Author Topic: Net worth increase 2017 (i.e. the 'present' you give yourself)  (Read 125895 times)

DarkandStormy

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #900 on: January 03, 2018, 07:00:06 AM »
1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

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SnackDog

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #901 on: January 03, 2018, 07:10:14 AM »
1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Good work! At that rate you will hit $10MM in less than 9 years.
The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. –Thomas T. Munger

DarkandStormy

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #902 on: January 03, 2018, 07:29:46 AM »
1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Good work! At that rate you will hit $10MM in less than 9 years.

Haha, wouldn't that be nice!  2017 was when I discovered MMM/FI in general and so I have a feeling it will represent my largest % increase of net worth and my portfolio.  Still, on track to max Roth IRA, HSA, and 401k in 2018 so we'll see how the markets do!
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Imustacheyouaquestion

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #903 on: January 03, 2018, 08:04:59 AM »
Dec 2015: $65,356
Dec 2016: $106,701    (+ $41,345)
Dec 2017: $206,349.74    (+ $99,648)       

Blew my 2017 goal of $150k out of the water. Goal for 2018 is $250k by July and $300k by end of year.

PhrugalPhan

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #904 on: January 04, 2018, 10:35:09 AM »
Numbers are only for liquid investments (Not savings that stays fairly constant).  I have a paid off house in a HCOL area along with a paid off older car, but I have to live somewhere, so no sense including them. Also not including a vested pension as I can only get it 10 years from now ($30k/yr.)  I've been doing my investments on a $95k salary.

1/1/2016: $540k
1/1/2017: $670k (Growth of $130k)
1/1/2018: $841k (Growth of $171k)

Wintergreen78

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #905 on: January 05, 2018, 08:34:02 PM »
I was just cleaning out a drawer and found my W-2 from 2003, when I worked a part-time, low wage job. My investment returns in the last week or 2 were more than I made the entire year!

chasesfish

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #906 on: January 06, 2018, 06:40:44 AM »
I was just cleaning out a drawer and found my W-2 from 2003, when I worked a part-time, low wage job. My investment returns in the last week or 2 were more than I made the entire year!

Haha!  Isn't that the truth!  I was doing some social security calculations for a case study I'm participating in, my first full year working in 2004 was $39,013.   I made 2/3rds of that in investment gains last week
Check out our journal, counting down the days until I Stop Ironing Shirts

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monkeymind

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #907 on: January 06, 2018, 10:56:16 AM »
I think we were kind of spoiled in 2017 with some great stock market returns. Stash up 44% for the year (includes both contributions and gains).

The first week of 2018 hasn't been too shabby either. Up 52% of yearly gross salary (and more than 100% of yearly spending) in four trading days!!!  I'm not starting to look for sales on private islands just yet but it's been a fun week.

Happy 2018 everyone!

SunDevilFIRER

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #908 on: January 06, 2018, 11:23:41 AM »
1/1/2017 ~ $70,000
1/1/2018 ~ $126,000 (+$56,000)

As others have said, very spoiled by the market this year, but I also happily maxed out my contributions. Great to read of the savings so many achieved this past year.
FIRE Progress..
1/1/17 - $70,000
1/1/18 - $126,000

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Accidental Miser

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #909 on: January 06, 2018, 11:28:48 AM »
Net 1/5/17 - 742k, 347k cash/stocks
Net 1/5/18 - 945k, 509k cash/stocks

I'm pretty happy with that since my salary is about 150k.  Here's to crossing 1M net worth this year!

Mikila

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #910 on: January 06, 2018, 01:04:05 PM »
Our net worth increased by $27K.  Woohoo!  Hoping to double that this year.

Apples

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #911 on: January 09, 2018, 10:13:51 AM »

December 2013:  $43,800
December 2014:  $70,200
December 2015:  $107,700

Goal for next year:  $150,000 if we stretch for it.

December 2016:  $153,950  Woohoo!  We hit our stretch goal and then some!  And it felt like we were spending well above our budget, but actually stayed a bit under once the year was done.  Net worth went up 43% with a 46% savings rate (lower than the previous year) and a 10% increase in take-home pay, all due to my DH getting awesome, deserved raises.  Goal of $200,000 by the end of 2017 with a stretch goal of $210,000.

