Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 1182840 times)

Catica

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So it seems that if you do tradelines on more than one BOA cards, eventually all your BOA credit cards will get shut down. So, it's wise to just use one BOA card for tradelines.  Has anyone had all their BOA accounts shutdown after using just one card for tradelines?
I have. I lost all 3 BOA cards that I had, and only one was being used for tradelines.
How many AUs did you have at any given time on that card?  How frequently were you removing and adding them?  Which tradeline company was it with?
"Old" company.

One of my tradelines disputed the entry on their credit report. I'm sure that's probably what tipped off BOA.

Ha! that could have been it.  Will you be trying to apply for more cards from then after some time passes?

Zap

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Ha! that could have been it.  Will you be trying to apply for more cards from then after some time passes?

Unknown. If I see a nice cash back offer, and I have the spend to qualify, maybe.

goodlivin23

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Hi all,
Has anyone had any issues getting new cards? I requested 2 credit increases last May. Wanted to try to get some more cards but was denied by Citi and Barclays for having 'too many credit inquiries' on my account. How often do you wait between different credit line increase requests and trying to open up a new account? I have excellent credit. Thoughts? Thank you!

Catica

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Hi all,
Has anyone had any issues getting new cards? I requested 2 credit increases last May. Wanted to try to get some more cards but was denied by Citi and Barclays for having 'too many credit inquiries' on my account. How often do you wait between different credit line increase requests and trying to open up a new account? I have excellent credit. Thoughts? Thank you!
Yes, same experience here.  I got denied for Barclays and Capital One, and can't get any more credit increase on any card.  I think I need to sit and wait and maybe use the cards that are just sitting and not being used.

arebelspy

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On Aug 15, once again Old Company is opening enrollment for cards that are 6 months - 2 years in age with the following payouts:

Spoiler: show
Limit $1,000 - $20,000 and 6 months - 2 years old - $25 per spot
Limit $20,001 - $40,000 and 6 months - 2 years old - $50 per spot
Limit $40,001 -  or more 6+ months - $75 per spot


Email them then (or just do a scheduled email now so you don't forget) with your card issuer, limit, opening date, statement date. They requested no emails to enroll cards before the 15th.

They had enrollment open for shorter cards about a year and four months ago, and a number of people saw significant sales on those cards.
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Riker626

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4205 on: August 01, 2020, 03:28:39 AM »
Trying to figure out what bank/institution services TD Back/TD Ameritrade, does anyone know?
Similar to Elan Financial servicing Fidelity.

Thanks in advance
John
« Last Edit: August 01, 2020, 03:30:16 AM by Riker626 »

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4206 on: August 01, 2020, 04:11:48 AM »
On Aug 15, once again Old Company is opening enrollment for cards that are 6 months - 2 years in age with the following payouts:

Spoiler: show
Limit $1,000 - $20,000 and 6 months - 2 years old - $25 per spot
Limit $20,001 - $40,000 and 6 months - 2 years old - $50 per spot
Limit $40,001 -  or more 6+ months - $75 per spot


Email them then (or just do a scheduled email now so you don't forget) with your card issuer, limit, opening date, statement date. They requested no emails to enroll cards before the 15th.

They had enrollment open for shorter cards about a year and four months ago, and a number of people saw significant sales on those cards.
Knowing that there is a lifetime AU limit on most cards, is it worth enrolling those cards that will only earn $25 per spot? Probably not.

MoneyTree

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4207 on: August 01, 2020, 11:22:37 AM »
Knowing that there is a lifetime AU limit on most cards, is it worth enrolling those cards that will only earn $25 per spot? Probably not.

From my understanding we only know of a lifetime AU limit on Barclays Cards, so those you might want to save for higher payouts. For all the other issuers it seems to be more a probability thing, depending on whether the AU itself flags their system, a periodic review of unusual AU activity, or doing too many adds in a short period of time.

dantheman46

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4208 on: August 01, 2020, 04:40:53 PM »
Has anyone searched for their cards on the retail sites of any of the tradeline companies? I found my Discover cards listed and saw that they are being sold in the $800-$900 range. Obviously there's a LOT of overheard for the tradeline sales company and I'm sure customer acquisition costs are very expensive. I suspected that the amount that people pay was pretty high but I was honestly surprised at how much it actually is. I was thinking more in the range of $500. Crazy how much some quick credit repair costs!

