Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 141907 times)

DavidAnnArbor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #250 on: January 11, 2017, 08:26:20 PM »
So I got an authorized user for a Discover card, and the address for the authorized user that is in the email sent by the company's assistant is different then the address on the driver's license.
So what do I do ?

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #251 on: January 11, 2017, 08:40:37 PM »
Weird. I've never looked at the docs (only had to upload once, usually Discover auto approves), so I wonder if this has happened before to me.

I just use the address in the email (or portal, for the old company), but if I noticed a discrepancy, I'd email the customer service, which is what I'd suggest here.  If you do, let us know what they say!
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #252 on: January 11, 2017, 09:16:09 PM »
So I got an authorized user for a Discover card, and the address for the authorized user that is in the email sent by the company's assistant is different then the address on the driver's license.
So what do I do ?

I think a lot of people have an outdated address on their license - when I moved I wasn't given a new ID card, they just updated the address in their database. I would probably just go with the one in the email.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #253 on: January 11, 2017, 11:07:54 PM »
Okay, what the hec k...This isn't me misremembering, as I use a mail scanning service--travelingmailbox.com and just went and LOOKED at the most recent AU cards I got...It's possible the company is sending back mail not addressed to me or my wife (actually, as I type this, I realize that's very likely--we had to sign a form for the post office that they could open mail addressed to us, so they may be sending back mail not addressed to us.

I think it is likely the mail scanning service, since as I recall, depending on the plan you sign up for, you can have a different number of people/names receiving mail at a given address (it starts at two people/business and you can add more I think). So now I'm curious what traveling mailbox does with mail it receives that's not addressed to either of you, and if it raises flags with the credit card companies. We'll be in a similar situation, if/when we ever get a sale again :)

I think a lot of people have an outdated address on their license - when I moved I wasn't given a new ID card, they just updated the address in their database. I would probably just go with the one in the email.

This is a good point. I think it varies from state to state whether they issue a new driver's license every time you move or not. I'd email customer service anyways.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #254 on: January 12, 2017, 05:11:16 AM »
So I got an authorized user for a Discover card, and the address for the authorized user that is in the email sent by the company's assistant is different then the address on the driver's license.
So what do I do ?

I think a lot of people have an outdated address on their license - when I moved I wasn't given a new ID card, they just updated the address in their database. I would probably just go with the one in the email.

+1. My license still has my address from 2 years ago on it. The DMV has the correct address in their database though and they gave me a paper that I keep in my car with the correct address in case I get pulled over.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #255 on: January 12, 2017, 05:33:50 AM »


So now I'm curious what traveling mailbox does with mail it receives that's not addressed to either of you, and if it raises flags with the credit card companies. We'll be in a similar situation, if/when we ever get a sale again :)

Been selling for 7 months now and no cancelled cards yet, so....

/shrug

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twg5

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #256 on: January 12, 2017, 08:49:29 AM »
I've always just paid off my credits before they were due so I'd like to clarify how it works. You say you should wait until after the card posts. What does that mean?

Does that mean you should wait until after the payment due date? Does that mean you would pay interest?

Sorry for the ignorant questions and thanks for your help.

Joel

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #257 on: January 12, 2017, 09:20:29 AM »
I've always just paid off my credits before they were due so I'd like to clarify how it works. You say you should wait until after the card posts. What does that mean?

Does that mean you should wait until after the payment due date? Does that mean you would pay interest?

Sorry for the ignorant questions and thanks for your help.

You must wait until after the statement posts. The statement must report a balance. You need to also make a payment before the due date as well.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #258 on: January 12, 2017, 09:29:11 AM »
I've always just paid off my credits before they were due so I'd like to clarify how it works. You say you should wait until after the card posts. What does that mean?

Does that mean you should wait until after the payment due date? Does that mean you would pay interest?

Sorry for the ignorant questions and thanks for your help.


The statement closing date and the payment due date are different.  You always want to pay you credit cards off and not incur interest.  Just make sure you charge something during the month so that there is a balance on the account when the statement closes.  Log into your credit card account and you should be able to see the statement dates and the payment due dates.  Or you can log into credit karma and get the info. 

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #259 on: January 12, 2017, 09:42:25 AM »
For an EIN what company type did you use?

