Author Topic: Net worth increase 2017 (i.e. the 'present' you give yourself)  (Read 103408 times)

Gunny

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #600 on: January 02, 2017, 07:19:19 AM »
We are up 9% in our portfolio based on compounded growth only.  No additional contributions as we are FIREd.  We are down 10% in our cash account due to a lot of travel in 2016.  But this was a planned draw down.

NorCal

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #601 on: January 02, 2017, 08:17:10 AM »
12/31/ 2015: $769K
12/31/2016: $1,063K

Total Increase: $294K

2017 Probably won't be as good.  2016 included an incredibly generous bonus for my wife, as well as unintended over-withholding on taxes of about $10K.  It was also a pretty good year for market appreciation.


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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #602 on: January 02, 2017, 09:28:13 AM »
I track mine quarterly, so at the close of:

Q4 2015: $99.5k
Q4 2016: $146.5k

My own contributions still propel this steamship forward mostly, but the tailwind of dividends and growth is picking up!
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jorjor

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #603 on: January 02, 2017, 11:21:27 AM »
12/31/2014: $132,000
12/31/2015: $257,000
12/31/2016: $403,000

It was a good year.

jmuth

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #604 on: January 02, 2017, 02:46:50 PM »
Happy New Year All! 

31 DEC 2016 - 562k for a grand total of 100k!  Good year for the market, plus about a 50% pre-tax savings rate. 
31 DEC 2015 - 462k
31 DEC 2014 - 395k
31 DEC 2013 - 330k
31 DEC 2012 - 244k


Etlav5

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #605 on: January 02, 2017, 03:47:03 PM »
Love this thread

dec 2015: - 36k
dec 2016: - 17 k


Just started to have a salary a little more than a year ago. (approx. 40 000$ net). The remaining dept is a student loan that is free of interest for the next 3.5 years (until I finish my residency) so i will be starting to invest in 2017.
Objective for 2017: 0 net worth !

neo von retorch

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #606 on: January 02, 2017, 03:56:34 PM »
12/31/ 2015: $769K
12/31/2016: $1,063K

Total Increase: $294K

2017 Probably won't be as good.  2016 included an incredibly generous bonus for my wife, as well as unintended over-withholding on taxes of about $10K.  It was also a pretty good year for market appreciation.

Was not able to directly view your image, but it did download and then I could view it locally. Here's a more widely accepted PNG format.
« Last Edit: January 02, 2017, 03:59:15 PM by neo von retorch »

TheFirstMan

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #607 on: January 02, 2017, 06:34:10 PM »
Just found this thread! I found MMM in mid-2014, but I have been on the right track for a long time.

- Net worth up 219K, from 200K to 419K, 110%!
- Assets up 204K, from 350K to 554K, up 58%!
- Investments up 84K, from 183 to 267, 46%!
- Debt down 11K to 140K, down 7%!
- Income on the year: 80K (not counting auto deposits to 403Bs, I think)

Income in 2016: 92K in pocket, 36K in 403Bs, plus taxes and other deductions, so about 135K total.

2016 results:

The major factor in 2016 was drawing about 50K of home equity out and spending 52K on major improvements to our home...

- Net worth up from 419K to 440K, up 5%

- Assets up 86K, from 554K to 640K, up 15%! (Home equity up about 35K)

- Investments and liquid assets up 95K, from 267K to 362K, 36%!

- Debt up 60K, from 140K to 200K, which is 43%


« Last Edit: January 02, 2017, 06:37:26 PM by TheFirstMan »

Wile E. Coyote

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #608 on: January 02, 2017, 07:03:39 PM »
I little over 200k over the last 12 months.

Not quite as good this year at $180k. Saved more, but my investments didn't do nearly as well.

Up a ridiculous $660K this year, but a lot of that is inflated Zillow values.  Investments were up $241K.

Even if it is inflated, there has to be some substance behind it... if that's the market, then that's the market.

If shares were trading at ridiculously high P/E ratios would you discount the value? Or would you take the market price as fair value?

(Congrats regardless, phenomenal effort)

Thanks!  I do think the real estate has gone up in value, but 35% in one year seems a bit high.  I would say it is about half of that.  I pay pretty close attention to what is going on in my town, and I am fairly certain that it would not sell for what Zillow thinks it would.  It's all just theoretical since we don't plan on selling any time soon.

LWTG

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #609 on: January 02, 2017, 08:34:01 PM »
Jan 2, 2013  -($33,302) 
Jan 2, 2014 -($20,162)    +13,140
Jan 2, 2015    $2,833       +22,995
Jan 2, 2016    $13,330     +10,497
Jan 2, 2017    $75,494     +62,164

$20K from property value increase along with about $9,000 in market gains.

