Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 392955 times)

Runner77

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2350 on: April 10, 2018, 04:23:57 PM »
The new company must be getting desperate. I signed up with 3 cards in December of 2016 and only had one sale last year. I got my first sale this year a couple of weeks ago and got notified today of another sale. I was going to pull my cards if I did not get any sales in March...glad I waited.

WFUDEAC

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2351 on: April 10, 2018, 06:56:17 PM »
Signed up thanks to Arebelspy's referral. Both spots immediately sold on first card. Second card has an end of month closing date so suspecting both those to be sold in about 2 weeks. These are the first two cards I ever opened at age 16 and 18 respectively so while neither is my daily card they give my credit history its age. If either were to get shut down I would probably just ask to be added as an AU to either my parents or in-laws card.
« Last Edit: April 10, 2018, 07:02:15 PM by WFUDEAC »

dragoncar

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2352 on: April 11, 2018, 12:40:45 AM »
Damn, Discover send me the dreaded "WE ARE NO LONGER ABLE TO MEET YOUR SERVICING NEEDS" email

I'm actually surprise since it's been 12 months since I had only two adds.  I've been using it regularly, but really only for reward category spending.  It's a pretty old account, too... over a decade.  In the end, it probably wasn't worth giving up the future rewards for those two adds.

So now what... am I blacklisted from Discover or can I just apply again some day?

The website says my account will be credited with my rewards points if account is closed... hope so, or it hurts even more

More data: I didn't have a savings/checking account (at one point I did, but only churned it for the bonus years ago), and I did have a few hundred dollar outstanding balance. 

In the end, Discover has not made money with me.  I first opened my account with them for a large balance transfer promotion: 0% INDEFINITELY as long as I made 2 purchases per month and minimum payments.  It took me like 5 years to pay off the balance transfer, and I made 2 tiny purchases per month so they never made more than a couple cents in interest.  Later on, I only used the card for 5% categories.  And then I had a couple piggybacking adds.  So I definitely made a few thousand from the relationship and they got very little.  So I guess I don't really blame them
« Last Edit: April 11, 2018, 12:52:05 AM by dragoncar »

MustachioedPistachio

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2353 on: April 11, 2018, 07:29:58 AM »
I signed up a bit less than a year ago...just got my first add. I had honestly forgotten about it. Seemed easy enough. :)

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2354 on: April 11, 2018, 09:54:41 AM »
Looking for some advice.

I signed up a second card with old TL company.  Both cards are with Barclays.  I have 5 spots on the first card.  They setup 2 spots on the second card.  Since it is the same issuer, would you recommend staying with only 2?  I think 2 may just be the default on a new card if you don't ask for more (I had forgotten this initially).

Thanks for any advice!
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HipGnosis

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2355 on: April 11, 2018, 10:20:16 AM »
Damn, Discover send me the dreaded "WE ARE NO LONGER ABLE TO MEET YOUR SERVICING NEEDS" email

I'm actually surprise since it's been 12 months since I had only two adds.  I've been using it regularly, but really only for reward category spending.  It's a pretty old account, too... over a decade.  In the end, it probably wasn't worth giving up the future rewards for those two adds.

So now what... am I blacklisted from Discover or can I just apply again some day?

The website says my account will be credited with my rewards points if account is closed... hope so, or it hurts even more

More data: I didn't have a savings/checking account (at one point I did, but only churned it for the bonus years ago), and I did have a few hundred dollar outstanding balance. 

In the end, Discover has not made money with me.  I first opened my account with them for a large balance transfer promotion: 0% INDEFINITELY as long as I made 2 purchases per month and minimum payments.  It took me like 5 years to pay off the balance transfer, and I made 2 tiny purchases per month so they never made more than a couple cents in interest.  Later on, I only used the card for 5% categories.  And then I had a couple piggybacking adds.  So I definitely made a few thousand from the relationship and they got very little.  So I guess I don't really blame them
That is quite alarming.   Regular use and no AUs in 12 months!!!
I had an AU on my Discover with the new co in Jan.  I removed the AU (w/o notice from the Co.)  The New Co. now shows my Discover as 'resting'.

secondcor521

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2356 on: April 11, 2018, 11:43:03 AM »
I'm actually surprise since it's been 12 months since I had only two adds.

