A little background, I just graduated college a little over a year ago with a student loan balance of roughly $48K and landed my job shortly there after. Last week I got an email from my student loan provider letting me know that I don't have to pay more than the minimum EVERY single month. To date I have paid off roughly $21K of that original debt. Now I'm going to try to buckle down and have the rest paid off in another years time. Thanks for all the inspiration from the fellow MMM followers!