December 2017:  $219,525  killed it!  Another increase in pay, though not nearly as much as last year.  In 2018 our net worth should go up a similar amount, assuming the stock market continues a steady climb.  If not, then things could stay at much lower levels.  I got a big bonus in December that will really make the NW number jump in January, but the rest of the year will be a much slower accumulation as our expenses rise this year.  I don't have accurate numbers yet to declare a goal, but a definite stretch goal would be $300,000.  I have no idea if we could hit that or not.  Probably something more like $280,000 to $290,000 assuming the stock market doesn't drop.

Jaayse

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #912 on: January 09, 2018, 12:05:33 PM »
I found MMM this year around January, but I lost some of my data when my computer died... so the first time I have saved is when I started my journal on here which was mid April.

15 April - 164900
31 December - 232200  (+67300) approximate increase over 7 and a half months

Best guess is around 75000 increase for the year!  (This does not include the equity in my condo.)

So I got my actual end of year numbers, and I managed to figure out how to look into my non-mustachian past and here is what I found:

January 2015          80500                          (Late 2015 I bought my condo with 30k down, no condo worth is included so that disappeared)
January 2016          112500          +32000
January 2017          142500          +30000   (I found MMM in January 2017 while on another deployment)
January 2018          232000          +89500   (End of first year with MMM, was promoted on January 1st 2017 to a higher paygrade which helped)

My actual gain for the year was MUCH higher than I thought.  I can't wait to see what happens this next year!
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minimalistgamer

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #913 on: January 10, 2018, 06:24:55 PM »
This is my net worth change -

Beginning of year balance (Saturday, January 14, 2017): $90,120.35
End of year balance (Saturday, December 16, 2017): $159,699.51

I did a very detailed analysis for those that want more details -
http://minimalistgamer.blogspot.com/2018/01/2017-financial-year-in-review.html
I paid off my mortgage! You can read the details here -
https://minimalistgamer.blogspot.com/2017/01/paid-off-our-mortgage.html

Feel free to ask any questions.

Firehazard

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #914 on: January 10, 2018, 08:03:10 PM »
My net worth (not including home equity) increased by $152k this year.  $52k I contributed, and the market did the rest.    I topped out the year at $625k.  Now I'm at $640K after ten days of 2018.

Household combined, we're at $1.45M.

One more year, and we're all done!  Today was the last January 10th I should ever have to suffer through at work.

OneCoolCat

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #915 on: January 10, 2018, 08:23:08 PM »
I'm up about $42,000 for 2015.  Wife is up about 30k.  Pretty exciting since this was my first year of saving like a mustachian.  However, I still have a negative networth.

2015 Breakdown:
$19,600 in 401k (includes employer contributions)
$5,350 in IRA (took losses)
$3,350 in HSA
$7,000 paid to brother for interest free car loan debt
$7,000 paid toward student loan principle (I paid extra before I refinanced with sofi) :(


1/1/2016 - (11,622)
12/11/2016 - 41,938

+$53,560, this feels nuts!

Jan. 1, 2017 - $43,708
Jan. 1, 2018 - $113,000

+$69,292 in 2017.  I took a pay cut in late 2016 and went to a single-income household due to a +1 to our family so I'm stoked about the gains. 
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Wile E. Coyote

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #916 on: January 12, 2018, 03:41:51 PM »
I little over 200k over the last 12 months.

Not quite as good this year at $180k. Saved more, but my investments didn't do nearly as well.

Up a ridiculous $660K this year, but a lot of that is inflated Zillow values.  Investments were up $241K.

Down about $50K this year, mostly due to the Zillow value of my home becoming more reasonable.  I left my full time job and started a new venture in February 2017, so I wasn't saving nearly as much as before.  Investments were up $192K.
« Last Edit: January 12, 2018, 03:51:35 PM by Wile E. Coyote »

jengod

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #917 on: January 12, 2018, 10:50:52 PM »
Looks like we are up $350K this year. Increase is from a modest stock options payout, phenomenal mutual fund gains and a continuing spike in housing prices in our area (we finally crossed the $1M threshold for home value).

Thanks to this thread we now record an annual net worth total and will report again next year.
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wkumtrider

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #918 on: January 13, 2018, 11:36:22 AM »
2018 - $1,003,888.  I an officially a millionaire.  Can't believe it.