<snip>

So now what... am I blacklisted from Discover or can I just apply again some day?
That is quite alarming.   Regular use and no AUs in 12 months!!!

Some people may think that the CC companies are monitoring accounts on a regular basis and looking for activity they don't like so they can close your account.  And some CC companies may do so; I have no direct knowledge.

What I think is more likely, at least currently and the near term, is that they are periodically running queries to collect lists of accounts they may want to review, and then reviewing and closing those that they deem misfit clients (like me).  So while the "misfit" behavior may have occurred in what we view as the distant past, the company eventually gets around to the review and closure step later.

dragoncar and others, I am particularly interested in data points related to blacklisting.  If you get another card with Discover (or not) and happen to remember to post an update, I really would appreciate it.  It helps others assess the ongoing risk of this activity - getting accounts closed is one thing, being blacklisted for life is obviously a more significant risk.
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arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2357 on: April 11, 2018, 11:51:50 AM »
I have my Discover card resting, but I hope it isn't closed for past AU activity.

I wouldn't use Discover right now, personally, as they seem to be doing aggressive closures over the last few months. Of course, if you don't care if it gets closed, fire away.

AFAIK, Chase is the only company that blacklists you.

Barclays seems to be the best; I've never heard of them closing an account for AU activity (though they can eventually hit a max AU lifetime limit per card). Doesn't mean it can't happen, and you should be prepared to lose any card you use for AU selling, but they don't seem to.

I'm glad to hear many people are seeing more sales (with both companies).
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missundecided

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2358 on: April 11, 2018, 01:49:56 PM »
What's the max AU limit per card at Barclays?

dragoncar

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2359 on: April 11, 2018, 10:05:45 PM »
I'm actually surprise since it's been 12 months since I had only two adds.

<snip>

So now what... am I blacklisted from Discover or can I just apply again some day?
That is quite alarming.   Regular use and no AUs in 12 months!!!

Some people may think that the CC companies are monitoring accounts on a regular basis and looking for activity they don't like so they can close your account.  And some CC companies may do so; I have no direct knowledge.

What I think is more likely, at least currently and the near term, is that they are periodically running queries to collect lists of accounts they may want to review, and then reviewing and closing those that they deem misfit clients (like me).  So while the "misfit" behavior may have occurred in what we view as the distant past, the company eventually gets around to the review and closure step later.

dragoncar and others, I am particularly interested in data points related to blacklisting.  If you get another card with Discover (or not) and happen to remember to post an update, I really would appreciate it.  It helps others assess the ongoing risk of this activity - getting accounts closed is one thing, being blacklisted for life is obviously a more significant risk.

I think you are right!

Iím also concerned more with blacklisting or even adverse credit scoring due or cross-issuer blacklistin (eg chase sees me as a greater risk because discover closed my account with a negative flag on credit report)

Iím happy to reapply to discover but Iím gonna want a nice bonus for the hard pull :-)  will let everyone know if I get any more data, and definitely let you know what happened to my rewards points within a month.  My last statement said I had zero rewards points but I havenít seen their value credited to my account so while Iím not going to fight them in the closure I may have words with them over a few hundred in rewards points

ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2360 on: April 12, 2018, 07:58:00 AM »
I'm actually surprise since it's been 12 months since I had only two adds.

<snip>

So now what... am I blacklisted from Discover or can I just apply again some day?
That is quite alarming.   Regular use and no AUs in 12 months!!!

Some people may think that the CC companies are monitoring accounts on a regular basis and looking for activity they don't like so they can close your account.  And some CC companies may do so; I have no direct knowledge.

What I think is more likely, at least currently and the near term, is that they are periodically running queries to collect lists of accounts they may want to review, and then reviewing and closing those that they deem misfit clients (like me).  So while the "misfit" behavior may have occurred in what we view as the distant past, the company eventually gets around to the review and closure step later.

dragoncar and others, I am particularly interested in data points related to blacklisting.  If you get another card with Discover (or not) and happen to remember to post an update, I really would appreciate it.  It helps others assess the ongoing risk of this activity - getting accounts closed is one thing, being blacklisted for life is obviously a more significant risk.

I think you are right!

