Author Topic: Net worth increase 2022 (i.e. the 'present' you give yourself)  (Read 395312 times)

MM_MG

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #350 on: January 02, 2016, 06:59:53 PM »

Impressive, I'm so jealous! Just curious about your massive surge in 2009...I assume you dipped in '08 due to the huge recession, but it looks you more than recovered a year later! How did your fortunes change so quickly?

Thanks, but it could/should be much better than this.   I'd have to go back and look, but off the top of my head…in mid-2007 I changed jobs, made more money and was finally eligible for a 401K.  I also move up in salary quickly the first couple of years.  The numbers before that 2007 only represent 2 roth IRAs and a 403b (two people).  So I'd guess with the raise we were able to put money into my 401K and increase the wife's contributions.  Unfortunately the wife hasn't been able to contribute to a 403b since 2010. :(   

FIreDrill

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #351 on: January 02, 2016, 07:18:14 PM »
Final numbers are in for 2015! We were up 96.6K which is way more than we expected at the start of the year.

End of 2012 = 6,798
End of 2013 = 61,724
End of 2014 = 106,801
End of 2015 = 203,468


I'd love to break 300K by the end of 2016 but that could be difficult due to us doing some international travel this year.  But, if the markets are good to us, it could happen.


SS

soupcxan

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #352 on: January 02, 2016, 07:33:15 PM »
How the hell are you people saving 100+k in ONE YEAR? where do you work, Goldman Sachs? Silicon valley? Business owner?  I'm a software engineer, and I'm making 85k a year, or 63k a year after taxes. Seems like you would have to be making about 143k a year before taxes (spending 10k a year) to net 100k after taxes and spending.  I feel like I am getting the wool pulled over.

I'm just curious to hear some anecdotes; where do you work? what do you do? how did you get the job?

Easy to save 100k/yr if you're DINKs.

kpd905

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #353 on: January 02, 2016, 07:37:08 PM »
Just check my spreadsheet, these are my numbers for the last 3 years.

December 2013: -$43,953
December 2014: $21,525
December 2015: $99,252

Lot of huge student loan payments during that time, and a moderate amount of investing.

okits

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #354 on: January 02, 2016, 08:29:03 PM »
How the hell are you people saving 100+k in ONE YEAR? where do you work, Goldman Sachs? Silicon valley? Business owner?  I'm a software engineer, and I'm making 85k a year, or 63k a year after taxes. Seems like you would have to be making about 143k a year before taxes (spending 10k a year) to net 100k after taxes and spending.  I feel like I am getting the wool pulled over.

I'm just curious to hear some anecdotes; where do you work? what do you do? how did you get the job?

In 2014 we had a six-figure NW leap.  Market returns were a HUGE part of that.  Our incomes are not that impressive compared to many in this community (worlds away from Goldman Sachs, Silicon Valley, or successful entrepreneur), but we did save and invest starting in our 20s.  It really is the gift that keeps on giving (past-selves, we love you!)

sol

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #355 on: January 02, 2016, 09:34:16 PM »
How the hell are you people saving 100+k in ONE YEAR?

Earn 200 and save half?

bzzzt

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #356 on: January 02, 2016, 10:05:34 PM »
2012: ~$90k
2013: ~$170k
2014: ~$225k
2015: ~$302k

Come on 2016, let's keep movin' on up!

PhilB

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #357 on: January 03, 2016, 08:30:24 AM »
Net worth increase of £90k in 2015, but the real reason I'm posting is that you lot are the only ones I can share the following with.  I have spent much of the year flirting with the £500k level in my work pension scheme.  I stick the total into a graph weekly (I know, very sad, but it helps me get comfortable with the volatility) and first got close in May, then the markets dipped, then I was up and down through June, July and Aug before the markets tanked again, but never got above £497k.  The markets recovered again and I got to £499,492 on 4 Dec.  Then it went down again. Then, on New Year's day, Yippee!  £501k !
Now I know it's a meaningless snapshot passing an arbitrary number, but for me it's a thrilling milestone on my journey to FI.  And I can't tell any of my friends or family as they wouldn't understand that I'm not boasting but genuinely excited at passing a milestone on my journey.

dandarc

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #358 on: January 03, 2016, 10:44:53 AM »
How the hell are you people saving 100+k in ONE YEAR? where do you work, Goldman Sachs? Silicon valley? Business owner?  I'm a software engineer, and I'm making 85k a year, or 63k a year after taxes. Seems like you would have to be making about 143k a year before taxes (spending 10k a year) to net 100k after taxes and spending.  I feel like I am getting the wool pulled over.

