Author Topic: New Mustache Calculators  (Read 31099 times)

destron

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New Mustache Calculators
« on: April 22, 2013, 06:13:26 PM »
Hello,

I was feeling ambitious this morning, so I sat down and created a web application that hosts a number of different calculators that may be useful to readers of MMM.

http://mustachecalc.com

So far, I have calculators for:
  • Time Until FI
  • The Power of Decreased Spending
  • Vehicle Cost Per Mile
  • Savings From Not Spending
  • Real Hourly Wage
  • Compound Interest

It is a first shot so I would appreciate any advice or tips for the site. Also, please tell me if you find a bug.

I hope someone can find this useful!

crazy jane

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Re: New Mustache Calculators
« Reply #1 on: April 22, 2013, 06:24:07 PM »
Super cool!!!! I'm already sharing this with my friends and family.  Thank you.

limeandpepper

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Re: New Mustache Calculators
« Reply #2 on: April 22, 2013, 06:48:47 PM »
That's awesome!

Okay, playing with it a little. I think there's something wrong with the Real Hourly Wage one? It seems, not just surprisingly low, but ridiculously low. I've tested it with some very basic numbers to figure out what's wrong, and my conclusion is that I think the end result needs to be brought a decimal place forward.

destron

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Re: New Mustache Calculators
« Reply #3 on: April 22, 2013, 06:55:56 PM »
That's awesome!

Okay, playing with it a little. I think there's something wrong with the Real Hourly Wage one? It seems, not just surprisingly low, but ridiculously low. I've tested it with some very basic numbers to figure out what's wrong, and my conclusion is that I think the end result needs to be brought a decimal place forward.
Thanks!  I will check it out when I get home.

destron

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Re: New Mustache Calculators
« Reply #4 on: April 22, 2013, 07:18:37 PM »
That's awesome!

Okay, playing with it a little. I think there's something wrong with the Real Hourly Wage one? It seems, not just surprisingly low, but ridiculously low. I've tested it with some very basic numbers to figure out what's wrong, and my conclusion is that I think the end result needs to be brought a decimal place forward.

In my example numbers, I am getting:

$65,000 after taxes
days worked/year = 5 * 50 = 250
total hours = 10 (8 +1 for lunch + 1 for commute) * 250 = 2500
Total income after costs = 65000 - 15*250 (commute) - 3*250 (difference in food costs) - 300 (other) = $60,200

Income = total income / hours worked = 60200 / 2500 = $24.08

Am I missing something on the math? It _is_ surprising how much less you make once you factor in everything (like your time spent commuting and increased costs due to working).

destron

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Re: New Mustache Calculators
« Reply #5 on: April 22, 2013, 07:37:38 PM »
Super cool!!!! I'm already sharing this with my friends and family.  Thank you.

You're welcome, and thanks for taking a look.

limeandpepper

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Re: New Mustache Calculators
« Reply #6 on: April 22, 2013, 07:42:03 PM »
In my example numbers, I am getting:

$65,000 after taxes
days worked/year = 5 * 50 = 250
total hours = 10 (8 +1 for lunch + 1 for commute) * 250 = 2500
Total income after costs = 65000 - 15*250 (commute) - 3*250 (difference in food costs) - 300 (other) = $60,200

Income = total income / hours worked = 60200 / 2500 = $24.08

Am I missing something on the math? It _is_ surprising how much less you make once you factor in everything (like your time spent commuting and increased costs due to working).

Hmm, maybe I'm not using it the way you intended, somehow? Maybe I've misunderstood the fields?

I've pared it down really simply here (obviously a fake example and not my actual work situation, though I wish!):

Yearly salary after taxes - $40000
Hours per day - 1
Days per week - 1
Weeks per year - 1
Daily commute time - 0
Daily commute cost - $0
Daily extra food cost - $0
Other costs - $0

So based on that my hourly rate should still be $40000, since I'm only working 1 hour a year. However, it's giving me a real hourly wage of $4,000.00.

destron

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Re: New Mustache Calculators
« Reply #7 on: April 22, 2013, 08:05:55 PM »

Yearly salary after taxes - $40000
Hours per day - 1
Days per week - 1
Weeks per year - 1
Daily commute time - 0
Daily commute cost - $0
Daily extra food cost - $0
Other costs - $0

So based on that my hourly rate should still be $40000, since I'm only working 1 hour a year. However, it's giving me a real hourly wage of $4,000.00.