Iím also concerned more with blacklisting or even adverse credit scoring due or cross-issuer blacklistin (eg chase sees me as a greater risk because discover closed my account with a negative flag on credit report)

Iím happy to reapply to discover but Iím gonna want a nice bonus for the hard pull :-)  will let everyone know if I get any more data, and definitely let you know what happened to my rewards points within a month.  My last statement said I had zero rewards points but I havenít seen their value credited to my account so while Iím not going to fight them in the closure I may have words with them over a few hundred in rewards points

Good luck with the rewards points - that's the problem with cards that have internal rewards systems, if they deem that they should shut down your account based on your activity, you're SOL on your points. I try to stick with cards that have external rewards (airlines, hotel, etc.) because once those points are earned they are deposited in your external account and they can't touch them. If you do use a card that has internal rewards, use those suckers up every month (or as often as possible)!

In regards to the hard pull, I've never been too concerned with it. I have 24 hard pulls on my Transunion report (I'm a rewards whore) and my score is in the low 700's (more because of 0% balances from home improvements than anything - was hovering around 800 before that). Regardless, was good enough to refinance a rental property last month. Hard pulls don't mean much for your score or the bank, at least in my experience.

jamaicaspanish

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2361 on: April 12, 2018, 09:01:47 AM »
Just received the:  WE ARE NO LONGER ABLE TO MEET YOUR SERVICING NEEDS
email.

21 year old card with my recurring NPR donation.
I had two AU adds eight months ago . . .

And closed with no warning.

Discover was my first foray into gaming the system . . . the 1% rebate in 1997 meant I was living large by paying only 99% as much as other consumer suckas . . .

RIP my first love

spot

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2362 on: April 12, 2018, 12:10:55 PM »
Just received the:  WE ARE NO LONGER ABLE TO MEET YOUR SERVICING NEEDS
email.

21 year old card with my recurring NPR donation.
I had two AU adds eight months ago . . .

And closed with no warning.

Discover was my first foray into gaming the system . . . the 1% rebate in 1997 meant I was living large by paying only 99% as much as other consumer suckas . . .

RIP my first love


Hahaha! Yep mine was over 20 and my "first love" as well. At least I didn't have to be on hold for 30 minutes and decline the sales pitch in order to close it out. :-)

erutio

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2363 on: April 12, 2018, 11:47:30 PM »
At this point, is there anyone still actively selling tradelines on their Discover card and have not had their card shut down?

BikeFanatic

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2364 on: April 13, 2018, 02:58:10 AM »
I have 3 users on my Discover currently, But I will  be removing them and letting the card Rest . I have been regularly using my chase cards also and am a little worried about being blacklisted. May have to rest them also.

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2365 on: April 13, 2018, 07:29:42 AM »
I rested my discover a few months ago when we started hearing of issues.  I have 2 AUs still on it.  I may leave them for a while in case it helps.
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CanuckExpat

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2366 on: April 13, 2018, 08:27:00 PM »
At this point, is there anyone still actively selling tradelines on their Discover card and have not had their card shut down?

I have my Discover card enrolled with the old recommended company (I like working with this company), and have been getting fairly regular* sales on my Discover card. So far no shutdown, which each add I keep wondering if it will be my last one. I think I'll get another one this month. Will report back if card shut down when I add AU or remove previous AUs. I had some hiccups last time Discover seemed to be auditing and rested my card then. Put it back for sales after that, and so far no problems.. knocking on wood.

*By fairly regular, so far this year: January two adds, February one add, March two adds, waiting on April
« Last Edit: April 13, 2018, 08:49:09 PM by CanuckExpat »

dragoncar

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2367 on: April 13, 2018, 08:47:49 PM »
At this point, is there anyone still actively selling tradelines on their Discover card and have not had their card shut down?

I have my Discover card enrolled with the old recommended company, and have been getting fairly regular* sales on my Discover card. So far no shutdown, which each add I keep wondering if it will be my last one. I think I'll get another one this month. Will report back if card shut down when I add AU or remove previous AUs. I had some hiccups last time Discover seemed to be auditing and rested my card then. Put it back for sales after that, and so far no problems.. knocking on wood.

