Author Topic: Selling Tradelines / Piggybacking: $1000+/hr, 20-40k/yr. Side Gig  (Read 124142 times)

arebelspy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #700 on: November 11, 2016, 06:08:59 PM »
I am wondering if there could be unintended consequences from adding these people.

Like what?  You're not responsible for any of their debts (other than your card, obviously, but as discussed earlier, they shouldn't be able to get ahold of that).

99% of the time, a debt collector shouldn't even be able to find your phone number (unless you use a landline still), and if they send a letter to an address that was briefly listed on someone's report over a year and a half ago (yours, if it gets listed, which it doesn't much of the time), you throw it away.

I'm not sure what "unintended consequences" you mean.

Sounds like you figured out your issue, but I noticed that Barclays mangles apartment #s.  It seems to mix that into the address upon save.  I am concerned this may hose up my AU reporting this month.  (I don't think the previous AU had an apt#).

TL co. said the address wasn't the issue, so honestly I don't know what was. When I added my first person back in July, no SS was required, I followed the instructions, and it worked fine. So I don't know what went wrong.

I hope the two I added in Oct. go through... We shall see.

Weird.  I don't think there's a systemic problem with Barclays... let us know how Oct goes, we'll find out in about 2.5 weeks.  :)
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katsiki

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #701 on: November 19, 2016, 08:25:31 PM »
I have a Barclay card in the system now.  I have another Barclay card that became 2 years old pretty recently.  I am wondering if adding it (when they start taking new cards) is a good idea.  My current card is doing 3-4 AU's per month as of late.  Would it raise suspicion with the CC company if I am using a number of AU spots on both cards?

Thanks for any insight.
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arebelspy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #702 on: November 20, 2016, 12:23:20 AM »
I have a Barclay card in the system now.  I have another Barclay card that became 2 years old pretty recently.  I am wondering if adding it (when they start taking new cards) is a good idea.  My current card is doing 3-4 AU's per month as of late.  Would it raise suspicion with the CC company if I am using a number of AU spots on both cards?

Thanks for any insight.

That's a good question.

I do have multiple cards enrolled from the same provider (both B of A and Barclays).  I do believe the CC company is more likely to notice with more (cause the advice with Chase is to transfer all the credit to a single card, and just enroll that one), but these are all cards I'm fine with getting cancelled.  Heck, the only reason I still have the Barclays open (whcih have a $95 fee, so I'd normally cancel if they wouldn't waive it or have a fee free card to downgrade to) is to sell lines on it.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #703 on: November 20, 2016, 09:56:05 AM »
I have a Barclay card in the system now.  I have another Barclay card that became 2 years old pretty recently.  I am wondering if adding it (when they start taking new cards) is a good idea.  My current card is doing 3-4 AU's per month as of late.  Would it raise suspicion with the CC company if I am using a number of AU spots on both cards?

Thanks for any insight.

That's a good question.

I do have multiple cards enrolled from the same provider (both B of A and Barclays).  I do believe the CC company is more likely to notice with more (cause the advice with Chase is to transfer all the credit to a single card, and just enroll that one), but these are all cards I'm fine with getting cancelled.  Heck, the only reason I still have the Barclays open (whcih have a $95 fee, so I'd normally cancel if they wouldn't waive it or have a fee free card to downgrade to) is to sell lines on it.

I'm sure it depends on the bank, but I was hesitant to open up max "spots" for this reason, I have 2 barclay cards in the system, each with 4 spots open. I have 3 citibank cards, the most popular one is limited to 3 spots, and the other two have 4 spots (but rarely get more than 1 per cycle).

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #704 on: November 20, 2016, 01:34:45 PM »
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merle1984

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #705 on: November 21, 2016, 01:58:53 PM »
My limits are low, 4k 2k, and 1k. My credit is good - great range. If I were to apply for an increase and be denied, is it possible to go directly to the bank with cash in order to obtain the increase?
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #706 on: November 21, 2016, 04:10:07 PM »
My limits are low, 4k 2k, and 1k. My credit is good - great range. If I were to apply for an increase and be denied, is it possible to go directly to the bank with cash in order to obtain the increase?

