Author Topic: Race from $2M to $4M...and Beyond!  (Read 434736 times)

BlueHouse

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Re: Race from $2M to $4M...and Beyond!
« Reply #2400 on: February 20, 2020, 07:33:38 AM »
Wow - there must be quite a story behind this! How did you achieve this?

Basically, I got a high paying job straight out of college and then started saving and investing almost everything from that point on. I learned to live extremely frugally. My annual expenses have averaged less than $10K for my entire working career, but my income is many times that.

I've been journaling for most of this time if you want to read more:
https://forum.mrmoneymustache.com/journals/herbert-derp's-frugal-adventures/
That is great progress!    Frugality pays off quickly. 

GreenEggs

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Re: Race from $2M to $4M...and Beyond!
« Reply #2401 on: February 20, 2020, 09:18:04 AM »
Herbert Derp & BlueHouse,


Welcome to the club.  Your bicycle discount cards should be arriving shortly.  ;) 




ysette9

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Race from $2M to $4M...and Beyond!
« Reply #2402 on: February 20, 2020, 10:53:54 AM »
Sorry we can't talk to you until you have $2M.. JK.. Welcome..:)

I'm in!  Officially.  Yesterday my account was fluctuating and I checked it multiple times to see if I could come in.  Wasn't until I checked this morning (after the index funds update) that I knew I was here.  Whew.  Just barely! 

... You'll be amazed now how fast it starts to build.  Welcome to the advanced class.  From now on, if you so choose, you'll always be a millionaire.  Most likely a many multiple millionaire.  Now you can think of generational wealth, legacy funds and dreamy retirement.

this is great inspiration.  Thank you. 

Sell something on Craigslist and put yourself over the top.

Now that I'm here, I will do this if needed to stay in.  I am loathe to go backwards.
Just stop looking closely for the next several months, or until you are sure you are well over. :)

My sister firmly believes in the ďbury your head in the sandĒ approach to her investments as she knows if she looked all the time it would stress her out. So she invests regularly but otherwise ignores it.

Exflyboy

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Re: Race from $2M to $4M...and Beyond!
« Reply #2403 on: February 20, 2020, 11:02:42 AM »
Finally made it to this thread! I wasn't expecting to be here so soon, but I fully expect to be kicked out the door by the impending market correction. In any case, stonks! It's good to be a multimillionaire!

11/23/2012: $45,000.00
08/03/2013: $100,000.00
01/01/2016: $408,896.04
01/01/2017: $617,283.09
06/06/2017: $758,104.40
10/15/2017: $856,488.71
11/18/2017: $929,536.54
11/27/2017: $944,395.35
12/17/2017: $956,928.07
01/01/2018: $968,307.87
01/05/2018: $987,442.11
01/08/2018: $996,215.32
01/09/2018: $998,819.79
01/10/2018: $999,079.24
01/11/2018: $1,003,101.34
02/01/2018: $1,061,732.89
02/28/2018: $1,062,750.48
05/18/2018: $1,149,432.76
06/06/2018: $1,203,026.63
07/11/2018: $1,232,435.26
08/02/2018: $1,269,509.32
09/01/2018: $1,326,015.73
03/05/2019: $1,327,833.14
06/10/2019: $1,462,549.50
07/07/2019: $1,519,162.03
12/14/2019: $1,628,320.78
01/01/2020: $1,705,284.27
02/02/2020: $1,838,397.87
02/13/2020: $1,961,653.87
02/19/2020: $2,000,505.43

You went from basically nothing to $2M in 8 years!.. Geez, what do you do.... Rob banks?...:)

Seriously thats a heck of a rise. Now clearly you have a monster salary so if you work another 10 years then.....

Exflyboy

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Re: Race from $2M to $4M...and Beyond!
« Reply #2404 on: February 20, 2020, 11:12:10 AM »


I did let DW buy a USED $1700 mountain bike this week!

let...

hahahaha

Yeah there was no "Let" involved.. and nor should there be..:)

carstenjames

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Re: Race from $2M to $4M...and Beyond!
« Reply #2405 on: February 20, 2020, 12:11:43 PM »
12/14/2019: $1,628,320.78
01/01/2020: $1,705,284.27
02/02/2020: $1,838,397.87
02/13/2020: $1,961,653.87
02/19/2020: $2,000,505.43

Thats nearly a 400k increase in 2 months. The S&P 500 returned about 7% over that same time period. There are some serious outside cash flows rolling in to make that possible! Iím assuming you get some nice bonuses? Congrats!

