Just throwing this out there.. Consider refinancing to a shorter term mortgage if the size of your mortgage payment is the smallest dollar amount in the IRS list.
I've fallen into that trap before. Be very careful about your long-term planning before locking yourself into a short-term mortgage.
When my dual-military spouse and I were stationed in Hawaii, we bought a house. ("Because real estate always goes up.") Back in 1989 our military housing allowance was a two-part system ("basic" plus "variable"), and you had to document a bigger mortgage (or a higher rent) to get the variable part of the allowance.
We started off at a 30-year fixed-rate mortgage P&I payment of $1841/month, which handily qualified us for both parts of the allowance. Over the next couple years we both promoted to a higher rank-- and became eligible for a bigger housing allowance. Now we were in danger of losing the variable part of our eligibility for the housing allowance. We knew that we wanted to stay in Hawaii, so we had a long-term perspective and we decided to refinance. Our credit union happily moved us into a 10-year mortgage, which coincidentally was exactly the size of our new bigger (basic + variable) housing allowance: $2632/month. Life was good.
I remember those numbers very clearly because of subsequent events.
You military veterans know what happened next: the 1993 Base Realignment And Closure legislation. A bunch of personnel changes were inflicted on my spouse's community, a bunch of billets were moved around, and suddenly she couldn't get a follow-on tour in Hawaii. We ended up taking orders to San Diego, expecting to come back to Hawaii in a few years.
The financial impact was that we spend 39 months with a $2632/month mortgage P&I payment, while only receiving $1900/month in rent. (And we had far more landlording expenses than just the P&I payment.) Meanwhile in San Diego our housing allowance was $2000/month, but we were spending $1600/month on our own rent payments.
We eventually returned to Hawaii-- and to that house. $13K over three years didn't break our bank, but it was certainly painful to look at.
We still own that house today. And real estate eventually did go up... at almost precisely the long-term rate of inflation.
We would've been in much better shape if we'd rented in Hawaii, or at the very minimum thought through the possibility that we wouldn't be able to stay there for follow-on tours.