I'm just curious to hear some anecdotes; where do you work? what do you do? how did you get the job?

One of the big revelations I have had is that the amount of taxes is not necessarily a given.  Hit that 401k hard - you might be surprised how  much you can reduce your taxes.

tlsv

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #359 on: January 03, 2016, 10:59:31 AM »
Increase in investments only...we also have a fully paid home worth approx. $500k

2011 - $222,825
2012 - $314,917
2013 - $448,196
2014 - $606,251
2015 - $763,164 which was a $156,913 increase ($148,730 was actual savings the rest was market gains)

Overseas Stache

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #360 on: January 03, 2016, 11:02:19 AM »
This post just made me go check out my mint account and see how I did. I increased net worth from 96K to 157K from Jan 1st 2015 to Jan 1st 2016. That is an increase of 61K, which is really exciting considering my earned income is 54K per year. That is mostly thanks to my real estate investments. Net worth isn't really the most important measure to me as I'm looking to build up cash flow through real estate so that I can FIRE but it is nice to look at every once and while.

letired

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #361 on: January 03, 2016, 11:25:17 AM »
Oh man, this thread is really a kick in the pants! I'm up a paltry 12%, partially due to a lack of focus and partially due to shifting a lot of things around to purchase a house.

Here's to 2016 being much more focused!

big_slacker

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #362 on: January 03, 2016, 12:31:28 PM »
I went from around 80k to 120k. Was good with savings and 401k but also lucky with signing bonus for a new job. Still happy, plodding right along!

lithy

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #363 on: January 03, 2016, 04:59:13 PM »
2012 ($44,938)
2013 $1,855
2014 $50,869
2015 $93,702

The goal was 100k, but with the birth of child #1, expenses went up some, and a not great market year meant the number didn't quite get there.  However, still very happy with our progress, if our net worth would increase 84% every year I'd be retired a lot sooner than I'm currently planning.

Side note: NW number does not include our house (no mortgage) since it is our primary residence.

plainjane

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #364 on: January 03, 2016, 06:16:59 PM »
Increase of ~130k
invested assets ~85k (growth + contributions)
reduction in mortgage debt ~45k (does not include any potential increase in the value of the house)

Apples

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #365 on: January 03, 2016, 06:42:44 PM »
December 2013:  $43,800
December 2014:  $70,200

A $26,400 increase, up 60%, with a 40% savings rate for the year.  Hoping to keep that savings rate up this coming year, but with a lower income, so how much our NW changes will be up in the air.  Pretty proud of these numbers, my husband and I got married this year, so a lot of changes we bumped through while making steady progress.  Realistic goal of $93,000 stretch goal of nice round $100,000.

December 2015:  $107,700

A $37,500 increase, up 53%, with a 50% savings rate for the year with a greater income than last year, which we weren't expecting at this time last year.  And we met our stretch goal! (also due to the surprising higher income).  Goal for next year:  $150,000 if we stretch for it.

mbk

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #366 on: January 04, 2016, 04:31:51 PM »
2013 =  38k
2014 = 121k

2015  ~  147k
Not a good year in terms of wealth accumulation. Many big one-time expenditures and forex rates negatively affected my wealth accumulation. The stock market also didn't help much and most of my funds barely moved.

drudgep

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #367 on: January 05, 2016, 05:16:29 PM »
A lot has happened along the way, however this is when I started keeping track and after I paid off student loans. Started as a young 24 yr old who liked video games and drinking, now am getting married and have a 1 year old baby... life is funny :)

Dec 2012: $1,181
Dec 2013: $13,632
Dec 2014: $51, 972 (Bought Triplex)
Dec 2015: $89, 010

onecoolcat

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #368 on: January 05, 2016, 05:35:14 PM »
I'm up about $42,000 for 2015.  Wife is up about 30k.  Pretty exciting since this was my first year of saving like a mustachian.  However, I still have a negative networth.

2015 Breakdown:
$19,600 in 401k (includes employer contributions)
$5,350 in IRA (took losses)
$3,350 in HSA
$7,000 paid to brother for interest free car loan debt
$7,000 paid toward student loan principle (I paid extra before I refinanced with sofi) :(

Think

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #369 on: January 05, 2016, 07:23:11 PM »
$55k 401k including matching
$30k deferred compensation.
$16k defined benefit pension (rolls over to 401k if I leave)
$10k cash savings
$20k extra payments towards primary residence

J.Milly

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #370 on: January 06, 2016, 12:58:50 PM »
Went from under 15k NW to just under 27k. My personal goal was to hit 25k by end of 2015 and 30k in 2016 (was a part time working and in uni at the time). Thanks to my bonus rolling in on Jan 14, ill be just under 30k, hoping to hit 40k! (Hopefully more if I get the full time position i interviewed for).