But the rest was $4,700 in retirement contributions and $28,464 of debt reduction.

Pretty pumped that my 2016 efforts exceeded the previous 3 years combined :)

Consumer debt free by 40 - $53,700 and 34 months to go!

SingleMomDebt

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #610 on: January 02, 2017, 08:58:02 PM »
Jan 2, 2013  -($33,302) 
Jan 2, 2014 -($20,162)    +13,140
Jan 2, 2015    $2,833       +22,995
Jan 2, 2016    $13,330     +10,497
Jan 2, 2017    $75,494     +62,164

$20K from property value increase along with about $9,000 in market gains.

But the rest was $4,700 in retirement contributions and $28,464 of debt reduction.

Pretty pumped that my 2016 efforts exceeded the previous 3 years combined :)

Nice job on the debt reduction LWTG!

NinetyFour

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #611 on: January 02, 2017, 09:10:29 PM »
Jan 2, 2013  -($33,302) 
Jan 2, 2014 -($20,162)    +13,140
Jan 2, 2015    $2,833       +22,995
Jan 2, 2016    $13,330     +10,497
Jan 2, 2017    $75,494     +62,164

$20K from property value increase along with about $9,000 in market gains.

But the rest was $4,700 in retirement contributions and $28,464 of debt reduction.

Pretty pumped that my 2016 efforts exceeded the previous 3 years combined :)

Nice job on the debt reduction LWTG!

+100!  That is excellent!
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Polish_Hammer

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #612 on: January 02, 2017, 09:19:33 PM »
2015 yr end 885,632
2016 yr end 1,050,182

Increase of 164,550. (Best ever)

MonkeyJenga

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #613 on: January 02, 2017, 09:26:44 PM »
Jan 2, 2013  -($33,302) 
Jan 2, 2014 -($20,162)    +13,140
Jan 2, 2015    $2,833       +22,995
Jan 2, 2016    $13,330     +10,497
Jan 2, 2017    $75,494     +62,164

$20K from property value increase along with about $9,000 in market gains.

But the rest was $4,700 in retirement contributions and $28,464 of debt reduction.

Pretty pumped that my 2016 efforts exceeded the previous 3 years combined :)

Look who's back in style! Hi LWTG, and nice job! Also, I've got a new journal. Come join us.

My NW increase: $83,000, give or take $499.

mbk

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #614 on: January 02, 2017, 10:02:46 PM »
Very impressive numbers all around.

We started the year with ~147k. Ended with anywhere between 200-224k depending on the hypothetical sale value of some real estate.

tarheeldan

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #615 on: January 03, 2017, 05:33:45 AM »
Congrats all!

My net worth ended up $41k higher on gross earnings of $71k. Great year!

boarder42

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #616 on: January 03, 2017, 07:37:14 AM »
NW was up almost 200k and investmented NW was up around 150k.
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sw1tch

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #617 on: January 03, 2017, 08:50:21 AM »
What a great year:

1/2016 - $275,600
1/2017 - $400,014
<|>

I, sw1tch, will become a millionaire!
FIRE'd on 9/8/2017

MVal

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #618 on: January 03, 2017, 09:28:16 AM »
Starting NW Jan 2016: $50K
Starting NW Jan 2017: $84K

I am very proud to have raised my NW by $34K in one year with only a $40K salary!

My expenses might go up in 2017 at some point, but I hope to still be able to add $25K or so this year.
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BabyShark

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #619 on: January 03, 2017, 09:34:48 AM »
Didn't start tracking until last year but here goes:

December 2015: $135,962.58
December 2016: $181,753.15

$45,790.57!  Going to shoot for $235,000 next year, an increase of $53,246.85, which is a little ambitious for us, but doable.

CheapskateWife

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #620 on: January 03, 2017, 09:51:26 AM »
Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K

Holy crap...it is amazing to lay out all our hard work like this and see it happening for real.

The other big thing that we accomplished this year was the DH actually retiring from the military.  I don't have that pension added into our NW number, but what it did do was bring our FIRE number down significantly.  We are FI right now, but I'm continuing to work to feed my OMY syndrome.

DH just got offered a job at my exact pay grade, so once that gets set in stone, we are planning for us to switch places while he goes back to work for 24 months to pay for his expensive car hobby while I take care of the house/kids/MIL.  The freedom, it feels good!




