OK, I'll bite. I'm not sure how quickly we'd like to pay of our mortgage, but here's our stats.
Mortgage started at 223,200 in June 2014. We are paying PMI to the tune of $80 a month. We plan on keeping this in our monthly mortgage payment since we're used to it.
It's now November, and to date, we are at $217,524.10. So that's $5,675.90 off of principal in the first 5 months. I wish we could keep that pace.
We've been able to do this in sort of a two-pronged approach.
1 is our dependent care from work, I get 5k that's removed throughout the year and when it comes back, it automatically goes to principal - wife and I agreed about this.
Other miscellaneous non-allocated money at the end of the month is also going to principal.
Things that we've saved up for since we got in our home include: new carpet upstairs, new carpet in the basement (only one rooms worth), and new furniture for my daughter.
For general house repairs and the like, including major appliances, we're trying to only use money from my eBay side business. Currently, we've put away ~1500, and that will keep going up. This is for replacement of the hot water heater, furnace, and hvac system since they're all pretty old. We do have a home warranty through June, but we feel pretty good about all of this.
Sorry for the novel, but I really love the idea of not having to make these types of payments in the future. Probably would like to hit FI around/before 40 (11 years from now), and we would love to pay off the house before then too. Currently have cut off (with the $80 continuing) ~25k on the total amount paid and 43 months. This is 15 years further out from my 40th, so we have some work to do.