NinetyFour

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #919 on: January 13, 2018, 03:07:00 PM »
WOO HOO!!!!!!!!!!!!!  :D
My Journal

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nora

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #920 on: January 13, 2018, 11:15:09 PM »
Ours increased 206000 (difference from this in numbers below is due to currency change). We became millionaires this year. Another great year despite big changes with husband retired and me working casually. We have rented out two of three spare bedrooms and some of our land, which really takes away a lot of the living expenses for us and increases our savings rate -these yield around 22000.

We had a big increase in super (Australia) due to sharemarket, and started to save outside super although only a small amount at this stage of around 45000. Hoping to increase this in the coming year. We would have annual expenses $60000 covered once it reaches 750000 assuming we rent the third room also, o a few more years work to go. Most of our net worth is in home equity, around 770000 with most of the balance in super.

Jan 2018 1175000 nzd
Jan 2017   950000 aud
Jan 2016   642000 aud
Jan 2015   445000 aud
Jan 2014   190000 aud
Jan 2013     90000 aud
Jan 2012    -15000 aud

« Last Edit: January 14, 2018, 01:35:55 AM by nora »

couponvan

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #921 on: January 15, 2018, 11:09:56 AM »
My NW went up $171,341 this year.  And my main job only paid me ~$80K gross.  My rental income mostly paid my mortgage, and I had $17K in side-gig income.  Still.  Jeepers.

Niiice.. Still quitting in 2018?

Yes--very definitely.  No turning back now, even if I wanted to, as I signed paperwork for the Voluntary Separation Incentive Payout, which I will receive on 6/30/18.  My last day of classes will be on April 19.....109 days from now.  :)

Awesome..:)

You are keeping the side gig in FIRE, correct? I think that means you oversaved! :-)

94 more days until retirement....
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Zoot

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #922 on: January 16, 2018, 10:05:53 AM »
2018 - $1,003,888.  I an officially a millionaire.  Can't believe it.

Welcome to the Double Comma Club!  :)  Come join us in the Race from $1M to $2M thread for your next million!

Parizade

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #923 on: January 16, 2018, 10:12:08 AM »
My net worth increased by 80K last year while my COL decreased by about 20K
« Last Edit: January 16, 2018, 10:14:34 AM by Parizade »
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SnackDog

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #924 on: January 16, 2018, 10:57:38 AM »
2018 - $1,003,888.  I an officially a millionaire.  Can't believe it.

Welcome to the Double Comma Club!  :)  Come join us in the Race from $1M to $2M thread for your next million!

I thought the next level after two commas was three commas!
The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. –Thomas T. Munger

Zoot

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #925 on: January 16, 2018, 02:35:45 PM »
I thought the next level after two commas was three commas!

That would be a VERY nice club to be in.  :)  Right now, though, I'm just focusing on the number before the first comma!

oldtoyota

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #926 on: January 16, 2018, 07:00:18 PM »
1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Well done!

DarkandStormy

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #927 on: January 17, 2018, 07:48:44 AM »
1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Well done!

Thank you!  Have a feeling that 60% will be a lifetime high increase but we'll see what 2018 can bring.
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MVal

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #928 on: January 18, 2018, 09:00:22 AM »
My net worth at the beginning of 2017 was $84K and on the last day of the year, it was $120K. Despite a decrease in my savings rate, my net worth still increased $2000 more than it did last year!
Proverbs 13:4
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Proverbs 13:11
Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

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sw1tch

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #929 on: January 22, 2018, 07:27:01 PM »

I'll post my approximate #'s here including my estimated pension balance at the beginning of the year:

2015: $236,000 (included estimated house value but sold it mid-year)
2016: $338,000
2017: $474,000
Current: $515,000

2018: $671,466
<|>

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Pooplips

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #930 on: February 09, 2018, 07:20:22 AM »
Student loans are a bitch.

Before tracking I was way negative my wife and I with a load of student loans.

4/4/13 -$44k
12/27/13 -$18k
11/26/14 +$32k

Wow two years makes a difference. Paid off my remaining Student loan debt and Net worth is at ~$145K

12/31/2017 - $218,148.00

Time moves too quick

dandarc

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #931 on: February 09, 2018, 07:27:13 AM »
Dec 2013 - $210K
Dec 2014 - $327K
Dec 2015 - $422K
Dec 2016 - $523K
Feb 2018 - $643K

Late this year, and I didn't record anything in December or January, so just go with current.

reverend

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #932 on: March 02, 2018, 04:52:43 PM »
I just looked back to my increases. I was late to using Mint so I don't have data past 2012.

