Joining the club!
I bought a house just above my budget in 2009, with a 30 year mortgage ($391k loan), single income. I felt bad only having a $20k deposit, but the bank said I was well above average in that. That was fixed-rate, and my income stagnated for those 5 years, but I paid the permitted extra $20k on top of the regular payments and saved up $25k for when I could get an offset account.
Now I owe $324,450. This is mostly fixed at 5.05% for 3 years. $46,100 is variable (5.08%), and set-off against my 100% offset account, which I try to keep over $25k.
Long-term, the jury is still out on pay-down vs invest. However, for at least the next 3 years my goal is to pay down as much as possible. At the end of the fixed-rate period, I can reassess pay-down vs buy a flat vs invest.
Based on current income, etc. I can aim to pay this off in 10 years with weekly repayments of $819 (from weekly income of $1,335) . I really, really want to pay it off before I'm 40 (i.e. 6 years), which should let me be FIRE by 45. I can't *quite* get the calculations to come out at less than 8 years. However I am not including side-income (or corresponding expenses), windfalls or further mustachian ratchetting in my calculations, so it's not impossible.
In June I paid $5478 on my mortgage, which is $3259 more than my minimum payments, and $1929 more than what I aim to pay! I don't expect to manage this every month. It was helped by five payment dates in the month and several side-business cheques coming in at once. But it has brought my forecasted repayment date down to 1 month less than 10 years. So hurrah!