I'm 64 about to start living on my money, 1 to 3 years.
I have about $600k in regular taxable savings mostly in VTSAX.
About $200,000 of that is Long term Capital Gains.
Assuming I'm in the 12% tax bracket, does it make sense to sell just enough of my LTCG
to keep me under $77,200 to reset the cost basis of that money.
Also, If I sell VTSAX, is VOO a "substantially different investment?
If Not, what is?
EDIT To add, I'm looking at filing jointly, Earning up to $77,200 keeps you in the 12% bracket,
Would that be line 43? at least on the 2017 1040?