Ok I'm in!!
Here's what I've got:
$10,281.55 Subsidized Consolidated Loan at 2.75%
$3,213.31 at 3.51% (just paid an extra $400 today!)
*now the bad news*....and 7 more classes to go to complete my degree. I am going to try like heck to pay cash for my remaining seven classes, but it's also a priority for me to finish ASAP in order to get out of my awful, disgusting, painfully toxic (but well paying and very flexible schedule around my schooling) job as soon as possible.
My next semester begins in May and I'm hoping to have that higher percentage loan paid off by then.... then at least, worst case scenario- if I have to take out another loan in order to finish those seven classes in two semesters, I can begrudgingly do so and likely still pay it all off in 24 months.
I've been taking classes one or two at a time, with a semester off in-between for... YEARS (maybe 7 or 8) in order not to add to that bigger loan. The 3.51% loan came from last semester, when I took two extra classes in an effort to try to finish faster. :/ The other loan is from the early-mid 2000's when I was first in school. I started going back in 2010 or so. It's been the longest most stretched out undergrad degree ever.
All that being said... I can pay BOTH of these suckers off in 24 months. I'm going to make a plan this week-I'll check back and post my plan here to see what y'all think.
YAY! This is my only debt and I am SO READY to be done with it.
*Edited to add that although my debt is small compared to some on this thread, I make a modest income of around 33k. I saved about 20k last year in a wave of mustachianism, but am now recognizing the effect these loans will have on my future. So.. here goes nothin'! :)