Author Topic: Net worth decrease 2020 (i.e. the 'present' you give yourself)  (Read 249928 times)

fattest_foot

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #850 on: December 31, 2017, 02:01:21 PM »
Fun thread. It's interesting to compare yourself to others with common goals. This is just investment assets and not cash or mortgage factoring into net worth.

2014: $97k
2015: $129k
2016: $205k
2017: $318k

letired

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #851 on: December 31, 2017, 03:45:33 PM »
Oh man, this thread is really a kick in the pants! I'm up a paltry 12%, partially due to a lack of focus and partially due to shifting a lot of things around to purchase a house.

Here's to 2016 being much more focused!

Revisiting the 2015 numbers, turns out I shorted myself a percent. That said, I did much better this year with a NW increase of 21.7%!

2015: +13.0%
2016: +21.7%
2017: +30.1%

What a year! I've been trying to manage my expectation that I can't increase the percentage increase all the time, but the market this year really wants me to expect it!

ardrum

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #852 on: December 31, 2017, 03:51:51 PM »
My net worth rose by OVER 3x annual living expenses this year!  Sure, perhaps markets could be crazy inflated, but it's still nice buffer in future down years!  Pleased to say the least.

1/1/16: Around $2000
1/1/17: $31,881
12/31/17: $92,725
« Last Edit: December 31, 2017, 03:56:03 PM by ardrum »

WhiteTrashCash

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #853 on: December 31, 2017, 04:05:06 PM »
2016: $77000

2017: $128000

Not including home equity.

SpareChangeYourLife

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #854 on: December 31, 2017, 07:43:30 PM »
This is my first post on this board, and also my first year to calculate our net worth.

12/31/2016   $196,296
12/31/2017   $289,041

We did very well in CryptoCurrency as well as the market.  Our expenses are high right now due to having a child in daycare, but that won't last forever.  I'm hoping to turn up the notch this year in more Mustachian ways than just good investments.

pancakes

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #855 on: December 31, 2017, 08:02:35 PM »
Our household net worth:

Dec 2014 $150k
Dec 2015 $195k
Dec 2016 $256k
Dec 2017 $283k Nov 2017 $278k
+$27k in the year we had a baby, moved 5000km away, dropped to a single income and spent 3 months on holidays. It isn’t last years gains but I’m pretty happy regardless.

$250k of the above is sitting in cash earning very little. 2018 is the year we will finally do something with it because we are finally settled enough to buy a home. Once that is done we will hopefully feel more confident investing more elsewhere.

FireRun

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #856 on: December 31, 2017, 08:51:40 PM »

EOY    Invested Assets     
2011    $5,220           
2012    $19,330         
2013    $52,312       
2014    $128,996       
2015    $159,167     
2016    $242,885     
2017    $363,983

Pretty great year. +121K for a nearly 50% increase.



DavidAnnArbor

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #857 on: December 31, 2017, 09:05:58 PM »
Invested Assets:

12/31/16   $1,220,721   + $60,000 in cash savings
12/31/17   $1,514,360   + $63,000 in cash savings  -  $34,000 car loan @2.22% (Chevrolet Bolt)

chasesfish

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #858 on: January 01, 2018, 06:41:33 AM »
I just wrote a detailed post about this, interestingly I found MMM and these boards in 2013 after halfway poking around on other financial forums for over a decade:

2011:  $323,000
2012: $470,000
2013: $716,000
2014: $894,000
2015: $1,019,000
2016: $1,208,000
2017:  $1,519,000

$311,000 is a record increase, the 17% overall return on the investment accounts didn't hurt and income keeps going up every year.

YellowCat

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #859 on: January 01, 2018, 08:48:03 AM »
Turns out we had a pretty good year despite the massive money-letting that was the renovations to our new-to-us old house. This is our first home so we went from NW compromised of purely investments and cash to that plus home equity.

Our NW as of December 31, 2015 was $333,176.15 and current NW including home equity is $427,947.20 (+$94,771.05). This is impressive considering we spent just shy of $45k in closing costs and home improvements this year.

2016 NW breakdown
Cash and investments: $370,799.22
Home equity (purchase price - mortgage balance): $46,619.89
Cars (2): $10,528.09
Total: $427,947.20

Good news for 2017
- Annual husehold income has increased from $170,600 to $183,570 (+$12,970) due to my husband's recent promotion plus year-end increases for both of us. This doesn't include any bonus income we may see this year. Woo hoo!
- As of May 2016 my husband and I work in the same location and carpool to work most days. I'm looking forward to greatly reduced car usage and gas consumption now that we only have one home.
- All of the major renovation work in the house is finished, so we can get back to dumping serious cash into investments! We just have some small stuff left now...lawnmower, some paint, garden supplies, etc.
- We have no big spendy plans for 2017. We're talking about keeping our travel local and hosting my in-laws instead of traveling internationally to see them.