Awesome, you're data was really helpful! What a pernicious little bug that was -- it only showed up during certain data inputs. I would explain what was wrong, but let's just call it a typo ;). Thank you kindly!
« Last Edit: April 22, 2013, 09:42:58 PM by destron »

limeandpepper

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Re: New Mustache Calculators
« Reply #8 on: April 22, 2013, 08:30:29 PM »
Awesome, you're data was really helpful! What a pernicious little but that was -- it only showed up during certain data inputs. I would explain what was wrong, but let's just call it a typo ;). Thank you kindly!
Yay! A relief to find out I'm not actually working for under $2/hour. ;)  It looks good now! Thanks for your hard work. I can imagine myself spending quite a bit of time on your site, playing with numbers and daydreaming... :D
« Last Edit: April 22, 2013, 08:35:42 PM by limeandpepper »

Will

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Re: New Mustache Calculators
« Reply #9 on: April 22, 2013, 08:33:03 PM »
On the FI calculator, when I lower the withdrawal rate, the years to FI goes up!

imustachemystash

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Re: New Mustache Calculators
« Reply #10 on: April 22, 2013, 09:02:19 PM »
Thanks!  This is so handy.  I have about 14 years until I reach FI.  I'll be 46 then.  Before I found this site a few months ago I thought I would have to work until 65.

arebelspy

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Re: New Mustache Calculators
« Reply #11 on: April 22, 2013, 09:07:45 PM »
On the FI calculator, when I lower the withdrawal rate, the years to FI goes up!

Absolutely they do, and should.    If you want a lower withdrawal rate, you need a higher stache, which will take longer to build up.

If you need 40k spending, for example, at a 4% SWR, you need a portfolio of 1MM.  If you want only a 3% SWR to get 40k spending you need a portfolio of 1.33MM (an extra $333,333, 1/3 more).

Make sense?

OP: I was going to give a minor complaint which I have with all the online "Time to FI" calculators (and one of the reasons why I use a spreadsheet) - my current spending is different than my FIRE spending.  I can only input one or the other.

HOWEVER you have solved this by having the field above it be "yearly increase" rather than "income" which everyone else uses.  (they then calculate yearly increase based on income - expenses, which doesn't work with the above scenario of two different expense levels - because if I put in current expenses, it correctly calculates yearly amount saved, but incorrectly calculates the size of stache I'll need.. if I put in future expenses I want to be withdrawing in FIRE, it incorrectly calculates the yearly amount saved).

So kudos for preempting my complaint with that clever solution of "yearly increase" rather than income (though I'm sure some will misread that, being that nearly every other calculator uses income, so they'll put in income and think they're way closer to FIRE than they are).

Pretty sweet little tools, well done.
« Last Edit: April 22, 2013, 09:09:19 PM by arebelspy »
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
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I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

destron

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Re: New Mustache Calculators
« Reply #12 on: April 22, 2013, 09:38:00 PM »

So kudos for preempting my complaint with that clever solution of "yearly increase" rather than income (though I'm sure some will misread that, being that nearly every other calculator uses income, so they'll put in income and think they're way closer to FIRE than they are).

Pretty sweet little tools, well done.

Thanks for the comments! Glad the tool worked out for you.

I am thinking about what calculators to add and how I can improve the ones that are currently on the site. I might make a "grand FI calculator" that allows for many more variables and gives more detailed results... but then again, there is always firecalc ;).

destron

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Re: New Mustache Calculators
« Reply #13 on: April 22, 2013, 09:42:26 PM »
On the FI calculator, when I lower the withdrawal rate, the years to FI goes up!

