Race from $1M to $2M

[OurTown]

TNW in thousands (includes home equity)

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089
February 2023 = $1,128
March 2023 = $1,123
April 2023 = $1,138
May 2023 = $1,155
June 2023 = $1,157
July 2023 = $1,182
August 2023 = $1,210
September 2023 = $1,200
October 2023 = $1,179
November 2023 = $1,165
December 2023 = $1,231

January 2024 = $1,293
February 2024 = $1,305
March 2024 = $1,327
April 2024 = $1,356

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)	2023 ($)	2024 ($)
January	-	496,255	674,413	898,547	902,687	1,180,214
February	-	472,573	700,728	880,646	903,228	1,254,552
March	-	444,067	732,652	901,213	928,990	1,290,713
April	-	495,051	762,029	848.393	982,455	-
May	-	524,063	759,955	843,438	990,932	-
June	-	524,530	796,116	789,251	1,032,315	-
July	330,406	552,296	826,664	856,647	1,070,543	-
August	437,870	632,115	866,404	848,320	1,080,553	-
September	443,081	617,959	827,075	813,668	1,033,191	-
October	452,295	604,646	873,651	865,508	1,045,192	-
November	483,711	664,577	898,767	905,357	1,118,401	-
December	484,963	674,843	925,511	860,954	1,140,987	-

[bigote2032]

3/31/2023   1.49
4/30/2023   1.52
5/31/2023   1.54
6/30/2023   1.62
7/31/2023   1.68
8/31/2023   1.65
9/30/2023   1.60
10/31/2023   1.55
11/30/2023   1.69
12/31/2023   1.77
1/31/2024   1.78
2/29/2024   1.87
3/31/2024   1.94 (+$72k)

So close to the goal! Good month!

[neo von retorch]

Neo Joins The Race

It feels weird joining this thread, but as of the end of 2024 Q1, we've just managed to maintain $1m in liquid assets, and our net worth is $1.234m, not including some unrealized equity in the house we're about to list and sell. So we're here now. Really. Here's my final entry in the race to $1m.

Net Worth

1/31/2016:       $254,591
...
9/30/2018:       $519,994 (+17,500)
12/31/2018:     $502,059 (-17,935) -3.44%
...
6/30/2023:       $1,023,377 (+63,406) +6.6%
9/30/2023:       $1,000,249 (-23,128) -2.3%
12/31/2023:     $1,118,806 (+118,557) +11.8%
3/31/2024:       $1,234,443 (+115,637) +10.3% (Editor's Note: See how VTI performed in 2024 Q1.)

Net Liquid Assets
$1,011,329 +13.5% in 2023 Q4
$1,002,875 -0.8% in 2024 Q1 Bought house, sold some stocks and a lot of bonds.

[Radagast]

Neo Joins The Race

It feels weird joining this thread, but as of the end of 2024 Q1, we've just managed to maintain $1m in liquid assets, and our net worth is $1.234m, not including some unrealized equity in the house we're about to list and sell. So we're here now. Really. Here's my final entry in the race to $1m.

Net Worth

1/31/2016:       $254,591
...
9/30/2018:       $519,994 (+17,500)
12/31/2018:     $502,059 (-17,935) -3.44%
...
6/30/2023:       $1,023,377 (+63,406) +6.6%
9/30/2023:       $1,000,249 (-23,128) -2.3%
12/31/2023:     $1,118,806 (+118,557) +11.8%
3/31/2024:       $1,234,443 (+115,637) +10.3% (Editor's Note: See how VTI performed in 2024 Q1.)

Net Liquid Assets
$1,011,329 +13.5% in 2023 Q4
$1,002,875 -0.8% in 2024 Q1 Bought house, sold some stocks and a lot of bonds.

Congrats! Same, same.

[Radagast]

Quarter StockBondCash  +Houses
Q4 2016:  $112,200     $165,800
Q1 2017:  $124,300     $178,500
Q2 2017:  $148,300     $203,300
Q3 2017:  $160,548     $217,018
Q4 2017:  $178,042     $235,102
Q1 2018:  $203,082     $260,736
Q2 2018:  $213,941     $272,491
Q3 2018:  $223,802     $283,554
Q4 2018:  $235,666     $296,330
Q1 2019:  $229,947     $291,293
Q2 2019:  $284,421     $346,689
Q3 2019:  $315,573     $378,769
Q4 2019:  $350,244     $414,376
Q1 2020:  $408,250     $473,325
Q2 2020:  $362,044     $428,120
Q3 2020:  $457,379     $524,413
Q4 2020:  $383,076     $555,858
Q1 2021:  $478,879     $656,382
Q2 2021:  $522,651     $704,873
Q3 2021:  $575,207     $761,357
Q4 2021:  $722,632     $916,172
Q1 2022:  $785,909     $979,449
Q2 2022:  $793,344     $1,078,999
Q3 2022:  $701,136     $984,207
Q4 2022:  $680,310     $898,221 
Q1 2023:  $766,771     $1,005,937
Q2 2023:  $829,120     $1,072,293
Q3 2023:  $909,213     $1,166,633
Q4 2023:  $846,149     $1,120,101
Q1 2024:  $977,778     $1,241,503
Q2 2024:  $1,193,894  $1,327,748

Just joined! Thanks to a coincidental house sale we crossed easily into this race, though we'd have crossed over on investments alone. But easy come easy go: If we were to buy a house in the next year or three (strong chance) we might easily move back to the old race...

