Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 243897 times)

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2000 on: January 14, 2018, 12:56:32 AM »
It's quite a bit of effort, as well.

Some users are doing it, but most seem to be happy taking the easy money, even if it's less than you could get hustling for your own sales.

The main benefit of this "side gig" is the lack of time it takes. The amount/hour it pays is silly... once you start putting in serious time to making it happen, well, yeah, you make more dollars, but your dollar per hour goes way down.

It may still be more than you make elsewhere though, and worth it to you, but many of us are just collecting the extra easy money, and happy with that level of it.
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Padonak

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2001 on: January 14, 2018, 10:23:09 AM »
I haven't had any orders from the new company since November last year. Had a few orders last year prior to that. Is it just me? Are you guys still getting orders?

FrugalSaver

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2002 on: January 14, 2018, 10:30:51 AM »
It's quite a bit of effort, as well.

Some users are doing it, but most seem to be happy taking the easy money, even if it's less than you could get hustling for your own sales.

The main benefit of this "side gig" is the lack of time it takes. The amount/hour it pays is silly... once you start putting in serious time to making it happen, well, yeah, you make more dollars, but your dollar per hour goes way down.

It may still be more than you make elsewhere though, and worth it to you, but many of us are just collecting the extra easy money, and happy with that level of it.

Coming up on a year since my last sale and all they can tell me is my cards are awesome and yet no sales...for a year

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2003 on: January 14, 2018, 10:48:36 AM »
I haven't had any orders from the new company since November last year. Had a few orders last year prior to that. Is it just me? Are you guys still getting orders?

No orders for me in nearly a year. I've pretty much given up on it. 

dragoncar

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2004 on: January 14, 2018, 02:35:24 PM »
I haven't had any orders from the new company since November last year. Had a few orders last year prior to that. Is it just me? Are you guys still getting orders?

No orders for me in nearly a year. I've pretty much given up on it.

Same here but I might be on a blacklist cause I didn't want to upload my banking data to an insecure website.

FrugalSaver

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2005 on: January 14, 2018, 03:08:41 PM »
I haven't had any orders from the new company since November last year. Had a few orders last year prior to that. Is it just me? Are you guys still getting orders?

No orders for me in nearly a year. I've pretty much given up on it.

Same here but I might be on a blacklist cause I didn't want to upload my banking data to an insecure website.

Maybe the orders are only being doled out to a select few and we're not in that clique

katsiki

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2006 on: January 14, 2018, 03:12:16 PM »
3 orders in ~13 months with this company.  Just got the third order last month.  It had been quiet for about 6 months before that.

I have had much better luck with the "old" recommendation.
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beekayworld

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2007 on: January 15, 2018, 04:15:47 PM »
I used the technique mentioned here of shifting credit limits between cards successfully with my two Chase cards. Worked like a charm!

Then I tried to do it with my two Citi cards and the rep told me each card has a CL based on conditions at the time I got the card so I can't reallocate between cards.

One is a Citibank AAdvantage with 53,300k CL and the other is Citi Double Cash with 15k limit. I wanted to move 18k so that one would have 35.3k and the other would have 33k.

(The Double Cash had a CL increase less than 6 months ago, so I couldn't increase it that way.)

She asked if there was anything else she could help me with so I went ahead and asked for a CL increase to 65k on my AAdvantage card.  I had been hesitant to increase that one because it already is so ridiculously high, but since she asked and I'd been turned down for a reallocation, I thought why not?

DavidAnnArbor

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2008 on: January 15, 2018, 04:31:53 PM »
So are you getting a lot of tradeline sales on that 53K credit line Citi AAdvantage card?

TomTX

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2009 on: January 15, 2018, 07:43:47 PM »
I used the technique mentioned here of shifting credit limits between cards successfully with my two Chase cards. Worked like a charm!

Then I tried to do it with my two Citi cards and the rep told me each card has a CL based on conditions at the time I got the card so I can't reallocate between cards.

One is a Citibank AAdvantage with 53,300k CL and the other is Citi Double Cash with 15k limit. I wanted to move 18k so that one would have 35.3k and the other would have 33k.

(The Double Cash had a CL increase less than 6 months ago, so I couldn't increase it that way.)

She asked if there was anything else she could help me with so I went ahead and asked for a CL increase to 65k on my AAdvantage card.  I had been hesitant to increase that one because it already is so ridiculously high, but since she asked and I'd been turned down for a reallocation, I thought why not?

BTW, her answer was bullshit. She may not know how to do it, but it certainly can be done. I've done CL reallocation twice with Citi.  The first time was when closing my Citi Hilton card, I transferred most of the credit line to another card. The other time was just because I wanted to (I did have to be bold/confident, because they initially told me it couldn't be done - my answer was that I had already done it on another card)
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beekayworld

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2010 on: January 16, 2018, 09:33:46 AM »
So are you getting a lot of tradeline sales on that 53K credit line Citi AAdvantage card?

I haven't signed up yet. I'm still on the first step of getting my credit lines increased.

beekayworld

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2011 on: January 16, 2018, 09:36:17 AM »
....I did have to be bold/confident, because they initially told me it couldn't be done - my answer was that I had already done it on another card)

Thank you! This is very helpful. I'm going to try again. 

flashflooder

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2012 on: January 16, 2018, 03:04:00 PM »
The deadline for 1099-MISC reporting is Jan 31, I believe?  I hope they get them out in a timely fashion, as I like to get my taxes done early. 

frugalnacho

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2013 on: January 17, 2018, 04:49:46 AM »
Anyone else getting credit card offers for an AU? I just got a capital one offer addressed to the AU I added at my address.

