Race from 10 to 100k!!

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206

July Notes

Progress was frustratingly slow this month, but at least there was progress! We had a some electrical work done to the house, plus car registration and property taxes were due and finally some significant medical expenses.

On another positive note - joint net worth for my wife and I topped $150,000 for the first time!

[bcbaseballman]

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362

7/31/2019: 24,646

another good month. My investments increase ~$950, and my debt fell by ~$1,350.

[kaposzta]

I've just got my salary so I update my progress (and from now on I'll post my net worth on the day I receive my salary).

July 12, 2019: $66,565
Aug 1, 2019: $68,207

My investments were performing very well in the second half of July.
I'm using a permanent 290 HUF/USD fx rate in order to eliminate the effect of the fx change.

[peppermint]

01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71
06/2019: $77621.20
07/2019: $87651.71
08/2019: $94692.91

[Old Ball Coach]

This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69

Another good saving month. Just continuing on the path.

[JAYSLOL]

2018
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 -  65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)

2019
Jan 1 - 82.5k (+700)
Feb 1 - 86.6k (+4100)
Mar 1 - 89.7k (+3100)
Apr 1 - 91.3k (+1600)
May 1 - 90.9k (-400)
June 1 - 90.6k (-300)
July 1 - 93.7k (+3100)
Aug 1 - 97.3k (+3600)

Hoping for graduation by the end on the month! 

[vertkurt]

1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573

[Mattrim]

6/30: $5828.16
8/1:   $15412.83 (+$9586.67)
8/31: $19351.65 (+$3938.82)
9/31: $25450 (+$6099)
11/1: $29805 (+$4355)
12/3: $35490 (+$5685)
1/3:   $41338 (+$5848)
1/31: $50090 (+$8752)
3/1: $55312 (+$5222)
4/1: $60134 (+4822)
5/1: $67265 (+7131)
6/1: $65585 (-1680)
7/1: $69963 (+4378)
8/1: $77286 (+7323)

Goal December 2019: $100k

[iamthepinky]

7/1/2019:  $ 62,703.77
8/1/2019:  $ 68,173.37

Chugging along! Pup hurt his back so we had some vet bills, and I think we were both a little loosey goosey with our spending, me especially as I made some upgrades to our home gym. However we spent a LOT less on restaurants (I guess going on Keto will do that...lol)

[JAYSLOL]

6/30: $5828.16
8/1:   $15412.83 (+$9586.67)
8/31: $19351.65 (+$3938.82)
9/31: $25450 (+$6099)
11/1: $29805 (+$4355)
12/3: $35490 (+$5685)
1/3:   $41338 (+$5848)
1/31: $50090 (+$8752)
3/1: $55312 (+$5222)
4/1: $60134 (+4822)
5/1: $67265 (+7131)
6/1: $65585 (-1680)
7/1: $69963 (+4378)
8/1: $77286 (+7323)

Goal December 2019: $100k

Wow, basically 0 to 77k in just over a year, nice work

[JAYSLOL]

Hoping for graduation by the end on the month! 

Depending on the market, we could have four people graduate this month, which is pretty cool.

I thought about having a "no-spend" month just to ensure that I hit 100k in August. It's a silly idea, since I would probably only be delaying purchases to future months and not actually doing anything productive. I'd still be investing the same amount and would at best increase cash reserves at the cost of things that bring me joy. Worst case is that the market would go cattywampus, and the month of deprivation would be for nothing.

If the last 2 days in the market are anything to go by, graduation this month would be very ambitious.  Not bothered though, it’s either graduation this month or a discount, both are good

[Tasse]

Personally I'm very pleased, as the current drop has hit just as my paycheck arrived. My index of choice was getting pricey!