[UnleashHell]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K - liquid 404

annual net +45k (+15%) liquid  ?

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 

annual net +145k (+42%) liquid  +171k (+42%)

mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

annual net +247k (+50%) liquid  +104k (+18%)

Mar-21 nw 848 liquid 761
jun-21 nw 943 liquid 821
Sep-21 nw 1,009 liquid 818
Dec-21 nw 1,066 liquid 863

annual net +329k (+45%) liquid  +184k (+27%)

Mar-22 nw 1,058 liquid 817
June-22nw 962  liquid 672
Sep-22 nw 964 liquid 684
Dec-22 nw 970 liquid 671

annual net -96k (-9%) liquid  -192k (-22%)

Jan-23 nw 991 liquid 719
Jun-23 nw 916 liquid 801
Jul-23 nw 957 liquid  834
dec-23 nw 940 liquid 814


Mar-24 nw 975 liquid 848

not keeping up with the market as I keep spending on medical expenses and other huge annual expenses. hopfully that'll calm down soon!!

[neo von retorch]

Just joined! Thanks to a coincidental house sale we crossed easily into this race, though we'd have crossed over on investments alone. But easy come easy go: If we were to buy a house in the next year or three (strong chance) we might easily move back to the old race...

Oh yeah, similar path!

We did buy a new (to us) house but we got a lot of seller credits and ended up appraising for $33k more than our actual purchase price. Definitely cut into liquid while we await the sale but actually increased our net worth...

[hudsoncat]

	2018	2019	2020	2021	2022	2023	2024
January	$222,019	$261,809	$403,264	$550,326	$775,790	$707,881	$988,431
February	$236,831	$286,584	$414,417	$555,120	$740,206	$754,468	$1,005,722
March	$234,104	$303,681	$388,201	$577,440	$732,898	$751,869	$1,066,926
April	$234,452	$314,939	$355,475	$606,455	$774,258	$781,814	$1,116,852
May	$241,470	$331,080	$398,672	$647,810	$714,112	$812,967	-
June	$249,398	$320,926	$417,280	$654,138	$719,842	$822,222	-
July	$253,884	$342,700	$424,818	$671,808	$668,503	$875,635	-
August	$264,666	$354,784	$456,512	$693,782	$732,736	$907,972	-
September	$276,905	$351,842	$491,411	$718,331	$709,518	$898,165	-
October	$285,986	$360,853	$482,214	$700,515	$662,362	$865,823	-
November	$267,359	$374,706	$475,471	$744,130	$698,468	$847,225	-
December	$281,461	$391,293	$531,137	$754,319	$745,704	$930,012	-

What a great first quarter. Unfortunately I wrecked my car this week, rear ended on the highway. Luckily, I'm fine! Waiting on insurance to tell me if the car is totaled or not. Sigh. I appreciate that pushing toward FIRE has left us in a place where anything we end up spending on this will be at worst a minor set back. But it's still frustrating to deal with and as always, I hate spending money that I didn't expect to spend.

[Imustacheyouaquestion]

Month	2023	2024	2025
January	-	$1,075,000	-
February	-	$1,090,000	-
March	-	$1,124,000	-	-
April	-	$1,150,000	-
May	-	-	-
June	-	-	-
July	-	-	-
August	-	-	-
September	$1,000,003	-	-
October	$990,000	-	-
November	$975,000	-	-
December	$1,034,700	-	-

[McStache]

👋 new here - just graduated from the 500k-1m thread with $1,007,541!

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400
11/01/2023 - $1,513,300
12/01/2023 - $1,588,700
01/01/2024 - $1,646,500
02/01/2024 - $1,646,600
03/01/2024 - $1,697,800
04/01/2024 - $1,741,000

[TempusFugit]

                 LNW    /  TNW
EOY 2018 -  877K  / 1.02M
EOY 2019 - 1.12M / 1.275M
EOY 2020 - 1.33M / 1.5M
EQ1 2021 - 1.39M / 1.59M
EQ2 2021 - 1.50M / 1.70M
EQ3 2021 - 1.53M / 1.73M
EOY 2021 - 1.65M / 1.85M
EQ1 2022 - 1.58M / 1.79M   
EQ2 2022 - 1.42M / 1.68M
EQ3 2022 - 1.37M / 1.63M
EOY 2022 - 1.46M / 1.72M
EQ1 2023 - 1.55M / 1.81M
EQ2 2023 - 1.64M / 1.91M
EQ3 2023 - 1.61M / 1.88M
EOY 2023 - 1.79M / 2.06M
EQ1 2024 - 1.93M / 2.18M

This is so much easier with a bull market!    I'm up in Q1 almost as much as my gross salary.  It's nice. 

[pasadenafr]

Invested assets, long term savings and debts:

12/31/14       $51,962
12/31/15       $92,762
12/31/16      $163,900
12/31/17      $251,415
12/31/18      $330,093 - new job, nice retention bonus from previous job
12/31/19      $519,878 - pension lump sum after leaving old job (rolled into 401k)
12/31/20      $714,958
12/31/21      $993,847 - reached $1M on 11/03 and then, well... yeah.
12/31/22      $855,784
12/31/23    $1,184,285 - reached $1M again on 05/18
---

01/31/24    $1,196,456
02/29/24    $1,249,619
03/31/24    $1,294,026 - maxed out 401(k) including catch-up.