No.  Credit limits are generally based on three things:  your credit score, your stated annual income, and, to a lesser extent, your relationship with that credit issuer.  You'll need to improve in those three areas, not show up with cash.
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Brilliantine

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #707 on: November 22, 2016, 12:19:28 PM »
What an amazing concept and what an entertaining read. I went through all 15 pages in one sitting. Also kicking myself for taking a break from the forum when all this was being discussed even though I don't have cards that match the requirements. My Citi card has a $9k limit, and the two Discover cards that I have are even worse. :)

I'll still PM ARebelSpy for a referral for *the good company*. Maybe by January I will have managed to get my limits increased.


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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #708 on: November 22, 2016, 12:57:16 PM »
I've been signed up since the end of July, and finally got my first two sales!

It may have been covered previously, but when you call to remove the AUs, do you remove them all on the same call, or should you only remove one per call? I'm not sure it really matters as I would assume there is a call history attached to the account?

frozen

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #709 on: November 22, 2016, 01:05:03 PM »
I have a Barclay card in the system now.  I have another Barclay card that became 2 years old pretty recently.  I am wondering if adding it (when they start taking new cards) is a good idea.  My current card is doing 3-4 AU's per month as of late.  Would it raise suspicion with the CC company if I am using a number of AU spots on both cards?

Thanks for any insight.
I don't have any insight into multiple cards with Barclays, but I can tell you I have 3 cards with Citi that I have been adding/removing AUs for nearly 2 years. But regarding Barclays, I heard from one of the companies I work with that Barclays has a lifetime limit on adding authorized users per card.

secondcor521

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #710 on: November 22, 2016, 01:36:09 PM »
I've been signed up since the end of July, and finally got my first two sales!

It may have been covered previously, but when you call to remove the AUs, do you remove them all on the same call, or should you only remove one per call? I'm not sure it really matters as I would assume there is a call history attached to the account?

Best practice is one AU add or remove per call.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #711 on: November 22, 2016, 03:04:10 PM »
Do any of the issuers let you add/remove AU's online? Patiently waiting for the "good company" to open the floodgates again. heh.

Zap

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #712 on: November 22, 2016, 03:06:11 PM »
Do any of the issuers let you add/remove AU's online? Patiently waiting for the "good company" to open the floodgates again. heh.
Bank of America allows me to add, but not remove, online.

RedwoodDreams

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #713 on: November 22, 2016, 03:18:40 PM »
Do any of the issuers let you add/remove AU's online? Patiently waiting for the "good company" to open the floodgates again. heh.

Barclay's lets you add/remove AUs online.

Hadn't heard about the lifetime AUs max before. Has anyone hit it?

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #714 on: November 22, 2016, 04:28:22 PM »
I've been signed up since the end of July, and finally got my first two sales!

It may have been covered previously, but when you call to remove the AUs, do you remove them all on the same call, or should you only remove one per call? I'm not sure it really matters as I would assume there is a call history attached to the account?

Best practice is one AU add or remove per call.

+1....Has worked well for me so far.

arebelspy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #715 on: November 22, 2016, 07:10:58 PM »
I've been signed up since the end of July, and finally got my first two sales!

It may have been covered previously, but when you call to remove the AUs, do you remove them all on the same call, or should you only remove one per call? I'm not sure it really matters as I would assume there is a call history attached to the account?

I remove them all in one call.  I do all adds online (and most of my removes, but I do have to call for a few), but if I had to call to add, I'd do one at a time.

I don't have any insight into multiple cards with Barclays, but I can tell you I have 3 cards with Citi that I have been adding/removing AUs for nearly 2 years.

Thanks for the confirm!

But regarding Barclays, I heard from one of the companies I work with that Barclays has a lifetime limit on adding authorized users per card.

