Author Topic: Net worth decrease 2020 (i.e. the 'present' you give yourself)  (Read 249926 times)

ozbeach

  • Bristles
  • ***
  • Posts: 309
  • Location: Australia
Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #750 on: December 13, 2017, 01:40:35 PM »
I'm not very good at keeping accurate records due to the fact my investments are in GBP, my wife's in USD and we get paid in RMB.

Anyway, rough figures, give or take a $1k or so:

January 2016 - $155k
December 2016 - $225k

Still seems an incredible sum of money to me, given that we started out on our journey about 2 1/2 years ago!

December $334,000

What?! This FIRE stuff is bananas. We didn't even earn as much as our investments have gone up.

My investments this year have so far earnt more than I have ever received as salary in a year. Nice in a sabbatical year in which my take-home is cut by 2/3!

Jaayse

  • Bristles
  • ***
  • Posts: 253
  • Age: 33
  • Location: Somewhere on the Ocean
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #751 on: December 13, 2017, 02:04:38 PM »
I found MMM this year around January, but I lost some of my data when my computer died... so the first time I have saved is when I started my journal on here which was mid April.

15 April - 164900
31 December - 232200  (+67300) approximate increase over 7 and a half months

Best guess is around 75000 increase for the year!  (This does not include the equity in my condo.)



« Last Edit: January 01, 2018, 03:32:14 AM by Jaayse »

meatgrinder

  • Stubble
  • **
  • Posts: 158
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #752 on: December 13, 2017, 04:49:18 PM »
$1.5MM 2016
$2.0MM 2017

Driven mostly by the market

tralfamadorian

  • Handlebar Stache
  • *****
  • Posts: 1218
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #753 on: December 13, 2017, 07:59:42 PM »
Did you thorstach the top...

This is a wonderful new verb.


I'm probably going to feel icky later about this being out there and delete it but for now...
Dec 2015 $x
Dec 2016 $2.23x
Dec 2017 $2.81x
« Last Edit: December 16, 2017, 01:05:22 PM by tralfamadorian »

infogoon

  • Pencil Stache
  • ****
  • Posts: 840
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #754 on: December 14, 2017, 08:35:42 AM »
One thing that has changed is how I feel about money. The thought of having £25k two years ago was very exciting, but actually having £44k now is pretty "meh". Is this hedonic adapation in action?

In my experience, investing money is kind of like learning a martial art. It starts with "I'm going to buy so much stuff when I have more money!" or "I'm going to kick so much ass once I know how!", but the discipline of the process changes how you feel once you get to the finish line.

icbatbh

  • 5 O'Clock Shadow
  • *
  • Posts: 35
  • Location: UK
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #755 on: December 15, 2017, 02:14:51 AM »
One thing that has changed is how I feel about money. The thought of having £25k two years ago was very exciting, but actually having £44k now is pretty "meh". Is this hedonic adapation in action?

In my experience, investing money is kind of like learning a martial art. It starts with "I'm going to buy so much stuff when I have more money!" or "I'm going to kick so much ass once I know how!", but the discipline of the process changes how you feel once you get to the finish line.
Great comparison. I'm learning a martial art as well so know what you mean haha.

marty998

  • Walrus Stache
  • *******
  • Posts: 6816
  • Location: Sydney, Oz
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #756 on: December 15, 2017, 03:06:49 AM »
Did you thorstach the top...

This is a wonderful new verb.


I'm probably going to feel icky later about this being out there and delete it but for now...
Dec 2015 [Mod edit - he felt icky later]
Dec 2016 [Mod edit - he felt icky later]
Dec 2017 [Mod edit - he felt icky later]

That is an awesome 2 year gain. Nicely done!

I am not going to comment yet.. .still a couple of weeks to go!
« Last Edit: December 16, 2017, 03:50:39 PM by FrugalToque »

max9505672

  • Bristles
  • ***
  • Posts: 287
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #757 on: December 15, 2017, 06:41:36 AM »
Began the mustachain lifestyle end of February 2017 :

Networth end of Feb. 2017 : 76K$
Networth Dec. 2017 : 117.5K$
Difference : 41.5K$
54.6% Networth increase in almost 10 months
73% Investment / 27% RoI

It's crazy how this has changed my perception. Never even imagined being at 100K$ before 30 y.o. (I am not 28 yet).

aspiringnomad

  • Pencil Stache
  • ****
  • Posts: 926
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #758 on: December 15, 2017, 09:33:16 AM »
12/15/16: $833k
12/15/17: $1,176k

+$343k

91% is market contributions, vesting, and growth; 9% is real estate paydown and appreciation.


tralfamadorian

  • Handlebar Stache
  • *****
  • Posts: 1218
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #759 on: December 15, 2017, 12:24:29 PM »
That is an awesome 2 year gain. Nicely done!