Indeed! The withdrawal rate refers to how much you plan on taking out of your 'stache in retirement each year.

yearly expenses = total 'stache * withdrawal rate

A lower rate means you need a larger 'stache to reach your yearly expenses. A higher rate and you don't need as much 'stache, but there is a higher chance you will withdraw more than interest replenishes. Depending on your personal situation (and your ability or desire to get back to work after retiring once should your plans go awry), you may feel more comfortable with a larger 'stache and a 3% rate.

Will

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Re: New Mustache Calculators
« Reply #14 on: April 22, 2013, 09:46:05 PM »
On the FI calculator, when I lower the withdrawal rate, the years to FI goes up!

Absolutely they do, and should.    If you want a lower withdrawal rate, you need a higher stache, which will take longer to build up.

If you need 40k spending, for example, at a 4% SWR, you need a portfolio of 1MM.  If you want only a 3% SWR to get 40k spending you need a portfolio of 1.33MM (an extra $333,333, 1/3 more).

Make sense?

It makes sense.  I guess I've just thought of it as having a set amount saved up, and then you decide instead of spending 4% you decide to only spend 3% which would mean it would last longer or you could reach FI sooner.

limeandpepper

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Re: New Mustache Calculators
« Reply #15 on: April 22, 2013, 10:16:47 PM »
I am thinking about what calculators to add and how I can improve the ones that are currently on the site.
I'm playing with the Time Until FI one now. :) It doesn't seem to change the calculations unless you update it by a full percentage point, so that might be an improvement you could do. For example, whether I put in 3.1 or 3.9 for the % fields, it doesn't seem to change my years to FI. I've also noticed for "interest rate" and "inflation", even if I put quite significantly different numbers, it only seems to change the end result very insignificantly. And sometimes if I put in certain numbers, it just comes up with a blank.

destron

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Re: New Mustache Calculators
« Reply #16 on: April 22, 2013, 10:39:40 PM »
For example, whether I put in 3.1 or 3.9 for the % fields, it doesn't seem to change my years to FI. I've also noticed for "interest rate" and "inflation", even if I put quite significantly different numbers, it only seems to change the end result very insignificantly.

May I ask again what numbers you put in? :)

The equation I am using is:

stach needed = expenditures / withdrawal (e.g. 24,000/.04 = 600,000)
stach left to go = stach needed - current savings (e.g. 600,000 - 250,000 = 350,000)
real interest rate = interest - inflation (so you will get your expenses in "future" dollars, e.g. 7%-3% = 4%)

... the last bit is more complicated to calculate, A = PMT *((1+r)^NY - 1)/r where N is 12 (I assumed compounded monthly) and r = APR/N. I solved this equation for Y (the number of years required) and got Y = (log(1+r) of (Ar/PMT + 1))/N. Changing the numbers even by .1 seems to work for me...

What browser are you using? I need to test this on an older version of IE still.

limeandpepper

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Re: New Mustache Calculators
« Reply #17 on: April 22, 2013, 11:01:31 PM »
May I ask again what numbers you put in? :)

The equation I am using is:

stach needed = expenditures / withdrawal (e.g. 24,000/.04 = 600,000)
stach left to go = stach needed - current savings (e.g. 600,000 - 250,000 = 350,000)
real interest rate = interest - inflation (so you will get your expenses in "future" dollars, e.g. 7%-3% = 4%)

... the last bit is more complicated to calculate, A = PMT *((1+r)^NY - 1)/r where N is 12 (I assumed compounded monthly) and r = APR/N. I solved this equation for Y (the number of years required) and got Y = (log(1+r) of (Ar/PMT + 1))/N. Changing the numbers even by .1 seems to work for me...

What browser are you using? I need to test this on an older version of IE still.
The complicated calculations are scaring me! Haha. I'm using Firefox 6.0 at work.

I think this might be another case where the glitch only appears when certain numbers are put in.

Current net worth $120000
Yearly increase $20000
Yearly expenditures $5000
Interest % - playing around with any percentage, doesn't seem to make much difference, or goes blank
Inflation % - playing around with any percentage, doesn't seem to make much difference, or goes blank
Withdrawl rate 3%

As you can see, I've put a rather unrealistic yearly expenditure, so I don't know if that might be why it is causing issues.

sheepstache

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Re: New Mustache Calculators
« Reply #18 on: April 22, 2013, 11:15:48 PM »
Ohhh man I love the real wage calculator.  Just what I need for a certain someone in my life who insists the opportunity costs for diy tasks are what he thinks of has his hourly wage.

