Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 1151354 times)

Richie Poor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3350 on: March 27, 2019, 10:45:13 AM »
Does anyone have first hand experience with changing products on a Barclays card to reset the AU limit? I just downgraded the arrival plus card to the arrival and it did not seem to do the trick, unless it takes a full billing cycle to reset or some other requirement.

Optimiser

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3351 on: April 02, 2019, 11:23:55 AM »
I had pretty much forgotten about tradelines, but just got my first add in almost 2 years!

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3352 on: April 03, 2019, 05:58:09 AM »
Got an add for my Citi card. I added the AU online and then called in to add the social. Very painless and quick process. I know folks have had issues with Citi being a PITA before. 

ThatGuy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3353 on: April 03, 2019, 09:08:09 PM »
Got an add for my Citi card. I added the AU online and then called in to add the social. Very painless and quick process. I know folks have had issues with Citi being a PITA before.

That's a shock!  A few months ago I added a friend to my Citi card, it was at least 45 minutes of nonsense to the point I'm not sure I'll use any of my Citi cards for tradelines.

Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3354 on: April 03, 2019, 09:57:45 PM »
I tried to remove an AU from a Citicard over the phone and they closed my card and issued another one with a different number even though I didn't ask them to close it.

Looks like another AU, which wasn't supposed to be removed yet, is no longer linked to the card. I called and they said they would link the remaining AU to the new card and issue a new AU card for them too.

So stupid... Citi is the worst bank to deal with when it comes to adding and removing AUs.

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3355 on: April 04, 2019, 04:40:25 AM »
Got an add for my Citi card. I added the AU online and then called in to add the social. Very painless and quick process. I know folks have had issues with Citi being a PITA before.

That's a shock!  A few months ago I added a friend to my Citi card, it was at least 45 minutes of nonsense to the point I'm not sure I'll use any of my Citi cards for tradelines.

I was fully expecting the third degree. Perhaps it was because I had already added the AU online or maybe I just got lucky and got a really good rep? I dunno.

ThatGuy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3356 on: April 04, 2019, 10:24:55 PM »
Got an add for my Citi card. I added the AU online and then called in to add the social. Very painless and quick process. I know folks have had issues with Citi being a PITA before.

That's a shock!  A few months ago I added a friend to my Citi card, it was at least 45 minutes of nonsense to the point I'm not sure I'll use any of my Citi cards for tradelines.

I was thinking it may be because you added the AU online first.  I can't remember if I did or not but I'm leaning towards I didn't.  If there's ever a next time I will try that.
I was fully expecting the third degree. Perhaps it was because I had already added the AU online or maybe I just got lucky and got a really good rep? I dunno.

Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3357 on: April 05, 2019, 06:58:05 AM »
Got an add for my Citi card. I added the AU online and then called in to add the social. Very painless and quick process. I know folks have had issues with Citi being a PITA before.
Does this work consistently (adding Citi AUs online and then calling to add the social)? How many AUs did you add the same way? Did they all post? Has anybody else done the same? I always add Citi AUs over the phone but it's a major pain do add and even remove them.

ThatGuy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3358 on: April 05, 2019, 11:46:38 AM »
My last post got cut off.  What I said was if there's a next time I'll try adding the AU online and call the ssn in. Thanks masterstache.

solon

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3359 on: April 05, 2019, 11:51:22 AM »
It didn't get cut off. You just posted above the comment you were responding to.
My last post got cut off.  What I said was if there's a next time I'll try adding the AU online and call the ssn in. Thanks masterstache.

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3360 on: April 05, 2019, 12:07:03 PM »
Got an add for my Citi card. I added the AU online and then called in to add the social. Very painless and quick process. I know folks have had issues with Citi being a PITA before.
Does this work consistently (adding Citi AUs online and then calling to add the social)? How many AUs did you add the same way? Did they all post? Has anybody else done the same? I always add Citi AUs over the phone but it's a major pain do add and even remove them.

I dunno. I used to add online and then send a SM to add the social to the AU. Only had one not post doing it that way over maybe 8-10 adds. This is the first time doing it this way so we'll see.

ThatGuy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3361 on: April 05, 2019, 08:34:55 PM »
It didn't get cut off. You just posted above the comment you were responding to.
My last post got cut off.  What I said was if there's a next time I'll try adding the AU online and call the ssn in. Thanks masterstache.

AH!  I get easily confused.