EscapeVelocity2020

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Re: Race from $2M to $4M...and Beyond!
« Reply #2406 on: February 20, 2020, 01:55:19 PM »
12/14/2019: $1,628,320.78
01/01/2020: $1,705,284.27
02/02/2020: $1,838,397.87
02/13/2020: $1,961,653.87
02/19/2020: $2,000,505.43

Thats nearly a 400k increase in 2 months. The S&P 500 returned about 7% over that same time period. There are some serious outside cash flows rolling in to make that possible! Iím assuming you get some nice bonuses? Congrats!

Iím guessing Herbert works for Tesla!

Bateaux

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Re: Race from $2M to $4M...and Beyond!
« Reply #2407 on: February 20, 2020, 04:52:50 PM »
12/14/2019: $1,628,320.78
01/01/2020: $1,705,284.27
02/02/2020: $1,838,397.87
02/13/2020: $1,961,653.87
02/19/2020: $2,000,505.43

Thats nearly a 400k increase in 2 months. The S&P 500 returned about 7% over that same time period. There are some serious outside cash flows rolling in to make that possible! Iím assuming you get some nice bonuses? Congrats!

Iím guessing Herbert works for Tesla!

Ahh.  That would mesh perfectly.

Herbert Derp

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Re: Race from $2M to $4M...and Beyond!
« Reply #2408 on: February 20, 2020, 05:38:16 PM »
I can neither confirm nor deny these allegations

Bateaux

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Re: Race from $2M to $4M...and Beyond!
« Reply #2409 on: February 20, 2020, 05:42:14 PM »
I can neither confirm nor deny these allegations

You're way younger than many of us but, you're going to fit in perfectly.

BeanCounter

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Re: Race from $2M to $4M...and Beyond!
« Reply #2410 on: February 21, 2020, 04:03:24 AM »
Well for one day our total NW was just over 3M. But yesterdayís little dip fixed that.
Of course that includes a conservative estimate of $95k in home equity. Donít plan on selling or moving.
Regardless, our AA is 85% equities, 10% bonds, 5% cash. It can make for a wild ride, which could certainly be scary after I RE in May.  But since we are only 42 I think it only makes sense to have a high allocation to equities. The cash is about 2.5 years of expenses which should give us time in a downturn.

Exflyboy

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Re: Race from $2M to $4M...and Beyond!
« Reply #2411 on: February 21, 2020, 11:41:27 AM »
Well for one day our total NW was just over 3M. But yesterdayís little dip fixed that.
Of course that includes a conservative estimate of $95k in home equity. Donít plan on selling or moving.
Regardless, our AA is 85% equities, 10% bonds, 5% cash. It can make for a wild ride, which could certainly be scary after I RE in May.  But since we are only 42 I think it only makes sense to have a high allocation to equities. The cash is about 2.5 years of expenses which should give us time in a downturn.

I think you might be ok.. Just..;)


GreenEggs

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Re: Race from $2M to $4M...and Beyond!
« Reply #2412 on: February 21, 2020, 12:11:45 PM »
I moved quite a bit of cash from my Vanguard MM settlement fund into VIGAX yesterday.  I checked it this morning to confirm it went through & see if it had lost or gained anything, but now I'm thinking it wouldn't show either until today's close, right?


Anyway they gave me 3 pennies extra for some reason.  Wonder what that's about?  Is that the online equivalent to a free lolly-pop?

itchyfeet

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Re: Race from $2M to $4M...and Beyond!
« Reply #2413 on: February 21, 2020, 11:24:55 PM »
All the talk of cycling in these parts must have affected me subliminally. I dusted off my old steed and made it out for a ride twice this past week. Just 20kms each time, so not so far, but far enough to know I am extremely unfit... well I knew that just lying on the sofa.

 I have piled on the weight these past 6 years living in The UAE and need to make some efforts this year to get FIRE fit. I figure if I can just commit to cycling for an hour 3 times a week it will be a good start.

It is probably surprising to those of you who havenít spent time in the Midlde East, but cycling is massively popular here. Hard to believe huh!