Maybe, like some of the other calculators, you could have a link to click on for an explanation of the assumptions made?  In this case the description mentions taxes but I don't know if taxes are actually factored in.  And it would be good to be able to play around with your tax rate manually, for example, entering your marginal tax rate.  In case people have much higher than standard deduction or live somewhere without state taxes, or have to play self-employment tax, etc.  Duh, I just realized the income is supposed to be after tax, nevermind.

Update: Even more fun is seeing that my free commute and free (or at least, same as post-FI) lunches mean my hourly rate is $5 an hour more than his and we make the same salary :)  </glee>  Interesting too to see that one-time costs don't make as big a difference as I'd thought.  $300 annually for clothes or what-have-you only deducts about 13 cents per hour.
« Last Edit: April 22, 2013, 11:23:01 PM by sheepstache »

Rural

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Re: New Mustache Calculators
« Reply #19 on: April 23, 2013, 05:35:42 AM »
What a great tool! personally, I'm delighted with my 13 cents a mile vehicle (and delighted that it matches my own back-of-the-envelope calculations). Off to play with the real hourly wage, and I expect I'll become less delighted shortly...

Editing to add, yep. Less delighted. The messenger is delightful, however. It's the message I don't much like.
« Last Edit: April 23, 2013, 05:43:25 AM by Rural »

destron

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Re: New Mustache Calculators
« Reply #20 on: April 23, 2013, 08:38:34 AM »

Current net worth $120000
Yearly increase $20000
Yearly expenditures $5000
Interest % - playing around with any percentage, doesn't seem to make much difference, or goes blank
Inflation % - playing around with any percentage, doesn't seem to make much difference, or goes blank
Withdrawl rate 3%

As you can see, I've put a rather unrealistic yearly expenditure, so I don't know if that might be why it is causing issues.

Thank you!

The reason your years to FI is not changing much is because of the math of having your yearly expenditures so low. Because you only plan on $5000/year in retirement, your $120,000 is very close to FI already. If you have $1,000,000 in net worth and your expenditures are $41,000, you will also be very close (given a 4% withdrawal rate).

If the interest and inflation are equal, it does not give a number because you will never reach FI in a MMM sens (since your 'stache is not growing, you cannot live off of the growth). A traditional retirement would be possible, though, as you draw down the principal of your savings.

arebelspy

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Re: New Mustache Calculators
« Reply #21 on: April 23, 2013, 08:51:49 AM »
Inflation of 54% I can retire in ~10 years.. inflation of 55%, I never can.
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

destron

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Re: New Mustache Calculators
« Reply #22 on: April 23, 2013, 08:54:56 AM »
Maybe, like some of the other calculators, you could have a link to click on for an explanation of the assumptions made?

Thanks. I plan on adding pop-ups on each item with a better explanation of what goes in there and re-thinking some of the terminology I used. I think I will also add a link to show the maths

Quote from: Rural
Off to play with the real hourly wage, and I expect I'll become less delighted shortly...

Editing to add, yep. Less delighted.

It's kind of shocking how little we make after you take out taxes, commuting costs, etc... I always think of my old coworker who drives a monster-truck to work (with lift kit and truly giant tires), 60 miles each way. Using the vehicle cost per mile calculator, I estimate it costs him around $0.70-0.75 per mile, or $84-90 commuting per day! Yeah, his first few hours at work are just to pay for his ego.

destron

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Re: New Mustache Calculators
« Reply #23 on: April 23, 2013, 08:57:10 AM »
Inflation of 54% I can retire in ~10 years.. inflation of 55%, I never can.

I will have to put in some more test conditions to show errors. I think it is because whenever the inflation exceeds the amount of money you are adding to your 'stache each year, you will never reach retirement.

EDIT: Well, there is obviously something wrong with the math now that I am working with it some more. I will work on this as soon as I get home. Thank you for your help everyone!

