Author Topic: Net worth increase 2017 (i.e. the 'present' you give yourself)  (Read 103409 times)

Lski'stash

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #550 on: December 24, 2016, 07:48:08 AM »
I only started keeping track of my networth a year and a half ago, after starting a blog on this forum, but

In July 2015: Net worth $80,700
In November 2016: $134, 275.

Since starting this blog, I've had a net worth increase of $53,575. Not bad, but this next year, I think, we will be able to do that all in one year. We moved this year to a downsized house that needs remodeling, so a lot of our savings right now is going towards renovations.

Mrs. D.

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #551 on: December 24, 2016, 09:14:40 PM »
I don't actually have data from end of year 2015, but here's what I do have.
Mar, 2016: ~157
Dec, 2016: ~172

+15K

Living on one modest income and raising a little one. Not as impressive as some of the other numbers I've seen but we're moving in the right direction. Goal for 2017 is to hit 200K.

Rife

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #552 on: December 25, 2016, 05:06:12 AM »
We paid back some 401k loans, market is up and my wife got a big company contribution to 401k (part for losing pension-about about 15% total). Our 401ks more than doubled from 135000 at the end of 2016 to 280000 now. Now we can start building up non-retirement accounts. Total net worth increase approximately 165000.
"Aww, 20 dollars..I wanted a peanut." Homer Simpson

waltworks

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #553 on: December 25, 2016, 08:26:00 PM »
I'm assuming we're not counting property, which according to Zillow makes us millionaires (who's got two thumbs and waaaay too much house? This guy...)

We went from ~$400k in liquid net worth to... $400k.

What?

-DW retired to ski, ride, and hang out with the kids full time, taking her former $50k postdoc income and full benefits to zero. It was pretty funny trying to explain to other grad students/postdocs (and her boss) that she wasn't coming back...
-I cut back to about half time work.
-We spent $75k on building a nice 2 bedroom vacation-rental apartment in our basement that should bring in more than half our annual expenses.
-We took the kids on camping, hiking, and ski trips and generally hit the library and the park as much as we wanted.

So I'm ok with no net change in status for the year, really!

-W

arebelspy

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #554 on: December 25, 2016, 10:30:11 PM »
That's a pretty good year, ww!  Love it.  :D
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."

Nate R

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #555 on: December 25, 2016, 11:28:48 PM »
End of 2013: 26.9K
End of 2014: 41.3K
End of 2015: 77.9K
End of 2016: 120K

Difference: + 42.1K.

Changes this year:

Bought a 2nd piece of property adjacent to our first piece on which we want to build a cabin eventually. That cost us $7K out of pocket.
Had over $10K in vet bills this year, ended up losing a young (3 year old) dog to cancer, which we initially were told likely was not cancer. Spent that money out of pocket
Spent several thousand on building an outhouse, outfitting our camper and other things for our new land.
Accelerated our car plan a bit, bought a brand new Hyundai Accent for $17K. (Small stickshift hatchback with good trunk space, at least) Took out a super cheap (2.4%) loan for most of that purchase.
Wife started a new job last week. Got out of a bad situation, more base pay, more time off, 1/2 the commute, and this job looks very promising!
Had lots of overtime $ in the beginning of the year, but that was cut off about mid year.

Overall, several challenges this year, some intentional, some unexpected. Very happy with the financial outcome given the challenges encountered. Hoping to have less challenges this year! Either way, happy to hit $120K in NW this year!


Nick_Miller

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #556 on: December 26, 2016, 10:14:53 AM »
Our net worth almost doubled in 2016, increasing $63,186.39, up from $80,165.78 to $143,352.17. It was a combination of paying down debt, increasing investments, and some slight home value appreciation.

We are moving next year (same city), so there will be some associated costs, but I am still optimistic that we can bump up to $200,000 net worth by end of 2017.

aceyou

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #557 on: December 26, 2016, 10:33:50 AM »
December NetWorth Update / 2016 Overview

Start of 2016
cash    $72,369
short term investments    $40,087
retirement investments    $34,544
pensions    $72,283
car values    $11,000
life insurance policies    $7,600
home equity    $111,952
Net Worth    $349,835



End of the year:
Retirement Investments    $75,991
Short Term Investments    $41,915
Cash    $46,230
Pensions    $143,669
Home Equity    $121,114
Car Value    $10,600
Life Insurance    $8,500
Net Worth    $448,019



2016 Finances At A Glance               
Our net worth increased by $98,184               
Our net worth not counting pension increased by $54,864               
We added $41,447 to our retirement accounts               
We paid off final $28,000 on your years               
We paid for rest of wife's Ed Specialist degree and 15 credits for my MA+15 out of pocket               
DW got a new job, increasing our salary by about $15,000/year.  Great job babe!!               
               