Yes, I ran across this recently with a company I was researching.  The limit used to be really high, then got reduced, but is still quite high.  I don't remember the exact numbers, but I'll try to research it some more.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #716 on: November 23, 2016, 12:29:51 PM »
Argh, all my older credit cards are AmEx or issues by my Credit Union. I have a 1-year-old Barclay card (SallieMae) and a 1-year-old Citi (Double Cash) that I use for regular expenses. Hopefully selling tradelines is around in another year or so, haha.

If I want to apply for a few extra cards over the next couple months so that I could potentially expand in two years, does anyone have any recommendations? May as well pick up a few sign-up bonuses or rewards options while I'm at it, right?

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #717 on: November 23, 2016, 10:00:39 PM »
Do any of the issuers let you add/remove AU's online? Patiently waiting for the "good company" to open the floodgates again. heh.

Yes you can remove online with many cards but often it's not a specific link that says "remove AU", rather you create and send a "secure message" or the like with your request to remove specified AU
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CanuckExpat

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #718 on: November 23, 2016, 10:02:20 PM »
General Question: As this is income for which you'll receive a 1099 and then have to report on your taxes, what associated expenses could also be written off/deducted from that income?

Better thread to discuss this is somewhere else, is it perhaps more a tax / business expense question?
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arebelspy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #719 on: November 23, 2016, 10:04:14 PM »
Do any of the issuers let you add/remove AU's online? Patiently waiting for the "good company" to open the floodgates again. heh.

Yes you can remove online with many cards but often it's not a specific link that says "remove AU", rather you create and send a "secure message" or the like with your request to remove specified AU

Nice.  I've never done that, I always call if there's no button to remove them (like Discover and Barclays have).  Which companies have let you removed over secure messaging?

General Question: As this is income for which you'll receive a 1099 and then have to report on your taxes, what associated expenses could also be written off/deducted from that income?

I don't see why not.

The problem is you have to prorate the use for the business, and the amount of time that it takes is so tiny.

2 minutes to add person.. what percent of computer use is that?  5 minute call to remove them... what percent of using your phone is related to this business use?

So, sure, you can deduct expenses, but it'd probably be pretty small.
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kudy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #720 on: November 24, 2016, 10:14:50 AM »
General Question: As this is income for which you'll receive a 1099 and then have to report on your taxes, what associated expenses could also be written off/deducted from that income?

I don't see why not.

The problem is you have to prorate the use for the business, and the amount of time that it takes is so tiny.

2 minutes to add person.. what percent of computer use is that?  5 minute call to remove them... what percent of using your phone is related to this business use?

So, sure, you can deduct expenses, but it'd probably be pretty small.

The thing I'm most curious about is annual fees on the cards... it's not technically a business card, but the only reason I keep it open is to sell tradelines on it, can the annual fee be considered a business expense? I assumed no, but haven't researched it.

arebelspy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #721 on: November 24, 2016, 10:16:28 AM »
General Question: As this is income for which you'll receive a 1099 and then have to report on your taxes, what associated expenses could also be written off/deducted from that income?

I don't see why not.

The problem is you have to prorate the use for the business, and the amount of time that it takes is so tiny.

2 minutes to add person.. what percent of computer use is that?  5 minute call to remove them... what percent of using your phone is related to this business use?

So, sure, you can deduct expenses, but it'd probably be pretty small.

The thing I'm most curious about is annual fees on the cards... it's not technically a business card, but the only reason I keep it open is to sell tradelines on it, can the annual fee be considered a business expense? I assumed no, but haven't researched it.

Why would you assume no?  I'd assume yes.

It's an expense directly related to revenue generating, an expense that wouldn't exist without earning that income.  I think that's pretty much exactly the definition of business expense; the fact that it's a personal card rather than business card doesn't matter.

I think.

Hopefully someone more knowledgeable than either of us can chime in.  :)
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kudy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #722 on: November 24, 2016, 10:40:27 AM »
Why would you assume no?  I'd assume yes.

It's an expense directly related to revenue generating, an expense that wouldn't exist without earning that income.  I think that's pretty much exactly the definition of business expense; the fact that it's a personal card rather than business card doesn't matter.

I think.