partgypsy

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #371 on: January 06, 2016, 02:39:25 PM »
I don't track net worth including house but will try to estimate. If I did this before I forgot to include efund.
Retirement savings went from 158 to 169K

current mortgage is around 68K or a little less so estimate mortgage went down from 75K to 68K (+7200).
House value unknown, but went up. Property tax valuation went from 219 to 228K (+9K)
Paid for a 15K roof out of savings so efund  went roughly from 17k to 2K.
so from 2014 158K r +144K hey +17K savings=319K     to 2015 169K +160+2K=331K 2015  (+12K or 4% increase in networth).

I'm relieved it's in the positive (barely). I knew it was going to be ugly. In addition to roof repair, have paid close to 13K in schooling costs so far for 2015. Though we will not have the roof repeat, we will have equivalent school costs yearly, as long as we can bear. My husband is willing to go into debt for this while I am not. We will take 1 year at a time.     

TheFirstMan

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #372 on: January 06, 2016, 03:25:22 PM »
Just found this thread! I found MMM in mid-2014, but I have been on the right track for a long time.

- Net worth up 219K, from 200K to 419K, 110%!
- Assets up 204K, from 350K to 554K, up 58%!
- Investments up 84K, from 183 to 267, 46%!
- Debt down 11K to 140K, down 7%!
- Income on the year: 80K (not counting auto deposits to 403Bs, I think)



onlykelsey

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #373 on: January 06, 2016, 03:29:44 PM »
I just found MMM in the last month, but was already doing a lot of this.  In 2015 my net worth went from approximately $229K to $327K, a 42% jump.  That's not all that noteworthy given my high income, but I got married this year (18K? 20K?) and had a 64K roof problem in my condo, so in a normal year I would have been up 180K or 78%.  Hopefully I can hit a number like that next year.

forestj

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #374 on: January 06, 2016, 07:34:58 PM »
One of the big revelations I have had is that the amount of taxes is not necessarily a given.  Hit that 401k hard - you might be surprised how  much you can reduce your taxes.

That calculation takes a maxed out 401k into account, which is how I've been doing it.

Earn 200 and save half?
Easy to save 100k/yr if you're DINKs.

I was asking for specific quotes on salaries and the work involved. By DINK do you mean married? I hear there are some tax benefits for that.

I'm trying to get context for how I'm paid compared to other people. My partner and all of my peers are service workers who feel lucky to get insurance and 20 or 30k. My co-workers generally make about the same as I do, slightly more if they are older.  I'm sure some people in my office make over 140k, but they probably stayed in the game for 7+ years to get there. 

I'm just starting my third year out of college and I've already doubled my salary once, but looking at the landscape, I'm not sure how to do it again. I know that around here the answer is always "create value". So I guess I'm asking, for those quoting 100k savings from salary, how did you do it? How long did it take to get there? This section is called "share your badassity" after all :)
« Last Edit: January 06, 2016, 07:57:29 PM by forestj »

sol

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #375 on: January 06, 2016, 09:27:00 PM »
I was asking for specific quotes on salaries and the work involved. By DINK do you mean married? I hear there are some tax benefits for that.

DINK = dual income no kids.  Two people each earning 65k without any children can live quite comfortably on $30k and bank the rest.

Again, you are missing the distinction between savings vs. net worth growth.

That's an important point.  My investment portfolio performance was actually slightly negative last year so that part of my net worth grew by less than I contributed to it, but our real estate holdings rose in value considerably.  We also banked some 401k and HSA matching funds that ended up as savings even though they weren't part of our income.  Some folks, like arebelspy, generated tens of thousands of dollars in cashflow from rental property completely outside of regular wage income.

forestj

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #376 on: January 06, 2016, 09:40:26 PM »
Again, you are missing the distinction between savings vs. net worth growth.

I suppose that is intentional / self centered of me, since I just recently eliminated my debt and don't have any substantial investments. But it does explain how much people are growing their net worth, who are already multiples  beyond what I would consider sufficient to retire. I apologise for my laser-like focus on wages / entrepreneurship, since that is my only possible source of income right now.

You mentioned upthread you are a software developer in the Bay Area

I never mentioned where I live, I'm in Minneapolis where the income taxes are relatively high and the wages are relatively low. But my rent is $270/month, go figure.

I would sooner shoot myself in the foot than drop $200k on a condo.