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #260 on: January 12, 2017, 09:47:59 AM »
Thanks for your guys help. I actually haven't been able to find the closing date for the cards (Barclays and USAA) which I'm using but I'm sure I'll figure it out eventually. I did find the close date for the one Bank of America card I have. Worst case I can just pay off the card a few days before it is due.

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #261 on: January 12, 2017, 09:54:16 AM »
Thanks for your guys help. I actually haven't been able to find the closing date for the cards (Barclays and USAA) which I'm using but I'm sure I'll figure it out eventually. I did find the close date for the one Bank of America card I have. Worst case I can just pay off the card a few days before it is due.

Call your CC company and they can tell you.

DavidAnnArbor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #262 on: January 12, 2017, 09:54:23 AM »
So I got an authorized user for a Discover card, and the address for the authorized user that is in the email sent by the company's assistant is different then the address on the driver's license.
So what do I do ?

So I'm reporting back the results. I emailed the assistant and the owner at the company, and the assistant emailed back to just use the address on the ID, which I assume meant the driver's license, and not the address that was in the email.
So I used the driver's license address, and the Discover adding authorized user page seemed to find that address and name in it's US postal service database and I was able to add the authorized user, I wasn't even required to upload the driver's license, nor the social security card.
So I believe it has worked, it says authorized user added 1/12/17

And I just want to add I got this email back from the assistant regarding Discover:

"Sorry I usually double check to make sure the address is the same.  Going forward, whenever in doubt always use the address on the ID.  Sometimes the AU doesnt update the address on the ID but Discover wants to see it matches."
« Last Edit: January 12, 2017, 09:57:03 AM by DavidAnnArbor »

ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #263 on: January 12, 2017, 10:49:54 AM »
So I got my first add request yesterday - should I be concerned that there were no documents? All the email gave was the AU's name, DOB, and social security number - no address, no driver's license, nothing... Is this unusual?
« Last Edit: January 12, 2017, 10:52:56 AM by ducky19 »

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #264 on: January 12, 2017, 11:11:17 AM »
I did not get any documents with my first added AU either.  I was given name, SS, DOB and address in the email.  I did not use the address because this was not a field requested by Capital One. The only thing that stymied me was a request for phone number, but the company said to use my own phone number, which I did.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #265 on: January 12, 2017, 11:28:49 AM »
I'm jealous of all these people apparently getting sales already. :)



As for what I used for EIN, I don't remember. I think when I originally registered for it years ago, I was going to start a tax preparer business, so I probably picked something along those lines.

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #266 on: January 12, 2017, 12:12:06 PM »
So I got my first add request yesterday - should I be concerned that there were no documents? All the email gave was the AU's name, DOB, and social security number - no address, no driver's license, nothing... Is this unusual?

Not unless it is required to add an AU by your credit card company. Someone please correct me if I am wrong but I believe not all CC companies require the same info when adding an AU. For instance USAA doesn't require an address to add an AU.

DavidAnnArbor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #267 on: January 12, 2017, 01:04:39 PM »
So I got my first add request yesterday - should I be concerned that there were no documents? All the email gave was the AU's name, DOB, and social security number - no address, no driver's license, nothing... Is this unusual?

You only might ever need to upload documents with Discover card, the other credit card companies aren't this picky.

ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #268 on: January 12, 2017, 01:37:26 PM »
That makes sense, thanks for the responses.

TomTX

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #269 on: January 12, 2017, 03:22:44 PM »
Thanks for your guys help. I actually haven't been able to find the closing date for the cards (Barclays and USAA) which I'm using but I'm sure I'll figure it out eventually. I did find the close date for the one Bank of America card I have. Worst case I can just pay off the card a few days before it is due.

If the cc company has sent you a bill, that means it closed.
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arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #270 on: January 12, 2017, 04:50:03 PM »
Thanks for your guys help. I actually haven't been able to find the closing date for the cards (Barclays and USAA) which I'm using but I'm sure I'll figure it out eventually. I did find the close date for the one Bank of America card I have. Worst case I can just pay off the card a few days before it is due.

If there's a statement (that you can get in PDF form) with a balance, it's closed.  Easiest way to make sure it's closed and not pay it early is If it says Minimum Payment Due: $0 (even though you have a balance), it hasn't closed.

I wait until it says Minimum Payment Due: $2.50 (that's the amount I charge to the card each time, as above).  Then I know the statement has closed.  You definitely don't want to wait until after the payment date, as then it will be late, and hurt your credit, and the AU's credit, and you'll be charged late fees, interest, etc.  Pay it off between when the statement closes (and you get a statement/the payment due amount changes) and when the payment due date is.

