I have read a million articles on the concepts of (1) converting tIRA to Roth, and (2) harvesting capital gains without paying LTCG tax.
What I am looking for is a formula to establish how much can be done in any given tax year. Something like:
$X - AGI = LTCG at 0%
or whatever the formula happens to be.
Same thing for tIRA conversions to Roth. How do I calculate the actual amounts so I can decide how to make the moves?
Also, do I have until the tax filing deadline to do any Roth conversions for 2017, or is there another deadline?
Thanks!