Thank you! Real estate is a magical thing.

big_slacker

  • Handlebar Stache
  • *****
  • Posts: 1356
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #760 on: December 15, 2017, 03:25:37 PM »
$110k increase, woohoo! Got on this train and it's full speed ahead! Note I don't own a house, these are not theoretical gains. :D

Nate R

  • Bristles
  • ***
  • Posts: 348
  • Age: 34
  • Location: Milwaukee, WI (Bay View)
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #761 on: December 15, 2017, 03:32:18 PM »
$110k increase, woohoo! Got on this train and it's full speed ahead! Note I don't own a house, these are not theoretical gains. :D

Aren't stock gains theoretical too until you sell? :-P

big_slacker

  • Handlebar Stache
  • *****
  • Posts: 1356
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #762 on: December 15, 2017, 05:29:33 PM »
$110k increase, woohoo! Got on this train and it's full speed ahead! Note I don't own a house, these are not theoretical gains. :D

Aren't stock gains theoretical too until you sell? :-P

Haha! True enough.

My thinking on houses is I plan on living there long term if not forever, so at least in my head it's not available. Although it really is if I wanted to do a cash out re-fi or something to buy another investment property, etc. Anyway, not a problem I current have although I have in the past. :D

startingsmall

  • Pencil Stache
  • ****
  • Posts: 674
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #763 on: December 16, 2017, 06:30:33 PM »
July 2015 - $132,045
December 31, 2015 - $169,554
December 30, 2016 - $248,939
December 16, 2017 - $329,686

Increase of $80,747. Not too shabby, especially since I feel like we really slacked off this year. 



Chippewa

  • Pencil Stache
  • ****
  • Posts: 659
  • Location: Grilled cheese, animal style
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #764 on: December 16, 2017, 06:49:03 PM »
Jan 2016: 33,972
Jan 2017: 71,837

Increase $37,865

MM_MG

  • Stubble
  • **
  • Posts: 203
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #765 on: December 17, 2017, 08:32:38 PM »
I always get excited when I see this thread pop up.   Had to go look even though it is not quite the 31st yet.   Not net worth, but a snapshot of our Vanguard accounts and a good reflection of our progress. We really can't believe how far we've come. 

$51,225.09    12/31/05
$80,038.12    12/31/06
$106,744.13  12/31/07
$103,123.87  12/31/08
$162,172.69  12/31/09
$218,666.31  12/31/10
$249,987.31  12/31/11
$320,336.60  12/31/12
$435,649.50  12/31/13
$518,275.26  12/31/14
$593,962.10  12/31/15
$746,482.89  12/31/16
$979,476.57  12/31/17

« Last Edit: December 31, 2017, 04:42:46 PM by MM_MG »

Apple_Tango

  • Bristles
  • ***
  • Posts: 414
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #766 on: December 17, 2017, 10:32:17 PM »
I like this kind of progress tracking! This isnít net worth for me (my journal has that shit show), but itís my liquid net worth in my vanguard accounts, mostly in IRAs at the moment.

age 20 Dec 2011: 12,150
age 21       2012: 18,811 (55%)
age 22       2013: 34,601 (84%)
age 23       2014: 40,181 (16%)
age 24       2015: 42,346 (5%)
age 25       2016: 49,349 (16%)
age 26       2017: 73,526 (46%)

to date I have actually contributed $39,961 and the rest is market gains

Goal for Dec 2018: $103,968. Stretch goal: $115,000.
« Last Edit: December 18, 2017, 02:28:21 PM by Apple_Tango »

sol

  • Walrus Stache
  • *******
  • Posts: 8488
  • Age: 43
  • Location: Pacific Northwest
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #767 on: December 18, 2017, 12:05:32 AM »
I'm astonished that at my current grad student income in a HCOLA, my spreadsheet says I could retire after a 28-year working career, aka 15 years before age 65. And I don't intend to be either a grad student or in SoCal that long.