Ditto what everyone said above about getting different info for different CC companies--you will only get the info you need.  Discover sometimes requires uploading documentation (like a driver's license), so you will get that, but for other providers you will not.

Excited to see so many people getting sales already.  Got another one for my one of my wife's Barclay's today (10k limit, 2.5 yrs old).  :)
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FrugalSaver

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #271 on: January 12, 2017, 07:55:00 PM »
What email do the sales come from when you're notified to add an AU?  I want to make sure I'm not missing it or it isn't going to spam. PM me if more appropriate. Thanks!

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #272 on: January 12, 2017, 07:59:18 PM »
What email do the sales come from when you're notified to add an AU?  I want to make sure I'm not missing it or it isn't going to spam. PM me if more appropriate. Thanks!

PM sent.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #273 on: January 12, 2017, 08:30:55 PM »
What email do the sales come from when you're notified to add an AU?  I want to make sure I'm not missing it or it isn't going to spam. PM me if more appropriate. Thanks!

PM sent.

Joe, I have the same question.  Could you please PM me?  Thx.
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arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #274 on: January 12, 2017, 08:33:43 PM »
What email do the sales come from when you're notified to add an AU?  I want to make sure I'm not missing it or it isn't going to spam. PM me if more appropriate. Thanks!

PM sent.

Joe, I have the same question.  Could you please PM me?  Thx.

Sent.

To anyone else wondering: The email to add an AU will come from one of the company employees in charge of adding/removing AUs.

You won't miss it. No one has yet, and no one missed the alert email to check the portal from the last company.  :)
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #275 on: January 12, 2017, 09:17:33 PM »
Just an FYI guys/gals, I sent in information for myself and four cards on January 6th. I didn't hear anything back and sent an email requesting a status update this afternoon. The company owner replied promptly and told me that I would most likely not see any adds until sometime in February. I hated to bother them from other reports of them being swamped but my impatience got the best of me. I just thought I'd pass this along for any others that maybe waiting to hear back and are worried. Hope everyone is having a great new year so far!

T

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #276 on: January 12, 2017, 09:52:43 PM »
Just an FYI guys/gals, I sent in information for myself and four cards on January 6th. I didn't hear anything back and sent an email requesting a status update this afternoon. The company owner replied promptly and told me that I would most likely not see any adds until sometime in February. I hated to bother them from other reports of them being swamped but my impatience got the best of me. I just thought I'd pass this along for any others that maybe waiting to hear back and are worried. Hope everyone is having a great new year so far!

T

Thank you! You probably just saved them several emails, I know I was wondering whether I should check in.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #277 on: January 13, 2017, 06:43:17 AM »
So far, this is easier than opening my Citi checking to get $400 last fall.  PM from Joe, email to and already back from tradeline company.  I've already filled out the forms and will be shooting pictures back.  The hint to use creditkarma was very helpful and I was somewhat surprised as to which credit cards were old and which were only a year old (did some churning over the last year).  I'm resurrecting a few older credit cards that I have not used in forever that I've just procrastinated closing.  Thanks for all.

Ok, next....is there going to be a clone set up to come into work for me so I can sleep in and just goof off all day?  Seems the next logical step from this point.....

hunt2eat

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #278 on: January 13, 2017, 06:52:31 AM »
Just an FYI guys/gals, I sent in information for myself and four cards on January 6th. I didn't hear anything back and sent an email requesting a status update this afternoon. The company owner replied promptly and told me that I would most likely not see any adds until sometime in February. I hated to bother them from other reports of them being swamped but my impatience got the best of me. I just thought I'd pass this along for any others that maybe waiting to hear back and are worried. Hope everyone is having a great new year so far!

T
I sent my paperwork back yesterday and I rec'd the same info this last night/this morning. 

hunt2eat

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #279 on: January 13, 2017, 12:24:29 PM »
I'll ask the question here instead of emailing them: If we want to add new cards/credit limits increase/etc do we resend the agreement in with all of our cards or just new cards/updates?

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #280 on: January 13, 2017, 12:57:15 PM »


So now I'm curious what traveling mailbox does with mail it receives that's not addressed to either of you, and if it raises flags with the credit card companies. We'll be in a similar situation, if/when we ever get a sale again :)

Been selling for 7 months now and no cancelled cards yet, so....