ThatGuy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3362 on: April 09, 2019, 07:22:51 PM »
2018 was the first year I sold any tradelines so this is my first time to do taxes with tradeline revenue.  I entered the 1099 misc. and entered sales as the source of the income.  Turbotax put it on a schedule C and wants a principal business code.  What have you guys entered for source of income and did you put it on a schedule C?  If it matters I made $400.

Michael in ABQ

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3363 on: April 10, 2019, 03:29:09 AM »
Just applied for a Barclays card for travel hacking. Posting to follow so a year from now I can start selling tradelines on it. I do have a capital one card that's about 6 months old that I'll try to use first. All my other cards are from credit unions and have been open a decade plus (and get minimal usage).

DavidAnnArbor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3364 on: April 10, 2019, 09:03:57 PM »
Oh well Citi closed my card because of all the authorized user activity on it over the last 2 years.
It was a good run and I probably made around $5000 from that card.

Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3365 on: April 10, 2019, 09:11:23 PM »
Oh well Citi closed my card because of all the authorized user activity on it over the last 2 years.
It was a good run and I probably made around $5000 from that card.
Did Citi close just one card which you used for tradelines or all your Citi cards?

DavidAnnArbor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3366 on: April 10, 2019, 09:19:04 PM »
Yes only the card used for tradelines. the other 2 citi accounts are unaffected.

lexde

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3367 on: April 11, 2019, 07:42:16 AM »
I haven't gotten a spot on my card filled in almost 5 months now... has anyone else had this issue?

beekayworld

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3368 on: April 12, 2019, 08:10:42 AM »
I haven't either. I have 5 cards listed with New Company. None have had an order since November.

robartsd

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3369 on: April 12, 2019, 09:21:33 AM »
Oh well Citi closed my card because of all the authorized user activity on it over the last 2 years.
It was a good run and I probably made around $5000 from that card.
Yeah, it's not uncommon for cards without any activity to get closed after a period of time. Usually just one small transaction a year is enough to keep them open indefinitely.

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3370 on: April 12, 2019, 09:34:13 AM »
FYI @lexde and others, I am staying pretty busy with "old company".  Yall may want to give them a shot.

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3371 on: April 12, 2019, 12:26:53 PM »
FYI @lexde and others, I am staying pretty busy with "old company".  Yall may want to give them a shot.

+1. Although once most of my cards aged past 2 years, I saw a noticeable decline in sales from "old company" as well.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3372 on: April 12, 2019, 12:29:22 PM »
When people ask for a recommendation, I tell them if they have cards that fit old company's requirements (10k minimum, 5+ years old, Barclays, Capital One, Citibank, Discover, Elan, PNC, US Bank, USAA, Bank of America, Chase), enroll there, if not (if cards are younger/lower limit), enroll with new company.

Still haven't found any other companies worth working with, and occasional sales with cards that are newer are worth it, but yeah, the volume isn't as good (or saturation is higher), unfortunately.

Go between those places where your cards fit, basically.
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charuhans

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3373 on: April 12, 2019, 02:24:06 PM »
Citi closed two of my three cards which I have used for more than 2 years. Had a good run on both even though both had limits under $15K; probably made around $4,000. Always considered them throw-away (no rewards, low limit). The other one is still good, just added one AU on it last week. Easy come, easy go!!

therethere

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3374 on: April 12, 2019, 02:30:31 PM »
Could someone give me a referral to the "new" company? I went with the >20k limit one for one card. Now I've got another lower limit card (10k) I want to add.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3375 on: April 12, 2019, 02:40:47 PM »
Could someone give me a referral to the "new" company? I went with the >20k limit one for one card. Now I've got another lower limit card (10k) I want to add.

PM'd.

Anyone else needing this, feel free to PM me to not clutter the thread with requests. :)

We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
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MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3376 on: April 13, 2019, 04:00:23 AM »
When people ask for a recommendation, I tell them if they have cards that fit old company's requirements (10k minimum, 5+ years old, Barclays, Capital One, Citibank, Discover, Elan, PNC, US Bank, USAA, Bank of America, Chase), enroll there, if not (if cards are younger/lower limit), enroll with new company.

Still haven't found any other companies worth working with, and occasional sales with cards that are newer are worth it, but yeah, the volume isn't as good (or saturation is higher), unfortunately.

Go between those places where your cards fit, basically.

My experience  with the old company was really good with the "younger cards." YMMV of course.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3377 on: April 13, 2019, 07:53:34 AM »
My experience  with the old company was really good with the "younger cards." YMMV of course.

