Author Topic: Selling Tradelines / Piggybacking Part II: $1000+/hr, 20-40k/yr. Side Gig  (Read 144970 times)

arebelspy

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Yes, you need to leave them on for two months.

After that, it doesn't hurt to leave them on longer, and could help (show less activity to your bank via adds and quick removals), but you do need to remove them before adding more.

It's unfortunate that wasn't clear.

I just emailed the owner the following.

Quote
The portal needs an AU removal date, and it should auto send an email when they can be removed (perhaps with a reminder that it's better to leave them on, for less activity, until they have a new sale).

See this post and the following two why:
https://forum.mrmoneymustache.com/share-your-badassity/selling-tradelines-piggybacking-part-ii-$1000hr-20-40kyr-side-gig/msg1547779/#msg1547779

Further, a good feature would be not letting someone add the next AU until they've gone in and confirmed they've removed the previous ones. E.g. it should pop up an alert if the new AU will put them over the limit telling them that, and listing the name(s) ready to be removed, so someone doesn't accidentally go over and trigger red flags.
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bigalsmith101

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I asked them,

"What is the limit on US Bank AU's?
I ask this, as I haven't removed any authorized users, and currently have 4 on there.
When am I able to remove the first two that were added in February on the 26th/27th?
Thanks."


This is what I got back from the company.

"There is no limit per say.  We try to keep it to 2 every other month.  With the migration from one system to the next a few of the cardholders have few extra on there cards."

It would appear that I'm one of them. I'm not too worried about it either way, but I'll follow up with the bank, and let you guys know how it goes.

I'm the king of uncomfortable situations, so I am more than happy to go to the bank and just feed them the story they want to hear. It will be interesting if they ask me how I know these people, or why three live in California, and one in Oklahoma. Or...
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Optimiser

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I'm the king of uncomfortable situations

Is this a learned skill, or something you've always had a knack for. I'm asking because I wish uncomfortable situations didn't make me so...uncomfortable.

bigalsmith101

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I'm the king of uncomfortable situations

Is this a learned skill, or something you've always had a knack for. I'm asking because I wish uncomfortable situations didn't make me so...uncomfortable.

I'd have to say it's a skill I believe I've grown up with, but have nurtured over the years as well. It was quite common in the past for others to remark how uncomfortable a situation was, while I simply didn't recognize it as such. Now, I've come to the ability to recognize uncomfortable situations, and either defuse them, or rise to the occasion and remain completely unperturbed. However, it's still common for the people around me to be nervous or feel awkward.

That being said, many of the social "norms" that a majority of people worry about, don't phase me whatsoever. Lending a strength to my title as King of Uncomfortable Situations.
I spent the first 6 years of "real" life in a self imposed semi retirement, to secure a lifetime of stories. Now it's time to secure the next lifetime through the badassity of FI.

"I achieved such a high level of badassity I just don't realize how normal people miss the whole process." --Le Barbu

TomTX

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I am pretty darn sure the limit on authorized users for US Bank cards is 2.

That means you have to remove 2 before adding 2.

If you have more than 2 AUs, you will be flagged.

That may very well be. However, I haven't been instructed to remove the two initial AU's I added 2/26 and 2/27. Am I to wait for instruction to remove the AUs, or simply wait 90 days?

Contact the company.

On my cards, I'm darn sure not adding more AUs over the expected limit without removing the prior ones.
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bigalsmith101

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I am pretty darn sure the limit on authorized users for US Bank cards is 2.

That means you have to remove 2 before adding 2.

If you have more than 2 AUs, you will be flagged.

That may very well be. However, I haven't been instructed to remove the two initial AU's I added 2/26 and 2/27. Am I to wait for instruction to remove the AUs, or simply wait 90 days?

Contact the company.

On my cards, I'm darn sure not adding more AUs over the expected limit without removing the prior ones.