Honestly if I still had a Discover card enrolled I would burn it to the ground with as many adds as I could get before they catch on.  I think it's only a matter of time before they review our accounts and anyone not shut down is lucky.  This is based on my own and others experience of closures even when no AU activity has occurred for a long period of time.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2368 on: April 16, 2018, 06:24:45 PM »
Mid-month (and two week) bump.

The "old" tradeline company is looking for cardholders, and is offering a $150 signup bonus for the month of April (if you use me as a referrer), on top of offering a lot of AU sales. :)

Details below; PM me for a referral.

New cardholders welcome, or people switching from other companies.



The old tradeline company is looking for more cards.

After still more research, they are still only one of two companies that I'd recommend (and currently the main one I'd recommend, since the "new" company, as we've been calling it, has a huge glut of cards).

Criteria: Minimum $5k limit, minimum two years old. Barclays, Capital One, Citibank, Discover, PNC, US Bank, USAA.

They obviously pay more for higher limits. Card age has no effect on payments with this company.

Here is their commission schedule (click to expand):
Spoiler: show
Discover, Citibank, Barclays, US Bank, and PNC - 2 Month Cycle Commission:
    Limit $5,000 - $15,000 and 2+ years old - $75 per spot
    Limit $15,000 - $20,000 and 2+ years old - $125 per spot
    Limit $20,001 - $30,000 and 2+ years old - $175 per spot
    Limit $30,001 - $40,000 and 2+ years old - $200 per spot
    Limit $40,001 - or more 2+ years old - $225 per spot

 
Capital One and USAA - 3 Month Cycle Commission:
    Limit $5,000 - $15,000 and 2+ years old - $75 per spot
    Limit $15,000 - $20,000 and 2+ years old - $150 per spot
    Limit $20,001 - $30,000 and 2+ years old - $200 per spot
    Limit $30,001 - $40,000 and 2+ years old - $250 per spot
    Limit $40,001 - or more 5+ years old - $275 per spot

2/3 month cycle means you are paid that one amount to keep the AU on for 2 months or 3 months, respectively.


They're also offering a $150 signup bonus this month--April 2018--for referrals, which I told them to give to you (that will be paid  with your first payment when your first AU posts).

If you originally got it when tradeline stuff started in July 2016 with "old company" it's the same info, but if you only ever signed up with "new company" post-January 2017, feel free to PM me for a referral for their information.  :)



Disclaimer: I will get a referral commission when you sell AU spots, but you will get paid the same whether you use my referral or not--it will not reduce your payment to have me as the referral, and for this month, you'll make $150 more than you would otherwise due to the signup bonus.
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Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2369 on: April 16, 2018, 06:50:26 PM »
arebelspy -

If I am already with the "old" company and want to add another card with them, do i get a referral bonus for that or no?

missundecided

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2370 on: April 16, 2018, 07:44:42 PM »
I signed up with the old company with two cards about two weeks ago. No bites. I will be patient.

ditkanate

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2371 on: April 17, 2018, 07:23:42 AM »
I moved a couple cards over to the old company recently.  One of the cards shows 2 orders in the portal, though i haven't received the info to add them yet.  Assume that is due to them doing their AU diligence.  Good sign, though. 

ducky19

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2372 on: April 17, 2018, 11:55:03 AM »
I moved 3 cards from the "new" company to the "old and immediately got 5/6 slots filled! Really happy with their volume, just hope it stays steady!

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2373 on: April 17, 2018, 12:16:22 PM »
arebelspy -

If I am already with the "old" company and want to add another card with them, do i get a referral bonus for that or no?

I don't think so, no, it's for new cardholders, not new cards. Couldn't hurt to ask though. (Especially if you were with them a year+ ago, switched, and now are switching back, and never got a signup bonus before.)

I signed up with the old company with two cards about two weeks ago. No bites. I will be patient.

Could just be due to when your statement closes. If it just closed, you won't see sales until the next round. Could be something else, but that often happens.

I moved a couple cards over to the old company recently.  One of the cards shows 2 orders in the portal, though i haven't received the info to add them yet.  Assume that is due to them doing their AU diligence.  Good sign, though.

I moved 3 cards from the "new" company to the "old and immediately got 5/6 slots filled! Really happy with their volume, just hope it stays steady!

