Our Student Loans Are Paid Off EDIT: Net Worth Update

[Dicey]

We recently made it above 1 million in net worth during the past 3-6 month real estate boom. I still have 24K in student loan debt.

Since it's you, I'm guessing it's in forbearance, at a super low rate, or both.

[clarkfan1979]

I left grad school in August 2011 to start my first job. I signed up for the lowest possible payment which is the 25-year graduated extended plan. My original payment was $333/month. It's now $165/month. My original balance was around 57K in student loans.

I now have around 13K at 2.2% and another 11K at 6.55%. I haven't made any payments since COVID-19. No interest is accruing. Is that called forbearance?   

[okparallax]

So another year or more has gone by. We finished the move to New Jersey and bought a house outside Philadelphia in a great town, we love it and the easy access to Philly. We kept our jobs in our former LCOL state and while they pay well we are definitely adjusting to our money not going as far as it did previously. Our property tax alone is more then 10x what we were paying. Our net worth is +/- $1.25 million and our portfolio is right under $1 million, both down about $150,000 form previous highs. We have been pretty lax the last year or so on spending what with the move and all but are back making smarter decisions now.

Mentally it has been a little challenging we made really fast progress for about 8 years straight and now have felt like a solid plateau has been hit, combined with our FI number probably doubling with the new costs here.  Now that I am back engaged and looking at numbers though I am feeling more proactive and aware which always helps me feel better.

Anyway, just a little update.