Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 387246 times)

Davin

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1950 on: December 27, 2017, 09:31:23 AM »
I am posting to follow this thread. It looks like I missed the boom, but it still should be worth the minimal effort to try.

dakota5176

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1951 on: December 27, 2017, 08:24:44 PM »
I had my first sale in July and have made $1100.00 so far, however not with the company mentioned in this thread.  A member here recommended me a different company and things have gone well.  I did sign up with the company mentioned here but only have had two AUs and have not been paid for either.  Both were at the beginning of October so I am starting to get nervous, the other company seems to pay faster.

I have since taken out some other cards to season and hope to do better in the future. 

hgjjgkj

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1952 on: December 28, 2017, 08:46:48 AM »
I have had multiple adds since October with the new company but last night I realized i have not been paid for anything since October. I have been paid for adds in months prior. I reached out and was informed the accounting person is on vacation. Seems reasonable but I plan to stay on these guys until it gets right. This company is very sloppy in a lot of ways it seems

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1953 on: December 28, 2017, 09:53:01 AM »
I did a late October add and haven't been paid yet. Then I looked at a recent email where it says I should be expected to be paid in early January according to their schedule. So I guess be patient. I've found them to be on schedule for all my other adds.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1954 on: December 28, 2017, 02:04:02 PM »
Email them and they take care of you quickly
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1955 on: December 29, 2017, 10:11:15 AM »
I will pile on and also let everyone know that this company has not paid on time for any of the four adds I have made.  I have had to HOUND these people for my money each time.  I was paid VERY late for the first two adds and I am still waiting to be paid for my last two adds, which posted on 11/9.  I received an email from Cliff on 12/12 stating I would be paid in late December yet here we are on the last business day of the month and no deposits have been made.  Once I receive the funds I am owed for the last two adds, I am done doing business with this company and I will be seeking a new tradeline company to work with.  Also, this may be a coincidence because I cannot verify, but once I started calling and emailing looking for the money I was owed, the company stopped sending adds my way.  For anyone looking to become a supplier for a tradeline company, I would not recommend this one based on my experience so far. 

hgjjgkj

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1956 on: December 29, 2017, 10:19:18 PM »
Bittersweet to know I am not the only one. i have talked to these guys extensively about many things during my 4 months of doing business with them. I think they mean well but something in their process must be very manual or HIGHLY disorganized.  They said the guy was on vacation. I will be all over them next week.

sol

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1957 on: December 30, 2017, 12:29:38 AM »
I was also consistently not paid on time, and our email probing to find out why coincided with not getting any more adds ever again.  Maybe a coincidence?  Maybe not.

I mean, I kind of understand.  They have lots of cards to pick from, and they don't want to deal with squeaky wheels.  They want everyone to make money, and everyone to be happy, and all of their cardholders to happily recommend them to other cardholders (like on the forum).  If you piss off the management, why would they go out of their way to help you, or sell your lines for you?  They have lots of other people they can use, people who don't complain about a missed payment here and there.  We are an expendable resource to them, and they lose nothing by burning your bridge.
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kpd905

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1958 on: December 30, 2017, 05:21:36 AM »
Have we concluded that this income does not qualify for the 20% pass-through deduction?
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1959 on: December 30, 2017, 11:15:41 AM »
Have we concluded that this income does not qualify for the 20% pass-through deduction?

I don't think anyone knows the final rules yet, expect clarifications in the next month(s). From How To Hack the New Tax Plan:
Is there a concise example of who and what kind of businesses will be eligible for the new pass through tax deduction?

I'm betting thats going to require the IRS to fully write their guidelines and publish which probably won't be until end of January....   Does anybody know how long they took in the Bush tax cuts to redefine their rulebook?

Almost like passing a new tax plan in the week before it comes to effect is a little rushed :)

Short answer, maybe, if you file schedule C, probably not if you file as miscellaneous income? Who knows. And it will only be any sales you make (or get paid for) in 2018

CanuckExpat

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1960 on: December 30, 2017, 01:08:20 PM »
Have we concluded that this income does not qualify for the 20% pass-through deduction?