I have. As I've already added a couple extra AUs more than I should have, I'm in a precarious situation. As it stands, my account has been flagged, so I have to go to the bank and discuss it with them. Now, if I go ahead and remove two of the AUs immediately, it might gain more attention. So, I've requested that the company put my US Bank card on hold for a couple months, and I'll remove the AU's slowly.
I spent the first 6 years of "real" life in a self imposed semi retirement, to secure a lifetime of stories. Now it's time to secure the next lifetime through the badassity of FI.

"I achieved such a high level of badassity I just don't realize how normal people miss the whole process." --Le Barbu

TomTX

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I am pretty darn sure the limit on authorized users for US Bank cards is 2.

That means you have to remove 2 before adding 2.

If you have more than 2 AUs, you will be flagged.

That may very well be. However, I haven't been instructed to remove the two initial AU's I added 2/26 and 2/27. Am I to wait for instruction to remove the AUs, or simply wait 90 days?

Contact the company.

On my cards, I'm darn sure not adding more AUs over the expected limit without removing the prior ones.

I have. As I've already added a couple extra AUs more than I should have, I'm in a precarious situation. As it stands, my account has been flagged, so I have to go to the bank and discuss it with them. Now, if I go ahead and remove two of the AUs immediately, it might gain more attention. So, I've requested that the company put my US Bank card on hold for a couple months, and I'll remove the AU's slowly.

If you are removing AUs, I would go ahead and remove both of the old AUs at the same time.

After being thrown to the fraud department on my US Bank, I had it taken off the available list for a few cycles (at OldCompany) and have it limited to 1 AU at this point.
Credit card signup bonuses:

$150 bonus on $500 spend for Chase Freedom:
https://www.referyourchasecard.com/2/MU4TDQ1N3K

$50 bonus (no min spend, just use it once) plus double all cash back at the end of 1 year for Discover, including the initial $50:
https://refer.discover.com/s/37e3u

$500 bonus on $4,000 spend for Chase Sapphire Preferred:
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bigalsmith101

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I am pretty darn sure the limit on authorized users for US Bank cards is 2.

That means you have to remove 2 before adding 2.

If you have more than 2 AUs, you will be flagged.

That may very well be. However, I haven't been instructed to remove the two initial AU's I added 2/26 and 2/27. Am I to wait for instruction to remove the AUs, or simply wait 90 days?

Contact the company.

On my cards, I'm darn sure not adding more AUs over the expected limit without removing the prior ones.

I have. As I've already added a couple extra AUs more than I should have, I'm in a precarious situation. As it stands, my account has been flagged, so I have to go to the bank and discuss it with them. Now, if I go ahead and remove two of the AUs immediately, it might gain more attention. So, I've requested that the company put my US Bank card on hold for a couple months, and I'll remove the AU's slowly.

If you are removing AUs, I would go ahead and remove both of the old AUs at the same time.

After being thrown to the fraud department on my US Bank, I had it taken off the available list for a few cycles (at OldCompany) and have it limited to 1 AU at this point.

This is good advice. I'll probably follow that strategy as well. Thanks for that.
I spent the first 6 years of "real" life in a self imposed semi retirement, to secure a lifetime of stories. Now it's time to secure the next lifetime through the badassity of FI.

"I achieved such a high level of badassity I just don't realize how normal people miss the whole process." --Le Barbu

solon

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Hey rebs,

Now that you're starting your own TL company, is the current company your competition? Is it weird to give them ideas for improving their processes, know that if you do it better than them you would have a competitive advantage?

arebelspy

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Now that you're starting your own TL company, is the current company your competition?

Nah, I have an abundance mindset, not scarcity.  Served me very well in real estate (and life in general), and I think it'll do the same here.

The number of people who want to improve their credit is enormous. There's way more than enough clients out there for all the tradeline companies that exist, and then some.  I don't worry about competition, because if I build a good offering, it'll be effective, and they can be effective as well. There will be situations where you trade ideas, or improve each other, and not at the detriment of either of you, but to the benefit of both.