EDIT2: I am going through the six calculators right now to double check my numbers:

1. Time to FI -- there is something wrong here, I apologize.

2. Power of Decreased Spending -- This is correct

3. Vehicle Cost per Mile -- This is correct (double checked on a spreadsheet). Cost per mile includes cost of gas, depreciation of vehicle and averaged cost of maintenance and insurance.

4. Savings from Not Spending -- This is correct, it matches up with my financial calculator.

5. Real Hourly Wage.

The math here is:

(total salary - commuting costs - added food costs - other costs) / total hours worked
where total hours worked = (daily hours worked + commute time) * weeks per year * days per week

The numbers I am getting are consistent with my spreadsheet but off by a couple cents due to rounding errors. I need to reduce the number of divides I am doing to get a better number. Will update later, but this is basically correct (based on my assumptions).

6. Compound Interest -- This is correct, it matches up with my financial calculator.

Once again, thank you everyone for your help in testing.
« Last Edit: April 23, 2013, 09:32:16 AM by destron »

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Re: New Mustache Calculators
« Reply #24 on: April 23, 2013, 09:24:11 AM »
First off: cool!  Thanks! 

This may be the same anomaly others have reported, but:  (just shoving numbers in to see what it does here)
current net worth: 1000000
yearly increase: 1
yearly expenditure: 40000
interest: 7
inflation: 3
swr: 4

answer: 0.0 years

Same numbers, but change yearly expenditure to 40001
answer: 17.4 years

(I was getting odd numbers and started putting in higher/lower until I found where it made a drastic change).

frugalman

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Re: New Mustache Calculators
« Reply #25 on: April 24, 2013, 08:46:24 AM »
Thank you so much and kudos!

Withdrawal rate is misspelled on two of the calculators to withdrawl rate


Freda

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Re: New Mustache Calculators
« Reply #26 on: April 24, 2013, 08:53:44 AM »
I like it!  The "real hourly wage" one is a little depressing.  :D

BlueMR2

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Re: New Mustache Calculators
« Reply #27 on: April 24, 2013, 10:11:20 AM »
Looks pretty solid to me.  Matches up with my hand calculated numbers that if I decide to go all-in on all my hobbies that I have to work until 55 to retire, but could retire at 42 (3 years from now) if I cut them all out.  Reality is that I'll do something in the middle of course.

Justin234

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Re: New Mustache Calculators
« Reply #28 on: April 25, 2013, 04:33:06 PM »
This is great! Can I make a suggestion? Would it be possible to link some of the calculations back to the time to FI calculation to tell you how much a given decision impacts your FI date? For example, for vehicle cost per mile, it could tell you based on your how much longer you will have to work for each year you drive your car, or for each mile (or each hundred miles if that makes more sense).

Similarly for Savings from not spending - you punch in a savings and it tells you how much sooner you can retire by making that choice.

destron

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Re: New Mustache Calculators
« Reply #29 on: April 25, 2013, 10:18:30 PM »
Can I make a suggestion? Would it be possible to link some of the calculations back to the time to FI calculation to tell you how much a given decision impacts your FI date?

This is a great idea -- I can add it as another answer to the questions. Thank you!

mobilisinmobili

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Re: New Mustache Calculators
« Reply #30 on: April 26, 2013, 11:06:54 AM »
My real hourly wage is almost my full hourly wage... only about 1.5 less.. shouldn't it be a bit lower than that? Taxes are pretty high here.

destron

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Re: New Mustache Calculators
« Reply #31 on: April 26, 2013, 04:05:21 PM »
My real hourly wage is almost my full hourly wage... only about 1.5 less.. shouldn't it be a bit lower than that? Taxes are pretty high here.

You have to put in your after-tax income because it is impossible for me to estimate what your taxes will be. That should take you down a notch! ;)

destron

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Re: New Mustache Calculators
« Reply #32 on: April 27, 2013, 12:30:37 PM »
Mustache Calculators Update!

Thank you, everyone, for your input. I have updated http://mustachecalc.com with tweaks and bugfixes and I believe I have it working now.