You may find that your expenses increase after you are no longer a graduate student.  That's what slows most people down.

soccerluvof4

  • Walrus Stache
  • *******
  • Posts: 5885
  • Location: Artic Midwest
  • Retired at 50
    • My Journal
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #768 on: December 18, 2017, 03:08:26 AM »
I always get excited when I see this thread pop up.   Had to go look even though it is not quite the 31st yet.   Not net worth, but a snapshot of our Vanguard accounts and a good reflection of our progress. We really can't believe how far we've come. 

$51,225.09    12/31/05
$80,038.12    12/31/06
$106,744.13  12/31/07
$103,123.87  12/31/08
$162,172.69  12/31/09
$218,666.31  12/31/10
$249,987.31  12/31/11
$320,336.60  12/31/12
$435,649.50  12/31/13
$518,275.26  12/31/14
$593,962.10  12/31/15
$746,482.89  12/31/16
$975,936.51  12/17/17*

*Need to update on the 31st, but I'll take a ~$229K gain any year!


Nice growth there and you did pretty well through 08-10. Way to hang with it.

SnackDog

  • Handlebar Stache
  • *****
  • Posts: 1283
  • Location: Latin America
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #769 on: December 18, 2017, 03:42:03 AM »
The stock market fat lady has yet to sing on 2017 and I am not really qualified to estimate the real estate portion of our net worth, but appear on track for a seven figure increase for the year.  I estimate more than a third of that is due to continued work (savings, pension accruals, stock grants) so the OMY syndrome is reinforced.

JohnGalt

  • Bristles
  • ***
  • Posts: 482
  • Age: 35
  • Location: TX
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #770 on: December 18, 2017, 04:28:59 AM »
On my own:
End 2016:  ~67% of my full FI target number
End 2017:  ~93% of my full FI target number (38.8% growth)

As a couple (recently married) we are currently >100% of our full FI number!

I don't fully count us as FI yet though.  Currently, ~20% (up from ~8% at end of 2016) of my NW is in my employer's company stock so there is significant risk.  The tax consequences of selling now vs waiting until I'm not working (planned to quit at end of 2018 when my options finish vesting) are big enough that I'm willing to take another year's risk before selling to diversify.  I believe this will be an even larger difference if the currently proposed tax act is passed.

RWD

  • Magnum Stache
  • ******
  • Posts: 4011
  • Location: Mississippi
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #771 on: December 18, 2017, 07:41:28 AM »
The stock market fat lady has yet to sing on 2017 and I am not really qualified to estimate the real estate portion of our net worth, but appear on track for a seven figure increase for the year.  I estimate more than a third of that is due to continued work (savings, pension accruals, stock grants) so the OMY syndrome is reinforced.

Seven figure increase!! Wow!

horsepoor

  • Magnum Stache
  • ******
  • Posts: 3315
  • Location: At the Barn
  • Horses: for sanity & poverty!
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #772 on: December 18, 2017, 08:21:45 AM »
I'm actually glad I went and looked!  I've been rather down with all the $$$ I've been flushing down the drain vet bills and horse equipment and training this year, but somehow Mint says NW has increased $91K this year (not including DH's assets or mortgage pay-down, but including all home appreciation).  $39K increase in TSP, most of the remainder is real estate gains.  Not fantastic, but at least headed in the right direction.  Markets will not be so kind most years though, so I need to focus on getting more of my paycheck directed to TSP again.


Threshkin

  • Handlebar Stache
  • *****
  • Posts: 1088
  • Location: Colorado
    • My Journal
Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #773 on: December 18, 2017, 03:27:16 PM »
5.74 percent gain in NW YTD.  Not great but since it is roughly 3 years of expenses I am not complaining.

19% Y on Y gain for 2016.  I FIRED on Nov 01 with a package so that accounts for part of the gain but it is still happy dance time!

9% Y on Y TNW gain for 2017 (YTD).  Investment accounts were up 17%.  Cash reserves and real estate lowered the total gain for the year.

wannabe-stache

  • Stubble
  • **
  • Posts: 131
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #774 on: December 19, 2017, 12:27:12 PM »
Found MMM in March/April.  Cut costs, started budgeting, plowed every penny into equities.