               
Looking Ahead to 2017               
We will try to fill up both of our 403/457/Roth's for total of $83,000 invested               
We will pay about $10,000 more towards principal on our mortgage               
We will contribute about $10,000 towards our pensions               
In total, about $103,000 of our income will go towards savings next year               
Because we will be putting so much into investments, our bank account will dip               
Saving this aggressively will likely decrease our bank balance by about $23,000               
Subtracting these numbers, our true savings will be ~$80,000 next year               
Assuming normal growth, our current investments should grow ~$10,000 next year               
So, a good year means we increase our net worth by ~$90,000 in 2017               
I believe these numbers are ambitious but doable               
This puts us on schedule to be FI by around 41 and definitely able to retire at 48 as has been our plan.



Exflyboy

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #558 on: December 26, 2016, 10:52:17 AM »
The combined power of two 403/401k plans also means you will be making a sizable dent in your taxes too. We only had a single 401k (DW has a teachers pension instead).

If you live in Oregon where ALL (the first $4250 or so is free) income is taxed at the same rate at a hefty 9 to 9.9% that would have made a big dent in our taxes over the years.
« Last Edit: December 28, 2016, 10:54:12 AM by Exflyboy »

Dirt Rich

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #559 on: December 26, 2016, 11:07:16 PM »
Killed around 25k in debt
Added around 10k in retirement accts
Massive diy home renos adding at least 10k in value (uneducated guess)

~$45k net worth increase
 
Wow this is actually kind of surprising. I was feeling a little sad that we aren't rich yet lol, but I guess we did better than I thought : )

mochila

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #560 on: December 27, 2016, 09:34:47 AM »
I've been tracking my NW only since 2011, when it FINALLY went positive.

For 2016 it's up 40%, thanks to a change in role that added enough to my salary to enable me to max out my 403b, Roth IRA, and 457.

StarBright

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #561 on: December 27, 2016, 10:00:29 AM »
This was our first year with two incomes and mustachianism and holy cow what a difference it makes!

January 2016: 208k
December 2016: 266k
Those numbers include home equity - we bought a house in September.

Non home equity change was:
January: 136k
December 206k
« Last Edit: December 27, 2016, 10:02:49 AM by StarBright »

Exflyboy

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #562 on: December 28, 2016, 11:07:30 AM »
Killed around 25k in debt
Added around 10k in retirement accts
Massive diy home renos adding at least 10k in value (uneducated guess)

~$45k net worth increase
 
Wow this is actually kind of surprising. I was feeling a little sad that we aren't rich yet lol, but I guess we did better than I thought : )

Being rich is a function of putting one Mustacian foot in front of the other day after day for years.. Don't fall off the wagon and one day you'll be amazed that you have a million dollar portfolio!..:)

Phryne

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #563 on: December 28, 2016, 03:23:19 PM »
Congrats everyone!

 I run our financial year to end Nov.

NW (investments & property)
 Nov 15: $865k
 Nov 16: $1,085k

Very happy with that increase: this year we sold an IP at what we thin was market peak, partly offset by ridiculous $$ repairs to another (would love to have sold that one but CGT says no) and DH stopped working in April to look after a sick relative & then himself.  No expecting the same gain this year, as we are planning on ploughing some back into our house  (and visiting my sister in the UK in August)


We're at 61% of our FIRE number, the end is in sight!!

YellowCat

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #564 on: December 28, 2016, 04:30:26 PM »
Turns out we had a pretty good year despite the massive money-letting that was the renovations to our new-to-us old house. This is our first home so we went from NW compromised of purely investments and cash to that plus home equity.

Our NW as of December 31, 2015 was $333,176.15 and current NW including home equity is $427,947.20 (+$94,771.05). This is impressive considering we spent just shy of $45k in closing costs and home improvements this year.