Cool, glad to hear it!  Their new marketing company bringing in AUs seems really good.
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JLE1990

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2374 on: April 17, 2018, 01:16:11 PM »
Wow! I never get tired from the crazy things I learn on this forum. Sooo I'm actually refi-ing my car(was planning to do it in the next couple weeks), does anyone have an AU line I can use(for the going rate)? Or just a recommendation for a good company from the AU receiving side?

Making Cents

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2375 on: April 18, 2018, 12:40:07 PM »
Apologies if this is answered elsewhere above (couldn't find it if so), but can anyone confirm that I do not need to activate the AU card that just arrived by mail? Can I just cut it up immediately for security's sake? Thanks!

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2376 on: April 18, 2018, 12:42:43 PM »
Apologies if this is answered elsewhere above (couldn't find it if so), but can anyone confirm that I do not need to activate the AU card that just arrived by mail? Can I just cut it up immediately for security's sake? Thanks!
Disposing of it without activating it is fine.

Some people activate it, and even put a charge on it, but most of us don't bother, and it doesn't seem to raise issues.
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with two kids.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."

Making Cents

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2377 on: April 18, 2018, 12:46:50 PM »
Apologies if this is answered elsewhere above (couldn't find it if so), but can anyone confirm that I do not need to activate the AU card that just arrived by mail? Can I just cut it up immediately for security's sake? Thanks!
Disposing of it without activating it is fine.

Some people activate it, and even put a charge on it, but most of us don't bother, and it doesn't seem to raise issues.

That was a quick answer! Thanks! :)

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2378 on: April 18, 2018, 09:21:43 PM »
For Discover I donít even have an AU card sent (there is an option when you add online not to send the card). So far always posted and no issues.

WFUDEAC

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2379 on: April 19, 2018, 03:07:52 PM »
All four spots sold in first month with "old" company. These are cards were opened in 2002 and 2004 and I have to think that makes them more valuable than younger cards. Wish I hadn't closed the other CapitalOne and BofA cards that I had previously. Hindsight is 20/20. Will have to churn some CCs just for the prospect of selling trade lines in the future. Already started with a Barclays card.

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2380 on: April 19, 2018, 08:41:09 PM »
For Discover I donít even have an AU card sent (there is an option when you add online not to send the card). So far always posted and no issues.

Same here with barclays.
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lexde

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2381 on: April 21, 2018, 04:47:21 PM »
I got an add for my CITI card w/ the new Co.

The EMail telling me includes:
We have also found that making at least 1 small purchase to the authorized user card that you get in the mail from the bank is a good way to keep the card active and minimize the chance of closure due to lack of activity.  This is just a suggestion.
Citi card numbers for AUs are the same as the main cardholder number though, right? So it shouldn't matter if you charge on yours or theirs.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2382 on: April 21, 2018, 11:20:28 PM »
I logged in tonight and got a popup that said "URGENT: Upload cards - Picture of AU card required"

Anyone received this before?  I don't believe I have the card. 

It's also not clear on the site where I would even upload this picture if i had it as there's no active hyperlink on the popup box giving me this message.


BikeFanatic

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2383 on: April 22, 2018, 07:17:00 AM »
Is this Discover? Whe I first started doing Tradelines I remember  Discover  used to ask for drivers license uploads. I have not been asked lately.

Have you activated and used the AU card yet? If no you could say the card was never delivered or lost.

Godd luck, Let us know how it goes.

beekayworld

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2384 on: April 22, 2018, 08:57:38 AM »
I logged in tonight and got a popup that said "URGENT: Upload cards - Picture of AU card required"

Anyone received this before?  I don't believe I have the card. 

It's also not clear on the site where I would even upload this picture if i had it as there's no active hyperlink on the popup box giving me this message.

That sounds fishy. Since they were hacked last month, I would confirm by email before uploading anything.  Waiting for you to login isn't the way they would communicate an urgent message! When they want me to add an AU, they text me as well as emailing me. They don't wait for me to randomly login. And that's not even urgent.

FYI, there is a way to upload docs onto the website  (where you uploaded your cardholder agreement and  W-9 form.  I think it's called "My Documents".)
« Last Edit: April 22, 2018, 09:13:53 AM by beekayworld »

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2385 on: April 22, 2018, 09:00:49 AM »
Is this Discover? Whe I first started doing Tradelines I remember  Discover  used to ask for drivers license uploads. I have not been asked lately.