I still am recommending people to the tradeline company (sent someone their way today, actually) and have no plans to stop that.

Quote
Is it weird to give them ideas for improving their processes, know that if you do it better than them you would have a competitive advantage?

Nope. I'd rather they have as good of a product as possible. I'll continue to send them any ideas I can to help them improve as well. I also have recommended a lot of Mustachians to their service, and want to see them have a good experience as well, based on my recommendation.
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
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bigalsmith101

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I visited a US Bank branch inside a local grocery store.

Step one: Go to a small branch that will likely never see these issues.
Step two: Deal with an amateur.
Step three: Feign complete indifference.
Step four: Tell the bank employee what happened, and why, and let him/her argue on your behalf.

I waited in a chair for 10 minutes while the bank employee was either on hold, or talking to the person on the other line. I didn't hear anything they spoke about. They only asked me two simple questions. 1) "How many users, including yourself, are currently on the account?"  and 2) "What is a good number to reach you at?" Both answers checked out, and I was good to go, with the bank employee telling me that my card had been cleared.

So... Pretty uneventful.
I spent the first 6 years of "real" life in a self imposed semi retirement, to secure a lifetime of stories. Now it's time to secure the next lifetime through the badassity of FI.

"I achieved such a high level of badassity I just don't realize how normal people miss the whole process." --Le Barbu

arebelspy

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Well done!  Thanks for the update.

Got a message back from the owner that he's contacting the developer about making the "when to remove AU" thing much clearer in the portal.

Annoying when issues like this crop up, but they're inevitable when a new system is in place, as it gets tweaked to be better/more clear. I'm glad you were able to handle it.  :)
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."

secondcor521

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I visited a US Bank branch inside a local grocery store.

Step one: Go to a small branch that will likely never see these issues.
Step two: Deal with an amateur.
Step three: Feign complete indifference.
Step four: Tell the bank employee what happened, and why, and let him/her argue on your behalf.

I waited in a chair for 10 minutes while the bank employee was either on hold, or talking to the person on the other line. I didn't hear anything they spoke about. They only asked me two simple questions. 1) "How many users, including yourself, are currently on the account?"  and 2) "What is a good number to reach you at?" Both answers checked out, and I was good to go, with the bank employee telling me that my card had been cleared.

So... Pretty uneventful.

I think the social engineering aspect of this (and of life in general - it applies there as well) is really underrated and underappreciated.  If one panics or apologizes or makes any number of other mistakes with the wrong person or the wrong time, it can very adversely affect the outcome.  Alternatively, a cool customer who has a strategy and plays his cards right, as above, can succeed where others fail.

As very basic strategies, HUACA and feigning innocence/indifference can get you pretty far.  And the other ideas are out there if you google for them and read forums.
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arebelspy

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As very basic strategies, HUACA* and feigning innocence/indifference can get you pretty far.

*Hang up and call again.

(To save other people the Googling I just did.)

(+1 to the whole post, also.)
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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TomTX

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Now that you're starting your own TL company, is the current company your competition?

Nah, I have an abundance mindset, not scarcity.  Served me very well in real estate (and life in general), and I think it'll do the same here.

The number of people who want to improve their credit is enormous. There's way more than enough clients out there for all the tradeline companies that exist, and then some.  I don't worry about competition, because if I build a good offering, it'll be effective, and they can be effective as well. There will be situations where you trade ideas, or improve each other, and not at the detriment of either of you, but to the benefit of both.


Sounds like a good way to go. I'll work on that. In general.
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Joel

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My second capital one card was returned to sender. I just received the email today from Capital One saying it was returned to them and to call to update my address. The damn post office is going to screw this gig up for me.

arebelspy

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My second capital one card was returned to sender. I just received the email today from Capital One saying it was returned to them and to call to update my address. The damn post office is going to screw this gig up for me.

Just ignore it.  Almost all my cards get sent back from multiple different issuers, including Cap1.  Never had an issue with it.