Bateaux

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Re: Race from $2M to $4M...and Beyond!
« Reply #2414 on: February 22, 2020, 04:10:12 AM »
All the talk of cycling in these parts must have affected me subliminally. I dusted off my old steed and made it out for a ride twice this past week. Just 20kms each time, so not so far, but far enough to know I am extremely unfit... well I knew that just lying on the sofa.

 I have piled on the weight these past 6 years living in The UAE and need to make some efforts this year to get FIRE fit. I figure if I can just commit to cycling for an hour 3 times a week it will be a good start.

It is probably surprising to those of you who havenít spent time in the Midlde East, but cycling is massively popular here. Hard to believe huh!

Enjoy your bike!

ysette9

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Re: Race from $2M to $4M...and Beyond!
« Reply #2415 on: February 22, 2020, 02:45:17 PM »
All the talk of cycling in these parts must have affected me subliminally. I dusted off my old steed and made it out for a ride twice this past week. Just 20kms each time, so not so far, but far enough to know I am extremely unfit... well I knew that just lying on the sofa.

 I have piled on the weight these past 6 years living in The UAE and need to make some efforts this year to get FIRE fit. I figure if I can just commit to cycling for an hour 3 times a week it will be a good start.

It is probably surprising to those of you who havenít spent time in the Midlde East, but cycling is massively popular here. Hard to believe huh!
That does seem a bit surprising to me. Isnít it a million degrees over there most of the time?

itchyfeet

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Re: Race from $2M to $4M...and Beyond!
« Reply #2416 on: February 22, 2020, 09:08:52 PM »
In fact the weather is lovely for 8 months of the year. For 4 months a year itís like living inside a furnace.... even in the summer months cycling is popular though. You just need to be done before 8am. After that itís unbearable.

At the moment the weather is 22 degrees celsius or 70 degrees Fahrenheit.

Bateaux

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Re: Race from $2M to $4M...and Beyond!
« Reply #2417 on: February 23, 2020, 07:59:23 PM »
At the risk of getting banned, I'm making another bicycle post.  A younger, stronger and faster co-worker just suggested we head over to my house in Florida and ride 300 miles of forest, jungle, swamps and bike trails.  The route is a loop through central Florida that passes a couple of miles from our house.  It's the Huracan 300 race route.  I may die!   Watching the intro to the movie "127 Hours right now to get pumped up!"  This happens the first week of April.  I'm not fooling.



https://bikepacking.com/event/huracan-300-challenge-2020/
[urlhttps://bikepacking.com/event/huracan-300-challenge-2020/url]

EscapeVelocity2020

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Re: Race from $2M to $4M...and Beyond!
« Reply #2418 on: February 23, 2020, 09:12:44 PM »
At the risk of getting banned, I'm making another bicycle post.  A younger, stronger and faster co-worker just suggested we head over to my house in Florida and ride 300 miles of forest, jungle, swamps and bike trails.  The route is a loop through central Florida that passes a couple of miles from our house.  It's the Huracan 300 race route.  I may die!   Watching the intro to the movie "127 Hours right now to get pumped up!"  This happens the first week of April.  I'm not fooling.

My coworkers were telling me I should sign up for the 401k.  I told them, 'I'm not an idiot, I could never run that far!'.

Good luck Bateaux!

itchyfeet

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Re: Race from $2M to $4M...and Beyond!
« Reply #2419 on: February 24, 2020, 10:57:30 AM »
My coworkers were telling me I should sign up for the 401k.  I told them, 'I'm not an idiot, I could never run that far!'.

Good luck Bateaux!

Oh dear 🥺

ysette9

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Re: Race from $2M to $4M...and Beyond!
« Reply #2420 on: February 24, 2020, 11:19:39 AM »
Lol

Car Jack

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Re: Race from $2M to $4M...and Beyond!
« Reply #2421 on: February 24, 2020, 01:35:09 PM »
At the risk of getting banned, I'm making another bicycle post.  A younger, stronger and faster co-worker just suggested we head over to my house in Florida and ride 300 miles of forest, jungle, swamps and bike trails.  The route is a loop through central Florida that passes a couple of miles from our house.  It's the Huracan 300 race route.  I may die!   Watching the intro to the movie "127 Hours right now to get pumped up!"  This happens the first week of April.  I'm not fooling.



https://bikepacking.com/event/huracan-300-challenge-2020/
[urlhttps://bikepacking.com/event/huracan-300-challenge-2020/url]

I'll be right there with ya.  I used to roadrace competitively and took up mountain biking after too many LOL'ing 16 year olds nearly ran me off the road.  I'll watch it on tv (which is what I mean by being right there with ya).