Looks like I forgot to update this thread last month? The last couple of months have seen a HUGE increase in spending as I've bought some new furniture and home improvement/decoration stuff that I've wanted for years. Also got a new face-punchy monitor and speakers for my home office (my employer did reimburse me for about half of the monitor cost). I paid for it all with a little RSUs, a little TSLA, and my ESPP. All done now, so back to my regularly scheduled savings.

Very unmustachian, but now my home feels like... a home, and I enjoy every minute I spend in my living room, when I never spent much time there before. Work comfort and productivity are also very much improved with the new monitor and speakers (sooo many pixels! no more headset on my head for hours on end!). Am I trying to justify completely unnecessary spending? Yes. But I don't care. I'll take the face punches.

Anyway, the markets have marketed away during that time, and I'm once again ending a month right under a new milestone. lol. My 401(k) is maxed out, and I will start contributing to my mega-backdoor Roth next paycheck. Decided to play a bit with my W4 to max that out even faster, we'll see how it goes.

I'm getting really, really close to my FI number, and when I get there (probably next month, assuming no market shenanigans), I'll have about 5 years to save up for a house (goal is to be able to buy a nice one without a mortgage). That'll require good market returns, though, so it's definitely not a slam dunk at this point.

[RWD]

2007  -0.01m
2008  -0.02m
2009  -0.03m
2010  -0.03m
2011  -0.02m
2012  0.04m
2013  0.10m
2014  0.19m
2015  0.25m
2016  0.38m
2017  0.54m
2018  0.61m
2019  0.85m
2020  1.08m
2021  1.34m
2022  1.25m
2023-Q1  1.39m
2023-Q2  1.48m
2023-Q3  1.40m
2023-Q4  1.55m
2024-Q1  1.65m

Another new high for our net worth.

[fuzzy math]

The big stock gains hit right after we joined the double comma club. I have only known monstrous growth upon hitting millionaire status. Trying to unpack how much is dividends vs growth vs contributions. I'd like to think that its totally normal to have $60k growth every month LOL

Investments only

	2018	2019	2020	2021	2022	2023	2024
January	-	$226,942	$401,746	$603,129	$905,792	$860,957	$1,139,972
February	-	$249,796	$414,430	$610,412	$867,164	$930,363	$1,201,046
March	-	$270,351	$412,631	$630,438	$856,028	$938,053	$1,287,113
April	-	$285,770	$393,815	$679,078	$900,389	$957,750	$1,340,771
May	-	$295,838	$414,524	$719,534	$837,895	$973,337	-
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752	-
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927	-
August	$234,711	$315,942	$496,982	$784,835	$861,929	$1,059,239	-
September	$245,993	$318,301	$529,603	$815,664	$837,259	$1,057,189	-
October	$251,023	$334,301	$525,945	$795,014	$780,500	$1,011,786	-
November	$238,881	$352,430	$528,082	$851,714	$844,902	$971,634	-
December	$244,687	$370,715	$585,310	$880,980	$899,305	$1,079,203	-

[nick663]

Crossing over from the 500k thread.  Tracking total NW minus house.  Updating NW quarterly as our lives are fairly stable so no reason to do it more often.

June 2017:  198.7k
September 2017:  222.1k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k
June 2021:  701.1k
September 2021:  725.9k
December 2021:  788.5k

March 2022:  782.2k
June 2022:  673.5k
September 2022:  665.9k
December 2022:  720.6k

March 2023:  794.9k
June 2023:  874.7k
September 2023: 869.6k
December 2023:  977.1k

March 2024:  1.094m

[ToughMother]

Welcome and congrats to the new members of this $1M-2M group! It's been a lively few months of new folks joining us here and some forum members "graduating" to the BIGS ($2M+).

2024 Q1 update

date         NW        Investments
4/3/14     $430k         $225k
9/19/14    $500k         $275k
11/6/14    $550k         $300K
5/9/15     $600k         $341k
4/13/16    $650k         $375k
9/7/16     $700k         $410k
5/6/17     $750k         $674k (*I think I lost info on one of our accounts prior to this)
9/9/17     $800k         $717k
11/22/17      Assets hit $1M
12/15/17   $850k         $770K
3/10/18    $900k         $770k (refinanced house, put $ in, and moved from 30 to 15 yrs)
6/16/18    $950k         $818k
12/26/18   $900k         $750k
1/10/19    $950k         $803k
2/19/19    $1M !!!       $856k
6/12/19    $1.05M        $900k
10/9/19    $1.08M        $895k (downpayment on new house)
12/31/19   $1.16M        $974k
2/12/20    $1.19M        $1M !!! 
 bad, scary, viral things happened, sold first house, interior reno on new house, then back at it 
8/13/21    $1.46M        $1.27M
12/31/21   $1.54M        $1.34M (refinanced house)
12/29/22   $1.48M        $1.26M (major house repairs/construction; invested ~$95K this year not including pension contributions)
3/31/23    $1.50M        $1.33M (major house repairs/construction con't)
6/30/23    $1.53M        $1.40M (just finished house work)
9/30/23    $1.53M        $1.39M
12/31/23   $1.68M        $1.52M
2/29/24       Assets hit $2M
3/1/24     $1.78M        $1.60M (FIRE'd)
3/31/24    $1.86M        $1.66M (vac payout)