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4209 on: August 02, 2020, 08:21:19 AM »
Does anyone know how to ask B of A to consolidate two credit cards to have just one card with the credit line of two cards?  I have two cards with them and since I only want to use one of the cards for  tradelines, what's the best way to do that, so it doesn't tick them off.  Is it better not to do that just in case it looks suspicious?  I don't want to get shut down. 

beekayworld

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4210 on: August 02, 2020, 10:12:36 AM »
I don't think it looks suspicious. It just looks like you want to simplify.  Obviously you want to keep the total amount of credit line as it helps your credit score. It seems totally reasonable to me that anyone would request that.

If you feel you need an excuse to explain needing so much credit (which you haven't previously been using to a high percentage), you can think of some big expense coming up.  I one time asked for a CL increase and said I was getting ready to do some home remodeling. (which I was).

This fall my daughter is going to graduate school so if I request a CL increase and am asked why, I will use that as my reason.

If the CSR asks you, she most likely just needs to fill in a blank on her form. She is unlikely to dig.  (like in the grad school example, I don't think she'll ask me "do you mean tuition, room and board, or travel expenses?" Or in the home improvement example she didn't follow up with "Does your contractor accept cards? Or are you simply charging materials at Home Depot?" )
« Last Edit: August 02, 2020, 10:18:55 AM by beekayworld »

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4211 on: August 02, 2020, 11:26:29 AM »
I don't think it looks suspicious. It just looks like you want to simplify.  Obviously you want to keep the total amount of credit line as it helps your credit score. It seems totally reasonable to me that anyone would request that.

If you feel you need an excuse to explain needing so much credit (which you haven't previously been using to a high percentage), you can think of some big expense coming up.  I one time asked for a CL increase and said I was getting ready to do some home remodeling. (which I was).

This fall my daughter is going to graduate school so if I request a CL increase and am asked why, I will use that as my reason.

If the CSR asks you, she most likely just needs to fill in a blank on her form. She is unlikely to dig.  (like in the grad school example, I don't think she'll ask me "do you mean tuition, room and board, or travel expenses?" Or in the home improvement example she didn't follow up with "Does your contractor accept cards? Or are you simply charging materials at Home Depot?" )
Thanks.  That's reassuring. I'll give them a call and use the large charge coming up if asked.

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4212 on: August 02, 2020, 11:33:54 AM »
Does anyone one have any kind of idea of chances getting an AU add on a card with a credit line over $30,000 vs a card between $15,000-$20,000? I'm wondering if there is a lesser chance of getting an AU add on a card that's $30,000 because it's more expensive. The pay commission difference is $50 between these two credit lines with the old company, so it's not huge, and I'm wondering if it's worth getting a credit line increase to over $30,000 if it means that a chance of getting an AU add drops significantly.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4213 on: August 02, 2020, 01:02:43 PM »
Does anyone one have any kind of idea of chances getting an AU add on a card with a credit line over $30,000 vs a card between $15,000-$20,000? I'm wondering if there is a lesser chance of getting an AU add on a card that's $30,000 because it's more expensive. The pay commission difference is $50 between these two credit lines with the old company, so it's not huge, and I'm wondering if it's worth getting a credit line increase to over $30,000 if it means that a chance of getting an AU add drops significantly.

I've got CLs all over the place, including the ranges you're asking about, and seem to get sales roughly equally across all my cards.  I also don't notice any difference across issuers in terms of AUs purchasing slots.

As to your other question, BofA has lately given me a hard time about moving CLs around between cards.  I haven't done it in a while, but last time I did they went over my income in a pretty detailed fashion, wanting to know not just how much I made in total but the breakdown of where it came from and how much from each source.  Maybe they did this because I reported being 49 and retired when I called.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4214 on: August 03, 2020, 09:31:48 AM »
For BoA, just call and ask.  I had 4 cards.  I wanted all the credit on one card, and they moved most of it there.  We cancelled a "branded" card that was something like Major League Baseball that BoA doesn't consider "their" card and then for 2 cards, they dropped the limit to $5k.  The last card (oldest BoA card), it got the limits all moved over. 