Jessamine

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #621 on: January 03, 2017, 09:58:54 AM »
2013: 179k
2014: 200k (+21k)
2015: 340k (+140k) [80k was from increase in home value]

2016: 416k (+76k)

I have higher hopes for this year.

sol

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #622 on: January 03, 2017, 10:35:50 AM »
Keeping the total numbers private, but up about $31,000 for the year. Currently a full time PhD student working part time as a programmer with a gross income of about $40,000. About half of the increase is due to market appreciation, the other half is due to savings.

Don't be discouraged by small progress, be content in the knowledge that you're on the right path.

I was in your shoes not too long ago, overeducated but nearly broke, striving to put a few thousand per year into my Roth.  10 years later my net worth sometimes fluctuates more in a single day than it used to in an entire year.  Stay the course and freedom can be yours.  This entire thread is a good reminder that this plan works.

Slee_stack

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #623 on: January 03, 2017, 11:51:11 AM »
We were around +$150k for 2016 excluding real estate appreciation and tangible property.

OurTown

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #624 on: January 03, 2017, 02:48:17 PM »
We are plus $94,000 for the year.  Considering my lack of badassity, that's pretty amazing.

LWTG

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #625 on: January 03, 2017, 02:48:38 PM »
Thanks Chippewa, ninetyfour and MonkeyJenga!!!
Consumer debt free by 40 - $53,700 and 34 months to go!

sparky28

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #626 on: January 03, 2017, 02:58:11 PM »
Nov '13 - $104k
Nov '14 - $142k
Nov '15 - $183k

Day to day, sometimes feel like I'm treading water, it's great to look at the bigger picture.

Nov '16 - $245k.

Gen Y Finance Journey

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #627 on: January 03, 2017, 03:22:47 PM »
Not counting home equity, our increase was roughly $37k in 2016. Including home equity, it was roughly $96k. Not bad considering I was on maternity leave for 1/3 of the year!

arebelspy

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #628 on: January 03, 2017, 04:16:25 PM »
Pretty pumped that my 2016 efforts exceeded the previous 3 years combined :)

Nice work!  Last December you really committed more than you have before, and did a bunch of stuff throughout the year to that end:
1) Tracked spending, honestly.
2) Focused on debt reduction--still doing some "fun" activities, but carefully considering if each one was worth it.

I'm not surprised to see you have such success.  I hope you continue those activities this year.  Good luck in 2017.  As always, we're rooting for you!  :)
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NorCal

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #629 on: January 03, 2017, 07:44:12 PM »
12/31/ 2015: $769K
12/31/2016: $1,063K

Total Increase: $294K

2017 Probably won't be as good.  2016 included an incredibly generous bonus for my wife, as well as unintended over-withholding on taxes of about $10K.  It was also a pretty good year for market appreciation.

Was not able to directly view your image, but it did download and then I could view it locally. Here's a more widely accepted PNG format.

Thanks for that.  Good to know PNG works better.  I'm a big fan of that chart in Quicken.

Pinkman

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #630 on: January 03, 2017, 08:09:15 PM »
All net worth figures recorded on January 1st.
Does not include equity in home, which I approximate is around $30K.

AGE / YEAR / NW / YoY Increase / Comments
33 / 2017 / $328K / +$114K /
32 / 2016 / $214K / +$71K / finally paid off student loans
31 / 2015 / $143K / +$42K /
30 / 2014 / $101K / +$48K / got married; 1-time large expense, but now 2 incomes...
29 / 2013 / $53K / +$33K /
28 / 2012 / $20K / ----- /


Conservative goal is to hit $400K milestone by Jan 1, 2018; hoping for 425K-450K


« Last Edit: January 03, 2017, 08:13:52 PM by Pinkman »

HappierAtHome

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #631 on: January 03, 2017, 08:31:36 PM »
From February 2016 to January 2017: $182,746.

Not bad considering that the second half of 2015 and first half of 2016 were the most expensive periods of time in our life to-date.

MishMash

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #632 on: January 04, 2017, 07:27:59 AM »
Jan 1 2015 - 312K
Jan 1 2016 - 403K
Jan 1 2017 - 498K

Holy crap...it is amazing to lay out all our hard work like this and see it happening for real.

The other big thing that we accomplished this year was the DH actually retiring from the military.  I don't have that pension added into our NW number, but what it did do was bring our FIRE number down significantly.  We are FI right now, but I'm continuing to work to feed my OMY syndrome.

DH just got offered a job at my exact pay grade, so once that gets set in stone, we are planning for us to switch places while he goes back to work for 24 months to pay for his expensive car hobby while I take care of the house/kids/MIL.  The freedom, it feels good!