Sure, but they haven't accepted those except for a brief period a year ago.  If that changes, I'll post here. :)
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3378 on: April 13, 2019, 07:25:11 PM »
For a brief period, the old company was taking newer, lower limit cards for a shorter duration and $25 payout.  I'll make more money with these than any of my other cards.  I believe they aren't accepting any more of these.  I asked them about one of my cards that just aged to the 2 year point with a $24k limit and they told me they're now looking only for older cards (like 7 years) and high limits (like $35k).  I imagine that their customers vary, so what they want for cards vary.  When the new card offer was originally made, I jumped on it immediately.  A bunch of my cards fit that bill thanks to lots of churning in the last year.  At the time, I submitted every single card I had that qualified and they accepted several that weren't on their list.

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3379 on: April 14, 2019, 05:41:41 AM »
My experience  with the old company was really good with the "younger cards." YMMV of course.

Sure, but they haven't accepted those except for a brief period a year ago.  If that changes, I'll post here. :)

I was making a lot of sales the first couple months of this year. Most of those cards aged past 2+ years with exception of 1, which won't age past 2 years until June. And that one still fills up.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3380 on: April 14, 2019, 07:56:19 AM »
Sure. They're definitely still useful if enrolled. My point was it's not helpful for anyone right now, as they haven't accepted cards like that for a year. But I'll post if that changes. I'm glad it worked well for you. :)
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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gwhunter

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3381 on: April 14, 2019, 07:34:52 PM »
So I am curious on how you all are able to get your credit limits to a point to qualify for the 'old company'.  It seems every card I get the credit line is $9k.  When I call to get the limit raised I typically get a hard inquiry and the limit is only ever raised $100-$200.  (Chase and Discover are my 2 oldest cards, but my BoA and Citi did the same thing)

My credit score is pretty good, normally sitting around 780-800.  Mine and my spouses combined income is a touch higher than 100k.  I have never had a late payment.  The only thing I can think of is my student loan debt that is, between the both of us, around $90,000.  Is it really the case that my student loan debt is preventing me from getting the limits raised or am I missing out on something that is causing the lower limits? 
« Last Edit: April 14, 2019, 08:22:35 PM by gwhunter »

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3382 on: April 14, 2019, 08:03:46 PM »
@gwhunter Have you applied for any 'premium' cards?  ie Visa Signature etc.  They have large CLs as a requirement.  So, if you're approved, you will get a larger limit.  Chase Sapphire cards for example.  Hope this helps.

gwhunter

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3383 on: April 14, 2019, 08:24:27 PM »
Thank for the advice.  I guess I never knew what a 'premium' card was as I never really needed any type of credit card.  I will look into it.  Thank you again for the heads up. 

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3384 on: April 15, 2019, 07:40:39 AM »
Sure. They're definitely still useful if enrolled. My point was it's not helpful for anyone right now, as they haven't accepted cards like that for a year. But I'll post if that changes. I'm glad it worked well for you. :)

Hmm, I didn't realize they stopped taking those cards. The email I got from them seeking enrollment for these younger cards was back in December 2018 (about 4 months ago). I am sure they had a huge influx in that short time period. 

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3385 on: April 15, 2019, 07:57:37 AM »
Sure. They're definitely still useful if enrolled. My point was it's not helpful for anyone right now, as they haven't accepted cards like that for a year. But I'll post if that changes. I'm glad it worked well for you. :)

Hmm, I didn't realize they stopped taking those cards. The email I got from them seeking enrollment for these younger cards was back in December 2018 (about 4 months ago). I am sure they had a huge influx in that short time period.

Ah, you're right, I'm mixing up timeframes. Last April was when they offered the signup bonus. Last fall was the shorter cards.
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.

Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3386 on: April 15, 2019, 06:41:51 PM »
So I am curious on how you all are able to get your credit limits to a point to qualify for the 'old company'.  It seems every card I get the credit line is $9k.  When I call to get the limit raised I typically get a hard inquiry and the limit is only ever raised $100-$200.  (Chase and Discover are my 2 oldest cards, but my BoA and Citi did the same thing)

My credit score is pretty good, normally sitting around 780-800.  Mine and my spouses combined income is a touch higher than 100k.  I have never had a late payment.  The only thing I can think of is my student loan debt that is, between the both of us, around $90,000.  Is it really the case that my student loan debt is preventing me from getting the limits raised or am I missing out on something that is causing the lower limits?