[grantmeaname]

Year

Jan

Feb

Mar

|

Apr

May

Jun

|

Jul

Aug

Sep

|

Oct

Nov

Dec

2015

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$9k

-$6k

-$5k

2016

-$3k

-$2k

-$0k

|

$1k

$3k

$4k

|

$6k

$7k

$9k

|

$9k

$11k

$13k

2017

$15k

$16k

$18k

|

$20k

$22k

$24k

|

$26k

$27k

$30k

|

$32k

$35k

$36k

2018

$45k

$44k

$53k

|

$56k

$55k

$52k

|

$63k

$62k

$65k

|

$75k

$72k

$73k

2019

$80k

$100k

$104k

|

$108k

$119k

$126k

|

$127k

$130k

$133k

|

$141k

$153k

$163k

2020

$167k

$162k

$156k

|

$187k

$196k

$208k

|

$228k

$242k

$246k

|

$252k

$287k

$303k

2021

$316k

$365k

$377k

|

$403k

$414k

$428k

|

$444k

$460k

$461k

|

$485k

$485k

$516k

2022

$489k

$567k

$586k

|

$540k

$551k

$518k

|

$566k

$564k

$535k

|

$566k

$600k

$587k

2023

$612k

$640k

$660k

|

$679k

$712k

$748k

|

$793k

$795k

$791k

|

$783k

$817k

$873k

2024

$873k

$1.000M

$1.039M

|

-

-

-

|

-

-

-

|

-

-

-

[afuera]

Investments Only (as of 3/31/24)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586	$1,202,797
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	$947,661	$1,243,768
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654	$971,612	$1,308,642
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	$990,639	-
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	$1,002,016	-
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	$1,052,128	-
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	$1,106,098	-
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	$1,086,297	-
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	$1,039,276	-
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	$1,006,297	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	$1,105,904	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	$1,174,920	-

[BiggerFishToFI]

Another great quarter. We are borderline FI and certainly lean FI. Would require taking our kids out of childcare, not contributing to their college funds and pulling 4% at 37 years old. We could move to a LCOL and be set which is nice to have as an option but not what we want to do at this time. We will likely keep working for a few more years, but plan to downshift to 4 days per week this summer.

Having options is somewhat paralyzing, we are not sure what to do! So thankful to have found the FI community back in 2017, prior to kids and lifestyle inflation (mostly childcare, diapers and $75/week of fruit).

Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
10/31/21   $1,000,117   $1,191,167   <---- 1M Invested
11/30/21   $992,058   $1,164,338   
12/31/21   $1,080,047   $1,267,082   
03/31/22   $1,079,907   $1,261,231   
06/30/22   $951,010   $1,133,332   
09/30/22   $932,215   $1,116,375   
12/31/22   $1,037,594   $1,264,764   
03/31/23   $1,169,701   $1,363,914   
06/30/23   $1,259,219   $1,465,265   
09/30/23   $1,253,710   $1,439,186   
12/31/23   $1,422,250   $1,741,093   
03/31/24   $1,578,470   $1,879,436   

[AFrugalGuy]

(Calculations include primary residence, current value of defined benefit pension plan, emergency fund and liquid retirement investments.)

November 30, 2023: $1,265,857.28
December 31, 2023: $1,375,143.79 (+$177,313.28 or 14% from December 31, 2022)
January 31, 2024: $1,438,100.90
February 29, 2024: $1,427,226.01
March 31, 2024: $1,449,712.65

[WesternAugust]

05/01/14 Cash & Investments: $135,000
02/21/21 Cash & Investments: $855,000
07/23/21 Cash & Investments: $1,010,510
09/02/21 Cash & Investments: $1,056,104
11/03/21 Cash & Investments: $1,097,920
01/03/22 Cash & Investments: $1,130,791
09/25/22 Cash & Investments: $970,496
11/04/22 Cash & Investments. $1,002,769
02/01/23 Cash & Investments: $1,109,044
04/20/23 Cash & Investments: $1,139,393
06/02/23 Cash & Investments: $1,175,438
06/14/23 Cash & Investments: $1,200,739
07/28/23 Cash & Investments: $1,253,933
11/15/23 Cash & Investments: $1,260,711
12/11/23 Cash & Investments: $1,301,887
12/28/23 Cash & Investments: $1,367,990
02/02/24 Cash & Investments: $1,400,428
03/01/24 Cash & Investments: $1,452,506
03/31/24 Cash & Investments: $1,495,773

Just shy of the $1.5M mark. At one time I thought that would be my FIRE number, but I don't think we're quite there due to inflation and a bit of lifestyle creep. The plan for now is keep going until the $2M mark and reevaluate from there.