/shrug

i'm interested to see how mine does with monthly vs bi monthly with the site i use.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #281 on: January 13, 2017, 02:15:17 PM »
I'll ask the question here instead of emailing them: If we want to add new cards/credit limits increase/etc do we resend the agreement in with all of our cards or just new cards/updates?

I asked this question, and was told that I can just email new cards/changes to them in an email, no need to re-do the agreement paperwork.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #282 on: January 13, 2017, 02:49:03 PM »
I'll ask the question here instead of emailing them: If we want to add new cards/credit limits increase/etc do we resend the agreement in with all of our cards or just new cards/updates?

I asked this question, and was told that I can just email new cards/changes to them in an email, no need to re-do the agreement paperwork.

I had thought it would be this way, but confirmation is great. I didn't want to bug them with another email question.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #283 on: January 13, 2017, 02:52:49 PM »
I've got 2 cards I signed up with them, one at $30K and one at $12K. I requested an increase on the $12K one but my CC denied it, citing low credit utilization as the reason (I rarely go over $500 on this one). Does anyone know what % utilization is likely to get you an increase? I don't want to go over 15% and screw up my adds that will be coming in February....
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #284 on: January 13, 2017, 08:39:49 PM »
Just got my first piece of junk mail for an AU.

I added them in July, removed in Aug or Sept (don't remember if it was a one or two month one), got the first piece of junk mail now, in January.

The strange thing is it was addressed to them, but per the discussion above, I didn't think I got mail addressed to other people with my mail service.  When I saw it addressed to a random name, I thought maybe it was a card, but nope, junk mail.

Just gonna shred all stuff addressed to AUs, cards or otherwise, was just curious about this one, if it was a card... turned out no.  :)
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ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #285 on: January 13, 2017, 08:50:00 PM »
Got my second add on my Citi card, should be an easy $400 for my first month! I had a scare with my first add, ended up talking to their fraud department. I sent the guy at the company an email because I was worried about doing the second add. Less than an hour later I got a phone call from him! He talked me through what happened (agent mistyped the SSN) and gave me some good coaching and pointers, we chatted for about 10 minutes. Really put my mind at ease. Looking forward to more adds next month, hopefully some of my other 7 cards get some action too! (yeah, I might have a churning problem...)

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #286 on: January 13, 2017, 11:29:50 PM »
Got my second add on my Citi card, should be an easy $400 for my first month!

Sweet!

So I'm talking with a friend today as we're out on a walk, and he mentions all these online "WORK FROM HOME FOR ONLY 15 MINUTES PER DAY AND EARN $5000 PER MONTH" ads you see that are total and utter bull *.

And we talked about how it you can make money working from home online, but it actually takes hard work  (e.g. coding, or blogging, or tutoring, or whatever).

But I also thought of this thread, and how somehow I can legitimately say that I'm earning thousands of dollars a month working at home, for a few minutes per day of "work".

7 months in, and I'm still boggling at it every time I get an AU add, or a payment from a previous one.

It's literally like what those scams purport to offer, but real.

What the *.  Crazy.  :)
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arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #287 on: January 13, 2017, 11:43:53 PM »
At this point, I believe they should be caught up and responded to all emails, so if you emailed them more than 48 hours ago, and haven't got a response, please send a follow up, as it likely fell through the cracks in the flood of emails.

Reply times should be quite quick (especially on week days) from here on out; like ducky said above, the owner is quite responsive and helpful.  :)
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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Car Jack

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #288 on: January 14, 2017, 02:39:15 PM »
Message from Joe, Thursday.  Sent msg to tradeline co same day.  Response from tradeline late thurs night with all the documents.  Sent in Friday.  Message back Friday confirming all docs and that AU would be around the 1st of Feb.

This is very fast.

I also went through my old, unused cards and found a sears mastercard that's 6 years old with a $7200 credit limit.  Called them to straighten out getting on their website to set up auto pay and while on the phone, asked for and got a $10k limit.  Not on my credit report (credit karma) as I haven't ever used it.  Actually still had the "activate" sticker on it.  Used it a few times to watch it show up on my credit report.  Sears has used several banks for their credit cards and master cards.
« Last Edit: January 14, 2017, 02:42:26 PM by Car Jack »

ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #289 on: January 14, 2017, 03:32:08 PM »
But I also thought of this thread, and how somehow I can legitimately say that I'm earning thousands of dollars a month working at home, for a few minutes per day of "work".