Didn't start tracking until July in personal capital but since July we've gone from $1.0M to $1.96M as of today.

max9505672

  • Bristles
  • ***
  • Posts: 287
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #775 on: December 19, 2017, 12:42:43 PM »
Found MMM in March/April.  Cut costs, started budgeting, plowed every penny into equities.

Didn't start tracking until July in personal capital but since July we've gone from $1.0M to $1.96M as of today.
How much a year do you make? Did you invest in Bitcoins?

wannabe-stache

  • Stubble
  • **
  • Posts: 131
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #776 on: December 19, 2017, 12:55:54 PM »
Found MMM in March/April.  Cut costs, started budgeting, plowed every penny into equities.

Didn't start tracking until July in personal capital but since July we've gone from $1.0M to $1.96M as of today.
How much a year do you make? Did you invest in Bitcoins?

fluctuates greatly but thanks to some stock option-vesting and a few other items, this year we will make close to 7 figures.  this is nearly double what we made last year.  we will pay more in taxes this year than a middle income family earns pre-tax, maybe by a factor of 1.5-2x.  That fact is not lost on me, we are very fortunate.  But i still make my lunch like i have for the last 10 years, don't upgrade my wardrobe much, take the train to work when i can. etc, etc.

luckily i found MMM / bogleheads and we put almost all of it into our investments or paying off almost all of our mortgage.

haven't touched bitcoin, and won't.  mostly low cost index funds, some $ in FB, Apple, Disney, etc.

CheapskateWife

  • Handlebar Stache
  • *****
  • Posts: 1408
  • Location: Central TX...but considering a move
  • FIRE'd and Loving it!
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #777 on: December 19, 2017, 12:57:56 PM »
Jan 2016: 33,972
Jan 2017: 71,837

Increase $37,865
Holy smokes!  More than doubled in a year?  That is impressive indeed!

EngineeringFI

  • 5 O'Clock Shadow
  • *
  • Posts: 96
  • Age: 34
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #778 on: December 19, 2017, 07:54:50 PM »
Not including my house:

December 2016: $175,689
December 2017 (est): $303,564

Not bad, but I also had to cash-flow a significant amount of exterior work to the house (~35K for a lot of landscaping work). Next year I really want to kick the contributions into high gear.

midwesterner1982

  • 5 O'Clock Shadow
  • *
  • Posts: 43
    • Follow the link to open a Personal Capital acct and we both get $20 Amazon Gift Card!
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #779 on: December 20, 2017, 02:27:41 AM »
Dec. '13:  $96,000
Dec. '14:  $110,000
Dec. '15:  $160,000
Dec. '16:  $262,000
Dec. '17:  $376,000

Congrats to many on here absolutely killing it.  Many of you are starting at a younger age than myself.  I wasted a lot of time and money before I finally began to become an adult at about 31 years old.
Currently 35 yrs old.  I started to track net worth in 2014.  Found MMM in 2016 and got more serious.  Still making plenty of mistakes but starting to really see the 'stache can work harder than I can.
So far I have (1) Rental myself + (4) 50/50 Rentals with a partner and $260k+in stocks (retirement + taxable).  Debt free except mortgages on rentals.  My apartment is rented.
I got married this year and many changes ahead in 2018 but very excited for the future.  2018 big goal is $500k.

actionjackson

  • Stubble
  • **
  • Posts: 116
Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #780 on: December 20, 2017, 04:48:23 AM »
Numbers in AUD

End 2015: $222k
End 2016: $299k

Trying to improve the savings rate in 2017 to get to $400k.

End 2017: $385k

Moved country, and set up a new house, which was spenny, and wife was out of work for a few months after the move. Next year should see us get to $500, provided market is flat or up.

max9505672

  • Bristles
  • ***
  • Posts: 287
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #781 on: December 20, 2017, 07:30:50 AM »
Dec. '13:  $96,000
Dec. '14:  $110,000
Dec. '15:  $160,000
Dec. '16:  $262,000
Dec. '17:  $376,000

Congrats to many on here absolutely killing it.  Many of you are starting at a younger age than myself.  I wasted a lot of time and money before I finally began to become an adult at about 31 years old.
Currently 35 yrs old.  I started to track net worth in 2014.  Found MMM in 2016 and got more serious.  Still making plenty of mistakes but starting to really see the 'stache can work harder than I can.
So far I have (1) Rental myself + (4) 50/50 Rentals with a partner and $260k+in stocks (retirement + taxable).  Debt free except mortgages on rentals.  My apartment is rented.
I got married this year and many changes ahead in 2018 but very excited for the future.  2018 big goal is $500k.
Congrats!