Good information here: https://forum.mrmoneymustache.com/taxes/pass-through-business-deduction/

I'm thinking yes? Assuming your not just filing as miscellaneous income, and you aren't over $300k/$500k in total taxable income

SomedayStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1961 on: December 30, 2017, 02:19:58 PM »
Three $75 sales in consecutive months at the start of the year. Nothing since.

Ditto - and I'm still with the 'old' company.

hunt2eat

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1962 on: January 04, 2018, 10:44:29 AM »
Any updates on payments?  like others above I haven't been paid for my Oct or Nov adds.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1963 on: January 04, 2018, 10:49:06 AM »
Any updates on payments?  like others above I haven't been paid for my Oct or Nov adds.

Oct adds should have been paid weeks ago, I'd email them about that for sure.

Nov payments I'd expect any time now if you haven't received them.

I spoke with the owner again about this, he's working on being more timely. The good thing is that no one has ever not been paid for an AU, but yes, some have been delayed (past a reasonable amount even, in my opinion).

I confirmed with the owner that no one has had any cards being used any differently for asking for any customer support or questioning anything. Cards are listed and clients choose from them from a list.
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HikerT

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1964 on: January 04, 2018, 08:08:56 PM »
I have no idea if CreditPro is still one of the companies MMM deals with.  I was piggybacking with CreditPro long before it came in vogue at MMM - as such I am not a MMM referred client.  <specifics removed>  I am editing this comment by request and offering Cliff one more chance to pay in full.
« Last Edit: January 04, 2018, 09:11:32 PM by HikerT »

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1965 on: January 04, 2018, 08:18:56 PM »
MOD NOTE:

I have just removed a post.

A comment was made by a brand new member with this being their only post about not being paid a large amount ($6000) for many months (since February 2017) by the tradeline company, and adding some disparaging, potentially libelous, info.

I am reaching out to both the member who wrote it, and the owner of the company, to verify the claims.

If it is true (e.g. the person can provide copies of emails for proof), I will restore the post in full.

I am leaving this note for transparency in the meantime.

Cheers!



Claims verified (via forwarded emails from the poster). Comment restored (just above this post). Very troubling. Have reached out to the owner for comment.
« Last Edit: January 04, 2018, 08:35:40 PM by arebelspy »
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missundecided

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1966 on: January 04, 2018, 11:57:17 PM »
I reached out to the owner today because I haven't been paid yet for an Oct add. How good is he at responding? Although, based on the previous two comments, that may not be the right question.

Joel

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1967 on: January 05, 2018, 12:15:53 AM »
Yikes. Glad I ceased selling (or at least attempting to sell) my tradelines with them.

frozen

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1968 on: January 05, 2018, 10:21:27 AM »
I made over $2,500 with the originally recommended company last year. I have worked with them since before MMM recommended them and they have always paid me on time. I plan to stick with them throughout 2018.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1969 on: January 05, 2018, 11:52:57 AM »
I've never had an issue getting paid, but I did send an email yesterday to Cliff asking about my October payment.  No reply yet. 

hgjjgkj

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1970 on: January 05, 2018, 12:01:06 PM »
I also sent an email (as stated in my earlier post) and have received no reply. Maybe we should revive talks of just doing this ourselves

TomTX

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1971 on: January 05, 2018, 12:19:54 PM »
I also sent an email (as stated in my earlier post) and have received no reply. Maybe we should revive talks of just doing this ourselves

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beekayworld

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1972 on: January 07, 2018, 11:44:23 AM »
I've been reading the MMM blog for years and shared the information with my three adult children who have also read some of the posts, but this is the first time I've actually ever needed to PM another member.

So, here I am! A "new" member who has probably read every blog post MMM wrote and hundreds of hours worth of forum discussions.

I've been researching various tradelines and there are only three that seem legit. The others have horrible reviews (one has an "F" on the BBB site). Two seem to be the ones recommended in the old TL thread and this new one. I know we can't mention names.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1973 on: January 07, 2018, 03:16:49 PM »
I've been reading the MMM blog for years and shared the information with my three adult children who have also read some of the posts, but this is the first time I've actually ever needed to PM another member.

So, here I am! A "new" member who has probably read every blog post MMM wrote and hundreds of hours worth of forum discussions.

I've been researching various tradelines and there are only three that seem legit. The others have horrible reviews (one has an "F" on the BBB site). Two seem to be the ones recommended in the old TL thread and this new one. I know we can't mention names.