You only need to call if you actually wanted to receive the card, but who cares?  :)
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."

charuhans

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My second capital one card was returned to sender. I just received the email today from Capital One saying it was returned to them and to call to update my address. The damn post office is going to screw this gig up for me.

Just ignore it.  Almost all my cards get sent back from multiple different issuers, including Cap1.  Never had an issue with it.

You only need to call if you actually wanted to receive the card, but who cares?  :)

Not True! I believed that too after posting here and seeing a similar response but it did create issues.I have posted a couple of weeks back about my experience with Citi.

arebelspy

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My second capital one card was returned to sender. I just received the email today from Capital One saying it was returned to them and to call to update my address. The damn post office is going to screw this gig up for me.

Just ignore it.  Almost all my cards get sent back from multiple different issuers, including Cap1.  Never had an issue with it.

You only need to call if you actually wanted to receive the card, but who cares?  :)

Not True! I believed that too after posting here and seeing a similar response but it did create issues.I have posted a couple of weeks back about my experience with Citi.

I thought I remembered that they just put a temporary security hold on the card, and you just called and got it removed.

I haven't even had to do that, but even that doesn't seem like a huge deal, to me.

/shrug
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."

Joel

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My second capital one card was returned to sender. I just received the email today from Capital One saying it was returned to them and to call to update my address. The damn post office is going to screw this gig up for me.

Just ignore it.  Almost all my cards get sent back from multiple different issuers, including Cap1.  Never had an issue with it.

You only need to call if you actually wanted to receive the card, but who cares?  :)

That was my plan for this card. We will see how that plays out. The good news is that we will be moving in the next few months, so I'm not too worried about this being a long-term issue.

2Birds1Stone

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Thank you for the post ARS!
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N

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Yet another month gone by where Ive had no adds. I really dont get it. My paperwork was received by the new company in january, I added my cards on the portal as soon as it opened, and...nada. I have a discover card with a 20, 500K limit that is 15 years old. my boa card is similar, but on hold. Its pretty frustrating to hear about people adding so many adds that thet get flagged...and nothing over here. Sigh.

MoseyingAlong

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Yet another month gone by where Ive had no adds. I really dont get it. My paperwork was received by the new company in january, I added my cards on the portal as soon as it opened, and...nada. I have a discover card with a 20, 500K limit that is 15 years old. my boa card is similar, but on hold. Its pretty frustrating to hear about people adding so many adds that thet get flagged...and nothing over here. Sigh.

N,

I'm with you, mystified and disappointed by how they're handling things. Paperwork sent in December 30th, added to the portal when I received the email. Cards over 13 years old with >$25K limits. Only 1 AU so far.

You're not alone.

DavidAnnArbor

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Wow those are incredible cards, I can't understand why you aren't getting any tradeline sales.

Joel

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Wow those are incredible cards, I can't understand why you aren't getting any tradeline sales.

It's probably because there are a lot of similar cards...

katsiki

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Wow those are incredible cards, I can't understand why you aren't getting any tradeline sales.

It's probably because there are a lot of similar cards...

Agreed.  I have had 1 sale with new TL co but a few lately with old TL co (different cards).  I assume all of the companies are flooded as someone else mentioned.  Hopefully, MTC will drum up business through some innovative marketing!
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Wandles

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I was contacted by the tradelines company about my USAA card last night.  They are resting USAA cards because they believe there is an internal audit going on.  I'm guessing other USAA card holders will experience the same thing.

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We are now through 5 monthly cycles with 3 cards listed at the new company (One BoA, "resting" he last 2 cycles)

Not a single sale.
Credit card signup bonuses:

$150 bonus on $500 spend for Chase Freedom:
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$50 bonus (no min spend, just use it once) plus double all cash back at the end of 1 year for Discover, including the initial $50:
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MasterStache

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I was contacted by the tradelines company about my USAA card last night.  They are resting USAA cards because they believe there is an internal audit going on.  I'm guessing other USAA card holders will experience the same thing.

