to join the Peace Corps, and will be heading out in the second half of 2017. We'll be writing a newsletter to send out when we can here:
Our Peace Corps News Letter

ohyonghao

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Re: Race from 10 too 100k!!
« Reply #386 on: March 12, 2015, 05:56:04 PM »
I like the way people are encouraging in this thread so I'd like to join. I've said elsewhere on this forum that I expect to hit 100k in investments this year. Right now we're floating around $64k. Down about 1.5k from the recent stock slip. Looking to put away about $5200 a month. So we're hoping to hit our goal around September time.

Welcome to the thread!  We've experienced a little setback this month too with the stock market fluctuation, abnormally high from last month due to tax refund, and an unexpected dental emergency that is leading to a trip to Taiwan now.  But $5200/mo, that's awesome!

SpareChange

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Re: Race from 10 too 100k!!
« Reply #387 on: March 13, 2015, 07:02:50 PM »
Welcome to the thread!  We've experienced a little setback this month too with the stock market fluctuation, abnormally high from last month due to tax refund, and an unexpected dental emergency that is leading to a trip to Taiwan now.  But $5200/mo, that's awesome!

Sorry to hear that. Hope it's not too serious.

Runningtuff

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Re: Race from 10 too 100k!!
« Reply #388 on: March 13, 2015, 11:19:01 PM »
It may be some time yet, but I'll play!

Everyday: 300
Emergency fund: 5100
Retirement: 12,000

Student loan: -800 (0%)

Net worth: $16600

Wiggle

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Re: Race from 10 too 100k!!
« Reply #389 on: March 20, 2015, 04:39:05 AM »
End of February update:
Cash/Savings: $4,317
Mutual Funds (non-retirement, house savings): $10,703
Work Retirement Accounts: $32,968

NW: $47,988 (increase of $1,489)

Done moving moving around for this month so time for another snapshot, end of March:
Cash/Savings: $8,271
Mutual Funds (non-retirement, house savings): $10,756
Work Retirement Accounts: $33,506

NW: $52,533 (increase of $4,545):)

Big increase this month thanks to a ridiculous tax return (I will adjust for next year) and some lower expenditures.  I am now over half way to the 100k mark!

tarheeldan

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Re: Race from 10 too 100k!!
« Reply #390 on: March 20, 2015, 04:48:29 AM »


I am now over half way to the 100k mark!

Congratulations!

misschedda

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Re: Race from 10 too 100k!!
« Reply #391 on: March 31, 2015, 06:47:16 AM »
Just updated my row of the spreadsheet and noticed that you guys have incredible percentage growth on the last few months. A lot of people's net worths are growing by 10% or more each month--way to go!
I blog about my journey to FIRE at thechedda.com

zinny1

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Re: Race from 10 too 100k!!
« Reply #392 on: March 31, 2015, 05:17:23 PM »
Hi all,

I'm down as expected due to medical expenses - they're all paid off now so the only way is up (I hope)!

My retirement savings (not included in this challenge) are doing well so my true NW is moving along nicely.

Good luck to all!

johnny847

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Re: Race from 10 too 100k!!
« Reply #393 on: March 31, 2015, 11:04:31 PM »
Jan 2015: 69.8k
Feb 2015: 73.8k (Back over 70k!)

A larger than expected increase this month, with $2200 of rise in net worth coming from my investments (that's 55% of the growth coming from investments).

March 2015: 76.6k

Had a good month.

Found a new place to live that will cut my housing costs in half. That starts May 1st.

tarheeldan

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Re: Race from 10 too 100k!!
« Reply #394 on: April 01, 2015, 04:42:08 AM »



 Found a new place to live that will cut my housing costs in half. That starts May 1st.

Badass! That'll speed your way to the finish line

neo von retorch

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Re: Race from 10 to 100k!!
« Reply #395 on: April 01, 2015, 06:45:26 AM »
Quote from: neogodless
5/31/2014: -$14,743
6/30/2014: -$7196
7/31/2014: $2017
8/31/2014: $5508
9/30/2014: $10,128
10/31/2014: $14,610
11/30/2014: $21,118
12/31/2014: $24,603
1/31/2015: $22,583
2/28/2015: $27,828
3/31/2015: $35,302

Ah now that kind of growth feels quite nice! S.O. paid me back for our France trip. Every 3 months, I update investment/retirement accounts in my software (dividends, gain/loss, fees.) Averaged almost $1k in passive investment income each month this year. Now I just need to replace a tenant that just moved out to keep the rental income going.

johnny847

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Re: Race from 10 too 100k!!
« Reply #396 on: April 01, 2015, 07:10:23 AM »



 Found a new place to live that will cut my housing costs in half. That starts May 1st.

Badass! That'll speed your way to the finish line

Oh hell yes. I'm pretty excited to be moving out =)
It involves a 8.8 mile RT bike commute, which I'm also excited about. That's over 2000 miles that I will put on my bike from just commuting!

Pooplips

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Re: Race from 10 too 100k!!
« Reply #397 on: April 01, 2015, 09:44:09 AM »
Time to join:

3/9/15 - PC Net Worth $53,877

4/1/2015 - $60,080.00

Big jump from that bonus money.

seanc0x0

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Re: Race from 10 too 100k!!
« Reply #398 on: April 01, 2015, 11:11:07 AM »
We're really starting to feel the bite of my wife's reduced income on mat leave.  Only up 2.47% to 13,058 from 12,743. Market headwinds didn't help, but at least I did manage to scrounge up $750 after essentials to put into the fund.

tarheeldan

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Re: Race from 10 too 100k!!
« Reply #399 on: April 01, 2015, 12:45:20 PM »
Do we have any graduates yet? Where's ohyonghao?