Hopefully someone more knowledgeable than either of us can chime in.  :)

The interpretation of the rule I've seen after 5 minutes of searching is... if the expenses on the card are all business related, then you can deduct the fee. I put $3 Amazon reloads on the card every month, which eventually get spent on personal purchases. Hmmm...

katsiki

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #723 on: November 24, 2016, 07:05:55 PM »
Speaking of taxes, can someone who has been doing this for 1-2 years comment on tax implications?  I read up thread that the type of 1099 (IIRC) might trigger some notice from the IRS depending on how you report it.  I believe it was related to self employment taxes.  Thanks for any info!
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frozen

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #724 on: November 25, 2016, 08:24:38 AM »
Speaking of taxes, can someone who has been doing this for 1-2 years comment on tax implications?  I read up thread that the type of 1099 (IIRC) might trigger some notice from the IRS depending on how you report it.  I believe it was related to self employment taxes.  Thanks for any info!
I received a 1099 last year and paid self employment taxes. I used Turbo Tax and had no issues.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #725 on: November 25, 2016, 09:25:30 PM »
Just to confirm that I've gleaned the correct information out of this thread, I'd like to confirm a question.

Is the Southwest Rapid Rewards card a viable card to use for trade lines? I'm just about to cancel my two southwest cards prior to their second annual charge, but won't if I can use them to sell tradelines.
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arebelspy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #726 on: November 25, 2016, 10:26:50 PM »
Just to confirm that I've gleaned the correct information out of this thread, I'd like to confirm a question.

Is the Southwest Rapid Rewards card a viable card to use for trade lines? I'm just about to cancel my two southwest cards prior to their second annual charge, but won't if I can use them to sell tradelines.

Sure, they'll work fine, but they're Chase, so have higher risk. Read the Chase caveats in the thread.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #727 on: November 25, 2016, 10:59:45 PM »
Nice.  I've never done that, I always call if there's no button to remove them (like Discover and Barclays have).  Which companies have let you removed over secure messaging?

I've done it with Chase
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #728 on: November 26, 2016, 01:50:30 AM »
Just to confirm that I've gleaned the correct information out of this thread, I'd like to confirm a question.

Is the Southwest Rapid Rewards card a viable card to use for trade lines? I'm just about to cancel my two southwest cards prior to their second annual charge, but won't if I can use them to sell tradelines.

Sure, they'll work fine, but they're Chase, so have higher risk. Read the Chase caveats in the thread.

I'm glad I asked before shutting them down. I'll be accruing $160 in fees for the next year to keep them both open, but they just hit the two year mark this week. It's offset a bit by the 6k points per card I'll receive as an "anniversary gift". Win win.
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frozen

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #729 on: November 26, 2016, 06:05:51 AM »
Just to confirm that I've gleaned the correct information out of this thread, I'd like to confirm a question.

Is the Southwest Rapid Rewards card a viable card to use for trade lines? I'm just about to cancel my two southwest cards prior to their second annual charge, but won't if I can use them to sell tradelines.

Sure, they'll work fine, but they're Chase, so have higher risk. Read the Chase caveats in the thread.

I'm glad I asked before shutting them down. I'll be accruing $160 in fees for the next year to keep them both open, but they just hit the two year mark this week. It's offset a bit by the 6k points per card I'll receive as an "anniversary gift". Win win.
According to the tradeline firm, Chase has the highest shutdown rate and lowest posting rate. They are no longer working with them as of Dec. 1. There are other companies that do still take Chase though.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #730 on: November 26, 2016, 07:43:57 AM »
I believe the problem with Chase cards is they don't attach a social security number with the authorized user you have added.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #731 on: November 28, 2016, 01:20:31 PM »
Has anyone tried enrolling their Citi Costco card? I'm not sure how account age is calculated in this case, with Costco switching from AmEx to Citi earlier this year. I do know that all my old AmEx statements are loaded into my Citi account portal, which makes me think that it might qualify as a five-year-old card rather than a six-month-old card.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #732 on: November 28, 2016, 02:19:51 PM »
Has anyone tried enrolling their Citi Costco card? I'm not sure how account age is calculated in this case, with Costco switching from AmEx to Citi earlier this year. I do know that all my old AmEx statements are loaded into my Citi account portal, which makes me think that it might qualify as a five-year-old card rather than a six-month-old card.
Correct, because of the transfer, the 'start date' of teh account is when the original Amex account began (according to the credit report).
However, for the Citi Costco card, the AU needs to provide a Costco Member Account # as part of filling out the (online) AU form (required). So unfortunately, this is not viable unless the tradeline business updates their site to collect that information as well for these type of accounts.