Hmm, good to know although they never contacted me. Thinking of putting AU sales on hold until I have some other cards come of age that I don't care to get shut down. I rather like USAA and prefer to not get on their bad side. 

Car Jack

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I rather like USAA and prefer to not get on their bad side.

You should assume that ALL cards being used for Tradelines will eventually be shut down.  Only put cards that you're ok with being closed there.  It's why only half of my qualifying cards are with them.  I want certain cards to stay open.  They aren't submitted.

dragoncar

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Finally got my first add after being signed up for over 120 days.
Discover is asking that I upload documents proving soc sec number/name/physical address over the next 10 days...anyone else had this?

Yes, and it was kind of a pain doing it from my phone while traveling abroad

dragoncar

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I think we've had too many bank employees visit this thread.  Maybe ars single handedly destroyed the AU industry by bringing it too much publicity?  Is every bank now going to crack down on this process?

If they were smart, they'd just start charging a nominal fee for AUs

DavidAnnArbor

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I can't find it on the thread, but we an add authorized users for Citicards on their citi website but then we have to call in to give the social security number right?

Car Jack

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I can't find it on the thread, but we an add authorized users for Citicards on their citi website but then we have to call in to give the social security number right?

The email should tell you to do that.  Mine always have (Sears Citi).


CanuckExpat

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Another data point re: Discover Card / old TL co.

I've been easily adding and removing AUs for months now online, add the info, instant approval, thank you very much, we're sending you the card. Easy!

A few days ago I added an AU and was asked for the first time to upload documentation proving SS/citizenship, no problem, then again, instant approval, card is on its way. Easy!

Then today I went to add another AU online. It didn't ask for any documentation, I just got a message that said "Check back here for our decision..." but when I logged off/ back on, I didn't see anything like "pending" or anything as I poked around the Manage authorized users section. I couldn't tell if the request had actually "stuck."

So I did a chat with them, they confirmed that they'd received the request, and said that they'd let me know their decision in 72 hours. That puts me past the statement closing date, so I guess I can't make this particular sale, but more concerning is that either a) I'm doing enough adding and removing of AUs that they're starting to look more closely at *my* account before they approve AU adds, or b) in general, they're being more methodical/focused on AUs being added.

Bummer!

Hey Redwood, do you have an update on how this went for you, what happened afterwards?

I think I had the same or similar situation as you with Discover. Not sure if it is a sign of a problem.
Like you, been adding users no problem on Discover, relatively steady sales as well (strangely). Most users approved right away, one or two cases I had to upload documentation. Either way I can see them approved or pending instantly online.

Today I got an order, went to add user online and got the same strange message that you did. Then I could see no indication of the users status online. I called Discover, rep confirmed that they got the information. She had to put me on hold, and then in vague language she told me it requires processing/checking on their end (I forget exact language). She told me I would get a written update in five to seven days. Very odd that she specified written update, when most of my communication with Discover is electronic.

On a positive note, or stranger note, I checked the Discover website later at night, and the user showed up as approved.
Not sure what to make of all that.
Was targetting Freedom35 but ended up retiring a couple years early. Currently Based in Buffalo for the summer.

DavidAnnArbor

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Yes that's what I get with Discover. It's pending, but then it also says we'll mail you a card for the authorized user.
Then within a few hours or a day it's up on the website as approved.

dleavitt

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Signed up through the portal a few days ago, got the automated confirmation email but other than that nothing.  Figure I'll give them a couple more days but what is their typical turnaround time for getting the docs I need to me?

arebelspy

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Signed up through the portal a few days ago, got the automated confirmation email but other than that nothing.  Figure I'll give them a couple more days but what is their typical turnaround time for getting the docs I need to me?

Did you email the address I sent you?  They will reply with the docs you need, and once you fill that all out, they'll have you sign up with the portal.