MasterStache

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2014 on: January 17, 2018, 05:15:08 AM »
Anyone else getting credit card offers for an AU? I just got a capital one offer addressed to the AU I added at my address.

Yes, but definitely a very rare occurrence. I just shred it and don't give it a second thought.

frugalnacho

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2015 on: January 17, 2018, 07:54:38 AM »
Anyone else getting credit card offers for an AU? I just got a capital one offer addressed to the AU I added at my address.

Yes, but definitely a very rare occurrence. I just shred it and don't give it a second thought.

I will shred it, but I've only had one AU add (to Citi).  Some how from that capital one is sending him offers.

charuhans

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2016 on: January 17, 2018, 12:15:56 PM »
Capital One is a pest. Have got one for a Citi AU add from a few months back. I just wrote "not at this address" and returned it. Now, after a couple of weeks, Cap One sends another for the same AU.

frugalnacho

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2017 on: January 17, 2018, 12:23:49 PM »
Fuck capital one.  They turned both me and my wife down for CC last time we did a round of sign ups.  Meaning we have 0 capital one cards between us.  And they have the balls to mail me, her, and this random AU offers on a damn near weekly basis. 

Imustacheyouaquestion

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2018 on: January 18, 2018, 12:36:21 PM »
Anyone else not been paid for November adds yet? Wondering if I should send another follow-up email.

aetherie

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2019 on: January 18, 2018, 12:52:36 PM »
I have not been paid for my November add yet.
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frozen

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2020 on: January 18, 2018, 01:21:50 PM »
Selling tradelines on your own is very risky.  You would likely need legal advice prior to doing so. In 2010, the FTC filed a case against a Florida credit repair company and two of its employees for deceptive practices in the marketing and sale of credit repair services, including tradeline sales. Here is the document:
https://www.ftc.gov/sites/default/files/documents/cases/2010/03/100318rcamotion.pdf

As a best practice, you might want to stick with one of the well-researched, recommended companies.


Hello all. I have been a FI blog reader for some time, but recently moreso and stumbled upon Keith the Wealthy Accountant's post and from there, here, where I have done some research. The only forum I have really been active on is r/personalfinace (and some r/financialindependence) as u/ClosertothesunNA (old gaming tag).

I am interested in doing this as a side gig, but a lot of the goings on here (problems with companies and warnings about authorization) leads me to prefer to list my own tradelines for sale, if possible. But there seem to be a few barriers there, and I wonder if I could discuss this with anyone, or post here. I have some specific questions about verifying users and how/whether I should protect my own identity.

I believe most have concluded that path to be too risky.
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monarda

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2021 on: January 18, 2018, 08:21:27 PM »
I haven't been paid yet for an October 20 add (posted 11/7). I wrote to them but have had no reply. Usually I get a pretty quick reply.

I also haven't yet removed that AU, today is 71 days from posting, and more than 75 days since 10/20 when I added them. On Monday I plan to use the card for a major purchase, whether or not the AU is still on there.

arebelspy

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2022 on: January 19, 2018, 01:05:23 AM »
The deadline for 1099-MISC reporting is Jan 31, I believe?  I hope they get them out in a timely fashion, as I like to get my taxes done early.

Spoke to the owner, these should be going out very soon (he said this week).

Anyone else not been paid for November adds yet? Wondering if I should send another follow-up email.

Spoke to the owner, he's processed some of the November payments, but most have not been made, and are now about 3 weeks late. He's working on catching up.

I'll be curious to see over the next few months if it falls further behind, and it's time to abandon ship, or if it gets caught up.

It's been like this for about 4-5 months, and everyone has been paid for all adds so far (albeit late), but it's not a great sign.

I haven't been paid yet for an October 20 add (posted 11/7).

That's a Nov add (when it posts is the relevant part--that's when they get "added" to the CC and it shows up). See above. :)
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fiveoh

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2023 on: January 19, 2018, 08:16:03 PM »
I'm still waiting on my October add that posted 10/26 .  Kinda irritating that they are processing nov adds already and havent gotten to mine. 

TomTX

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2024 on: January 19, 2018, 09:00:17 PM »
I'm still waiting on my October add that posted 10/26 .  Kinda irritating that they are processing nov adds already and havent gotten to mine.
You're not the only one - I haven't been paid for October either. Was told that payment was sent out, but I haven't seen it yet - which means Monday at the earliest.
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FrugalSaver

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2025 on: January 20, 2018, 09:26:32 PM »
I finally got an add on one of my Chase cards.

I ha e 100,000 points on that sapphire card

Should I convert those to $?

Will that chase card getting shut down affect my chase Reserve card?  I have several hundred thousand points on that one.

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Re: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig
« Reply #2026 on: January 20, 2018, 10:10:00 PM »
I finally got an add on one of my Chase cards.

I ha e 100,000 points on that sapphire card

Should I convert those to $?

Will that chase card getting shut down affect my chase Reserve card?  I have several hundred thousand points on that one.

You asked your question on a different thread and got answers there:

https://forum.mrmoneymustache.com/welcome-to-the-forum/best-use-of-chase-sapphire-rewards-points-to-maximize-value-86533
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boarder42

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I have serious payment problems with this company.  i've worked with a couple others and never do i have to email them to get paid.  And that is for the adds that i know about - for my referral adds i have no idea if i'm being compensated for those.  really makes you wonder.

Typically i email and get paid immediately now i've sent a couple emails and havent heard back on the ~1k i'm currently owed - 600 of which i was told would be paid in dec.
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