2016 NW breakdown
Cash and investments: $370,799.22
Home equity (purchase price - mortgage balance): $46,619.89
Cars (2): $10,528.09
Total: $427,947.20

Good news for 2017
- Annual husehold income has increased from $170,600 to $183,570 (+$12,970) due to my husband's recent promotion plus year-end increases for both of us. This doesn't include any bonus income we may see this year. Woo hoo!
- As of May 2016 my husband and I work in the same location and carpool to work most days. I'm looking forward to greatly reduced car usage and gas consumption now that we only have one home.
- All of the major renovation work in the house is finished, so we can get back to dumping serious cash into investments! We just have some small stuff left now...lawnmower, some paint, garden supplies, etc.
- We have no big spendy plans for 2017. We're talking about keeping our travel local and hosting my in-laws instead of traveling internationally to see them.

2017 NW Goal
Hit $500k NW (cash, investments, home equity) by my husband's 30th birthday in August, with a stretch goal of $550k by this time next year.
Aiming for $1.25M by 2020...

mpav

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #565 on: December 28, 2016, 08:31:06 PM »
First Post!
First year fully employed, saving 28% to 401k.
$9,700 to $58,500 net worth
I will be maxing out the 401k in future

MM_MG

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #566 on: December 28, 2016, 08:55:43 PM »
Have a few more days until 12/31/16 but here is the total of our Vanguard retirement accounts.   As I previously posted, this isn't net worth, but a fun little snapshot of our progress.

$51,225.09    12/31/05
$80,038.12    12/31/06
$106,744.13  12/31/07
$103,123.87  12/31/08
$162,172.69  12/31/09
$218,666.31  12/31/10
$249,987.31  12/31/11
$320,336.60  12/31/12
$435,649.50  12/31/13
$518,275.26  12/31/14
$593,962.10  12/31/15
$746,482.89  12/31/16

Pretty happy with a ~$153K increase this year! 

Edit: corrected for 12/31/16 numbers
« Last Edit: January 13, 2017, 09:13:51 PM by MM_MG »

Heckler

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #567 on: December 28, 2016, 10:36:48 PM »
Net savings rate 64%, increased investments value by $115,589 since Jan 1, 2016 - $17,000 ahead of plan!

Also paid off the mortgage after 13 years in a HCOL area in February, which really helped out in those investments.  Thanks MMM for not letting me buy a Porsche!


WerKater

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #568 on: December 30, 2016, 08:42:07 AM »
My target number for FIRE is currently 300 k.

My net worth:
2016-01-01   131.7 k
2016-12-30   170.2 k

That is an increase of 38.5 k or 29%. This makes it my financially best year ever (by a significant margin).
I earned about 36 k this year (after all taxes) from my job. So I could say that I would not actually have had to work this year :-)

SeattleStache

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #569 on: December 30, 2016, 09:27:35 AM »
January 2016: $177,235
December 2016: $269,089
+$91,854 NW for 2016. A good chunk of that (maybe $30k) is my condo's appreciation but sill not a bad increase for 12 months.
« Last Edit: January 03, 2017, 11:08:00 AM by SeattleStache »

SCUBAstache

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #570 on: December 30, 2016, 12:09:46 PM »
I went from ~$490k to $640k, so pretty happy with that +$150k increase! I don't expect that kind of increase again anytime soon, though.

Chaplin

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #571 on: December 30, 2016, 06:55:25 PM »
This is so neat! How did you make it?

Sorry, I hadn't been back to this thread in a bit. Gathering the data is the hard part. A few years ago I went through piles of folders with investment statements and recorded ending balances for each year in a spreadsheet. I was able to go back to about 2004 for some accounts, but have good numbers for everything since about 2007. I gradually added information about our mortgage balance and home value at the end of each year, then I added information our contributions so I could distinguish between market gains and new money. After several years of tinkering with the file, I happened to ask myself what has contributed to our net worth growth and I had the data to answer that question. Unfortunately, the short answer is "luck," but the long answer is a neat chart.

McStache

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #572 on: December 30, 2016, 08:50:44 PM »
2013 - $10,000? (records aren't great back then)
2014 - $49,193
2015 - $101,290
2016 - $179,734

I like this trend!  Though I think it will be more of a linear increase next year instead of this nice upward curve.

startingsmall

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #573 on: December 30, 2016, 09:07:09 PM »
38 years old, married with a 4 year old, only discovered MMM two years ago so still kind of new and amazed at my progress. First started tracking net worth in July 2015.

July 2015 - $132,045
December 31, 2015 - $169,554
December 30, 2016 - $248,939

2016 Net Worth Increase = $79,385

A decent bit of that is market gains and real estate appreciation, but given that our household income is only around $140k (which I consider high, but seems kind of low compared to many on here) I'm pretty pleased with our progress!!