Have you activated and used the AU card yet? If no you could say the card was never delivered or lost.

Godd luck, Let us know how it goes.

Capital One asked me for the signed social security cards and drivers licenses of my AUs.  One AU had both items on the website under "Documents". For the other AU I had to write to the TL company and they sent them to me attached to an email.

The difficult part was CapOne wanted them FAXed back LOL! I haven't had a FAX machine in 20 years, and didn't want to go out to a Kinko's or such, so I found a free email-to-FAX program that let me send the first two FAXes free. I didn't anticipate needing to send more, so that's what I used.
« Last Edit: April 22, 2018, 09:10:28 AM by beekayworld »

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2386 on: April 22, 2018, 10:47:39 AM »
Just got my first add with old TL co. on a US Bank card, so I logged in to see how to do the add... Do I really need to mail or fax in a paper form? I don't see an online form. I hope not. What a pain. Form also asks for AUs "signature..."

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2387 on: April 22, 2018, 11:00:44 AM »
Just got my first add with old TL co. on a US Bank card, so I logged in to see how to do the add... Do I really need to mail or fax in a paper form? I don't see an online form. I hope not. What a pain. Form also asks for AUs "signature..."

I have US Bank cards with new company.  I call the number on the back of my card and add over the phone with a CSR.  They'll ask for name, DOB, SSN, and address.  They'll read a disclosure.  That's it.  Of all of the CC banks, US Bank currently seems to be the least suspicious / caring about AU activity.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2388 on: April 22, 2018, 02:28:05 PM »
Is this Discover? Whe I first started doing Tradelines I remember  Discover  used to ask for drivers license uploads. I have not been asked lately.

Have you activated and used the AU card yet? If no you could say the card was never delivered or lost.

Godd luck, Let us know how it goes.

No.  It's with a CAPITAL ONE card and the AU isn't even listed as an AU on my Capital One account.  I believe they had me try to add them about a year ago, but the add failed and I wasn't paid for it (it's a GM Capital One card). 

Now, about a year later, I'm supposedly being asked to upload a picture.  I'll email them.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2389 on: April 22, 2018, 04:39:10 PM »
Just got my first add with old TL co. on a US Bank card, so I logged in to see how to do the add... Do I really need to mail or fax in a paper form? I don't see an online form. I hope not. What a pain. Form also asks for AUs "signature..."

I just signed up with the old company, and one of the PDFs they sent had instructions on how to add for each issuer. Specifically for US Bank, you have to call in and provide name, SSN and birthdate.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2390 on: April 22, 2018, 07:26:52 PM »
I got an add for my CITI card w/ the new Co.

The EMail telling me includes:
We have also found that making at least 1 small purchase to the authorized user card that you get in the mail from the bank is a good way to keep the card active and minimize the chance of closure due to lack of activity.  This is just a suggestion.
Citi card numbers for AUs are the same as the main cardholder number though, right? So it shouldn't matter if you charge on yours or theirs.
All mine have been the same as the primary card, which I find odd. But oh well.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2391 on: April 22, 2018, 07:29:29 PM »
I logged in tonight and got a popup that said "URGENT: Upload cards - Picture of AU card required"

Anyone received this before?  I don't believe I have the card. 

It's also not clear on the site where I would even upload this picture if i had it as there's no active hyperlink on the popup box giving me this message.
A few months ago this happened to me with the "new" company.
I did not have the card with me (nomad) and just made a screen shot of the page in my cc account, where you can see AU's.
I did make sure there's no info on there, that I did not want the to have, but that was pretty easy IIRC.

After a time, you may find that having is not so pleasing a thing, after all, as wanting. It is not logical, but it is often true.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2392 on: April 24, 2018, 12:03:26 PM »
How do you remove an AU from bank of america via the website?  I can't find any options to manage or remove AU, only to add them.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2393 on: April 24, 2018, 01:46:58 PM »
How do you remove an AU from bank of america via the website?  I can't find any options to manage or remove AU, only to add them.

You cant, you have to call

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2394 on: April 25, 2018, 09:15:02 AM »
Is this Discover? Whe I first started doing Tradelines I remember  Discover  used to ask for drivers license uploads. I have not been asked lately.

