Author Topic: Want to guess when I started Reading MMM?  (Read 3811 times)

Le0

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Want to guess when I started Reading MMM?
« on: April 24, 2014, 06:26:56 AM »
Here's my networth graph from YNAB.

*Disclaimer, Student loans aren't included... So really we still have debt. And the months not over another pay check to come.

Red is debt.
« Last Edit: April 24, 2014, 07:13:40 AM by Le0 »

warfreak2

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Re: Want to guess when I started Reading MMM?
« Reply #1 on: April 24, 2014, 06:34:41 AM »
Are the red bars your expenses?

How on Earth did you cut them so much? They must have gone down over 95%. Were you bathing in champagne?

(Oh, they're probably liabilities.)

Also, congratulations!

Le0

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Re: Want to guess when I started Reading MMM?
« Reply #2 on: April 24, 2014, 07:00:41 AM »
Are the red bars your expenses?

How on Earth did you cut them so much? They must have gone down over 95%. Were you bathing in champagne?

(Oh, they're probably liabilities.)

Also, congratulations!

Well between saving a buffer and a tax return, we paid them off. But it took a change of thinking to accomplish that. Thanks MMM!

arebelspy

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Re: Want to guess when I started Reading MMM?
« Reply #3 on: April 24, 2014, 07:13:06 AM »
November 2013, apparently.  :)

I like how you just nuked all your debts (besides student loan) right away. And then, after doing that, your net worth just started shooting up.

Well done. 
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pachnik

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Re: Want to guess when I started Reading MMM?
« Reply #4 on: April 24, 2014, 07:19:14 AM »
It wasn't hard to figure out!   congratulations!

wealthywinters

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Re: Want to guess when I started Reading MMM?
« Reply #5 on: April 29, 2014, 11:11:38 PM »
It shows you what a huge difference a change of mind can do - I presume your income didn't double, your debts didn't magically pay themselves - you did it because your mindset changed. Awesome.

Le0

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Re: Want to guess when I started Reading MMM?
« Reply #6 on: April 30, 2014, 07:31:53 AM »
It shows you what a huge difference a change of mind can do - I presume your income didn't double, your debts didn't magically pay themselves - you did it because your mindset changed. Awesome.

Yep. A simple - what's actually important - what's going to actually make me happy? (however double income would let me reach FI faster :P)

 

Wow, a phone plan for fifteen bucks!