[dandarc]

Date          TotalNW   Stache Only
Nov 12 2020 - 1.001M    0.953M
Jan 01 2021 - 1.061M    1.026M
Jan 01 2022 - 1.279M    1.246M
Jan 01 2023 - 1.066M    1.032M
Jan 01 2024 - 1.259M    1.221M
Feb 03 2024 - 1.269M    1.229M
Mar 01 2024 - 1.311M    1.261M
April 01 2024 - 1.358M    1.301M

Stache Highwater mark: March 29 2024 - 1.358M Total, 1.301M Stache


Hurray Mr. Market - new high water mark. That 3% withdrawal rate (I actually include this in our income when making some financial decisions, like the one to cut back to part time in 2021 - put "eh can we really afford to do this?" worries to bed well.) would now be $3,254 per month. Almost $40K annually - actually a somewhat reasonable entry-level salary in a lot of fields. And not so entry-level in some fields as well.

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70	$1,174,870.51
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33	$1,202,663.79
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72	$942,437.96	$1,254,741.17
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70	$978,864.73	$1,303,051.03
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50	$995,095.52
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45	$998,436.27
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88	$1,064,698.17
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13	$1,106,018.02
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82	$1,086,863.98
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27	$1,043,259.18
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53	$1,022,278.77
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06	$1,112,472.28

[drumstache]

DATE      INVESTMENTS + EF
Dec 2010      $137,800   
Dec 2011      $145,000   
Dec 2012      $179,000   
Dec 2013      $199,543   
Dec 2014      $221,787   
Jan 2015      $247,945   
May 2015      $279,652   
May 2016      $328,980   
Jul 2017      $417,772   *Discovered MMM
Aug 2018      $491,708   
Jul 2019      $617,447   
Jul 2020      $727,000   
Jul 2021      $935,000   
Jul 2022      $877,000   
Jan 2023      $930,091
Jul 2023      $971,263   
Oct 2023      $992,000   
Nov 2023      $1,032,057
Dec 2023      $1,078,425 
Jan 2024      $1,110,511  ($1,320,511 TNW)
Feb 2024      $1,137,614  ($1,347,614 TNW)
Mar 2024      $1,167,962  ($1,377,962 TNW)
Apr 2024      $1,192,878  ($1,402,878 TNW)

[Finwiz]

All time high for us too. +153k in a quarter feels wild to me. Barring the market misbehaving, maybe we can bump our initial 1.3mm EoY goal to 1.4mm.

01/01/21 - $400,149
03/31/21 - $458,005 (+$57,856)
06/30/21 - $517,109 (+$116,960)
09/30/21 - $563,939 (+$163,790)
12/31/21 - $603,373 (+$203,224)

01/16/22 - $601,346 (-$2,026)
03/31/22 - $646,383 (+$43,010)
06/30/22 - $638,810 (+$35,437)
10/17/22 - $672,896 (+$69,523)
12/31/22 - $736,945 (+$133,573)

01/15/23 - $758,371 (+$21,425)
03/31/23 - $842,402 (+$105,457)
07/15/23 - $957,667 (+$220,721)
10/16/23 - $988,762 (+$251,816)
11/07/23 - $1,005,005 (+$268,059)
12/31/23 - $1,102,511 (+$365,566)

01/31/24 - $1,117,437 (+$14,925)
02/16/24 - $1,149,646 (+$47,135)
02/29/24 - $1,212,796 (+$110,285)
03/31/24 - $1,256,463 (+$153,951)

[AnxietyFly]

Turn 44 this year and it's been about two and half years since we hit the famous 1M mark. Weird how critical I have become even while pyling a lot of $$$ like never before.  A couple days ago we reached 1.5M mark again like we did at the beginning of 2022 before the big down turn.

Currently at about 1.6M and plan to be at 1.7 by the end of the year.  A couple more years and I can separate from my company.

[mizzourah2006]

Jan. 1, 2016: $181.7k
Jan. 1, 2017: $249.5k
Jan. 1, 2018: $377.3k
Jan. 1, 2019: $499.2k
Jan. 1, 2020: $710.5k
Jan. 1, 2021: $1,055.8k
Jan. 1, 2022: $1,312.5k

Jan. 1, 2023: $1,349.9k

~ Jan. 1, 2024: $1,634.4k

April 1, 2024: $1,838.9k

[Bateaux]

Welcome and congrats to the new members of this $1M-2M group! It's been a lively few months of new folks joining us here and some forum members "graduating" to the BIGS ($2M+).

I pop back in here every so often to see how the "kids" are doing.
Y'all are doing absolutely fantastic!!!
I remember dreaming of the next thread several years ago.
Keep pushing, it gets easier as you go.

[Dicey]

Year

Jan

Feb

Mar

|

Apr

May

Jun

|

Jul

Aug

Sep

|

Oct

Nov

Dec

2015

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$9k

-$6k

-$5k

2016

-$3k

-$2k

-$0k

|

$1k

$3k

$4k

|

$6k

$7k

$9k

|

$9k

$11k

$13k

2017

$15k

$16k

$18k

|

$20k

$22k

$24k

|

$26k

$27k

$30k

|

$32k

$35k

$36k

2018

$45k

$44k

$53k

|

$56k

$55k

$52k

|

$63k

$62k

$65k

|

$75k

$72k

$73k

2019

$80k

$100k

$104k

|

$108k

$119k

$126k

|

$127k

$130k

$133k

|

$141k

$153k

$163k

2020

$167k

$162k

$156k

|

$187k

$196k

$208k

|

$228k

$242k

$246k

|

$252k

$287k

$303k

2021

$316k

$365k

$377k

|

$403k

$414k

$428k

|

$444k

$460k

$461k

|

$485k

$485k

$516k

2022

$489k

$567k

$586k

|

$540k

$551k

$518k

|

$566k

$564k

$535k

|

$566k

$600k

$587k

2023

$612k

$640k

$660k

|

$679k

$712k

$748k

|

$793k

$795k

$791k

|

$783k

$817k

$873k

2024

$873k

$1.000M

$1.039M

|

-

-

-

|

-

-

-

|

-

-

-

Congratulations!