There was a factor causing erratic behavior where I assumed my javascript code would handle the input as numbers, but, upon updating values, they were sometimes handled as strings (thus breaking the equations). I believe this issue has been fixed.

There was also an error in the Years to FI calculator in that I did not account for interest on your current net worth. That is pretty important, of course, especially if you are starting with a relatively large net worth. This has also been fixed (and required me to derive a somewhat more complicated equation).

I would still appreciate it if you locate any bugs. You are a great community and I hope that you can find these calculators useful!

Destron

P.S. I also added a custom icon

yOyOYoo

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Re: New Mustache Calculators
« Reply #33 on: May 02, 2013, 07:22:33 PM »
This is awesome, will definitely be using this frequently.  Thank you!

olivia

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Re: New Mustache Calculators
« Reply #34 on: May 02, 2013, 09:01:53 PM »
I just played around with this tonight and they're great-super easy to use.  I didn't see any bugs.  Thanks for creating them!

mm1970

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Re: New Mustache Calculators
« Reply #35 on: May 03, 2013, 12:22:16 PM »
Okay, these are awesome.  My "other" category (child care) = HUGE!

Justin234

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Re: New Mustache Calculators
« Reply #36 on: May 03, 2013, 12:24:52 PM »
Okay, these are awesome.  My "other" category (child care) = HUGE!

Maybe there should be a calculator for how much your child is setting you back from retirement! (I write this as a happy father of 3)

destron

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Re: New Mustache Calculators
« Reply #37 on: May 03, 2013, 05:54:19 PM »
Okay, these are awesome.  My "other" category (child care) = HUGE!

Maybe there should be a calculator for how much your child is setting you back from retirement! (I write this as a happy father of 3)

Hmmm, perhaps but I might need some insight for that one, not having any children myself. It is a little hard because the number of expenses are so vast  -- for younger children you have childcare, diapers, etc... older you have other expenses like transportation (perhaps, but more mustachian to live where your teenager can bike), food, etc...

It just occurred to me that I should do a college calculator that says how much you would have to average per year of employment (given your estimate until FI) to where college pays off.

destron

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Re: New Mustache Calculators
« Reply #38 on: May 03, 2013, 05:55:48 PM »
BTW, I think I will turn this into my own mini self-congratulatory thread, but I just got a new job in a new city that I wanted. This is huge for me because it is a major career shift (police officer to software engineer) and I am moving from Los Angeles to Seattle. Can't wait!

Justin234

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Re: New Mustache Calculators
« Reply #39 on: May 03, 2013, 06:35:18 PM »
Okay, these are awesome.  My "other" category (child care) = HUGE!

Maybe there should be a calculator for how much your child is setting you back from retirement! (I write this as a happy father of 3)

Hmmm, perhaps but I might need some insight for that one, not having any children myself. It is a little hard because the number of expenses are so vast  -- for younger children you have childcare, diapers, etc... older you have other expenses like transportation (perhaps, but more mustachian to live where your teenager can bike), food, etc...

It just occurred to me that I should do a college calculator that says how much you would have to average per year of employment (given your estimate until FI) to where college pays off.

Well I probably should have used an emoticon there, I was being kind of tongue in cheek since you can't really ditch the kid to cut back on expenses... But if you have some average cost of a child I suppose you could calculate the impact of NOT having one on your retirement...

By the way, congats on the job and career transition. I'm trying to teach myself to program, not as a career shift but as a sideline so I have some other streams of income. If you have any tips on how you got to the point of getting a job, I'd be curious. Like how long it took, where you learned, etc.

dahlink

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Re: New Mustache Calculators
« Reply #40 on: May 03, 2013, 10:20:29 PM »
awesome and bookmarked!

destron

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Re: New Mustache Calculators
« Reply #41 on: May 04, 2013, 08:27:12 AM »
By the way, congats on the job and career transition. I'm trying to teach myself to program, not as a career shift but as a sideline so I have some other streams of income. If you have any tips on how you got to the point of getting a job, I'd be curious. Like how long it took, where you learned, etc.