SimpleCycle

  • Handlebar Stache
  • *****
  • Posts: 1006
  • Location: Chicago
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #782 on: December 20, 2017, 11:14:30 AM »
December '12 - $161,110
December '13 - $225,147 ($64,037, 40%)
December '14 - $261,912 ($36,765, 16%)
December '15 - $272,926 ($11,014, 4%, ouch)
December '16 - $371,957 ($99,031, 36%)
December '17 - $528,534 ($156,577, 42%)

December '12 doesn't have home equity and we sold the house and rented in '13, so that's where that jump came from.  For '16 and '17 I've included very conservative estimates of home equity.

jmechanical

  • 5 O'Clock Shadow
  • *
  • Posts: 15
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #783 on: December 22, 2017, 08:59:39 AM »
December 2014 - $62000
December 2015 - $91000
December 2016 - $134000
December 2017 - $192000

I am 29 years old. Not quite as badass as MMM himself, but I am making progress.

marty998

  • Walrus Stache
  • *******
  • Posts: 6816
  • Location: Sydney, Oz
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #784 on: December 22, 2017, 02:15:01 PM »
My turn:

2012 - $295k
2013 - $419k
2014 - $534k
2015 - $713k
2016 - $897k
2017 - $1,082k

Good thing is that a lot of the gains are now in liquid investment accounts that I can use for FIRE. Another couple of years at $180k growth and I'll be pretty much done 🙂

« Last Edit: December 23, 2017, 04:37:56 AM by marty998 »

11ducks

  • Pencil Stache
  • ****
  • Posts: 575
  • Location: Duckville, Australia
Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #785 on: December 22, 2017, 10:02:47 PM »
Wow marty, that's impressive!!!! Well done!



My net worth (excluding retirement funds - around $53k)

2013  -$33,600 owed (student loans)
2014  -$21,000 owed
2015 -$2,242 owed  - so close to free!!!!

.....looking back now, I'm so very glad I found MMM!!!!!

2016 = + $5000 net worth. Finally made it into the positives!

2017 = + $35000 net worth!   (+retirement account of $90k = total NW of $125,000)

Goal for 2018  = $63k net worth  (+ $101k in retirement, Total NW $164k).

I'll do this by paying approx. $18k off the house (plus a whole lot of interest), adding $12k into retirement, and adding $10k into investment accounts. Come at me 2018!
 




marty998

  • Walrus Stache
  • *******
  • Posts: 6816
  • Location: Sydney, Oz
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #786 on: December 23, 2017, 02:31:02 AM »
Thanks @11ducks, you seem to be accelerating nicely too!

mustachepungoeshere

  • Handlebar Stache
  • *****
  • Posts: 2405
  • Location: Sydney, Oz
Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #787 on: December 23, 2017, 03:13:44 AM »
My turn:

2012 - $295k
2013 - $419k
2014 - $534k
2015 - $713k
2016 - $897k
2017 - $1,082k

Good thing is that a lot of the gains are now in liquid investment accounts that I can use for FIRE. Another couple of years at $180k growth and I'll be pretty much done 🙂

Killing it, @marty998!

fuzzy math

  • Pencil Stache
  • ****
  • Posts: 983
  • Age: 38
  • Location: PNW ---> Midwest (for now)
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #788 on: December 23, 2017, 10:30:29 AM »
Final net worth $201 k !
started out the year at 94k

I honestly can't believe I've come so far. Here's to more good years!

RWD

  • Magnum Stache
  • ******
  • Posts: 4011
  • Location: Mississippi
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #789 on: December 23, 2017, 12:30:23 PM »
We're looking at roughly $160k increase for the year. About $55k more than I had estimated, thanks to the stock market.

BTDretire

  • Magnum Stache
  • ******
  • Posts: 2917
Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #790 on: December 24, 2017, 05:59:56 AM »
Interesting, though, that the birth of the MMM blog so neatly corresponded with a period of great market performance.  I wonder how the blog would be different if we had had five years of stagnation and apparent forward looking SWRs were lower in an environment of benefit cuts.
Yes, I suspect the very upbeat tone in the blog would be different, we would still have savers
and forward progress but...
Quote
It's easy to preach the joys of investing during a historic bull.
I am very greatful, the timing is perfect for my recent retirement which turned out to be a semi retirement. But as it worked out we had a nice stache to grow during this growth period.
 