Example:  I called BoA because I had 4 cards with them.  What I did was canceled one of the branded cards and asked them to move that credit limit to another card.  Then I asked to move the limit on the remaining 2 cards over to it as well.  So now the one card (oldest one) has the e limit and the other 2 remaining are low.  So the high limit is now $24k.  I don't use it really and won't till it's in a tradeline program, but it's getting near old enough to submit.

I don't know what's limiting you.  Every card has their requirements.

HBFIRE

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3387 on: April 18, 2019, 04:13:37 PM »
Just had my first issue with Barclays where the tradeline only reported to one bureau.  Anyone else have this happen?

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3388 on: April 19, 2019, 10:53:06 AM »
Things had been very quiet for me for a while, then I had three sales very close together with old company on a real (i.e. non $25) card. Tax time boost perhaps

Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3389 on: April 20, 2019, 08:02:19 AM »
Just had my first issue with Barclays where the tradeline only reported to one bureau.  Anyone else have this happen?

I don't know about one bureau....only know that Barclays is so easy to add/remove AUs.  I've never seen a Barclays AU not report and be paid for it.

Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3390 on: April 20, 2019, 12:49:08 PM »
Citi closed my card for selling tradelines. I have a few more Citi cards which I don't use for AUs and they are still open.

powskier

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3391 on: April 21, 2019, 11:38:23 PM »
I haven't gotten a spot on my card filled in almost 5 months now... has anyone else had this issue?
It had been barren since October but got 4 AU's in last month with new company.

flashflooder

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3392 on: April 22, 2019, 12:18:54 PM »
Am I the only one who invariably has to send at least 2 reminders every time I'm due payment from the new company?

Really kind of gets old.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3393 on: April 22, 2019, 12:21:47 PM »
Am I the only one who invariably has to send at least 2 reminders every time I'm due payment from the new company?

Really kind of gets old.

Yeah, their slow payment (discussed many times before) is the main annoying thing about New Company.

I've found it doesn't make a difference emailing or not--you wait, and they pay, or you email a few times, and they pay at about the same time they would have otherwise. I stopped a long time ago, and still get paid on the same (late) schedule. *shrug*  YMMV.
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
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meatgrinder

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3394 on: April 22, 2019, 01:16:21 PM »
Hi Authorized Credit Card User Slot Sellers for Fun and Profit,

What is the guidance on the Max AUs for a Chase card? Sorry in advance as I know its somewhere in this mega thread already but I cant seem to find it.

Thanks!
« Last Edit: April 22, 2019, 01:58:04 PM by meatgrinder »

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3395 on: April 22, 2019, 01:20:08 PM »
Hi Authorized Credit Card User Slot Sellers for Fun and Profit,

Sorry in advance as I know its somewhere in this mega thread already, but what is the guidance on the Max AUs for a Chase card?

Thanks!

Chase is quite risky; I wouldn't go over two, personally.

(Their closures are rare, but when they do, they blackball you. So flying under their radar if you do use Chase is prudent.)
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FtWorthAtheist

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3396 on: April 22, 2019, 02:39:24 PM »
I'm new to selling and just got a notice to remove my 2nd client from my Chase card.  Chase's website allowed me to add clients online, but according to the website, I have to call a live phone rep to remove.  Talking to a live person makes me nervous about them noticing all my authorized user activity.  Do all Chase cards require removals by phone??  I'm wondering how people manage to do this for years before getting their cards cancelled.

meatgrinder

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3397 on: April 22, 2019, 02:56:44 PM »
I'm new to selling and just got a notice to remove my 2nd client from my Chase card.  Chase's website allowed me to add clients online, but according to the website, I have to call a live phone rep to remove.  Talking to a live person makes me nervous about them noticing all my authorized user activity.  Do all Chase cards require removals by phone??  I'm wondering how people manage to do this for years before getting their cards cancelled.

Yes, Chase requires removals by phone.  Its different bank by bank.  Barclays allows for AUs to be added and removed online, others required a phone call for add/remove. 

I don't think the CS reps care about add/remove AUs or can do anything about it if they wanted to.  From my experience the banks have fraud rules in place that scan cards and automatically close if a certain set of rules are broken.

morris08

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3398 on: April 22, 2019, 09:10:46 PM »
Hey FTworth,
For the past year I have always removed my Chase AU’s by using Chase’s Secure Messages.
Works like a charm. 
I just state “please remove authorized user John Doe from my card ending in 4012”
They reply back usually in 4-8 hours and let me know if is completed.

meatgrinder

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #3399 on: April 22, 2019, 09:20:26 PM »
Good tip!  Citi used to allow adding w/ssn through secure message but it was nice for some reason.