2Birds1Stone

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Re: Race from $2M to $4M...and Beyond!
« Reply #2422 on: February 25, 2020, 12:32:10 PM »
Always so quiet in here on these big down days.

How's everyone feeling?

bluebelle

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Re: Race from $2M to $4M...and Beyond!
« Reply #2423 on: February 25, 2020, 12:39:40 PM »
Always so quiet in here on these big down days.

How's everyone feeling?
much like how I treat the bathroom scale after a pig-out - I'm ignoring the market until I think I'll like the number better.  :-)

ysette9

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Re: Race from $2M to $4M...and Beyond!
« Reply #2424 on: February 25, 2020, 01:19:35 PM »
Hah!

My husband wants us to invest a chunk of cash that just hit our checking account vais the market is on sale. That is on my To Do list for today

Much Fishing to Do

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Re: Race from $2M to $4M...and Beyond!
« Reply #2425 on: February 25, 2020, 01:39:54 PM »
Always so quiet in here on these big down days.

How's everyone feeling?
much like how I treat the bathroom scale after a pig-out - I'm ignoring the market until I think I'll like the number better.  :-)

Yeah, I'm definitely a fair weather fan... I have CNBC on during the good weeks and avoid it during weeks like this!  Of course, I treat my sports teams the same way I guess...I don't change allegiances when times are bad but it sure is a lot less painful to just look away for a while....

Bateaux

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Re: Race from $2M to $4M...and Beyond!
« Reply #2426 on: February 25, 2020, 01:40:50 PM »
Always so quiet in here on these big down days.

How's everyone feeling?

Yesterday I lost enough money to buy a nice Tesla Model 3.  By the end of the day, probably enough to buy a Tesla Model S.   By the end of the week, probably a tricked out Tesla Model X 100D.  But, I have a nice bicycle and a 12 year old duct tapped Honda Accord.  No worries.

EscapeVelocity2020

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Re: Race from $2M to $4M...and Beyond!
« Reply #2427 on: February 25, 2020, 02:32:53 PM »
Always so quiet in here on these big down days.

How's everyone feeling?

Market has been in 'bubble like' mode for a long time just going up and up without a 20% correction, not feeling very surprised.  I'm just wondering if it will go back to new highs in short order (like December '18 to Jan '19) or if this will become a real shake-out that gets the CAPE back to reasonable levels.  Only time will tell...  not touching anything, other than continuing regular 401k, 529, and ESPP contributions.  Sadly, the US hasn't taken advantage of the good times to run a budget surplus and shrink the Fed balance sheet, so maybe a silver lining will be that this stops the even larger 2020 budget deficit from becoming a reality.

Exflyboy

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Re: Race from $2M to $4M...and Beyond!
« Reply #2428 on: February 25, 2020, 02:33:57 PM »
Yeah I'm "only" $135,000 down from the recent peak.. no biggie..

I better not mention this to DW..:)

2Birds1Stone

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Re: Race from $2M to $4M...and Beyond!
« Reply #2429 on: February 25, 2020, 03:00:38 PM »
@EscapeVelocity2020, we had a 20%+ correction right around the end of 2018.

Exflyboy

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Re: Race from $2M to $4M...and Beyond!
« Reply #2430 on: February 25, 2020, 03:15:45 PM »
@EscapeVelocity2020, we had a 20%+ correction right around the end of 2018.

I think it was 19.8% or something.. I was getting ready to roll 1/3rd of my bond allocation to stocks and I missed it!..:(

LightTripper

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Re: Race from $2M to $4M...and Beyond!
« Reply #2431 on: February 25, 2020, 03:19:01 PM »
I'm too much in cash at the moment, so I'm happy with down (though don't tempt me to calculate my losses.... That wouldn't have occurred to me and now I sort of want to!!)

But feels a bit early and small to really be considered a "sale", so I'll just stick to my previous plan unless something really dramatic happens.

Plus, if Corona really goes pandemic I suspect access to cheap shares will feel like cold comfort...

ysette9

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Re: Race from $2M to $4M...and Beyond!
« Reply #2432 on: February 25, 2020, 04:14:09 PM »
I wouldnít have noticed the gyrations if my husband hadnít mentioned something

pecunia

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Re: Race from $2M to $4M...and Beyond!
« Reply #2433 on: February 25, 2020, 05:10:31 PM »
We're plunging down from the thin air in the stratosphere where, frankly, it's been a little hard to think straight.  After the market loses a bit more percentage with some rough turbulence, we'll level off face the sunshine and the blue skies ahead.