I started out in April 2012 with a NW of -$123026. This was mostly my mortgage of over $200K.

January 2013: -$52,635 (yes, negative number)
January 2014: $58,106
January 2015: $62,197
January 2016: $166,307
January 2017: $554,313
  The huge leap here was two-fold. Eliminating a $180K mortgage AND depositing the $42K profit from selling the house, so basically a $220K bump in NW.
January 2018: $905,233

As of right now
March 2018: $935,830


G-dog

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #933 on: March 02, 2018, 05:03:12 PM »
I just looked back to my increases. I was late to using Mint so I don't have data past 2012.

I started out in April 2012 with a NW of -$123026. This was mostly my mortgage of over $200K.

January 2013: -$52,635 (yes, negative number)
January 2014: $58,106
January 2015: $62,197
January 2016: $166,307
January 2017: $554,313
  The huge leap here was two-fold. Eliminating a $180K mortgage AND depositing the $42K profit from selling the house, so basically a $220K bump in NW.
January 2018: $905,233

As of right now
March 2018: $935,830

Your NW EXPLODED! Congratulations!

SwordGuy

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #934 on: March 02, 2018, 05:26:22 PM »
I have no idea where the market is heading, so I'm hesitant to make a NW goal. But I will set a few goals for things which I actually do have some control over....

I agree.   

I don't set Net Worth goals.  Instead, I set goals for how much I will invest and how much debt I'll pay off. 


marty998

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #935 on: March 04, 2018, 04:44:14 AM »
I just looked back to my increases. I was late to using Mint so I don't have data past 2012.

I started out in April 2012 with a NW of -$123026. This was mostly my mortgage of over $200K.

January 2013: -$52,635 (yes, negative number)
January 2014: $58,106
January 2015: $62,197
January 2016: $166,307
January 2017: $554,313
  The huge leap here was two-fold. Eliminating a $180K mortgage AND depositing the $42K profit from selling the house, so basically a $220K bump in NW.
January 2018: $905,233

As of right now
March 2018: $935,830

Umm... I will still say congrats, but your net worth didn't jump that much because you were failing to account for the value of your house against your mortgage.

Nonetheless well done :)

Tigerpine

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #936 on: March 06, 2018, 03:21:24 PM »
It was 2015 when I started to really get my fiscal house in order, so my numbers are nowhere near as impressive as those before me, but....

Started the year with a negative net worth of roughly $3700.
Ended the year with a positive net worth of roughly $35,000.
Net gain of about $38,700.

Heading in the right direction!

Wow, 2017 was a good year.  Started with roughly $35,000 per above.
Ended with roughly $93,000.
Net gain of about $58,000.

Financially speaking, 2017 was the best year of my life (so far).

londonbanker

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #937 on: April 05, 2018, 05:21:43 PM »

Good year for me too... NW went up £229k overall, which mostly came from good old saving and mortgage payment (capital repayment). I almost completely missed the market bull run, being mostly liquid, so didn’t really get my of my NW increase from that... lesson to self; never try to time the market again!!!

4Q17 - £1,738k +£229k
4Q16 - £1,509k

dude

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #938 on: April 06, 2018, 07:36:48 AM »
Damn, since I posted my 2017 NW, Zillow has upped the estimate on my home value by $48k!  Yikes.  I knew our local real estate market was hot and suspected their previous estimate was on the low side, but I didn't know it was THAT hot. The spring buying season is in full swing and must be providing some relevant comps.

monarda

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #939 on: April 06, 2018, 09:06:32 AM »
January 2016    $668K
Dec 2016          $832K

Most of that is an increase in property value, and some of Zillow's values are questionable. But who knows.
About $80K of that total increase is certainly real cash. Likely more is real.

Dec 2017          $903K  ...but actually $863K when considering our $40K balance on 0% promo rate credit cards.

Considered an average of Zillow and Redfin estimates of our property value because both seem off for certain properties. CC balance is for a major remodel, so home equity will go way up in 2018 when we finish.