I'm not sure that matters? I got the impression from the tradeline guy that if you don't have cards >$20k and older than 2 years, you probably won't see much sales. I had one sale, i think I sent my stuff in on January 3rd.
Approximately half of the referral sales I've seen in Jan from New Company have been < 20k cards, and half over.
Many more < 20k cards are enrolled though, I believe, so percentage-wise, if you have a 20k+ card, it's much more likely to sell.
A few questions:
1. Do you think cards with even higher limits (say $30K, $40K, $50K) would garner more sales?
I've got a lot of credit limit and distinct cards, and I'm trying to figure out if it would be a good idea to consolidate lines or shift credit limit in order to juice my returns with the new company.
As a simple example, I have two Barclays cards. One is new as of November 2016 with a $10K limit; the other is just over two years old with a $27.5K limit. The latter card is worth $200 per AU slot now, but if I shifted, say $5K of the limit it would go into the next higher commission bucket.
As a more complicated example, I have four USBank cards, with $25K, $15K, $25K, and $58K. I'm trying to figure out what to do with them.
In general, I would guess that customers of the new company are willing to pay for the size and age of line that they need, but not more. With the old company, I think I saw many more sales on my $30K+11year USAA line than on my $55K+19year Chase line. Are there a lot of customers of the new company that need to rent $55K lines compared to the number of lines available from people like us?
2. On a similar note, if one has a small line, say $5K or $10K, is it better to leave that as a standalone line and pick up a few $50 commissions, or to move it to a monster card? There is an annual fee in there to consider.
3. Is it better to be towards the upper end of the commission CL range or the lower? In other words, as a general strategy, would you rather have a CL with a $20,001 limit, or a $29,998 limit?
Overall, it's fun playing the game; now I feel the need to try to optimize it. Thanks!