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4215 on: August 03, 2020, 01:46:42 PM »
Thanks, I'll call BoA and see what happens.  Curious if they will be pissed that I just got this card to get a bonus and now I'm canceling it. Also, I just called Discover to get CL increase and the computer immediately told me that I can't get more CL and I should call when my card is at least 12 months old.  I was hoping to use it for TL since they opened up for credit cards that are at least 6months old.  Not sure if it's even worth it if it just earns $25 (if it gets shut down it won't even earn much but if it's older with higher CL it will earn much more.

imctkh

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4216 on: August 03, 2020, 02:44:25 PM »
This may sound like a stupid question, but could someone clarify what everyone means by "The Old Company" and why no one is using the name of the company? I'm also wondering if there is a "New Company" that I should be switching to?

I have been with my tradeline company for several years, and haven't visited this thread in quite a while. Just wanted to make sure I'm up to date, but there are 85 pages of posts and it would take me forever to try to sort out what happened.

Michael in ABQ

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4217 on: August 03, 2020, 03:10:44 PM »
This may sound like a stupid question, but could someone clarify what everyone means by "The Old Company" and why no one is using the name of the company? I'm also wondering if there is a "New Company" that I should be switching to?

I have been with my tradeline company for several years, and haven't visited this thread in quite a while. Just wanted to make sure I'm up to date, but there are 85 pages of posts and it would take me forever to try to sort out what happened.

If the names get published then search engines will pick it up and they'll probably get flooded with a million people trying to sign up.

Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4218 on: August 04, 2020, 07:48:33 AM »
The names are not secret, but you have to ask Joe in a PM for them (arebelspy).  In my humble opinion, the old company is vastly superior.  I get tons of AUs through them.  The new company has had a history of forgetting to pay for a while and the number of AUs I get through them is minuscule.  I have different cards with each company, but any new qualifying cards are going to the old company for me.

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4219 on: August 04, 2020, 12:57:51 PM »
On Aug 15, once again Old Company is opening enrollment for cards that are 6 months - 2 years in age with the following payouts:

Spoiler: show
Limit $1,000 - $20,000 and 6 months - 2 years old - $25 per spot
Limit $20,001 - $40,000 and 6 months - 2 years old - $50 per spot
Limit $40,001 -  or more 6+ months - $75 per spot


Email them then (or just do a scheduled email now so you don't forget) with your card issuer, limit, opening date, statement date. They requested no emails to enroll cards before the 15th.

They had enrollment open for shorter cards about a year and four months ago, and a number of people saw significant sales on those cards.

They also seem to be open for older cards too, correct?  Just want to be sure I am not mis-reading the email somehow.  Thanks!

greencooper

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4220 on: August 05, 2020, 12:59:01 AM »
Could a kind person please PM me companies you guys recommend for this? Thank you :)

secondcor521

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4221 on: August 05, 2020, 01:16:50 AM »
Could a kind person please PM me companies you guys recommend for this? Thank you :)

PM sent.
« Last Edit: August 05, 2020, 01:21:57 AM by secondcor521 »

HBFIRE

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4222 on: August 05, 2020, 11:19:35 AM »
Just got my Discover login locked and they are requiring a 4506T verification.  Normally this is used for income verification purposes, but it's weird this is happening out of the blue so I'm pretty sure it's tied to authorized user additions.  Has anyone had this?  My limit on this card is around 35 K, so it's possible with the current economic conditions they are verifying income on higher limits.

aetherie

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4223 on: August 05, 2020, 12:52:10 PM »
Just got my Discover login locked and they are requiring a 4506T verification.  Normally this is used for income verification purposes, but it's weird this is happening out of the blue so I'm pretty sure it's tied to authorized user additions.  Has anyone had this?  My limit on this card is around 35 K, so it's possible with the current economic conditions they are verifying income on higher limits.