Feel free to PM me with the names and I can confirm / deny / give you the names of the old TL company and new TL company.
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dakota5176

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1974 on: January 07, 2018, 06:40:39 PM »
An update - I added an AU at the beginning and just received payment the beginning of January.  I'm happy to get payment but this seems like a very long time.

DavidAnnArbor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1975 on: January 08, 2018, 05:30:04 AM »
I don't understand the delays in payment, this guy has to be making money hand over fist.

flashflooder

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1976 on: January 08, 2018, 07:26:22 AM »
I don't understand the delays in payment, this guy has to be making money hand over fist.

I think it's an administrative problem, rather than lacking the funding.

DavidAnnArbor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1977 on: January 08, 2018, 06:54:30 PM »
I don't understand the delays in payment, this guy has to be making money hand over fist.

I think it's an administrative problem, rather than lacking the funding.

But supposedly he was going to hire more staff for this very reason.

fiveoh

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1978 on: January 08, 2018, 07:00:07 PM »
An update - I added an AU at the beginning and just received payment the beginning of January.  I'm happy to get payment but this seems like a very long time.

The beginning of what month? 

FrugalSaver

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1979 on: January 09, 2018, 12:08:28 AM »
No sales in coming up on a year. Very sad. Made 1 sale last April. I've several cards and credo score well over 700

hgjjgkj

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1980 on: January 09, 2018, 08:07:06 AM »
I did end up being paid for october. now waiting on Nov and Dec

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1981 on: January 09, 2018, 03:23:29 PM »
Is no one concerned that these trade lines are likely being used at least in some part by folks to quickly build their credit score and then rack up a bunch of debt and bust-out?  The increase in bust outs is what's causing the recent Chase shut downs and freezes.

https://www.reddit.com/r/churning/comments/7jla34/card_shutdowns_and_bustout_score_risk_factors/

Quote
The KEY method used in creating synthetic identities for large-scale bust-out fraud is associating the synthetic identity with a real person with a long and established tradeline by adding the synthetic identity as an Authorized User. You should NEVER allow your identity to be linked to someone you do not know through a process such as selling access to a tradeline to a supposed credit repair firm. This has a very high likelihood of linking you a synthetic identity and could pose enormous risks in the future as these webs of fraud are ferreted out using analytical techniques to discover these links.
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Optimiser

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1982 on: January 09, 2018, 03:31:38 PM »
Is no one concerned that these trade lines are likely being used at least in some part by folks to quickly build their credit score and then rack up a bunch of debt and bust-out?  The increase in bust outs is what's causing the recent Chase shut downs and freezes.

https://www.reddit.com/r/churning/comments/7jla34/card_shutdowns_and_bustout_score_risk_factors/

Quote
The KEY method used in creating synthetic identities for large-scale bust-out fraud is associating the synthetic identity with a real person with a long and established tradeline by adding the synthetic identity as an Authorized User. You should NEVER allow your identity to be linked to someone you do not know through a process such as selling access to a tradeline to a supposed credit repair firm. This has a very high likelihood of linking you a synthetic identity and could pose enormous risks in the future as these webs of fraud are ferreted out using analytical techniques to discover these links.

arebelspy addressed synthetic identities upthread.

I am curious what people think about this Reddit post that describes "Bust-out" scores, creation of "synthetic identities" and cautions against adding unknown authorized users to your accounts:
https://www.reddit.com/r/churning/comments/7jla34/card_shutdowns_and_bustout_score_risk_factors/

This part of the author's post is especially pertinent to the tradeline sales industry:

"I want to add one final caution. The KEY method used in creating synthetic identities for large-scale bust-out fraud is associating the synthetic identity with a real person with a long and established tradeline by adding the synthetic identity as an Authorized User. You should NEVER allow your identity to be linked to someone you do not know through a process such as selling access to a tradeline to a supposed credit repair firm. This has a very high likelihood of linking you a synthetic identity and could pose enormous risks in the future as these webs of fraud are ferreted out using analytical techniques to discover these links."

Oh yes, totally.

This is why it's important to use a good tradeline company. Who verifies their authorized users through actual, in-depth, comprehensive methods.

Fraud is a huge concern. And one most TL companies don't give a crap about, because they can make money allowing anyone to buy TLs.