[dandypandys]

Just sneaking in, and having a look around ha ha we are so close! Maybe this month :-)
Unless we decide not to add our little condo anymore in the equation

[ToughMother]

Just sneaking in, and having a look around ha ha we are so close! Maybe this month :-)
Unless we decide not to add our little condo anymore in the equation

Hey @dandypandys, the water is nice, the sun is warm, and we always enjoy new folks regardless of how they count their dollars! Hope to see you soon despite the recent market downward trend...

[PassMMM]

Haven't tracked very regularly since the new year, so updating nearly the last full year in NW. I took a job with a heavy paycut, but way better hours/balance, so progress will exist but be much slower from here on out - but hey, that was sort of freedom I was saving up for in the first place. I think my FIRE# is probably around $2.5M invested, so hopefully I cross halfway there this year. Crazy to think I had a negative net worth 7 years ago.

May 23:   1,131 (TNW - includes EOY bonus paid in early '23); 745 (LNW)
Jul  23:    1,235 (TNW); 833 (LNW)
Aug 23:   1,228 ; 828
Sep 23:   1,228 ; 828
Oct 23:    1,221 ; 820
Nov 23:   1,282 ; 862
Dec 23:   1,350 ; 940
Jan 24:    1,409 ; 1,018
Feb 24:    1,446 ; 1,065
Mar 24:    1,522 ; 1,133

[OurTown]

TNW in thousands (includes home equity)

April 2021 = $1,004
May 2021 = $1,070
June 2021 = $1,054
July 2021 = $1,070
August 2021 = $1,088
September 2021 = $1,104
October 2021 = $1,083
November 2021 = $1,116
December 2021 = $1,117

January 2022 = $1,140
February 2022 = $1,080
March 2022 = $1,110
April 2022 = $1,125
May 2022 = $1,080
June 2022 = $1,089
July 2022 = $1,045
August 2022 = $1,082
September 2022 = $1,068
October 2022 = $1,021
November 2022 = $1,051
December 2022 = $1,100

January 2023 = $1,089
February 2023 = $1,128
March 2023 = $1,123
April 2023 = $1,138
May 2023 = $1,155
June 2023 = $1,157
July 2023 = $1,182
August 2023 = $1,210
September 2023 = $1,200
October 2023 = $1,179
November 2023 = $1,165
December 2023 = $1,231

January 2024 = $1,293
February 2024 = $1,305
March 2024 = $1,327
April 2024 = $1,356
May 2024 = $1,332

[afuera]

Investments Only (as of 4/30/24)

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070	$1,023,691	$954,586	$1,202,797
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754	$1,000,887	$947,661	$1,243,768
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947	$1,035,654	$971,612	$1,308,642
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944	$962,250	$990,639	$1,287,815
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401	$935,331	$1,002,016	-
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115	$875,560	$1,052,128	-
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	$962,887	$965,972	$1,106,098	-
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	$998,422	$912,288	$1,086,297	-
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	$970,317	$837,917	$1,039,276	-
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	$1,023,332	$895,518	$1,006,297	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	$1,025,096	$918,718	$1,105,904	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	$1,062,376	$896,791	$1,174,920	-

Down $20K for the month but maxed my rIRA for the year :)

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)	2023 ($)	2024 ($)
January	-	496,255	674,413	898,547	902,687	1,180,214
February	-	472,573	700,728	880,646	903,228	1,254,552
March	-	444,067	732,652	901,213	928,990	1,290,713
April	-	495,051	762,029	848.393	982,455	1,268,968
May	-	524,063	759,955	843,438	990,932	-
June	-	524,530	796,116	789,251	1,032,315	-
July	330,406	552,296	826,664	856,647	1,070,543	-
August	437,870	632,115	866,404	848,320	1,080,553	-
September	443,081	617,959	827,075	813,668	1,033,191	-
October	452,295	604,646	873,651	865,508	1,045,192	-
November	483,711	664,577	898,767	905,357	1,118,401	-
December	484,963	674,843	925,511	860,954	1,140,987	-

[hudsoncat]

	2018	2019	2020	2021	2022	2023	2024
January	$222,019	$261,809	$403,264	$550,326	$775,790	$707,881	$988,431
February	$236,831	$286,584	$414,417	$555,120	$740,206	$754,468	$1,005,722
March	$234,104	$303,681	$388,201	$577,440	$732,898	$751,869	$1,066,926
April	$234,452	$314,939	$355,475	$606,455	$774,258	$781,814	$1,116,852
May	$241,470	$331,080	$398,672	$647,810	$714,112	$812,967	$1,100,887
June	$249,398	$320,926	$417,280	$654,138	$719,842	$822,222	-
July	$253,884	$342,700	$424,818	$671,808	$668,503	$875,635	-
August	$264,666	$354,784	$456,512	$693,782	$732,736	$907,972	-
September	$276,905	$351,842	$491,411	$718,331	$709,518	$898,165	-
October	$285,986	$360,853	$482,214	$700,515	$662,362	$865,823	-
November	$267,359	$374,706	$475,471	$744,130	$698,468	$847,225	-
December	$281,461	$391,293	$531,137	$754,319	$745,704	$930,012	-

Looking for the right new (to me) car. I appreciate that we have the resources to take our time to find the right one... Filled the last IRA this month which helped offset the market downturn a bit.