This just happened to me too. The person I spoke with said "it's nothing you did; all accounts are subject to security review"... So I signed the form and put my card on hold with Old Company and am waiting to see what happens. My limit on that card is $14k for what it's worth.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4224 on: August 05, 2020, 05:27:20 PM »
On Aug 15, once again Old Company is opening enrollment for cards that are 6 months - 2 years in age with the following payouts:

Spoiler: show
Limit $1,000 - $20,000 and 6 months - 2 years old - $25 per spot
Limit $20,001 - $40,000 and 6 months - 2 years old - $50 per spot
Limit $40,001 -  or more 6+ months - $75 per spot


Email them then (or just do a scheduled email now so you don't forget) with your card issuer, limit, opening date, statement date. They requested no emails to enroll cards before the 15th.

They had enrollment open for shorter cards about a year and four months ago, and a number of people saw significant sales on those cards.

They also seem to be open for older cards too, correct?  Just want to be sure I am not mis-reading the email somehow.  Thanks!

Yes, good clarification; OldCompany is opening enrollment for all cards. They are just taking cards as young as six months old.

There are no restrictions on the age or limit as long as they are 6 months or older.

As has been documented in this thread, OldCompany seems to be the best Tradeline company in the business. NewCompany is good, but struggles with customer support and their payments take much longer to receive. Everything related to that with OldCompany is automated.

Personally, I'd be switching any cards you have for tradelining to OldCompany, if you aren't already there. IMO, anyone with cards for tradelining should be enrolled with them. And since they only open up signups for cardholders once a year or so, in the last few years, it's worth jumping on and getting your cards enrolled when they do.

Also, clarification: the owner told me you can email them now with your card issuer, limit, opening date, statement date. They will start enrolling the cards on the 15th.

Feel free to PM me if you need a referral. :)
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4225 on: August 05, 2020, 07:51:38 PM »
On Aug 15, once again Old Company is opening enrollment for cards that are 6 months - 2 years in age with the following payouts:

Spoiler: show
Limit $1,000 - $20,000 and 6 months - 2 years old - $25 per spot
Limit $20,001 - $40,000 and 6 months - 2 years old - $50 per spot
Limit $40,001 -  or more 6+ months - $75 per spot


Email them then (or just do a scheduled email now so you don't forget) with your card issuer, limit, opening date, statement date. They requested no emails to enroll cards before the 15th.

They had enrollment open for shorter cards about a year and four months ago, and a number of people saw significant sales on those cards.

They also seem to be open for older cards too, correct?  Just want to be sure I am not mis-reading the email somehow.  Thanks!

Yes, good clarification; OldCompany is opening enrollment for all cards. They are just taking cards as young as six months old.

There are no restrictions on the age or limit as long as they are 6 months or older.

As has been documented in this thread, OldCompany seems to be the best Tradeline company in the business. NewCompany is good, but struggles with customer support and their payments take much longer to receive. Everything related to that with OldCompany is automated.

Personally, I'd be switching any cards you have for tradelining to OldCompany, if you aren't already there. IMO, anyone with cards for tradelining should be enrolled with them. And since they only open up signups for cardholders once a year or so, in the last few years, it's worth jumping on and getting your cards enrolled when they do.

Also, clarification: the owner told me you can email them now with your card issuer, limit, opening date, statement date. They will start enrolling the cards on the 15th.

Feel free to PM me if you need a referral. :)
What do you mean by "they only open up sign ups for cardholders once a year or so"? I thought you could join any time as long as you have cards they accept.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4226 on: August 05, 2020, 08:28:25 PM »
Yes, that's true, you can join any time if you have cards they accept. However, they change the requirements of what they accept.

So you can join any time if you have very old/high limit cards. For a time they allowed enrollment only for cards of limit  20k+ and 10+ years in age (must meet both requirements). Then for like six months they weren't onboarding any cards, regardless of age/limit.

And then sometimes they open enrollment to everything, to restock their card inventory.

In 2019 the enrollment was open to all cards for about a month in March, and now it's open again here in Aug 2020. When they get enough cards, they shut down onboarding new ones for a long time, excepting if you have very high limit/very old ones.

