Author Topic: Which turbo tax to purchase?  (Read 410 times)


  • Stubble
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  • Posts: 112
  • Location: NY
Which turbo tax to purchase?
« on: December 28, 2018, 11:31:42 PM »
My relative has been doing my taxes using turbo tax for the past few years. I'm thinking of doing it myself this year.

Which version of turbo tax will suite me? I live in NY and will use the standard deduction of $24,000. In addition, I will file joint married, have no rental properties, will tax loss harvest $3k, expect 1099 for bank bonus interest and will claim the student loan deduction. Thanks.

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« Last Edit: December 28, 2018, 11:44:56 PM by degrom7 »


  • Bristles
  • ***
  • Posts: 260
Re: Which turbo tax to purchase?
« Reply #1 on: December 29, 2018, 12:21:20 AM »
Get TurboTax Deluxe disk version. Split it with a friend or sell it when you're done. Print and mail your state return to avoid the e-file charge. The disk version also has Forms Mode which is a valuable feature.

-Unhappy TurboTax customer of 12 years.


  • Handlebar Stache
  • *****
  • Posts: 1237
Re: Which turbo tax to purchase?
« Reply #2 on: December 29, 2018, 07:19:17 AM »

It's $12.95 for state, nothing for Federal, and after your first year using it you get 10% off in future years. Unlike every other tax software I've tried using, TurboTax included, it has never popped up with extra hidden fees.

If you want the sophistication of turbotax but the price of freetax, just prefill everything in both, make sure they come out to the same refund/bill, and then hit submit on freetax. This is what I did the first year, just to be sure, but now I exclusively use freetaxusa.


  • 5 O'Clock Shadow
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  • Posts: 64
Re: Which turbo tax to purchase?
« Reply #3 on: January 02, 2019, 02:57:27 PM »
I've used the free version of Turbo Tax and free tax USA. Never had any issues with either. My return is very similar to yours. Very basic standard deduction with some tax loss harvesting and money market account interest.