2017 NW Goal
Hit $500k NW (cash, investments, home equity) by my husband's 30th birthday in August, with a stretch goal of $550k by this time next year. --> We exceeded this goal massively, thanks to a crazy year in the market!

Well, final numbers are in and it's been a hell of a year! Current NW including home equity is $628,029.19, which represents an increase of +$200,082 (!!) over our Dec 2016 NW of $427,947.20. This is higher than our combined salaries for the year!

Good news for 2018
- Annual household income has increased from $183,570 to approx. $190,640 (+$7,070) due to year-end increases for both of us. This doesn't include any bonus income we may see this year.
- Much of our 2018 travel was paid for already in 2017 (big trip to visit in-laws planned for Feb 2018, personal trip to Iceland for May 2018). Hopefully we can curb our travel spending a bit this year, as it's consistently about 15-20% of what we spend annually. This is ok, as it aligns with our priorities, but it's still a huge pile of money.

2018 Goals
I have no idea where the market is heading, so I'm hesitant to make a NW goal. But I will set a few goals for things which I actually do have some control over....
- Reduce household spending below what we spent in 2017 ($50,347.57) & continue to plow the rest into investments. Spending goal: sub $4k / month or $48k / year. My husband's car loan is finished in June, so this should free up some cash, and there's always room for additional optimization in other areas as well.
- Personal sub-goal, inspired by Mrs. Frugalwoods: No clothing shopping for me in 2018. I don't have a clothing "problem" per-se, just want to re-program myself and really think hard about all of my purchases and make sure they align with my priorities.

CanuckExpat

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #860 on: January 01, 2018, 09:21:14 AM »
About a $330,000 Networth increase for us, perhaps our last large net worth increase ever as wife and I both quit our jobs this year
About $100,000 of that was from appreciation and capital freed up when we sold our primary residence.

1/1/2016   :   $851,955.14
1/1/2017   :   $1,183,264.32
1/1/2018  :  $1,362,853.31

Networth increased by almost $180,000 even without jobs. I guess I was wrong when I predicted last year would be the last year of large net worth increases :S

MishMash

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #861 on: January 01, 2018, 09:32:14 AM »
Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).


G-dog

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #862 on: January 01, 2018, 10:24:34 AM »
About a $330,000 Networth increase for us, perhaps our last large net worth increase ever as wife and I both quit our jobs this year
About $100,000 of that was from appreciation and capital freed up when we sold our primary residence.

1/1/2016   :   $851,955.14
1/1/2017   :   $1,183,264.32
1/1/2018  :  $1,362,853.31

Networth increased by almost $180,000 even without jobs. I guess I was wrong when I predicted last year would be the last year of large net worth increases :S

I had a very similar result - some wise person said “money will find you”.  So true!

G-dog

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #863 on: January 01, 2018, 10:27:42 AM »
Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

@MishMash - glad you escaped that job, but so sorry to hear about your injury (and new roomie). Wishing you the best as you heal.
« Last Edit: January 01, 2018, 11:50:59 AM by G-dog »

NICE!

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #864 on: January 01, 2018, 10:52:38 AM »
Market returns have been ridiculous, but savings have been even better. What a great year for the home team and what a significant improvement on previous years' % gains.

2013: $180k
2014: $242k
2015: $286k
2016: $300k
2017: $525k

Optimiser

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #865 on: January 01, 2018, 02:28:14 PM »
12/31/2011: $18,719
12/31/2012: $23,793   Income: 20k/yr.
12/31/2013: -$57,156   Started grad school financed by loans and got married and to a wife with a lot of student loans
12/31/2014: -$71,684   Still in grad school - more loans. Found MMM.
12/31/2015: -$68,111   Graduated and started working in June.
12/31/2016: -$61,128
12/31/2017: -$30,801   2018 could be the year we get back to black

DavidAnnArbor

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #866 on: January 01, 2018, 02:33:48 PM »
Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

Wow I hope you recover fully. I kind of recall that with stroke patients they force them to try to move the limb that can't move, and perhaps that gets nerves to regrow back

Sailor Sam

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #867 on: January 01, 2018, 02:48:26 PM »
I want to play!