Right now they're opening enrollment for all cards 6+ months old, with no limit. That's what I meant by they only open enrollment about once a year--completely open enrollment with broad eligibility.

Thus, if you aren't using them, it's a great time to switch all your cards to them. I imagine they'll shut down enrollment again after a few weeks, as they did last time.
« Last Edit: August 05, 2020, 08:30:25 PM by arebelspy »
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4227 on: August 06, 2020, 01:07:20 AM »
Yes, that's true, you can join any time if you have cards they accept. However, they change the requirements of what they accept.

So you can join any time if you have very old/high limit cards. For a time they allowed enrollment only for cards of limit  20k+ and 10+ years in age (must meet both requirements). Then for like six months they weren't onboarding any cards, regardless of age/limit.

And then sometimes they open enrollment to everything, to restock their card inventory.

In 2019 the enrollment was open to all cards for about a month in March, and now it's open again here in Aug 2020. When they get enough cards, they shut down onboarding new ones for a long time, excepting if you have very high limit/very old ones.

Right now they're opening enrollment for all cards 6+ months old, with no limit. That's what I meant by they only open enrollment about once a year--completely open enrollment with broad eligibility.

Thus, if you aren't using them, it's a great time to switch all your cards to them. I imagine they'll shut down enrollment again after a few weeks, as they did last time.
Thanks for the explanation. I signed up in November 2019 with cards <20K but about 8yrs old, that's why I though they were always open to older cards.

wudged

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4228 on: August 06, 2020, 05:11:24 AM »
Just got my Discover login locked and they are requiring a 4506T verification.  Normally this is used for income verification purposes, but it's weird this is happening out of the blue so I'm pretty sure it's tied to authorized user additions.  Has anyone had this?  My limit on this card is around 35 K, so it's possible with the current economic conditions they are verifying income on higher limits.

This just happened to me too. The person I spoke with said "it's nothing you did; all accounts are subject to security review"... So I signed the form and put my card on hold with Old Company and am waiting to see what happens. My limit on that card is $14k for what it's worth.

Happened to me also. I assumed they would see the self employment income and shut down my card but they lifted the restriction and my login works again. I put the card on hold for a bit anyway.

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4229 on: August 06, 2020, 06:28:26 AM »
I have 6 Barclay and 2 Discover cards that are just over 6 months old. I'm deliberating whether it's worth using them for TL already or better wait until they age and can earn better commission? Barclay has lifetime AU and Discover might get shutdown before it makes any decent amount. What would you do?

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4230 on: August 06, 2020, 07:57:42 AM »
I have 6 Barclay and 2 Discover cards that are just over 6 months old. I'm deliberating whether it's worth using them for TL already or better wait until they age and can earn better commission? Barclay has lifetime AU and Discover might get shutdown before it makes any decent amount. What would you do?

I would wait if I were you, especially on the Barclays cards.  6 BC cards - wow!  It would let them age and then they will start printing money for you.  Best of luck with whatever you decide.

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4231 on: August 06, 2020, 09:20:20 AM »
I have 6 Barclay and 2 Discover cards that are just over 6 months old. I'm deliberating whether it's worth using them for TL already or better wait until they age and can earn better commission? Barclay has lifetime AU and Discover might get shutdown before it makes any decent amount. What would you do?

I would wait if I were you, especially on the Barclays cards.  6 BC cards - wow!  It would let them age and then they will start printing money for you.  Best of luck with whatever you decide.
Thanks. I think I'll wait.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4232 on: August 06, 2020, 09:53:26 AM »
I have 6 Barclay and 2 Discover cards that are just over 6 months old. I'm deliberating whether it's worth using them for TL already or better wait until they age and can earn better commission? Barclay has lifetime AU and Discover might get shutdown before it makes any decent amount. What would you do?

I would wait if I were you, especially on the Barclays cards.  6 BC cards - wow!  It would let them age and then they will start printing money for you.  Best of luck with whatever you decide.
Thanks. I think I'll wait.