kudy

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #733 on: November 28, 2016, 04:44:02 PM »
Has anyone tried enrolling their Citi Costco card? I'm not sure how account age is calculated in this case, with Costco switching from AmEx to Citi earlier this year. I do know that all my old AmEx statements are loaded into my Citi account portal, which makes me think that it might qualify as a five-year-old card rather than a six-month-old card.

I checked Credit Karma, and my "new" account with Citi is showing as a transfer, with the opening date of the original Amex card. The staff at the broker said I could add it based on the inherited history, but not until January when they re-open addition of new cards.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #734 on: November 28, 2016, 04:58:15 PM »
Why would you assume no?  I'd assume yes.

It's an expense directly related to revenue generating, an expense that wouldn't exist without earning that income.  I think that's pretty much exactly the definition of business expense; the fact that it's a personal card rather than business card doesn't matter.

I think.

Hopefully someone more knowledgeable than either of us can chime in.  :)

The interpretation of the rule I've seen after 5 minutes of searching is... if the expenses on the card are all business related, then you can deduct the fee. I put $3 Amazon reloads on the card every month, which eventually get spent on personal purchases. Hmmm...

If that's what you are thinking, you should probably check if the tax benefit from deducting the annual fee is greater than the $36 of spending, and perhaps if it is, you shouldn't use it for personal purposes (and also consider dropping it to $1 or $2 a month if that still serves the purpose)

i.e. is $36  < marginal tax rate * annual fee ?
Does that sound like the right way to look at it?
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #735 on: November 28, 2016, 05:01:28 PM »


Why would you assume no?  I'd assume yes.

It's an expense directly related to revenue generating, an expense that wouldn't exist without earning that income.  I think that's pretty much exactly the definition of business expense; the fact that it's a personal card rather than business card doesn't matter.

I think.

Hopefully someone more knowledgeable than either of us can chime in.  :)

The interpretation of the rule I've seen after 5 minutes of searching is... if the expenses on the card are all business related, then you can deduct the fee. I put $3 Amazon reloads on the card every month, which eventually get spent on personal purchases. Hmmm...

If that's what you are thinking, you should probably check if the tax benefit from deducting the annual fee is greater than the $36 of spending, and perhaps if it is, you shouldn't use it for personal purposes (and also consider dropping it to $1 or $2 a month if that still serves the purpose)

i.e. is $36  < marginal tax rate * annual fee ?
Does that sound like the right way to look at it?

The reload is needed to get a balance to help it report.

I do $2.50.

Can you come up with business expenses to spend that $36 on?
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #736 on: November 29, 2016, 07:14:50 PM »
Demand must still be good.  I received 2 orders today.  Card is maxed out again.

I had one to remove today.  I decided to do it after the first order.  2 hours later another order came through.  Might be chance but I'll be sure to remove them right away going forward!
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #737 on: November 29, 2016, 07:21:44 PM »
I consistently sell all 3 spots on my Barclays card (23k limit; 8 years old) to the co. ARS recommended, but my Discover spots never sell: 11k limit; 5 years old.

