I work for a small consulting firm that has an Employee Profit Sharing plan. Its impossible for me to get any information about it because my boss's accountants are the ones administering it. My boss doesn't know anything about it and I don't have a way to contact those accountants. The only thing I get is an annual statement handed to me by my boss with starting balance/amount contributed/growth/% vested. None of this information appears on my W2 or on any of my other tax information. I know that if I leave my employer I will be able to take the money with me. The main question is how will it be treated. Will I be able to just open up a traditional IRA at Vanguard and just roll the Employee Profit Sharing amount over without any penalties?
Additional Information: When I started working for the company we had 401k plan with 4% match. Later my boss decided to take 4% match away but kept the 401k plan for us to contribute without match and added Employee Profit Sharing.
Edit: I think I answered my own question. Looks like it I will be able to roll it over into IRA without any issues.