[grantmeaname]

Year

Jan

Feb

Mar

|

Apr

May

Jun

|

Jul

Aug

Sep

|

Oct

Nov

Dec

2015

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$9k

-$6k

-$5k

2016

-$3k

-$2k

-$0k

|

$1k

$3k

$4k

|

$6k

$7k

$9k

|

$9k

$11k

$13k

2017

$15k

$16k

$18k

|

$20k

$22k

$24k

|

$26k

$27k

$30k

|

$32k

$35k

$36k

2018

$45k

$44k

$53k

|

$56k

$55k

$52k

|

$63k

$62k

$65k

|

$75k

$72k

$73k

2019

$80k

$100k

$104k

|

$108k

$119k

$126k

|

$127k

$130k

$133k

|

$141k

$153k

$163k

2020

$167k

$162k

$156k

|

$187k

$196k

$208k

|

$228k

$242k

$246k

|

$252k

$287k

$303k

2021

$316k

$365k

$377k

|

$403k

$414k

$428k

|

$444k

$460k

$461k

|

$485k

$485k

$516k

2022

$489k

$567k

$586k

|

$540k

$551k

$518k

|

$566k

$564k

$535k

|

$566k

$600k

$587k

2023

$612k

$640k

$660k

|

$679k

$712k

$748k

|

$793k

$795k

$791k

|

$783k

$817k

$873k

2024

$873k

$1.000M

$1.039M

|

$1.038M

-

-

|

-

-

-

|

-

-

-

[2Birds1Stone]

01/01/2022 - $1,025,500
02/01/2022 - $1,056,900
03/01/2022 - $1,053,800
04/01/2022 - $1,113,000
05/01/2022 - $1,155,000
06/01/2022 - $1,204,900
07/01/2022 - $1,160,100
08/01/2022 - $1,218,800
09/01/2022 - $1,209,600
10/01/2022 - $1,189,600
11/01/2022 - $1,267,000
12/01/2022 - $1,325,000
01/01/2023 - $1,315,100
02/01/2023 - $1,380,000
03/01/2023 - $1,405,000
04/01/2023 - $1,440,000
05/01/2023 - $1,481,000
06/01/2023 - $1,505,300 - Officially FIRE'd
07/01/2023 - $1,565,500
08/01/2023 - $1,604,500
09/01/2023 - $1,582,200
10/01/2023 - $1,538,400
11/01/2023 - $1,513,300
12/01/2023 - $1,588,700
01/01/2024 - $1,646,500
02/01/2024 - $1,646,600
03/01/2024 - $1,697,800
04/01/2024 - $1,741,000
05/01/2024 - $1,695,900

These down months were more fun during the accumulation phase \_( 0_o)_/

[turketron]

		2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51	$1,008,596.87	$896,405.70	$1,174,870.51
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13	$954,587.38	$956,408.33	$1,202,663.79
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71	$949,999.72	$942,437.96	$1,254,741.17
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88	$999,856.70	$978,864.73	$1,303,051.03
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67	$928,584.50	$995,095.52	$1,252,253.13
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50	$916,075.45	$998,436.27
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86	$840,059.88	$1,064,698.17
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19	$923,408.92	$915,283.13	$1,106,018.02
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25	$950,899.02	$891,457.82	$1,086,863.98
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62	$907,416.93	$822,036.27	$1,043,259.18
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06	$963,453.56	$886,527.53	$1,022,278.77
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82	$964,037.88	$938,630.06	$1,112,472.28

[fuzzy math]

Investments only

	2018	2019	2020	2021	2022	2023	2024
January	-	$226,942	$401,746	$603,129	$905,792	$860,957	$1,139,972
February	-	$249,796	$414,430	$610,412	$867,164	$930,363	$1,201,046
March	-	$270,351	$412,631	$630,438	$856,028	$938,053	$1,287,113
April	-	$285,770	$393,815	$679,078	$900,389	$957,750	$1,340,771
May	-	$295,838	$414,524	$719,534	$837,895	$973,337	$1,329,973
June	$219,320	$283,393	$452,579	$737,483	$849,385	$968,752	-
July	$228,483	$307,071	$471,455	$771,570	$798,307	$1,013,927	-
August	$234,711	$315,942	$496,982	$784,835	$861,929	$1,059,239	-
September	$245,993	$318,301	$529,603	$815,664	$837,259	$1,057,189	-
October	$251,023	$334,301	$525,945	$795,014	$780,500	$1,011,786	-
November	$238,881	$352,430	$528,082	$851,714	$844,902	$971,634	-
December	$244,687	$370,715	$585,310	$880,980	$899,305	$1,079,203	-

[Imustacheyouaquestion]

Month	2023	2024	2025
January	-	$1,075,000	-
February	-	$1,090,000	-
March	-	$1,124,000	-	-
April	-	$1,150,000	-
May	-	$1,135,000	-
June	-	-	-
July	-	-	-
August	-	-	-
September	$1,000,003	-	-
October	$990,000	-	-
November	$975,000	-	-
December	$1,034,700	-	-

[Jack0Life]

FEB 4 2023.
We bought a long range AWD Model Y this past month. I can honestly say I will never go back to a gas car. I'll end up trading in my CRV for another Tesla within weeks.