31 Dec 2010: $85,203
31 Dec 2011: $106,303   (Δ $21,100)
31 Dec 2012: $144,111   (Δ $37,808)
31 Dec 2013: $212,510   (Δ $68,399)
31 Dec 2014: $264,836   (Δ $52,326)
31 Dec 2015: $299,579   (Δ $34,743)
31 Dec 2016: $371,611   (Δ $72,032)

31 Dec 2017:  $496,452  (Δ $124,841)

I saved ~$60k, and the rest is market gains.

kendallf

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #868 on: January 01, 2018, 07:48:34 PM »
I figured this would be a bracing year of market corrections.  Instead NW is up 37%.  The market and a big bump in Zillow's valuation of our house are responsible for most of that.  I did save heavily this year but bought an exceptionally stupid car in December (I'm unapologetic), along with some relatively expensive help for family members. 

Maybe 2018 will be the bracing market correction year.  Or not.. my crystal ball sucks.

chasesfish

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #869 on: January 02, 2018, 05:40:37 AM »
Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

I'm sorry to hear about what you're going through.  My thoughts are with you, my wife is also dealing with weird neruologic issues after we got a life-threatening spinal issue resolved.  injured it while working out at 34, life is really short.

Malaysia41

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #870 on: January 02, 2018, 05:42:55 AM »
Up 14%

Jessamine

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #871 on: January 02, 2018, 08:43:00 AM »

Year     Net Worth     Invested
2013      172k           69k
2014      194k           88k (+19k)
2015      336k          134k (+46k)
2016      413k          165k (+31k)
2017      532k          247k (+82k)

MishMash

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #872 on: January 02, 2018, 08:46:27 AM »
Dec 2016--1.452955
Dec 2017--1.754752

Increase of 301797, almost all of it gains as I quit my soul sucking job in May, subsequently got badly injured and haven't been able to work since. Oh and our my leech of a FIL moved in with us.

So if any of you need an inspiration for doing this outside of early retirement, let me tell you, you never know what's going to happen that will prevent you from working, or for how long.  I'm in my 30's and according to my surgeon, may be permanently disabled (crossing fingers the nerve heals and doesn't just shrivel and die).

I'm sorry to hear about what you're going through.  My thoughts are with you, my wife is also dealing with weird neruologic issues after we got a life-threatening spinal issue resolved.  injured it while working out at 34, life is really short.

Lol sounds like your wife and I have similar issues, it sucks, I hope she gets well too!

CheapskateWife

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #873 on: January 02, 2018, 09:00:41 AM »
Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K
Jan 1 2018 - 698K

wow...what a year.

G-dog

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #874 on: January 02, 2018, 09:03:38 AM »
Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K
Jan 1 2018 - 698K

wow...what a year.

Wow!  It's like magic isn't it!

NinetyFour

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #875 on: January 02, 2018, 09:09:39 AM »
Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K
Jan 1 2018 - 698K

wow...what a year.

Looks like it's time for you to retire...  ;-)

CheapskateWife

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #876 on: January 02, 2018, 10:11:26 AM »
Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K
Jan 1 2018 - 698K

wow...what a year.

Looks like it's time for you to retire...  ;-)
Does indeed :)

t5inside

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #877 on: January 02, 2018, 02:23:56 PM »
Net worth by year:
December '15 - $134,180
December '16 -  $227,372 (+$93,192)
December '17 - $345,866 (+$118,494)

Hoping for $500k by end of 2018 :)

FireHiker

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #878 on: January 02, 2018, 02:40:59 PM »
Total Net Worth:
12-2015: $953,574
12-2016: $1,151,089 (+$197,514)
12-2017: $1,452,436 (+$301,347)

A big chunk of our net worth is home equity. If I remove that, here are the numbers, which are what we use for our FIRE calcs
12-2015: $512,823
12-2016: $619,182 (+$106,359)
12-2017: $843,760 (+$224,578)


frogstomp81

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #879 on: January 02, 2018, 05:00:05 PM »
1/1/16: $462,464.13
1/1/17: $598,065.11 (+$135,600.98)
1/1/18: $719,775.17 (+$121,710.06)

2017 would have been much better but I was laid off in June.