I timed the last add - less than five minutes. The guy from the company told me I can remove 2 AU using the Secure Message center on Citi's website, meaning removing them should take around a minute. That equates to an hourly rate of $2,000/hr. Seriously. This is crazy.

overlord34

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #290 on: January 14, 2017, 11:10:02 PM »
I closed a few old credit cards about a year or two ago, after previously using them for a few years.  If I was able to get customer service to re-open those same accounts for me (rather than opening a new line of credit), do you think those accounts would be eligible?
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arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #291 on: January 14, 2017, 11:29:52 PM »
I closed a few old credit cards about a year or two ago, after previously using them for a few years.  If I was able to get customer service to re-open those same accounts for me (rather than opening a new line of credit), do you think those accounts would be eligible?

Very unlikely they'll reopen ones that have been closed that long (usually they'll only do it if closed within the last 30, maybe 90, days), but if you can get them to, sure!  Reopened cards use the original opening date.
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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TomTX

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #292 on: January 15, 2017, 06:43:51 AM »
I closed a few old credit cards about a year or two ago, after previously using them for a few years.  If I was able to get customer service to re-open those same accounts for me (rather than opening a new line of credit), do you think those accounts would be eligible?

Very unlikely they'll reopen ones that have been closed that long (usually they'll only do it if closed within the last 30, maybe 90, days), but if you can get them to, sure!  Reopened cards use the original opening date.

My wife tried to re-open a Chase card after ~40 days and was told it's not possible.
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FrugalSaver

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #293 on: January 15, 2017, 06:08:59 PM »
I closed a few old credit cards about a year or two ago, after previously using them for a few years.  If I was able to get customer service to re-open those same accounts for me (rather than opening a new line of credit), do you think those accounts would be eligible?

Very unlikely they'll reopen ones that have been closed that long (usually they'll only do it if closed within the last 30, maybe 90, days), but if you can get them to, sure!  Reopened cards use the original opening date.

My wife tried to re-open a Chase card after ~40 days and was told it's not possible.

I've been able to do it before after < 90 days but sometimes it's too late

dragoncar

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #294 on: January 16, 2017, 12:06:19 AM »
At this point, I believe they should be caught up and responded to all emails, so if you emailed them more than 48 hours ago, and haven't got a response, please send a follow up, as it likely fell through the cracks in the flood of emails.

Reply times should be quite quick (especially on week days) from here on out; like ducky said above, the owner is quite responsive and helpful.  :)

 I will, been waiting a week for the pperwork

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #295 on: January 17, 2017, 07:30:49 PM »
Since this company does the dates a bit different (payment date vs close date), does that affect when you see most of your activity?  I used to get most of my add's near the close date with TL company 1.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #296 on: January 17, 2017, 07:44:52 PM »
I was wondering that at first too, but it doesn't seem like it--I always seem to get an add a few days before my closing date (or last minute ones the day before), even though they want the payment date.

/shrug
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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You can also read my forum "Journal."

TomTX

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #297 on: January 17, 2017, 08:21:25 PM »
I was wondering that at first too, but it doesn't seem like it--I always seem to get an add a few days before my closing date (or last minute ones the day before), even though they want the payment date.

/shrug

Good to know. I guess I still have 1 possible card this cycle.
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RootofGood

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #298 on: January 19, 2017, 03:17:34 PM »
No, it just needs to close with a balance that the CC company won't wipe out (often they wipe balances of 0.99 or less, depending on the company).

Wait, do they actually forgive the balance owed when <$.99? Or they don't report to CRA but you still have to pay? 

I'm feeling some Office Space coming on. Get 100 credit cards.  Charge .99 each month. Profit.
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tj

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #299 on: January 19, 2017, 03:19:44 PM »
No, it just needs to close with a balance that the CC company won't wipe out (often they wipe balances of 0.99 or less, depending on the company).

Wait, do they actually forgive the balance owed when <$.99? Or they don't report to CRA but you still have to pay? 

I'm feeling some Office Space coming on. Get 100 credit cards.  Charge .99 each month. Profit.

Depends on the issuer. Some of them forgive a $1.99 or $2.99 balance!  I once put a $1 Amazon gift card on my Pentagon Federal AmEx to keep ti active....they credit it back! and still sent me a new card. :D