Yes, definitely wait on the Barclays cards. I'm curious though, how did you open so many Barclays cards in such a short period of time? Or maybe i misread your post. I thought you had to wait at least 6 months or so between Barclays cards openings, and even then, I'd imagine they wouldn't be so inclined to just continue opening cards for you unless you have good utilization on your existing cards.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4233 on: August 06, 2020, 10:30:57 AM »
I have 6 Barclay and 2 Discover cards that are just over 6 months old. I'm deliberating whether it's worth using them for TL already or better wait until they age and can earn better commission? Barclay has lifetime AU and Discover might get shutdown before it makes any decent amount. What would you do?

I would wait if I were you, especially on the Barclays cards.  6 BC cards - wow!  It would let them age and then they will start printing money for you.  Best of luck with whatever you decide.
Thanks. I think I'll wait.

Yes, definitely wait on the Barclays cards. I'm curious though, how did you open so many Barclays cards in such a short period of time? Or maybe i misread your post. I thought you had to wait at least 6 months or so between Barclays cards openings, and even then, I'd imagine they wouldn't be so inclined to just continue opening cards for you unless you have good utilization on your existing cards.
OK, so I totally lied after I double-checked. I have 5 cards, 2 under my name and 3 under my spouse.  My cards were opened in 12/19 and 05/20 and his 11/19, 05/20 and 06/20 (BTW, this one is weird because he got denied but then they send the card).  So I really only have 2 cards from Barclay ready for TL.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4234 on: August 06, 2020, 11:08:55 AM »
I have 6 Barclay and 2 Discover cards that are just over 6 months old. I'm deliberating whether it's worth using them for TL already or better wait until they age and can earn better commission? Barclay has lifetime AU and Discover might get shutdown before it makes any decent amount. What would you do?

I would wait if I were you, especially on the Barclays cards.  6 BC cards - wow!  It would let them age and then they will start printing money for you.  Best of luck with whatever you decide.
Thanks. I think I'll wait.

Yes, definitely wait on the Barclays cards. I'm curious though, how did you open so many Barclays cards in such a short period of time? Or maybe i misread your post. I thought you had to wait at least 6 months or so between Barclays cards openings, and even then, I'd imagine they wouldn't be so inclined to just continue opening cards for you unless you have good utilization on your existing cards.
OK, so I totally lied after I double-checked. I have 5 cards, 2 under my name and 3 under my spouse.  My cards were opened in 12/19 and 05/20 and his 11/19, 05/20 and 06/20 (BTW, this one is weird because he got denied but then they send the card).  So I really only have 2 cards from Barclay ready for TL.

You might want to just enroll one card with the Old Company just to get your foot in the door. You can wait for the Barclays cards to hit 2 years at which point it goes from $25-50 to $150-175. Once you've got your first card enrolled its a simple matter to just email them the details of an additional card you want to add.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4235 on: August 06, 2020, 01:47:17 PM »
I am glad to hear the old company is taking new cards. I have a tradelines company that I have worked with for 3 years, pm me if you want more info he takes 2 year old cards or older. Likes high limits. Pays well and quickly. I probably should not post his email but it is [Mod Edit: Redacted]. I dont even want a referal fee, just to get forum members on board as i was given the same opportunity 3 years ago.
« Last Edit: August 07, 2020, 09:35:17 AM by arebelspy »

Catica

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4236 on: August 06, 2020, 02:59:55 PM »
I am glad to hear the old company is taking new cards. I have a tradelines company that I have worked with for 3 years, pm me if you want more info he takes 2 year old cards or older. Likes high limits. Pays well and quickly. I probably should not post his email but it is [Mod Edit: Redacted]. I dont even want a referal fee, just to get forum members on board as i was given the same opportunity 3 years ago.
Ohh, I'm already with the old and new company, so I got my foot in the door :).  Thanks.
« Last Edit: August 07, 2020, 09:34:55 AM by arebelspy »

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4237 on: August 07, 2020, 05:40:57 AM »
I am glad to hear the old company is taking new cards. I have a tradelines company that I have worked with for 3 years, pm me if you want more info he takes 2 year old cards or older. Likes high limits. Pays well and quickly. I probably should not post his email but it is [Mod Edit: Redacted]. I dont even want a referal fee, just to get forum members on board as i was given the same opportunity 3 years ago.

