I spent some money, but my vehicle is only three years old (no debts, paid cash and will drive it forever), and I have to go from deep in the Heartland to upstate NY, Vermont, and Quebec every year in the winter, as often as once a month. I went to the closest place that is on the way to and from everywhere I go--a Goodyear dealership. Got four UltraGrip Ice WRT winter tires for $703. Got their Goodyear credit card and put the tires on that, which gives me a $120 rebate, so $583 actually spent on the tires. I will of course pay it in full when the bill comes and never use the card again. Had the tires put on just in time for our first snowstorm and the plunging polar temperatures. What a difference--far better than the all-seasons--I love these snow tires. With three little children (4--5--7) in the vehicle almost daily, and the travel to the Northlands, I feel that this was a sensible purchase.