[jiimmy]

1/1/2011 $7,457.97
1/1/2012 $17,228.76
1/1/2013 $40,480.11
1/1/2014 $39,129.08
1/1/2015 $52,439.23
1/1/2016 $51,321.29
1/1/2017 $40,381.29
1/1/2018 $48,063.59

1/1/2019 $62,472.51
2/1/2019 $67,871.30
3/1/2019 $71,163.33
4/1/2019 $74,147.84
5/1/2019 $77,284.64
6/1/2019 $77,317.99
7/1/2019 $83,885.12
8/1/2019 $86,051.84

Chuggin along

[philli14]

You're so close that a 0.01% change in the market could push you over.

Well, thankfully I fell short on the end of the month cause with the last couple of market days im now down 1K+, so it was fitting that I didn't graduate last month!

[lexde]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23
12/7/2018: $33,589.65
12/21/2018: $33,986.10
1/18/2019: $35,782.18
2/15/2019: $43,365.46
3/1/2019: $44,391.15
3/15/2019: $45,689.39
3/31/2019: $48,303.11
05/25/2019: $53,145.15
06/07/2019: $54,674.68
06/21/2019: $57,532.15
07/03/2019: $58,718.06
07/19/2019: $60,172.27

08/02/2019: $60,058.32

My initial reaction to this as my portfolio plummeted was “YIKES!”
But it didn’t take long for my mustachian brain to pick back up again and say “Awesome!”
So while my NW is down, it’s great for several reasons. First, it means I’m a lot more invested in the market than I was, so my net worth will naturally fluctuate more! Second, it means stocks are on sale! I buy on the 5th and 20th of each month via auto investing, so I’m a happy camper. Third, August is a three paycheck month, so I’m actually really hoping that stocks keep falling a bit so I can put an extra $800 in!

[eav]

June 2019: $52,951
July 2019: $55,573
August 2019: $57,409

Can't wait to get to the 70,000's already!

[catprog]

(Oct/2015) $21,229.91
(Oct/2016) $38,686.20
(Oct/2017) $69,217.02
(Oct/2018) $69,963.94
(Jan/2019) $70,629.84
(Feb/2019) $74,360.85
(March/2019) $77,397.67
(April/2019) $82,140.83
(May/2019) $83,987.43
(June/2019) $87,146.59
(July/2019) $93,154.16
(Aug/2019) $97,596.37

Might graduate this month (car rego is due.)

[Treedream]

01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05 good month 😀
01/01/2020: €14.500 Goal

[catorbe]

I broke $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019.

With my paycheck tomorrow and the recent gains in market i'm around 32650 after a few minor expenses are paid out in the next few days. So 4 months since 25k and i'm at 32650. A change of 7650 / 4 is about 1912 a month.

My 8/2/19 balance (3 paychecks since last update) will be around $37,000 once paycheck, rent, and reimbursement from GF all settles. Solid gain for 1.5 months given my income.

A quick Trip to Kansas and some market schenanigans and suddenly my estimate is almost 1800 dollars off. Great :P

[cassafrass]

2019
01/2019:  49,400
02/2019:  52,900
03/2019:  55,500
05/2019:  59,500
05/2019:  61,100
06/2019:  71,200
07/2019:  75,000
08/2019:  75,300

Oof - not much movement. Our daycare bills were high this month, and we overspent several budget categories. Let's hope August is a better month!

[M5]

4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23

Looks like the markets hurt us quite a bit this month. At least we're buying cheap!

[Cezil]

Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)

Jan-2019:    $81,866.77  (+ 9,373.61)
Feb-2019:   $87,222.31  (+ 5,355.54)
Mar-2019:   $88,865.95 (+ 1,643.64)
Apr-2019:   $93,050.94  (+ 4,184.99)
May-2019:  $91,719.70  ( - 1,331.24)
Jun-2019:   $95,665.54   (+ 3,945.84)

Jul-2019:  $99,502.49  (+ $3,865.95)

Well, I got the July 31 number just before the markets went downward, so I’m not sure I’m going to graduate this month.  But we’ll see, we’ll see..

