If your HSA contributions are taken straight from your paycheck...

[HPstache]

...Then is there still a number that gets put into line 25 of your 1040, or is that double dipping?  Working through form 8889 and the associated instructions, it seems that you not only get the tax benefit on your paycheck, but then at tax time another tax benefit in lowering your AGI.  I think I am missing something...

[MDM]

...Then is there still a number that gets put into line 25 of your 1040, or is that double dipping?  Working through form 8889 and the associated instructions, it seems that you not only get the tax benefit on your paycheck, but then at tax time another tax benefit in lowering your AGI.  I think I am missing something...

The amount taken from your paycheck almost certainly was part of a "cafeteria plan" - thus the following instruction for Form 8889 line 2 applies: "Contributions to an employee's account through a cafeteria plan are treated as employer contributions and are not included on line 2."

So, no double dipping.

[HPstache]

...Then is there still a number that gets put into line 25 of your 1040, or is that double dipping?  Working through form 8889 and the associated instructions, it seems that you not only get the tax benefit on your paycheck, but then at tax time another tax benefit in lowering your AGI.  I think I am missing something...

The amount taken from your paycheck almost certainly was part of a "cafeteria plan" - thus the following instruction for Form 8889 line 2 applies: "Contributions to an employee's account through a cafeteria plan are treated as employer contributions and are not included on line 2."

So, no double dipping.

It's so obvious now... thank you!