Rental       300,000- Paid off. Zillow has this house at $345k
Primary     248,103- Valued this house at $550k(Zillow $565k). Will sell for more.
                              $550k- minus selling fee and balance owed.
Assets        85,000- Bought a Tesla Model Y this month.
HSA           49,930
IRA-roth     140,052
IRA            97,229
Inx funds    172,967   
401k          30,208
Wife 401k   57,886 
Wife HSA    11,030
Wifes IRA    119,222
Cash          34,222
Etrade        25,882
Pension       30,120- I added this. Cash value of small pension I have.
Vanguard-   306,639- Most are all CDs and MM all over 5% interests.

$1,708,271 - Net Worth.
$1,460,168 - Without primary home.
$1,010,276- INVESTED. This intrigue me as we just cross this in Dec and in Jan, I took out $25k to buy the Tesla and yet, my invested is still $9K more than Dec.

April 30th 2024

I haven't updated since beginning Feb. I remembered it got as high as $1,775,000 end of March.
Enjoying the Tesla. Awesome car.
My group of friends, 3 more couples went and got Tesla too.


Rental       300,000- Paid off. Zillow has this house at $360k
Primary     248,103- Valued this house at $550k(Zillow $576k). Will sell for more.
                              $550k- minus selling fee and balance owed.
Assets        85,000- Bought a Tesla Model Y this month.
HSA           50,696
IRA-roth     142,002
IRA            98,590
Inx funds    175,679
401k          30,723
Wife 401k   63,716
Wife HSA    12,312
Wifes IRA    121093
Cash          29,150
Etrade        28,731
Pension       30,120- I added this. Cash value of small pension I have.
Vanguard-   316,528- Most are all CDs and MM all over 5% interests. Was thinking of moving some of this to some Index funds but I will leave it here as long as the interests are still over 5%.

$1,734,615 - Net Worth.
$1,484,589 - Without primary home.
$1,039,889- INVESTED.

[pamplemusique]

Mar ‘22: $1,045k
Apr ‘22: $1,042k
May ‘22: $1,035k
Jun’22: $975k
Jul ‘22: $994k
Aug ‘22: $1,009k
Sep ‘22: $920k
Oct ‘22: $1,000k
Nov ‘22: $1,017k
Dec ‘22: $979k
Jan ‘23: $1,041k
Feb ‘23: $1,058k
Mar ‘23: $1,158k

[Hopefully] solidly back in this race after bonus & vesting. Rocky year for the market, an uncertain job market, and some work-life balance improvements pushed back my sabbatical plan by a year, but feeling pretty committed to my current 12 month countdown to extended time off and glorious adventures. Making sure to enjoy the journey, too, with several smaller adventures on the horizon (Mexico spring break, music festival, visits to out of town friends).

Checking in after another year of bonus & vesting. The work-life balance efforts worked too well and I ended up feeling bored and restless. Also realized I wasn’t having the work experiences that would get me the roles I want in the future if I stayed where I was. Started a new job a month ago and it’s way more intense but at least for now the change of pace is invigorating. Narrative to myself is this is the last role before a well-deserved break. I’ve been talking about a “sabbatical in the next year or two” for a while now, but the white collar job market and inflation being what they are these days I was too scared to pull the plug now instead of switching. We’ll see how I feel as I get closer to the end of this race, though I do at least feel less willing to put up with shit at my job. If I was miserable I feel I have the cushion to quit, but for now I’m engaged enough in learning new things and enjoy my coworkers to keep going.

On to the numbers (liquid net worth on mint/credit karma)

Mar '23: $1,144,037 (month end whereas prior post was mid-month)
Apr '23: $1,167,912
May '23: $1,162,963
Jun '23: $1,206,585
Jul '23: $1,248,539
Aug '23: $1,205,713
Sep '23: $1,143,983
Oct '23: $1,127,166
Nov '23: $1,178,432
Dec '23: $1,271,950
Jan '24: $1,267,599
Feb '24: $1,399,496 RSU vesting
Mar '24: $1,510,838 Bonus
April '24: $1,486,385

[dandarc]

Date          TotalNW   Stache Only
Nov 12 2020 - 1.001M    0.953M
Jan 01 2021 - 1.061M    1.026M
Jan 01 2022 - 1.279M    1.246M
Jan 01 2023 - 1.066M    1.032M
Jan 01 2024 - 1.259M    1.221M
Feb 03 2024 - 1.269M    1.229M
Mar 01 2024 - 1.311M    1.261M
Apr 01 2024 - 1.358M    1.301M
May 01 2024 - 1.303M    1.251M

Stache Highwater mark: March 29 2024 - 1.358M Total, 1.301M Stache


That month was less fun than March. We're moving, so the next several months going to be wonky for the net worth and the stache. Lots of unusual expenses, plus need to move some funds around to have cash where it needs to be to make this happen. And finally will likely receive a $50-100K check whenever our current home sells.