I definitely encourage you to do so, although it is not as easy to get into IMO as some make it seem. I studied electrical engineering and computer science in college, so I already have a background, but a lot has changed in the last 15 years. Some tips are:

* Reading books is good and helps, but you will learn from doing actual coding
* Try to pick an area you want to focus in and get good at that ...
* ... but keep in mind, you need to have some skills in associated technologies that support your projects (can you write a REST server? Can you do pixel perfect layout with CSS for your web app?)
* Understand what is going on, don't just copy-paste code examples from online. That will only get you so far.
* As a freelancer, you will be expected to know what you are doing and complete projects with professionalism from the start. Since I have been hired by a company, I have a little more leeway to ramp up on our project and I bring other skills, experience and connections to the table. You can do this by building successful projects.
* The best resume is creating successful applications / servers / web-apps / whatever
* Get involved with the community (this really helped me) -- github, stack overflow, meetups in your area.

Best of luck!

limeandpepper

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Re: New Mustache Calculators
« Reply #42 on: May 04, 2013, 09:15:01 AM »
Congratulations destron, well-deserved!

Sebastian

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Re: New Mustache Calculators
« Reply #43 on: May 09, 2013, 02:34:42 PM »
Not sure if this has already been said but I just tried opening it with my Iphone (site is blocked at my work for some reason) and all the sizes and such are messed up. No way I can navigate on my phone. Not sure if you care about the mobile accessibility, but I'll check it out when I get home!

destron

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Re: New Mustache Calculators
« Reply #44 on: May 09, 2013, 08:03:42 PM »
Not sure if this has already been said but I just tried opening it with my Iphone (site is blocked at my work for some reason) and all the sizes and such are messed up. No way I can navigate on my phone. Not sure if you care about the mobile accessibility, but I'll check it out when I get home!

Thanks, Seth. The next step was to make a mobile accessible site, but getting a new job and moving across country have thrown a short delay into the works. Plan to execute this in a few weeks, though!

earlyFI

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Re: New Mustache Calculators
« Reply #45 on: May 09, 2013, 11:23:10 PM »
Thank you, this is great!

strider3700

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Re: New Mustache Calculators
« Reply #46 on: May 10, 2013, 12:19:59 PM »
I'm not sure if it's even possible to do in an accurate enough way to be worthwhile  but I'd love to be able to enter a stock or list of stocks and the # of shares I own and get back a daily/monthly/yearly dividend that I'm making.    It would probably have to be an estimate based on the last dividend payment. 

I currently manually do this in a spreadsheet and seeing the money my money made for me today is my favorite thing.

tomsang

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Re: New Mustache Calculators
« Reply #47 on: May 10, 2013, 03:36:53 PM »
BTW, I think I will turn this into my own mini self-congratulatory thread, but I just got a new job in a new city that I wanted. This is huge for me because it is a major career shift (police officer to software engineer) and I am moving from Los Angeles to Seattle. Can't wait!

Congratulations and welcome to Seattle.  Looking forward to meeting you at one of the meetups.  If you didn't already see, there is a meetup on May 18th at Gasworks park.

Zaga

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Re: New Mustache Calculators
« Reply #48 on: May 10, 2013, 08:49:45 PM »
These are great, I already shared them with a friend outside of MMM land too!

destron

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Re: New Mustache Calculators
« Reply #49 on: May 10, 2013, 10:36:35 PM »
@zaga and earlyFI: I'm glad you are able to use the app!

@tomsang: I wish I could make it up there for the meetup but I will still be in L.A. The NEXT one I will most definitely be at. It has been a process changing careers and figuring out a way to move up north, but I finally did it. I suspected from my very first visit (4 years ago) that Seattle was the place -- numerous visits since then have confirmed. P.S. please don't judge me because I'm from CA / Los Angeles.

I'm not sure if it's even possible to do in an accurate enough way to be worthwhile  but I'd love to be able to enter a stock or list of stocks and the # of shares I own and get back a daily/monthly/yearly dividend that I'm making.    It would probably have to be an estimate based on the last dividend payment. 

I currently manually do this in a spreadsheet and seeing the money my money made for me today is my favorite thing.

That is an interesting idea but definitely beyond the scope of this project. Something I may look into in the future.