Goldy

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #880 on: January 02, 2018, 05:32:18 PM »
Dec 2013 - $699,658
Dec 2014 - $859,626
Dec 2015 - $958,149
Dec 2016 - $1,229,319 


Dec 2017 - $1,617,661  Increase of $388k

The green army is now contributing more than we are.

kevin5657

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #881 on: January 02, 2018, 06:01:48 PM »
Dec 2010   -5k (graduated from college)
Dec 2011    3.5k
Dec 2012    13k
Dec 2013   35k
Dec 2014   60k
Dec 2015   100k (bought a home)
Dec 2016   265k (company sold - got ~75k payout from shares)
Dec 2017   416k

30 yrs old and wife 26, ~200k household income no kids yet.  Had a slow start (lots of fruitless spending) from 2010-2012 before getting serious about saving.  Lofty goal of 600k by end of 2018.  Will depend on another great year for the market and real estate...

dootsiez

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #882 on: January 02, 2018, 06:09:27 PM »
Only started tracking in 2015, just checked my last three spreadsheet, and now feeling rather heartened.

1/1/16 -  $9,835.84
1/1/17 - $25,454.41
1/1/18 - $93,613.31

I will be going into self-employment this year so I am expecting net worth to track backwards for a few months while I get myself set up. Hopefully, I will end up making back the initial investment by the end of the year. The goal is just to be neutral in 2018.

Nudelkopf

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #883 on: January 03, 2018, 04:17:12 AM »
2013: -15k (25k of student loans/HECS)
2014: +16k (still 23k of student loan/HECS lol)
I found my old post on Page 2!

2013: -$15k
2014: $16k  (+$31k)
2015:  ?
2016:  $130k
2017:  $195k

Still got $18k in student loans/HECs, but at 1.5%pa I'm in no rush to pay off more than the minimum! My retirement account (super) is $61k of my networth which is nice and healthy at my age (26yrs old).
« Last Edit: January 03, 2018, 04:23:33 AM by Nudelkopf »

DarkandStormy

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #884 on: January 03, 2018, 07:00:06 AM »
1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).


SnackDog

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #885 on: January 03, 2018, 07:10:14 AM »
1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Good work! At that rate you will hit $10MM in less than 9 years.

DarkandStormy

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #886 on: January 03, 2018, 07:29:46 AM »
1/1/17: ~$98,256
12/31/17: ~$157,542 (~60% increase)

My investment portfolio increased from $72,402 to $115,560 (also a ~60% increase).

Good work! At that rate you will hit $10MM in less than 9 years.

Haha, wouldn't that be nice!  2017 was when I discovered MMM/FI in general and so I have a feeling it will represent my largest % increase of net worth and my portfolio.  Still, on track to max Roth IRA, HSA, and 401k in 2018 so we'll see how the markets do!

Imustacheyouaquestion

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #887 on: January 03, 2018, 08:04:59 AM »
Dec 2015: $65,356
Dec 2016: $106,701    (+ $41,345)
Dec 2017: $206,349.74    (+ $99,648)       

Blew my 2017 goal of $150k out of the water. Goal for 2018 is $250k by July and $300k by end of year.

PhrugalPhan

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #888 on: January 04, 2018, 10:35:09 AM »
Numbers are only for liquid investments (Not savings that stays fairly constant).  I have a paid off house in a HCOL area along with a paid off older car, but I have to live somewhere, so no sense including them. Also not including a vested pension as I can only get it 10 years from now ($30k/yr.)  I've been doing my investments on a $95k salary.

1/1/2016: $540k
1/1/2017: $670k (Growth of $130k)
1/1/2018: $841k (Growth of $171k)

Wintergreen78

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #889 on: January 05, 2018, 08:34:02 PM »
I was just cleaning out a drawer and found my W-2 from 2003, when I worked a part-time, low wage job. My investment returns in the last week or 2 were more than I made the entire year!

chasesfish

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #890 on: January 06, 2018, 06:40:44 AM »
I was just cleaning out a drawer and found my W-2 from 2003, when I worked a part-time, low wage job. My investment returns in the last week or 2 were more than I made the entire year!

Haha!  Isn't that the truth!  I was doing some social security calculations for a case study I'm participating in, my first full year working in 2004 was $39,013.   I made 2/3rds of that in investment gains last week

monkeymind

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #891 on: January 06, 2018, 10:56:16 AM »
I think we were kind of spoiled in 2017 with some great stock market returns. Stash up 44% for the year (includes both contributions and gains).

The first week of 2018 hasn't been too shabby either. Up 52% of yearly gross salary (and more than 100% of yearly spending) in four trading days!!!  I'm not starting to look for sales on private islands just yet but it's been a fun week.