[JAYSLOL]

Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)

Jan-2019:    $81,866.77  (+ 9,373.61)
Feb-2019:   $87,222.31  (+ 5,355.54)
Mar-2019:   $88,865.95 (+ 1,643.64)
Apr-2019:   $93,050.94  (+ 4,184.99)
May-2019:  $91,719.70  ( - 1,331.24)
Jun-2019:   $95,665.54   (+ 3,945.84)

Jul-2019:  $99,502.49  (+ $3,865.95)

Well, I got the July 31 number just before the markets went downward, so I’m not sure I’m going to graduate this month.  But we’ll see, we’ll see..

Oh man, within $500, so close!  I made it to within one pay check of graduating, but now it’s looking like 2 or3 to get there. 

[Lamancha]

Nov 2018- $23,000
Dec 2018- $26,000
Jan 2019- $29,000
Feb 2019- $36,000
March 2019- $40,000
April 2019- $43,000
May 2019- $48,000
June 2019- $54,000
July 2019- $60,600

Aug 2019- $71,800

July was a good month for the business.  Things will probably start slowing down in September.

[GeekyGirl]

Hello

Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720
Apr 04, 2017:  € 23,400
Oct 23, 2017:  € 27,680

Jan 07, 2019:  € 36,415
Jun 17, 2019:  € 46,385
  Aug 8, 2019:  € 48,526

Still on track to 50K by Dec.

[fluffmuffin]

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

[Cezil]

Oh man, within $500, so close!  I made it to within one pay check of graduating, but now it’s looking like 2 or3 to get there.

I know!  Gah!  Good luck to us both!!

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

Congratulations & well done!  I hope to see you in the next thread real soon!

[Imma]

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

Yaaayy!! I'm doing happy dances for you :) and I hope to see you in the next thread in a few years.

[Manchester]

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

You've smashed it.  Well done and good luck in the next thread.  I'll see you in there in a few years! :P

[JAYSLOL]

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

Nice, see you in the next one soon!

[catprog]

I just added up all my accounts and got $100,491.30

My two investments accounts are still a couple of thousand below the 100k so not quite yet.

[haypug16]

Congrats @fluffmuffin Maybe I'll catch you in the next thread if you don't race through it before I get there! : )

[Treedream]

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

Well done! The hardest parts are done, apparently :) Keep trucking.

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

[lexde]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23
12/7/2018: $33,589.65
12/21/2018: $33,986.10
1/18/2019: $35,782.18
2/15/2019: $43,365.46
3/1/2019: $44,391.15
3/15/2019: $45,689.39
3/31/2019: $48,303.11
05/25/2019: $53,145.15
06/07/2019: $54,674.68
06/21/2019: $57,532.15
07/03/2019: $58,718.06
07/19/2019: $60,172.27
08/02/2019: $60,058.32

08/16/2019: $62,923.68

Chugging along. Negotiating a raise at work, so hopefully I make better progress in Q4. Not to say my current progress isn’t good!

I’m building up my cash cushion a bit with the extra paycheck this month and am looking forward to ~65k net worth by the end of August. At my YTD rate, I’m increasing my net worth by about $3,240.00 each month. Which means that I should be somewhere around $75.8k at the end of 2019 if I maintain the same salary and savings rate.

I’m looking to bump from $85k to $110-134k in the next month or two, so hopefully I can make that happen and maybe hit 100k before the end of the year.

[Evasion]

20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521

Always frustrating to see it going down but it's due to the market. I managed to have a fancy holiday and still save a little. Not as short on cash as last update and about to invest a bundle for cheaper than usual so I guess things aren't too bad! Will focus on saving in september.

[GeekyGirl]

Hello

Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720
Apr 04, 2017:  € 23,400
Oct 23, 2017:  € 27,680

Jan 07, 2019:  € 36,415
Jun 17, 2019:  € 46,385
 Aug 8, 2019:  € 48,526
Aug 18, 2019: € 50,236

Yay!! Broke the 50K mark, let's hope that the next 50K won't take 4 years or even more. With a mortgage and childcare, it's hard to save.
New goal for the end of year is to get to 55K; stretch goal will be to have an increase of 20K for 2019 or a NW of 56.5 K.