I know what DINK means, but its really rare that I see two people less than 10 years older than me who both making $85k pre taxes. Most of the couples I know in my age range are making $85k pre-tax combined on average. A great portion of them are making less than 50k combined.

jorjor

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #377 on: January 06, 2016, 10:14:16 PM »
I know what DINK means, but its really rare that I see two people less than 10 years older than me who both making $85k pre taxes. Most of the couples I know in my age range are making $85k pre-tax combined on average. A great portion of them are making less than 50k combined.

Maybe rare in the general population, but you are on a forum that skews toward a quite successful demographic. (Even then, not necessarily common here.)
« Last Edit: January 06, 2016, 10:18:37 PM by jorjor »

aspiringnomad

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #378 on: January 06, 2016, 11:01:11 PM »
A little over 203k in NW gains this year up to 638k total NW. Stock investments were flat to down a bit, but all dividends were reinvested, and my rental property really picked up the slack.

CanuckExpat

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #379 on: January 07, 2016, 12:00:32 AM »
I never mentioned where I live, I'm in Minneapolis where the income taxes are relatively high and the wages are relatively low. But my rent is $270/month, go figure.

I would sooner shoot myself in the foot than drop $200k on a condo.

I know what DINK means, but its really rare that I see two people less than 10 years older than me who both making $85k pre taxes. Most of the couples I know in my age range are making $85k pre-tax combined on average. A great portion of them are making less than 50k combined.

"If you stay living in peasant country, you'll never be rich. Make the leap and budget later."

I've been waiting for an excuse to use that quote, stolen from PFJerk

(Tounge in cheek if that's not obvious)

MishMash

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #380 on: January 07, 2016, 07:58:13 AM »
This was our first full year tracking, and a horribly expensive crisis riddled year for us.  Number includes equity in the houses (no price appreciation from purchase though) and stocks were only up 1% across accounts in 2015 so this is pretty much all contributions.

Dec 31 2014: 721,425
Dec 31 2015: 823,141

2016, barring any more disasters (pretty please 2016, can we have one year without monumental bad luck...please...I promise I'll be nice to the woodland creatures, and perhaps temper my anger towards fellow DC drivers if so) should be a much better year, and will hopefully be our million dollar year through our own contributions.  There is an inheritance coming that will likely push us well over that mark but we want to hit it through our own contributions.

forsetj, I'm an millenial engineer as well, 85k for Minneapolis isn't terrible, but you could clear six figures easy by moving.  Not sure what your friends do but most of mine started out, fresh out of college, earning way more than 42k a year.

chubbybunny

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #381 on: January 07, 2016, 08:59:54 AM »
December 2014: $623,552
December 2015: $723,398

Okay, so I know I didn't sock away $100,000, so how in the world did my networth go up this much?   Here's the breakdown I found; it's a combination of savings, paying off mortgages, and housing prices going up.  Nothing to do with the stock market, investments were at a loss for last year.

assets
Cash: up $7,000
Retirement accounts: up $23,000
real estate value: up $33,000

debt
mortgages: down $32,000
car loan: down $6000

Threshkin

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #382 on: January 07, 2016, 10:55:56 AM »
5.74 percent gain in NW YTD.  Not great but since it is roughly 3 years of expenses I am not complaining.

I just ran the final numbers for 2015.  NW is up 19%.  Not bad for a generally down year in the markets.

tarheeldan

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #383 on: January 07, 2016, 11:04:46 AM »
Up $45,080.25 or 98.05% :-)

Tony_G

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #384 on: January 07, 2016, 01:00:02 PM »
Per Quicken mine went up 19.26%, I haven't calculated my savings rate.
 
I could have done a lot better, however, my income was a bit lower, investments are down, and I also spent a lot more on exotic travel with my fiancee on 2015 than on previous years.

I have not updated any of my real estate property values either, last summer was crazy and they've appreciated a bit, I'm not counting on that appreciation, though, except for one of the properties that I plan to sell this year (hoping the market remains as hot as last year).

To make things worse, I also bought a new truck (face punch please), the justification was that my old truck was a 10-year old, midsize  regular cab, so I could not comfortably fit 3 people, my mom spent pretty much all summer with us, so it was a pain every time we decided to go out.

We have already had "the talk" and agreed to oversee each other so we spend less and save/invest a LOT more this year, we are also combining finances and are even considering becoming a one car household once we get married.

FOBStash

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #385 on: January 07, 2016, 01:36:40 PM »
21% NW increase as of end December due to $8K decrease in annual spending + savings but overall spending is still very face-punch worthy. Still, all good and progress is worth celebrating!