Mormon Money Mustache

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #574 on: December 30, 2016, 10:08:54 PM »
2012 negative
2013 negative
2014 16k
2015 135k
2016 348k

55% savings rates for 2016
Wife and 4 kids and a couple major surgery/hospital bills

Hey It's Moe

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #575 on: December 30, 2016, 11:08:50 PM »
Dec 2014: $554
Dec 2015: $32.2K
Dec 2016: $100.7K (!)

Just broke 6 figures! :D

Zikoris

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #576 on: December 30, 2016, 11:23:06 PM »
Well, it looks like we cracked the 75K increase barrier - we finished the year with an increase of $75,121, from $169,220 to $244,341! Not bad on a combined income of only around 80K.
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dividendsplease

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #577 on: December 31, 2016, 06:42:16 AM »
end of 2015: 27,013
end of 2016: 91,178


overwhelmed

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #578 on: December 31, 2016, 07:39:24 AM »
I started tracking in March 2016

Net Worth month end 3/16 -   $267,710.13
Net Worth month end 12/16 - $367,434.95

Single parent w/2 teenagers - I'll take it :)


Roots&Wings

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #579 on: December 31, 2016, 07:43:24 AM »
Fun way to close out the year, and to see compounding at work.

2012:  $219k  (salary $78k)
2013:  $315k  (salary $75k)
2014:  $420k  (salary $80k)
2015:  $475k  (salary $86k)
2016:  $601k  (salary $90k) - hit $500k in April

Financial goals: a paid off house + $1.3M stash to support a conservative 3% withdrawal rate via ~75% savings rate, 90/10 asset allocation.

Looking at 6-10 years out. Spent $20.5k in 2016. My FIRE budget ($36k) has a substantial cushion because of unknown health care costs, and other fluff that could be cut if necessary. To many here, this is irrationally conservative...and reckless to many Bogleheads :)

Onwards and enjoy!

aspiringnomad

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #580 on: December 31, 2016, 10:23:06 AM »
12/2015: 48% increase
12/2016: 32% increase

Less as a percentage of my stash, but the same $ number.


« Last Edit: January 13, 2017, 06:59:57 AM by dcmustachio »

Al1961

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #581 on: December 31, 2016, 03:37:19 PM »
I FIREd in mid 2014, DW FIREd at the end of November this year.

Net worth increase was $105,044, net of withdrawals.

Includes:
$12,012 increase in home equity from mortgage principal payments,
$16,804 in other savings
$111,738 increase in market value of investments
($18,706 35,510) net withdrawals to fund expenses. (2.1% WR)

Excludes:
Real estate market value adjustments, if any
Value of DB Pension and employee/employer pension contributions.

Looking forward to next year. Expenses should drop considerably as we simplify our housing situation (two houses currently) and move to a lower COL area.

Edit: Oops, missed some of DW's gains, and changed to net withdrawals.
« Last Edit: January 01, 2017, 08:31:22 PM by Al1961 »
FIREd July 2014

Cherry Lane

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #582 on: December 31, 2016, 06:45:18 PM »
I'm up 13% in 2016, leaving me only $6k short of my "bare-bones" FI target and $206k short of "comfortable" FI.  Planning to RE in 15 months, when I expect to be somewhere in between those numbers.

pancakes

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #583 on: December 31, 2016, 08:11:24 PM »
Our household net worth:

Dec 2014 $150k
Dec 2015 $195k
Nov 2016 $246k
Dec 2016 $256k

+ $61k feels great.

Half Stached

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #584 on: December 31, 2016, 08:21:49 PM »
We're up 31%: from 820K to 1.08M. We saved 186K and saw passive gains of 73K. This worked out to a return of about 7.5% on the year, which lagged the VTSAX by about 3% due to one bad investment. Overall, reasonably happy with the progress as we estimated a year ago to be at 1.03M now.

plainjane

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #585 on: December 31, 2016, 08:34:52 PM »
Invested assets increased by 25% (more than my pre-tax salary).
Paid off the house.
Using procrastination to my advantage since 2001.

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jengod

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #586 on: December 31, 2016, 10:40:36 PM »
We haven't recorded this annually, but this thread inspired me to check our general "household finances" spreadsheet, and I discovered I "mislaid" six figures because I accidentally shorted a sum by one row. So that sure looked like a nice jump in addition to be *being* a nice jump.
Waste is lost profit made visible. #zerowastehome #permaculture

soccerluvof4

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #587 on: January 01, 2017, 06:21:38 AM »
+198k . Good Year!
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stacheasaurus

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #588 on: January 01, 2017, 09:21:13 AM »
December 2015: 2.6k
December 2016: 31.1k

+28.1k!
Savings rate: 43%!
~~If not now, when?~~

NinetyFour

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #589 on: January 01, 2017, 09:54:15 AM »
My NW increased by 24% this year.