Are others selling Discover slots, and if so, what is your card age / limit? Maybe I should keep working on increasing my limit on it.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #738 on: November 29, 2016, 08:17:48 PM »
I haven't gotten a single sale on my Discover card that has a 13K limit and is 11 years old.  But with an alternative company I did get 1 sale on another Discover card that only has 8.5K and is 13 years old. I haven't been paid yet as the 60-day time frame is not yet finished for the tradeline sale.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #739 on: November 29, 2016, 09:32:04 PM »
Started in the program end of June, got 2 orders for my Discover at the beginning of August (2.5 years old and $9.2k limit). No orders since. Likely going to request another credit line increase on that card soon.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #740 on: November 30, 2016, 02:17:32 AM »
Demand must still be good.  I received 2 orders today.  Card is maxed out again.

Nice!  It's pretty hit or miss, but I've gotten PMs from people confirming they're getting orders; if you aren't, my advice is to just be patient.

Are others selling Discover slots...Maybe I should keep working on increasing my limit on it.

Yep!  As above, if you aren't yet, wait, and hopefully it'll come.

Always worth trying to increase the limit to make it more desirable, IMO.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #741 on: November 30, 2016, 04:59:54 AM »
:( no orders yet for this month. I was growing accustomed to that email alert coming in a couple days before the end of each month. Not looking good.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #742 on: November 30, 2016, 05:38:37 AM »
i havent gotten any orders from the original site in 2 months. its flooded.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #743 on: November 30, 2016, 09:18:10 AM »
My BofA card sold out its two slots this month....was pleased since we are still under the old rates for those sales :)

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #744 on: November 30, 2016, 09:23:27 AM »
Demand may be more a function of the card's age.  My card that is selling out is a little over 8 years old.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #745 on: November 30, 2016, 09:28:46 AM »
my cards are 5 6 and 11
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #746 on: November 30, 2016, 09:31:39 AM »
Demand may be more a function of the card's age.  My card that is selling out is a little over 8 years old.

I think it's more random than that.  I have a card from 2003 (13 years) that didn't sell any, yet a card that's just over two years (June 2014) that sold a line this month.

My best guess is that people tend to take whatever is available soonest--i.e. what has the next closing date? Sometimes they may go for a certain age or limit, but often it's just any card that can post quickly.

Given that criteria, it would be pretty random, just based on if your card closes soon as that order comes in.  Obviously if there's multiple cards, that's where age/limit comes into play.  But I really think closing date matters more, and as orders come in randomly, some months you'll see orders, and others not, and that won't be a function of the card age/limit itself (and maybe having cards with spread out closing dates could be beneficial?).

Just a thought.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #747 on: November 30, 2016, 09:54:26 AM »
Demand may be more a function of the card's age.  My card that is selling out is a little over 8 years old.

I think it's more random than that.  I have a card from 2003 (13 years) that didn't sell any, yet a card that's just over two years (June 2014) that sold a line this month.

My best guess is that people tend to take whatever is available soonest--i.e. what has the next closing date? Sometimes they may go for a certain age or limit, but often it's just any card that can post quickly.

Given that criteria, it would be pretty random, just based on if your card closes soon as that order comes in.  Obviously if there's multiple cards, that's where age/limit comes into play.  But I really think closing date matters more, and as orders come in randomly, some months you'll see orders, and others not, and that won't be a function of the card age/limit itself (and maybe having cards with spread out closing dates could be beneficial?).

Just a thought.

that was my thought as well.  closing dates are more important than the rest of the stuff once it meets a criteria.
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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #748 on: November 30, 2016, 10:21:31 AM »
I called in for a few orders last night/today - I had a really hard time with Citi customer service this time - twice I was put on a mysterious hold and then hung up on, a 3rd time the woman could not understand what I wanted at all. A 4th time, I was transferred to the fraud department (I decided to hang up when they said they were transferring me).

I finally got the AUs squared away, but I am hoping this was a one-time fluke, and not some sort of awareness/dodging of the frequent AU adding/removing.

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Re: Selling Tradelines / Piggybacking: $600+/hr, 20-40k/yr. Side Gig
« Reply #749 on: November 30, 2016, 12:35:21 PM »
:( no orders yet for this month. I was growing accustomed to that email alert coming in a couple days before the end of each month. Not looking good.

... and an order just came in. Yeah! One final $400 spot.  Twas good while it lasted.
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