Can I just say I am jealous he retired, DH still has 4 years to go and may do more to ensure his three years in rank at retirement.  We just returned from our yearly trip to the warmth we plan on retiring to and each year it gets harder and harder to come back knowing it's soooooo close in the future.

Goldy

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #633 on: January 04, 2017, 08:22:39 AM »
Dec 2013 - $699,658
Dec 2014 - $859,626
Dec 2015 - $958,149
Dec 2016 - $1,229,319  Increase of $271k

We had a great year relocating to a LCOL area, selling the house for 50k more than expected, and crossed the two comma mark.  This is the first time our NW has increased more than our salary and I suspect it will really start to snowball now.

arrintonpalmer

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #634 on: January 04, 2017, 08:43:34 AM »
Woo, this starts to really snowball as the years go by!

December 2015: 372000
December 2016: 489000

Increase for 2016 117k, we bought a house with around 13k in the overall transaction costs,  we had a new baby at the end of 2015, and I spent about 7k on farm business start-up.  Mustachianism works!

This year is my last full year in the Army, so we are expecting next year's net increase to be about half this year.

Liberty Stache

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #635 on: January 04, 2017, 09:24:55 AM »
Great work everyone!

The wife and I increased the Stache by $71K this past year. The strech goal next year is breaking $100K but we'll probably be in the $90K range.

2016: +$184K
2015: +$95K
2014: +$71K

Things are accelerating from compounding interest, increasing salaries, and modest expense cuts/maintaining expenses.

Goal for 2017 is +$180K with the expectation that we aren't going to see as strong market gains as 2016 and we'll have a full year of daycare costs vs. a partial year in 2016.

For all of those starting out on your journey, my wife and I saw a ~$10K increase our first year out of college. It is insane to think that we increased our NW 18x what we did at the start of our careers. Start small, keep improving on both sides of the equation every year (increase income and lower expenses) and things WILL snowball. Don't get discourage.
"Sloth, like rust, consumes faster than labor wears, while the used key is always bright" ~Benjamin Franklin, The Way to Wealth

dogboyslim

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #636 on: January 04, 2017, 10:45:23 AM »
Nov 2016/Nov 2015 - 1 = 11.5%

We are targeting the same for next year, but we need to maintain 8.4% increases in invested assets to hit my FIRE goal by age 50.

ETA: I liked the wr percentage way of discussing this, so I added my numbers in terms of w/r.

If I FIREd today, I'd be at 5.4% wr on invested assets.
Progression if we hit the required min is
2016 5.4%
2017 5.0%
2018 4.6%
2019 4.2%
2020 3.9%
2021 3.6%
2022 3.3%
2023 3.1%
2024 2.8% - FIRE Eligible

Updating for year end, we made 13.5% and are at 5.3% w/r.

moof

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #637 on: January 04, 2017, 10:59:23 AM »
Investments went from right at 500k to 585k (not perfect snapshots on either, sorry).
Shoveled in $49.4k, largely back loaded, the rest was growth.  Goal is for $55k to be shoveled in this year.

REfinAnon

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #638 on: January 05, 2017, 08:14:12 AM »
I just checked the numbers on Mint.

December 31, 2015 = $242,037
Net Worth Today = $356,460

An increase of roughly ~$114k! Technically this is cheating a little bit as this is probably picking up roughly $5k of market growth from the early 2017 days.

These are my personal net worth numbers. I'm 29 years old and getting married in December of 2017. My fiance has a net worth of roughly ~$90k. I don't expect 2017 NW gains will be nearly as impressive for a couple of reasons. I doubt the market will perform as well, we will incur above standard expenses as a result of the wedding, and I may take a pay cut to leave my soul sucking but well paid finance job. Regardless, it's my goal to get married with a combined net worth of half a million dollars after all wedding expenses. I think we will get there barring some sort of market collapse.

marty998

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #639 on: January 05, 2017, 01:26:56 PM »
I just checked the numbers on Mint.

December 31, 2015 = $242,037
Net Worth Today = $356,460

An increase of roughly ~$114k! Technically this is cheating a little bit as this is probably picking up roughly $5k of market growth from the early 2017 days.

These are my personal net worth numbers. I'm 29 years old and getting married in December of 2017. My fiance has a net worth of roughly ~$90k. I don't expect 2017 NW gains will be nearly as impressive for a couple of reasons. I doubt the market will perform as well, we will incur above standard expenses as a result of the wedding, and I may take a pay cut to leave my soul sucking but well paid finance job. Regardless, it's my goal to get married with a combined net worth of half a million dollars after all wedding expenses. I think we will get there barring some sort of market collapse.