Nice work, everyone!  Hope 2017 is a great year in every way!
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neo von retorch

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #590 on: January 01, 2017, 06:29:04 PM »
30.3% increase from 12/31/2015 to 12/31/2016.

(+$74,276)

letired

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #591 on: January 01, 2017, 06:35:43 PM »
Oh man, this thread is really a kick in the pants! I'm up a paltry 12%, partially due to a lack of focus and partially due to shifting a lot of things around to purchase a house.

Here's to 2016 being much more focused!

Revisiting the 2015 numbers, turns out I shorted myself a percent. That said, I did much better this year with a NW increase of 21.7%!

del84

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #592 on: January 01, 2017, 06:51:56 PM »
Dec 2015: $1,025,000
Dec 2016: $1,127,000

+$102,000
9.95% increase

Wile E. Coyote

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #593 on: January 01, 2017, 09:38:23 PM »
I little over 200k over the last 12 months.

Not quite as good this year at $180k. Saved more, but my investments didn't do nearly as well.

Up a ridiculous $660K this year, but a lot of that is inflated Zillow values.  Investments were up $241K.

Hey It's Moe

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #594 on: January 01, 2017, 10:09:08 PM »
I little over 200k over the last 12 months.

Not quite as good this year at $180k. Saved more, but my investments didn't do nearly as well.

Up a ridiculous $660K this year, but a lot of that is inflated Zillow values.  Investments were up $241K.

WOW! Congrats!

marty998

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #595 on: January 01, 2017, 10:37:09 PM »
I little over 200k over the last 12 months.

Not quite as good this year at $180k. Saved more, but my investments didn't do nearly as well.

Up a ridiculous $660K this year, but a lot of that is inflated Zillow values.  Investments were up $241K.

Even if it is inflated, there has to be some substance behind it... if that's the market, then that's the market.

If shares were trading at ridiculously high P/E ratios would you discount the value? Or would you take the market price as fair value?

(Congrats regardless, phenomenal effort)

Faramir

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #596 on: January 02, 2017, 12:44:24 AM »
Household combined figures converted to US$

end 2012: $130K
end 2013: $221K   +$91K on combined salaries totaling $76K
end 2014: $318K   +$97K on combined salaries totaling $80K
end 2015: $362K   +$44K on combined salaries totaling $80K 
end 2016: $486K   +124K on combined salaries totaling $85K   

Sailor Sam

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #597 on: January 02, 2017, 01:41:57 AM »
I want to play!

31 Dec 2010: $85,203
31 Dec 2011: $106,303   (Δ $21,100)
31 Dec 2012: $144,111   (Δ $37,808)
31 Dec 2013: $212,510   (Δ $68,399)
31 Dec 2014: $264,836   (Δ $52,326)
31 Dec 2015: $299,579   (Δ $34,743)
31 Dec 2016: $371,611   (Δ $72,032)


FrugalByChance

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #598 on: January 02, 2017, 04:57:15 AM »
Net Worth:
1 Jan 2016: 269 365.45   ( USD 282 402.74)
31 Dec 2016: 299 761.46   ( USD 314 191.98)

Growth: 30 396.01 ( USD 31 862.62)

ER Stash
1 Jan 2016: 58 970.75   ( USD 61 821.99)
31 Dec 2016: 84 056.56   ( USD 88 112.29)

Growth: 25 085.81  ( USD 26 296.20)
--It is not because things are difficult that we do not dare, it is because we do not dare that they are difficult.
--  Lucius Annaeus Seneca
My Net Worth

Apples

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #599 on: January 02, 2017, 07:02:48 AM »

December 2013:  $43,800
December 2014:  $70,200
December 2015:  $107,700

Goal for next year:  $150,000 if we stretch for it.

December 2016:  $153,950  Woohoo!  We hit our stretch goal and then some!  And it felt like we were spending well above our budget, but actually stayed a bit under once the year was done.  Net worth went up 43% with a 46% savings rate (lower than the previous year) and a 10% increase in take-home pay, all due to my DH getting awesome, deserved raises.  Goal of $200,000 by the end of 2017 with a stretch goal of $210,000.