EscapeVelocity2020

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Re: Race from $2M to $4M...and Beyond!
« Reply #2434 on: February 25, 2020, 07:51:55 PM »
@EscapeVelocity2020, we had a 20%+ correction right around the end of 2018.

I think it was 19.8% or something.. I was getting ready to roll 1/3rd of my bond allocation to stocks and I missed it!..:(

Yes, that was the dip I was talking about, this might be another one of those.  It was short and fully rebounded within a month, then on to new highs, so it was barely a correction and certainly not a bear market or recession.  I assume the rebound was because the Fed stopped raising rates and became accommodating (going on to cut rates and start QE4), plus we had those generous corporate tax cuts.

Eventually America will have to balance the budget (taxes will have to rise and/or programs will have to be cut), and maybe a recession will help us realize what a mess we are sinking deeper in to.  That more we put that off, the worse the tax increase or program cuts will be.  America will have to prioritize servicing the debt to our bond/treasury holders, since we have become dependent on access to debt.

GreenEggs

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Re: Race from $2M to $4M...and Beyond!
« Reply #2435 on: February 25, 2020, 08:22:48 PM »
I think I may have made the purchase that broke the elevator.  I don't know what I was thinking, but I chose last Thursday to buy some (as in too much) VIGAX.  It's fallen about 7%, so far. 


Looks like we'll be drinking the cheap stuff for a while...  ;) 




GreenEggs

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Re: Race from $2M to $4M...and Beyond!
« Reply #2436 on: February 25, 2020, 09:09:50 PM »
Yeah I'm "only" $135,000 down from the recent peak.. no biggie..

I better not mention this to DW..:)


Good thing she already got the new bike. :)

2sk22

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Re: Race from $2M to $4M...and Beyond!
« Reply #2437 on: February 26, 2020, 02:35:15 AM »
Not much to add except that I am cash-heavy compared to most in this forum. My only planned action is to increase my monthly post-tax automated purchase of S&P 500 index. I have had this automatic purchase running unbroken since 1997!

Dicey

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Re: Race from $2M to $4M...and Beyond!
« Reply #2438 on: February 26, 2020, 06:48:51 AM »
We're cash heavy as well. Time to fill up our Roth buckets.

Just wishing I'd ordered those checks from the DAF last week, before we left on vacation. Oh, well, I can hold off sending them for a few more weeks and see what happens. I suppose it wouldn't be a bad time to dump some cash into that as well.

EscapeVelocity2020

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Re: Race from $2M to $4M...and Beyond!
« Reply #2439 on: February 26, 2020, 07:55:14 AM »
Interesting perspective on NPR this morning.  The economic shock from Covid isn't just a demand side disruption, which the Fed has tools to deal with (making money cheaper and more available).  If a pandemic should take hold, supply chains will be disrupted and now it is a supply side issue.  Even if people want their electronics from China and have the money, the supply will not be there.  Companies have already re-jiggered their supply chains as much as possible due to the tariffs, so there isn't any quick fix left.  So, ironically, the pandemic might just deliver Trump's 'America First' objective of reducing global trade, maybe that is why he doesn't seem to want to address it.

The pandemic would also be good for the environment with less people traveling, slower overall consumption, and having to make things last longer...   so hey, it's not all bad news.

Car Jack

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Re: Race from $2M to $4M...and Beyond!
« Reply #2440 on: February 26, 2020, 07:55:24 AM »
My AA target is 50/50.  After these 2 days, I'm at 49.95/51.05.  With everyone's hair on fire, I thought for sure I'd hit a rebalance 5% trigger.  Not even close.

I guess I'm waiting another week.  My ESPP shares vest Monday.  I'll sell Tuesday.  Then decide what I want to do.  I have no plans for the money this time.  I'll move some into BRK/b, I guess. 

