Thanks for the replies.
The points awarded to a CC are not taxed, to my knowledge.
The long term care insurance company is paying a claim based on their policy with my mother. I am her POA, Executor and Guardian.
I can have an Assignment of Benefits filled out to anyone. I have tried three times now to have the LTC company pay the benefits directly to the Long Term Care Facility and they say they have it in their system to do it this way but still they transfer the money to my mother's Living Trust account, which then necessitates the bank having to write and deliver the a check to the Long Term Care provider.
What I would like to do, since the insurance company still hasn't got it right, is have the funds sent to me. I would pay the LTC provider via a credit card, then use the funds sent to me from the insurance provider to pay off the debit created by the transaction with the provider. My mother is elderly but still pretty sound mentally and is fine with this proposal as it means she doesn't have to keep track of anything and I get some economic reward for taking care of her finances.
So does the money from the insurance company to me for reimbursement of expenses count as income? I don't believe it does but would welcome second opinions.
Regards to all.