Ask for cash towards honeymoon instead of gifts?

Some couple I know have "profited" from their wedding this way...

LurkerStache

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #640 on: January 06, 2017, 04:21:48 PM »
2013: +8k
2014: +11k
2015: +14k
2016: +26k

Slowly, but surely.

RichHarvest

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #641 on: January 06, 2017, 10:18:34 PM »
Glad this thread was started because I hadn't bothered considering that the house may be worth more since we bought it a year ago. Apparently local prices have increased 11.1%. I'm sure prices will stabilize if not crash again at some point, but for now I'll put it in the calculation.

Gains include both purchases/contributions and returns. I've added the investment-only rate of return for each account/asset.

Vanguard (taxable + non-taxable), 62.3% stocks, 37.7% bonds: +$25,815 (6.9% investment return)
Employer 401(k), 80% stocks, 20% bonds: +$39,674 (14.89% investment return)
House: +$54,015 (11.1% average price increase for city)

Total: +$119K

Irish in Valencia

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #642 on: January 07, 2017, 03:39:10 AM »
-15k last year to minus 1,985 this January.
Aim to be at 18k january 2017

HAPPYINAZ

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #643 on: January 07, 2017, 08:11:24 AM »
-15k last year to minus 1,985 this January.
Aim to be at 18k january 2017


nice work!  Keep it up! 

DavidAnnArbor

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #644 on: January 07, 2017, 08:51:44 AM »
My invested assets grew 15% in 2016.
5% was from adding to the investments by saving/living frugally.
10% was from mainly stock market returns/a little from bonds.

Travelling Biologist

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #645 on: January 07, 2017, 12:29:11 PM »
This is one of my favorite threads. It's so great to see how big changes can accumulate over time. Congrats to everyone making progress!

Our NW increased by $179,000 this year, our largest increase yet. We also passed 1M NW. It was a great financial year! Goal for this year is a 170k increase in NW.

CanuckExpat

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #646 on: January 07, 2017, 01:51:41 PM »
About a $330,000 Networth increase for us, perhaps our last large net worth increase ever as wife and I both quit our jobs this year
About $100,000 of that was from appreciation and capital freed up when we sold our primary residence.

1/1/2016      :   $851,955.14
12/31/2017   :   $1,183,264.32
Retired, or just homeless and jobless.
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Heckler

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #647 on: January 07, 2017, 06:26:57 PM »
Net savings rate 64%, increased investments value by $115,589 since Jan 1, 2016 - $17,000 ahead of plan!

Also paid off the mortgage after 13 years in a HCOL area in February, which really helped out in those investments.  Thanks MMM for not letting me buy a Porsche!

put another way,

Investment assets total value % increase YtY:

Jan 2014 - Jan 2015: +7.4% getting my MMM feet wet, moved to index investing
Jan 2015 - Jan 2016: +24.3% increased savings rate, still paying off mortgage
Jan 2016 - Jan 2017: +41.7% paid off mortgage, moved mortgage payments to investments

Not bad - no wonder the market keeps going up.  ;)

« Last Edit: January 07, 2017, 06:53:28 PM by Heckler »

FrugalAaron

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #648 on: January 07, 2017, 08:19:58 PM »
I'm adding my small net worth here to keep myself honest on chasing 2017 Goals.

I had a failed business venture and 3 years of not earning a salary lead into some decent debt in 2016. I'm happy to say over the next year I'm hoping to move past the 100,000 mark of net worth.

Jan 2015 -20,000
Jan 2016 40,000
Jan 2017 Goal 100,000

EscapeVelocity2020

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #649 on: January 07, 2017, 08:49:08 PM »
I'd have been happy just having another positive year.  Oil and gas has sucked lately, so still having a job is reassuring.  As the year went by, I figured I'd be positive, but meh.  Thought Hillary would get elected and I'd muddle through.  Then we had the end of year bull market and I'm up over 15% on a massive and conservatively invested 'stache!  Who would've ever thought I'd be doing the backstroke a la Scrooge McDuck in my later years having internalized the Duck Tales mantra 'work smarter not harder' as a kid!  Life is good when it all goes according to plan (and better, when least expected).

But I don't expect this to last.  Even, at this point, if it lasts another year or two, it is underpinned by finagling that will need to be hedged against (like the dollar weakening, inflating spiking, or real estate falling in value).  But if we can digest these gains and stay flat or somewhat average for the rest of my existence, life will have been exceptionally good! 

Transitioning to FIRE'd albeit somewhat cautiously...