Without an "ok" from Joe, I wouldn't touch them with a 10 foot pole.  I put some cards with a company not approved by arebelspy maybe a year and a half ago.  One AU paid for the tradeline with a stolen credit card and of course I was paid nothing.  I pulled all cards from them.

Stick with approved companies if you don't want problems.  If you've been paying attention, other companies have shut down, put OUR card info out on the web or been served with fraud charges.  I don't need that.
« Last Edit: August 07, 2020, 09:35:05 AM by arebelspy »

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4238 on: August 07, 2020, 05:57:23 AM »
But as I stated I have been with this company for 3 years car jack. So none of those things you have mentioned has happened. Furthermore on my young cards or lower limit cards I get paid 75 to 150
Per AU. So the new company and the old company are not the only game in town FYI.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4239 on: August 07, 2020, 08:00:01 AM »
But as I stated I have been with this company for 3 years car jack. So none of those things you have mentioned has happened. Furthermore on my young cards or lower limit cards I get paid 75 to 150
Per AU. So the new company and the old company are not the only game in town FYI.

Can you provide any of the info Joe has about your company? Like how they verify identity and maintain data security?

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4240 on: August 07, 2020, 08:25:12 AM »
I do not represent the company. If you have questions as to how the company operates, you can ask at the email I gave you. I know Joe vetted the companies that he recommended. I am recommending based on my 3 year experience.
I have not vetted anything.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4241 on: August 07, 2020, 09:31:54 AM »
1) Please don't spam. Removing links, feel free to PM poster if you want their recommendation.

2) I'm aware of the company, and would not use them.

3) They haven't existed for three years. I'm not sure why you're claiming they have, and that you've been with them that long.

4) They are known for spamming/shilling on these forums, including reaching out to people via random PM spam, and having third parties come shill for them. If you hadn't been around awhile, this would seem similar.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4242 on: August 07, 2020, 11:56:14 AM »
You are right I looked it up first time I was paid by them was 04.12.2018 so 2 years and 5 months .

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4243 on: August 07, 2020, 12:42:54 PM »
Closure data point.

I had two USBank cards shut down.

The lines were approaching five years old.  The letter from USBank said "The pattern of adding and removing authorized users on your accounts poses a risk to the bank."  The letter and the closure were effective July 31.

They were with New Company from 1/2017 through 6/2019, then with Old Company from 7/2019 to now.  I had a total of 18 AUs with New Company and 27 AUs with Old Company across these two cards.  I never had more than three AUs on either card at any one time.

I followed all recommendations from both New Company and Old Company.  Although it is disappointing, it is not surprising and I certainly expected this to happen at some point.

I still have little to no need to use credit cards, and I still have twelve credit cards from nine other issuers, and I am comfortable with the ongoing risk.  So I plan to (a) continue selling on my other cards with Old Company, (b) age a couple of cards and enroll them when they get old enough, and (c) try to get more USBank credit cards for either SUBs or piggybacking at some point in the future.

Happy to give more details or answer questions although I may decline to answer some types of questions to maintain my privacy.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4244 on: August 07, 2020, 08:01:16 PM »
Hey, I haven't been around a ton lately, but I've been having serious payment problems with New Company and wanted to lurk to see if others were as well, just to see ARS's note about Old Company opening up on the 15th. 

I'd love to switch everything over there but I don't actually know who Old Company is.  If anyone could hit me up with the name via PM I'd be eternally grateful.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #4245 on: August 07, 2020, 08:09:20 PM »
Hey, I haven't been around a ton lately, but I've been having serious payment problems with New Company and wanted to lurk to see if others were as well, just to see ARS's note about Old Company opening up on the 15th. 

I'd love to switch everything over there but I don't actually know who Old Company is.  If anyone could hit me up with the name via PM I'd be eternally grateful.
Yeah, that's the big drawback with new company. Payments take forever. To my knowledge, everyone has always been paid, but it's a pain.

Old company I've never heard of anyone having issues. Payments are all automated.

I'll PM you.

Anyone else needs the info, feel free to send me a PM. :)
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.