The NW probably went down significantly the last few days due to hammering of stocks.
« Last Edit: January 12, 2016, 05:16:52 PM by FOBStash »

johnny847

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #386 on: January 07, 2016, 04:29:31 PM »
I'm up $26789.28, from $72700, or 36.8%

pancakes

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #387 on: January 09, 2016, 09:34:01 PM »
Did all the sums for 2015 and am pretty impressed we made a $44.5k increase. Our share portfolio decreased slightly in value over the year so all savings this year. 43% savings rate on our post tax income.

We had about about $14k (before tax) paid into super accounts this year but I don't include super in my net worth calculations because there are so many rules about accessing it.

We ended just shy of $200k and a little over if were to add our super balances and then subtract HECS debts.
« Last Edit: January 09, 2016, 09:39:35 PM by pancakes »

ReadyAimFired

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #388 on: January 10, 2016, 08:23:13 AM »
Dec 2014- $623,787
Dec 2015- $786,335  Sold real estate worth 95K but the rest was all saving!

Did not reach our goal of $800k but set a goal of $900k for 12/16
« Last Edit: January 10, 2016, 08:31:39 AM by ReadyAimFired »

Nate R

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #389 on: January 13, 2016, 08:49:01 AM »
End of 2014: 41.3K
End of 2015: 77.9K
Difference: + 36.6K.

 $7K of which is RE gains, but conservative, since we put $7K into one unit in our duplex (DIY), which allowed raising the rent from $815 to 980.

Total debt (including our own duplex and a SFR) went from 246.1K to 228.8K, so -17.3K.


Changes this year:
 My wife found out early last  year she'd be losing her job within a year. Started a new job late last year for about the same pay, but longer commute.
We changed one of our cars to a cheaper one, going from a 2011 CR-V that we owed money on to a 2005 Honda Civic Hybrid we paid cash for.
Bought 2 acres of land to eventually build a cabin on. We decided to borrow money for that, since we had some specific desires for land that only 1 or 2 parcels out of hundreds for sale in the area we wanted to be in met the requirements of for us. ($12K cost for the land.)

Overall, more steps in the right direction! YNAB has really helped me get a good foothold this year, and what's not reflected in the NW is going from basically a few hundred in cash on hand 2 years ago and barely staying afloat debt-wise to regularly having $5K+ in the checking account now, and staying on top of periodic bills, payments, etc.

GuitarBrian

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #390 on: January 13, 2016, 07:16:20 PM »
Jan 2015 - 260k
Jan 2016 - 317k

Increase - 57k


Notes:

I feel really good about this increase. Savings rate was just above 50%. Spent less than 3k per month, total... including all business expenses and other rental property expenses, not just personal expenses.

Net worth will depend on real estate values.. But my goal is to add at least 35k to the stache.

Here we go 2016!

del84

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #391 on: January 17, 2016, 04:32:53 AM »
Beginning of 2015: $672,845
End of 2015: $774,000
Increase: $101,155


iris lily

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #392 on: January 23, 2016, 06:53:14 AM »
We ended the year down, there was a loss to our net worth..

But thats ok, we retired this year and are spending down the stash. Its still scary, after years of $100,000+ jUmps to see it go in the opposite direction.
« Last Edit: January 23, 2016, 07:00:42 AM by iris lily »

FrugalFan

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #393 on: January 23, 2016, 12:04:11 PM »
We ended the year down, there was a loss to our net worth..

But thats ok, we retired this year and are spending down the stash. Its still scary, after years of $100,000+ jUmps to see it go in the opposite direction.

I can see this being very difficult as well, going from saving to spending. It will take a mental adjustment for sure.

ETBen

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #394 on: January 25, 2016, 04:55:54 AM »
Dec 2015: $390k
Dec 2014: $140k

... 2014 would be my half of the home we shared but also my half of the ridiculous debt my ex  had generated.

... 2016 should show a $50k jump from savings alone.

Davids

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #395 on: December 01, 2016, 12:59:50 PM »

sw1tch

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #396 on: December 02, 2016, 12:26:57 PM »
Subscribing to post mine after the new year.

marty998

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #397 on: December 02, 2016, 05:49:45 PM »
Topic title edited for 2016.

mustachepungoeshere

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #398 on: December 03, 2016, 12:34:25 AM »
Posting to follow, and following to post at end of year.

mr_orange

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Re: Net worth increase 2016 (i.e. the 'present' you give yourself)
« Reply #399 on: December 03, 2016, 06:34:03 AM »
We're on pace to increase about $260k in 2016.  We'll probably finish around $1.43M for a roughly 18% increase.  That's very close to our geometric mean of over the last 13 years which means we should double roughly every 4 years. 

2017 should be our lower-bound assumption FIRE year.