If you just directly signed up with the portal, you aren't on their radar at all, and aren't going to receive any docs or get fully set up in the system.  Right now they aren't really monitoring for random signups.  If you email that email, you should get the docs within a day or two (PM me if you don't).  :)
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dleavitt

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Signed up through the portal a few days ago, got the automated confirmation email but other than that nothing.  Figure I'll give them a couple more days but what is their typical turnaround time for getting the docs I need to me?

Did you email the address I sent you?  They will reply with the docs you need, and once you fill that all out, they'll have you sign up with the portal.

If you just directly signed up with the portal, you aren't on their radar at all, and aren't going to receive any docs or get fully set up in the system.  Right now they aren't really monitoring for random signups.  If you email that email, you should get the docs within a day or two (PM me if you don't).  :)
Glad I said something!  I just assumed that now that they have the portal up and running that would be the preferred method.  Just shot an email over.

EDIT: Already heard back!  It would appear that response times have improved.
« Last Edit: May 19, 2017, 02:34:49 PM by dleavitt »

annann

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Finally got my first add after being signed up for over 120 days.
Discover is asking that I upload documents proving soc sec number/name/physical address over the next 10 days...anyone else had this?

Yes, and it was kind of a pain doing it from my phone while traveling abroad

I received an e-mail from Discover after adding my first AU and it referred me to the web site.  I signed in and could not find anything telling me what they wanted me to send.  I checked the AU and it said it was approved.  So I did a chat and they checked and said that I did not need to do anything more.  Any possibility the e-mail is not actually from Discover?

MsFrugalista

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I can't find it on the thread, but we an add authorized users for Citicards on their citi website but then we have to call in to give the social security number right?

At the moment, Citi's online AU addition feature does not require SSN, so I have been calling in to add the AU (don't even bother starting online). Calling in also reduces the risk of someone from Fraud calling you to confirm that it was actually you in fact that added the AU (this happened to me once when I did an online add). I have not had any issues adding AUs this way thus far and I get sales on two of my Citi cards frequently (between old and new companies).
FIRE'd since Oct 2016

DavidAnnArbor

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I can't find it on the thread, but we an add authorized users for Citicards on their citi website but then we have to call in to give the social security number right?

At the moment, Citi's online AU addition feature does not require SSN, so I have been calling in to add the AU (don't even bother starting online). Calling in also reduces the risk of someone from Fraud calling you to confirm that it was actually you in fact that added the AU (this happened to me once when I did an online add). I have not had any issues adding AUs this way thus far and I get sales on two of my Citi cards frequently (between old and new companies).

Thank you

RedwoodDreams

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Another data point re: Discover Card / old TL co.

I've been easily adding and removing AUs for months now online, add the info, instant approval, thank you very much, we're sending you the card. Easy!

A few days ago I added an AU and was asked for the first time to upload documentation proving SS/citizenship, no problem, then again, instant approval, card is on its way. Easy!

Then today I went to add another AU online. It didn't ask for any documentation, I just got a message that said "Check back here for our decision..." but when I logged off/ back on, I didn't see anything like "pending" or anything as I poked around the Manage authorized users section. I couldn't tell if the request had actually "stuck."

So I did a chat with them, they confirmed that they'd received the request, and said that they'd let me know their decision in 72 hours. That puts me past the statement closing date, so I guess I can't make this particular sale, but more concerning is that either a) I'm doing enough adding and removing of AUs that they're starting to look more closely at *my* account before they approve AU adds, or b) in general, they're being more methodical/focused on AUs being added.

Bummer!

Hey Redwood, do you have an update on how this went for you, what happened afterwards?

I think I had the same or similar situation as you with Discover. Not sure if it is a sign of a problem.
Like you, been adding users no problem on Discover, relatively steady sales as well (strangely). Most users approved right away, one or two cases I had to upload documentation. Either way I can see them approved or pending instantly online.

Today I got an order, went to add user online and got the same strange message that you did. Then I could see no indication of the users status online. I called Discover, rep confirmed that they got the information. She had to put me on hold, and then in vague language she told me it requires processing/checking on their end (I forget exact language). She told me I would get a written update in five to seven days. Very odd that she specified written update, when most of my communication with Discover is electronic.