There's a reason why I've researched 15+ tradeline companies (and narrowed from there to a handful to research in-depth, including talking to the owners of a half-dozen) and can only recommend two.

I think people using other tradeline companies who don't utilize the best (and yes, expensive--we're talking at least $20-$30 per AU, which cuts into profit margins, and why bad companies don't want to do it, along with the effort involved) methods for AU quality control are being foolish.

It's not worth linking to that type of activity for a few hundred bucks. Helping actual people improve their credit scores? Awesome! Possibly adding synthetic identities, or an identity that has been stolen, or someone being manipulated? Terrible, and so not worth it.

It's an industry fraught with risks. So who you use is crucial. I don't research these companies for my own amusement. :)

I'd rather have a few sales from a good company than trying to get more from a bad one, and getting shut down very quickly, and being tied to fraud and risking liability there.

charuhans

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1983 on: January 09, 2018, 05:39:27 PM »
Well, the company may not be able to do as stellar a job as expected in verifying the uses. My first add last year was declined by Citi because they could not verify the SSN/DOB information of the AU. And late in the year, Citi removed one AU which I had added a few days before and sent me a letter that the bank does not want any association with that AU. If a very through background check (as expected) was done by the company then these two issues wouldn't have occurred.

Also, today had an AU where the address information and DOB given on the website differed from the ID. After emailing the company was told to go with the ID information. If I hadn't reviewed it before calling the bank this one would have came up with a red flag, too. Still am not sure if it's going to pass muster with the bank if all the information is suspect.

I'm getting a bit anxious now about issue mentioned on Reddit since it seems even this company is not doing a thorough job of vetting applicants.

FrankCastle

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1984 on: January 10, 2018, 07:16:42 PM »
Posting to say hello, my first post here after some months of lurking. Not sure why it took me this long to join the conversation.

Read through chunks of this thread and I'm very intrigued by this "side gig". I currently have a single card (not my only however, and I'm not attached to it) that would qualify but it sounds like a good potential earner. Has the previously referenced auditing by Discover subsided, and the "resting" been removed?

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1985 on: January 11, 2018, 04:22:31 AM »
Yes, Discover is working again.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1986 on: January 12, 2018, 01:42:13 PM »
This has been an interesting read. It sounds like the norm is now 1) very slow activity due to low demand and 2) only spotty performance with actual payment when a tradeline is sold.  Are these issues universal or is there a minority of squeaky wheels on an otherwise lucrative path?

Those both sound like idiosyncratic issues that could be explained just by the operations capability of one firm. Or is the experience the same for the old recommendation?

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1987 on: January 12, 2018, 01:55:14 PM »
This has been an interesting read. It sounds like the norm is now 1) very slow activity due to low demand and 2) only spotty performance with actual payment when a tradeline is sold.  Are these issues universal or is there a minority of squeaky wheels on an otherwise lucrative path?

Those both sound like idiosyncratic issues that could be explained just by the operations capability of one firm. Or is the experience the same for the old recommendation?

1 is the same at both reputable companies (overloaded with cards), 2 (slow payments) is only an issue with new company.

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missundecided

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1988 on: January 12, 2018, 04:19:48 PM »
ARS, did you ever hear back from the owner of #2 about the claims/concerns as mentioned in your recent mod post?

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1989 on: January 13, 2018, 01:01:07 AM »
ARS, did you ever hear back from the owner of #2 about the claims/concerns as mentioned in your recent mod post?

Yep, that day. Before the poster edited their post.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1990 on: January 13, 2018, 10:50:48 AM »
ARS, did you ever hear back from the owner of #2 about the claims/concerns as mentioned in your recent mod post?

Yep, that day. Before the poster edited their post.

I'd guess you or the new company owner are planning on updating us when something reportable happens.  As the posts stand now it is somewhat of a cliffhanger for those of us interested in what's happening.  Thanks in advance.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1991 on: January 13, 2018, 10:57:48 AM »
I'd guess you or the new company owner are planning on updating us when something reportable happens.  As the posts stand now it is somewhat of a cliffhanger for those of us interested in what's happening.  Thanks in advance.

Not intentional, just no news to report.

The post was accurate, there seems to be some extenuating circumstances, but the owner is working on getting the poster paid, and everyone else as well.

