Hi All,
My employer recently changed the HSA from Health Equity to Optum Bank. I am not able to invest until the new HSA reaches a certain balance. That will take about 7 months. I am afraid they will keep changing HSA's every few years and I do not want to end up with 3-4 different ones in the future. I want to try to keep all the funds in one account in some way. I am thinking of keeping the old hsa with Health Equity and investing into it. My employer is not willing to deposit into the old Health Equity. Should I ask them to do a large deposit into Optum bank twice a year and automatically roll it over to Health Equity in order to get the tax benefit right away? I wonder if there will be fee's to do that which would defeat the purpose of rolling it over.
Thanks for your help!
J