On a positive note, or stranger note, I checked the Discover website later at night, and the user showed up as approved.
Not sure what to make of all that.

Canuck, yes, same experience here. I called them, they asked a bunch of security questions to verify that I was the cardholder who'd done the add, asked if I had received other cards they'd sent ("Yes"), asked if I wanted to authorize those other cards ("Not yet..." (doh! Caught me off guard) ), then said OK, decision will be in five to seven days. Later that night mine also showed up as approved, so I think I got the sale /added the AU in time.

Maybe they're just clamping down more, or the fact that I'm fairly consistently selling 3 Discover AU slots per month these days is triggering something...fingers crossed it isn't a sign of a coming card shutdown.

FrugalZony

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I am a bit sad, that they limit my Barclaycard to two spots now.
I have 5 spots and consistently sold 2 a month. Now that they limited me to two and AU's have to stay on for two months, best case will be two sales every other month.
No adds for May.
Hope I get some for June.
All the money from this gets donated, so I'd really like to get all spots sold.

After a time, you may find that having is not so pleasing a thing, after all, as wanting. It is not logical, but it is often true.
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dakota5176

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I've been signed up for several months now with the recommended company but have had no adds.  Can anyone recommend any other reliable companies to try?

[MOD EDIT: Please do not post in this thread, but PM dakota5176 if you have any recommendations for him/her. Posting here tends to attract solicitors and spam.

dakota5176, be wary of any solicitation you receive, and do lots of research and due diligence--this field is filled with a LOT of shady companies who may not do the proper authentication for their AUs, leading to fraud.

Good luck!

/END EDIT]
« Last Edit: May 22, 2017, 11:55:14 AM by arebelspy »

solon

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If only some rebel spy would start up a new mustachian tradeline company, or something.

TomTX

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If only some rebel spy would start up a new mustachian tradeline company, or something.

Give it some time ;)
Credit card signup bonuses:

$150 bonus on $500 spend for Chase Freedom:
https://www.referyourchasecard.com/2/MU4TDQ1N3K

$50 bonus (no min spend, just use it once) plus double all cash back at the end of 1 year for Discover, including the initial $50:
https://refer.discover.com/s/37e3u

$500 bonus on $4,000 spend for Chase Sapphire Preferred:
https://www.referyourchasecard.com/6/Z8JIP66H7G

FrugalZony

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If only some rebel spy would start up a new mustachian tradeline company, or something.
;) I know, right?
LOL!
After a time, you may find that having is not so pleasing a thing, after all, as wanting. It is not logical, but it is often true.
Mr. Spock


Trial FIRE blog: http://thefrugalhumanist.com

Save money on pet food: http://pennywisepaws.com

Shade00

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I had two adds on my Discover at the end of March (3/24 and 3/27) so I'm coming up on 60 days on both. I logged in to my account today and realized that I had not added a direct deposit account in my Profile. I don't remember if I did it when I signed up. Have adds in March been paid? I added my account so hopefully we will be paid for those soon. I guess I should be good to remove the AUs soon but will probably just wait until the slot is filled - or will they not sell the slots until I confirm they were removed?

arebelspy

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I had two adds on my Discover at the end of March (3/24 and 3/27) so I'm coming up on 60 days on both. I logged in to my account today and realized that I had not added a direct deposit account in my Profile. I don't remember if I did it when I signed up. Have adds in March been paid? I added my account so hopefully we will be paid for those soon. I guess I should be good to remove the AUs soon but will probably just wait until the slot is filled - or will they not sell the slots until I confirm they were removed?

Yep, all March adds were all paid almost a month ago (end of April; and should be showing green in the portal, red if it didn't post).  Message the owner and let him know you just added payment info. If you don't hear back in a day or two, PM me!

Payment for April adds should be coming next week!
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."