This, from about a week ago, is still the current status:
I spoke with the owner again about this, he's working on being more timely. The good thing is that no one has ever not been paid for an AU, but yes, some have been delayed (past a reasonable amount even, in my opinion).

I hope that will not change.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1992 on: January 13, 2018, 11:11:58 AM »
Thanks.  For me it is extra money that I am glad to have but don't need to pay my electric bill, so I just keep track in my spreadsheet and get paid whenever.  But I know, as I know you and new company owner know, it bothers some people here, which I get.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1993 on: January 13, 2018, 11:31:28 AM »
Not intentional, just no news to report.

Apologies if I missed it in the middle 80% of the thread, but is there an update on the glut of cards/paucity of AUs? I saw in the intro posts that you were optimistic AU volume would always exceed the available cards due to the affiliate network but it seems not to have borne out. Is this a temporary thing due to extenuating circumstances as well, or the new normal?

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1994 on: January 13, 2018, 11:57:21 AM »
It's the new normal.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1995 on: January 13, 2018, 11:58:27 AM »
Quote
You need to have utilization under 10%, but you can basically pay off all of the amount due except for like $3so then the statement closes with a $3 balance and reports., then pay that off (before it earns any interest).

Is the 10% rule have some post date requirement?  I have a very mature card (7+yrs) with a 25K limit but have been using it for a decent portion of my life.  I would imagine there are plenty of months where I exceeded the 10%, especially back before it was higher limit.

Thanks! Kinda coming in late here as well, but very intrigued in Tradelines.

Just on the months you have an AU on it. The past doesn't matter (except for all on time payments). There's no history of utilization stored on a credit report.

I just wrote to the new company a few days ago  to begin the process and their reply said to not utilize more than 15% of the credit limit.  I'm still going to do less than 10% to be safe, but wanted to share this in case someone needs to be a bit above 10%.

This was funny to me: The email said to be sure to put some charges on the cards "small (like $50-$500)". I know in this group $50 to $500 isn't considered small.  Suggestions earlier in the thread were $2.

To be safe, I'm going to do $10 and <10%.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1996 on: January 13, 2018, 03:42:28 PM »
I think under 15% has always been the recommendation.

I do $2.50 charges and that has been working for me.

I also separate my daily spender card(s) from my piggybacking cards.  It's just easier for me that way.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1997 on: January 13, 2018, 08:07:02 PM »
Hello all. I have been a FI blog reader for some time, but recently moreso and stumbled upon Keith the Wealthy Accountant's post and from there, here, where I have done some research. The only forum I have really been active on is r/personalfinace (and some r/financialindependence) as u/ClosertothesunNA (old gaming tag).

I am interested in doing this as a side gig, but a lot of the goings on here (problems with companies and warnings about authorization) leads me to prefer to list my own tradelines for sale, if possible. But there seem to be a few barriers there, and I wonder if I could discuss this with anyone, or post here. I have some specific questions about verifying users and how/whether I should protect my own identity.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1998 on: January 13, 2018, 08:32:12 PM »
Hello all. I have been a FI blog reader for some time, but recently moreso and stumbled upon Keith the Wealthy Accountant's post and from there, here, where I have done some research. The only forum I have really been active on is r/personalfinace (and some r/financialindependence) as u/ClosertothesunNA (old gaming tag).

I am interested in doing this as a side gig, but a lot of the goings on here (problems with companies and warnings about authorization) leads me to prefer to list my own tradelines for sale, if possible. But there seem to be a few barriers there, and I wonder if I could discuss this with anyone, or post here. I have some specific questions about verifying users and how/whether I should protect my own identity.

I believe most have concluded that path to be too risky.
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arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #1999 on: January 14, 2018, 12:56:32 AM »
It's quite a bit of effort, as well.

Some users are doing it, but most seem to be happy taking the easy money, even if it's less than you could get hustling for your own sales.

The main benefit of this "side gig" is the lack of time it takes. The amount/hour it pays is silly... once you start putting in serious time to making it happen, well, yeah, you make more dollars, but your dollar per hour goes way down.

It may still be more than you make elsewhere though, and worth it to you, but many of us are just collecting the extra easy money, and happy with that level of it.
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with two kids.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."