I have been teaching an on-line class all along, so I didn't have to touch the retirement stash. BUT, I did take up a 3 month contract (15hr/wk) March of 2019, that was the PITS. OMG so glad that I go out of that. The (fairly large amount of) money was not worth it. ($120/hr x 150hrs). It was a nightmare project that kept me checking email every day, exactly what I was going away from.... and then I was paid over 100 days late on every invoice AND I had to buy $2000 of insurance upfront to get the contract.
I am still figuring out life, now that I am rested, have traveled, volunteered a major amount, signed up for a weekly activity, etc.
I do know -- if I decide to work again, it should be closer to full time next time, at a new type of job, that maybe pays a lot less but the hours and being near nice people make up for it. Being highly paid per hour for a few hours a week, from home, but waking up every day with tasks I am procrastinating on, or completed but are still "wrong" or need rework for stupid reasons is NOT enjoying life.
I am trying to decide if I should move to a LCOL area, too, just for a slower pace of life.