Lews Therin

  • Magnum Stache
  • ******
  • Posts: 3230
  • Age: 30
  • Location: Gatineau
  • Used to be Canadian Ben
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #791 on: December 24, 2017, 11:16:24 AM »
It would be more concentrated on the savings rate portion.

When you are saving 70+%, the actual market gains have very little comparative effect. (In the beginning) Possibly a portion on downshifting since you don't need that much money anymore.

aceyou

  • Handlebar Stache
  • *****
  • Posts: 1591
  • Age: 37
    • Life is Good - Aceyou's Journal
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #792 on: December 24, 2017, 02:41:51 PM »
2017 Finances at a Glance                  
Our net worth increased by $120,393         
Our net worth not counting our pension increased by $99,216           
Our Stache increased by $109,206
Our savings rate was 60%

This was an excellent year for our finances.

December Net Worth Update
Pre Tax Retirement     $147,428
Roth IRA Retirement     $38,721
The Stache    $186,149
Short Term Inv.    $40,041
Cash    $27,270
Pensions    $164,846
Home Equity    $131,567
Car Value    $9,000
Life Insurance    $11,491
Net Worth    $570,364
   
% of Net Worth   
Stache   32.6
Cash   11.8
Pension   28.9
House Equity   23.1
Car Value   1.6
Life Insurance   2.0
Total   100


RockytopinDC

  • 5 O'Clock Shadow
  • *
  • Posts: 12
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #793 on: December 26, 2017, 07:02:05 AM »
2017 Finances:

Contributed to retirement accounts and payed down down student debt. This is our first year tracking our net worth:

26/27 years old

2016: $60,000.00
Dec 2017: $ 196,000.00
Savings rate: 65%

As previous posters stated, it was a good year for equities! Here's to more bull markets to come next year. (Or some improved US valuations if there is a correction).

aneel

  • Stubble
  • **
  • Posts: 183
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #794 on: December 26, 2017, 12:03:22 PM »
Invested assets only:

Jan 1 2017 - $135.7k
Dec 26 2017 - $227k and counting (WOW)

Cashing in gains on our first home (+30k to investments), and sticking to the savings plan (+36 k) has got us FIRED up.

Aunt Petunia

  • Handlebar Stache
  • *****
  • Posts: 1123
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #795 on: December 26, 2017, 02:17:22 PM »
Dec 2016 236,254
Dec 2017 321,735
Net worth has gone up 85k, which is more than my after tax income, with a savings rate of only 46%
This is about 30k new investment, 10k mortgage principal, and 45k gains

sisto

  • Pencil Stache
  • ****
  • Posts: 975
  • Age: 51
  • Location: Sacramento, CA
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #796 on: December 26, 2017, 06:45:08 PM »
I'm pretty happy with my present this year.

Dec 2016 $763K
Dec 2017 $985K

This also does not include my HSA since Mint can't add it. Another $20K there, but not sure where it was a year ago.

valk001

  • 5 O'Clock Shadow
  • *
  • Posts: 35
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #797 on: December 27, 2017, 09:20:23 AM »
I am kinda all over the place but this includes a lot of investing in 2017 hence the drop in net worth.

2011 -16K
2012  3.5K
2013  33K
2014  17.5K
2015  41K
2016  104.5K
2017  85K

Midwestache

  • 5 O'Clock Shadow
  • *
  • Posts: 39
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #798 on: December 27, 2017, 10:10:11 AM »
From my journal.

May 2015
Net worth was 581K

March 2016
Net worth 1003K

March 2017
Net worth 1374K

July 2017
Net worth 1516K

December 2017
Net worth 1729K

sisto

  • Pencil Stache
  • ****
  • Posts: 975
  • Age: 51
  • Location: Sacramento, CA
Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #799 on: December 27, 2017, 10:38:01 AM »
I am kinda all over the place but this includes a lot of investing in 2017 hence the drop in net worth.

2011 -16K
2012  3.5K
2013  33K
2014  17.5K
2015  41K
2016  104.5K
2017  85K

I'm curious how investing brought you NW down. It should be up, so what are you investing in?