Car Jack

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Re: Race from $2M to $4M...and Beyond!
« Reply #2441 on: February 26, 2020, 08:01:25 AM »
Interesting perspective on NPR this morning.  The economic shock from Covid isn't just a demand side disruption, which the Fed has tools to deal with (making money cheaper and more available).  If a pandemic should take hold, supply chains will be disrupted and now it is a supply side issue.  Even if people want their electronics from China and have the money, the supply will not be there.  Companies have already re-jiggered their supply chains as much as possible due to the tariffs, so there isn't any quick fix left.  So, ironically, the pandemic might just deliver Trump's 'America First' objective of reducing global trade, maybe that is why he doesn't seem to want to address it.

The pandemic would also be good for the environment with less people traveling, slower overall consumption, and having to make things last longer...   so hey, it's not all bad news.

Our company (we make ICs) has programmer boards built in China.  The factory has not re-opened since Lunar New Year.  We're being pro-active, searching our desks for these kits so we can provide them to customers.  Like everyone, we assemble in the Philippines which hasn't been hit.

Travel for training in North America has been addressed.  One big meeting at the mother ship was done completely by web ex.  The next one, instead of travel to the mother ship will be done by region.  Travel to the far east on business has all been cancelled.  Travel of the far east teams within region has all been cancelled.  North American travel to visit customers is still open as is Europe.

What a great plan that the CDC budget was cut.  Wonderful.

jeroly

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Re: Race from $2M to $4M...and Beyond!
« Reply #2442 on: February 26, 2020, 08:02:07 AM »
My AA target is 50/50.  After these 2 days, I'm at 49.95/51.05. 
101% invested? Leveraged?

itchyfeet

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Re: Race from $2M to $4M...and Beyond!
« Reply #2443 on: February 26, 2020, 10:55:53 AM »
Thereís always someone to catch minor typos.

itchyfeet

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Re: Race from $2M to $4M...and Beyond!
« Reply #2444 on: February 26, 2020, 11:05:47 AM »
I have a little cash lying around. Maybe $50K..

Iíve been holding back on putting it to work, just because stocks have been on a ďtoo good to lastĒ run.

I sat on my hands again today, betting on a bit more of a slide over the coming week.

Itís tough not to entertain a little bit of market timing in times like these.

I definitely wonít need the cash in the next couple of years, so i should invest without even a 2nd thought.... but...😬,


2sk22

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Re: Race from $2M to $4M...and Beyond!
« Reply #2445 on: February 26, 2020, 03:50:43 PM »

Our company (we make ICs) has programmer boards built in China.  The factory has not re-opened since Lunar New Year.  We're being pro-active, searching our desks for these kits so we can provide them to customers.  Like everyone, we assemble in the Philippines which hasn't been hit.

Travel for training in North America has been addressed.  One big meeting at the mother ship was done completely by web ex.  The next one, instead of travel to the mother ship will be done by region.  Travel to the far east on business has all been cancelled.  Travel of the far east teams within region has all been cancelled.  North American travel to visit customers is still open as is Europe.

What a great plan that the CDC budget was cut.  Wonderful.

My wife who works in the pharmaceuticals industry jus told me that many of the generic drugs and the ingredients for them come form China, much of which was produced in the worst affected region. Even the generics that come from India often depend on Chinese ingredients and the supply chains are completely opaque!

AdrianC

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Re: Race from $2M to $4M...and Beyond!
« Reply #2446 on: February 26, 2020, 04:44:25 PM »
I'll move some into BRK/b, I guess.
It doesnít get this cheap very often, on a price to book (about 1.25x), or really any other basis. I already have a ridiculous amount. Iím going to be tempted if it gets much lower, though. I hope Warrenís phone is ringing.

Car Jack

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Re: Race from $2M to $4M...and Beyond!
« Reply #2447 on: February 27, 2020, 11:43:11 AM »
My AA target is 50/50.  After these 2 days, I'm at 49.95/51.05. 
101% invested? Leveraged?

I've never been good at transcribing.....  According to the spread sheet now, 49.85/50.15. 


Exflyboy

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Re: Race from $2M to $4M...and Beyond!
« Reply #2448 on: February 27, 2020, 02:20:26 PM »
I might consider a rebalance tomorrow.. Using my wet thumb it looks like I should have moved from 75/25 to about 73/27 (stock to bonds).

If the market goes down by 20% I am going to 80/20.

Exciting times..:)

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Re: Race from $2M to $4M...and Beyond!
« Reply #2449 on: February 27, 2020, 02:40:38 PM »
I've been sitting on more cash then usual and will start adding if we get to 15% and it settle in a bit, would be my first move