[Serendip]

Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005

So excited to move out of the 50's--this year has been a bit of a hard go financially but excited to almost be at a new milestone!

[catorbe]

I broke $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019.

With my paycheck tomorrow and the recent gains in market i'm around 32650 after a few minor expenses are paid out in the next few days. So 4 months since 25k and i'm at 32650. A change of 7650 / 4 is about 1912 a month.

My 8/2/19 balance (3 paychecks since last update) will be around $37,000 once paycheck, rent, and reimbursement from GF all settles. Solid gain for 1.5 months given my income.

A quick Trip to Kansas and some market schenanigans and suddenly my estimate is almost 1800 dollars off. Great :P

I was like boooo when I saw the recent market drops, but also have to realize that while being at $36500 right now instead of 37-38,000 which is where i was anticipating, i'm still averaging over 2000 a month since I broke the 10k mark. Progress!

[Manchester]

Another month and another step in the right direction.  Unfortunately not as much as I'd have liked, but it's all progress - especially considering I had some other costs and could have been way more frugal than I was.



I'm £545 up from last month.

Also - the usual website I use to host my images on this site has closed down - what do you guys use?

[QuillScroll]

Update Time


30-Apr-18       37941
24-May-18    40069
18-Jun-18       41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645

Posting almost after about 10 months. Change in job and some more personal stuff to handle so wasn't active. Hope to be more regular -
23-Aug-19 -   84161

[catorbe]

Update Time


30-Apr-18       37941
24-May-18    40069
18-Jun-18       41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645

Posting almost after about 10 months. Change in job and some more personal stuff to handle so wasn't active. Hope to be more regular -
23-Aug-19 -   84161

Another 10 month (or less!) hiatus and you'll be out of this thread!

[Treedream]

01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05 good month 😀
01/01/2020: €14.500 Goal

01/09/2019: 11554.85

My salary has hit, so I thought I'd update now. Since I don't count my checking account it doesn't really matter anyway. Good month. Next months will be worse as I'm going on holiday and am looking for a different job. Onwards and upwards!

[Hirondelle]

Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)

First time ever for my NW to move downwards. Last month I posted right before the dip and as stocks haven't really gone back up from that yet I'm down regardless of my below average expenses (61% SR) this month.

[JAYSLOL]

Well, I just barely touched 100k, I’ll make an official call of graduation hopefully at the end of the week/month if it sticks, or the market will drag me right back in this race for a while, who knows.

[JAYSLOL]

Well, I just barely touched 100k, I’ll make an official call of graduation hopefully at the end of the week/month if it sticks, or the market will drag me right back in this race for a while, who knows.

You can never leave us.

yep, not as long as the Top is In

[kaposzta]

July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2,47%)
Aug 29, 2019: $69,931 (+2,53%)

Another great month investment-wise. SR will be ~60% for August.

[Evasion]

20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!

Saving September here I come

[haypug16]

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!

How did you go about doing this if you don't mind me asking? I am very interested.

[JAYSLOL]

2018
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 -  65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)

2019
Jan 1 - 82.5k (+700)
Feb 1 - 86.6k (+4100)
Mar 1 - 89.7k (+3100)
Apr 1 - 91.3k (+1600)
May 1 - 90.9k (-400)
June 1 - 90.6k (-300)
July 1 - 93.7k (+3100)
Aug 1 - 97.3k (+3600)
Sept 1 - 101.6k (+4300)

I’m calling it!  Official graduation time!  I pushed hard this month to get it done.  Thanks for having me, I’ll see you all in the next race soon

[Hirondelle]

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!

How did you go about doing this if you don't mind me asking? I am very interested.

Same here. I have some 'sustainable' ETFs but I am always interested to hear about new/different ones that I don't know about yet.