Happy 2018 everyone!

SunDevilFIRER

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #892 on: January 06, 2018, 11:23:41 AM »
1/1/2017 ~ $70,000
1/1/2018 ~ $126,000 (+$56,000)

As others have said, very spoiled by the market this year, but I also happily maxed out my contributions. Great to read of the savings so many achieved this past year.

AccidentalMiser

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #893 on: January 06, 2018, 11:28:48 AM »
Net 1/5/17 - 742k, 347k cash/stocks
Net 1/5/18 - 945k, 509k cash/stocks

I'm pretty happy with that since my salary is about 150k.  Here's to crossing 1M net worth this year!

Mikila

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #894 on: January 06, 2018, 01:04:05 PM »
Our net worth increased by $27K.  Woohoo!  Hoping to double that this year.

Apples

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #895 on: January 09, 2018, 10:13:51 AM »

December 2013:  $43,800
December 2014:  $70,200
December 2015:  $107,700

Goal for next year:  $150,000 if we stretch for it.

December 2016:  $153,950  Woohoo!  We hit our stretch goal and then some!  And it felt like we were spending well above our budget, but actually stayed a bit under once the year was done.  Net worth went up 43% with a 46% savings rate (lower than the previous year) and a 10% increase in take-home pay, all due to my DH getting awesome, deserved raises.  Goal of $200,000 by the end of 2017 with a stretch goal of $210,000.

December 2017:  $219,525  killed it!  Another increase in pay, though not nearly as much as last year.  In 2018 our net worth should go up a similar amount, assuming the stock market continues a steady climb.  If not, then things could stay at much lower levels.  I got a big bonus in December that will really make the NW number jump in January, but the rest of the year will be a much slower accumulation as our expenses rise this year.  I don't have accurate numbers yet to declare a goal, but a definite stretch goal would be $300,000.  I have no idea if we could hit that or not.  Probably something more like $280,000 to $290,000 assuming the stock market doesn't drop.

Jaayse

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #896 on: January 09, 2018, 12:05:33 PM »
I found MMM this year around January, but I lost some of my data when my computer died... so the first time I have saved is when I started my journal on here which was mid April.

15 April - 164900
31 December - 232200  (+67300) approximate increase over 7 and a half months

Best guess is around 75000 increase for the year!  (This does not include the equity in my condo.)

So I got my actual end of year numbers, and I managed to figure out how to look into my non-mustachian past and here is what I found:

January 2015          80500                          (Late 2015 I bought my condo with 30k down, no condo worth is included so that disappeared)
January 2016          112500          +32000
January 2017          142500          +30000   (I found MMM in January 2017 while on another deployment)
January 2018          232000          +89500   (End of first year with MMM, was promoted on January 1st 2017 to a higher paygrade which helped)

My actual gain for the year was MUCH higher than I thought.  I can't wait to see what happens this next year!

minimalistgamer

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #897 on: January 10, 2018, 06:24:55 PM »
This is my net worth change -

Beginning of year balance (Saturday, January 14, 2017): $90,120.35
End of year balance (Saturday, December 16, 2017): $159,699.51

I did a very detailed analysis for those that want more details -
http://minimalistgamer.blogspot.com/2018/01/2017-financial-year-in-review.html

Firehazard

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #898 on: January 10, 2018, 08:03:10 PM »
My net worth (not including home equity) increased by $152k this year.  $52k I contributed, and the market did the rest.    I topped out the year at $625k.  Now I'm at $640K after ten days of 2018.

Household combined, we're at $1.45M.

One more year, and we're all done!  Today was the last January 10th I should ever have to suffer through at work.

OneCoolCat

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #899 on: January 10, 2018, 08:23:08 PM »
I'm up about $42,000 for 2015.  Wife is up about 30k.  Pretty exciting since this was my first year of saving like a mustachian.  However, I still have a negative networth.

2015 Breakdown:
$19,600 in 401k (includes employer contributions)
$5,350 in IRA (took losses)
$3,350 in HSA
$7,000 paid to brother for interest free car loan debt
$7,000 paid toward student loan principle (I paid extra before I refinanced with sofi) :(


1/1/2016 - (11,622)
12/11/2016 - 41,938

+$53,560, this feels nuts!

Jan. 1, 2017 - $43,708
Jan. 1, 2018 - $113,000

+$69,292 in 2017.  I took a pay cut in late 2016 and went to a single-income household due to a +1 to our family so I'm stoked about the gains.