Have you activated and used the AU card yet? If no you could say the card was never delivered or lost.

Godd luck, Let us know how it goes.

Capital One asked me for the signed social security cards and drivers licenses of my AUs.  One AU had both items on the website under "Documents". For the other AU I had to write to the TL company and they sent them to me attached to an email.

The difficult part was CapOne wanted them FAXed back LOL! I haven't had a FAX machine in 20 years, and didn't want to go out to a Kinko's or such, so I found a free email-to-FAX program that let me send the first two FAXes free. I didn't anticipate needing to send more, so that's what I used.

Well shit, Capital One just restricted both of my accounts and told me I need to supply them with images of DL's and SS cards for all of my past AU's. Not sure that's possible or reasonable to ask. I may just forget about it and abandon those 2 cards.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2395 on: April 25, 2018, 10:03:41 AM »
Is this Discover? Whe I first started doing Tradelines I remember  Discover  used to ask for drivers license uploads. I have not been asked lately.

Have you activated and used the AU card yet? If no you could say the card was never delivered or lost.

Godd luck, Let us know how it goes.

Capital One asked me for the signed social security cards and drivers licenses of my AUs.  One AU had both items on the website under "Documents". For the other AU I had to write to the TL company and they sent them to me attached to an email.

The difficult part was CapOne wanted them FAXed back LOL! I haven't had a FAX machine in 20 years, and didn't want to go out to a Kinko's or such, so I found a free email-to-FAX program that let me send the first two FAXes free. I didn't anticipate needing to send more, so that's what I used.

Well shit, Capital One just restricted both of my accounts and told me I need to supply them with images of DL's and SS cards for all of my past AU's. Not sure that's possible or reasonable to ask. I may just forget about it and abandon those 2 cards.

The TL company should be able to provide, if you want to jump through the hoops. Some CC companies still close after providing all of that info, so it may not be worth it. I can't recall about Cap One, maybe someone else who had that request from them can chime in, or you can try to dig back through the thread.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2396 on: April 25, 2018, 12:37:11 PM »
The TL company should be able to provide, if you want to jump through the hoops. Some CC companies still close after providing all of that info, so it may not be worth it. I can't recall about Cap One, maybe someone else who had that request from them can chime in, or you can try to dig back through the thread.

Yep. According to the TL company they have provided this info in the past but Capital One has always just ended up closing the accounts anyway. Sucks, because those are my 2 oldest accounts! Oh well. I guess Capital One doesn't want the revenue because I put almost everything I buy on one of them.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2397 on: April 25, 2018, 12:58:14 PM »
I had that happen and the TL company said they were going to close the account regardless, so I just dropped the matter and did nothing. Fast forward a year, and the account has never been closed - just restricted. I called them and asked them to remove the restriction, which they promptly did after speaking with a supervisor (stating it was an error on their part). I removed the AUs from the card and started using it again with no problems. The TL company advised me to not use it for selling TL's, at least for now. I may add a family member at some point in the future (with a different name/address that can not easily be linked to me) and see if they restrict it again. If not, I will probably re-enroll it. Good luck to you, YMMV for sure.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2398 on: April 25, 2018, 01:25:15 PM »
I had that happen and the TL company said they were going to close the account regardless, so I just dropped the matter and did nothing. Fast forward a year, and the account has never been closed - just restricted. I called them and asked them to remove the restriction, which they promptly did after speaking with a supervisor (stating it was an error on their part). I removed the AUs from the card and started using it again with no problems. The TL company advised me to not use it for selling TL's, at least for now. I may add a family member at some point in the future (with a different name/address that can not easily be linked to me) and see if they restrict it again. If not, I will probably re-enroll it. Good luck to you, YMMV for sure.

Thanks for the data point, hope my experience goes as well as yours did.
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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2399 on: April 25, 2018, 01:34:13 PM »
Thanks for the data point, hope my experience goes as well as yours did.

I posted about it a few pages back, but had the same thing happen to me.  I supplied all 20 AU's licenses and SS cards, but one card was not signed, so they wouldn't accept it.  Accounts have been restricted since December.  Sometime this summer I'll call and try to get it lifted.