NO NO NO NO NO NO NO NO NO Excuses November is just around the corner - what does that mean for you?
Maybe for you, that's a No Spend November.
Or maybe it's a No Credit Cards November. Or No Eating Out November. Or No Alcohol November. Or No More Smoking November. Or No Buying Ponies for the Kids November.
Or maybe, like me, it's No Excuses for Not Sticking to the Budget. But NEFNSTTB didn't have quite the same ring to it that No Excuses November had.
Hi, all. I'm PJ, and I tend to come and go from the forums. So it's nice to come back and see so many familiar faces in the Gauntlet threads, and also nice to see so many new people participating here since I was last around.
Hope you guys don't mind me starting the November thread a bit early, but as I only get paid once a month, my November starts today. And as I'm checking the bank balance, and checking on my bills, I'm thinking about what November needs to look like.
NO EXCUSES!
Will be back later to post some detailed plans.