Author Topic: Net worth decrease 2020 (i.e. the 'present' you give yourself)  (Read 250112 times)

jojoguy

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1100 on: December 17, 2019, 05:05:52 AM »
12-25-18 = $68,000 roughly(I wasn`t tracking our 401ks exactly at this time)
12-17-19 = $163,011.39 (Great year! We maxed out our 401ks, maxed our IRAs, invested $16,000 into our taxable accounts, earned over $2,400 on mainly our travel credit card bonuses, and have an emergency fund in a high-yield savings account)

Goals for 2020 is :
Maxing our 401ks. 6% employer match.
Maxing our IRAs
Maxing out our HSA account. My employer adds 10% into our HSA when we match!
Keep earning rewards on CCs and/or checking accounts.
Keep educating ourselves on finding ways to passively make income to save.

Travis

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1101 on: December 17, 2019, 05:47:59 AM »
*clears throat* Ahem. Topic title updated to 2018.

These years seem to be ticking over faster and faster :/

This year has been pretty ordinary for me. Can't complain, still up, but nothing like the last 5 years. End of the Sydney property boom and a falling stockmarket will do that.

No drama, in 20 years time it'll all be noise.

@marty998 about time to change the date again? 

SwordGuy

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1102 on: December 17, 2019, 09:21:11 AM »
Up $171K for the year, but we've been lazy.    Only finished renovating one house this year and have been sluggish on the other.

We'll get a bump next year when we finish renovating one house and sell it, but we'll get a smaller drop when we finish renovating another house and give it away to charity.

I'm happy with where we are.   FIRED and wealthy. :)

G-dog

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #1103 on: December 17, 2019, 12:52:33 PM »
End 2013: about $822000
End 2014: about $1015000
Change: about $193000

Finally did some work to update my tracking sheets I just started this year. The above does not include house in the total (the value of which is not going to change drastically)

12/6/16: about $1,125,000 (excluding house)
FIREd 7/2/2015
12/20/16: about $1,150,000 (excluding house)
12/30/17: about $1,333,000 (excluding house)
       Using the actual numbers - up about $184K in 2017.
1/2/19: about 1,260,000 - DOWN about $73K in 2018
12/19/19: about 1,600,000* - UP about $340K* (amplified by the dip at the end of 2018)
UP about $510K* since retiring.

12/31/19: about $1,620,000 - crazy.

* updated due to market move. And I discovered an error in my spreadsheet such that one account wasnít included in my total.
« Last Edit: January 01, 2020, 02:10:44 PM by G-dog »

max9505672

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1104 on: December 17, 2019, 02:45:51 PM »
December 2017 : 113,230$     -
December 2018 : 144,241$     +31,011$
December 2019 : 237,374$     +93,133$

Travis

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #1105 on: December 19, 2019, 01:14:13 AM »
JAN 2014 - $364k (owned a truck, a garage full of "stuff," investments were fairly conservative and spread across 30 high fee funds. And half that $364k was cash!
DEC 2014 - $458k (sold truck, sold stuff, started Roth IRA for DW, got into Vanguard with a much more aggressive AA, deployed and came close to maxing the extended TSP limit)

DEC 2015 - $525k give or take what happens next week.  This year was fairly straightforward as far as AA and contributions go so my NW increase was pretty much what I put in to it since I had zero growth.

DEC 2016 - $650k. So around a $125k increase, and $72k of that is contributions.

As of 1 Dec, $850k.  $200k increase, $71k in contributions. Compounding for the win.

As of 27 Dec close, $866k after $76k in contributions.  A more or less down year like a lot of folks, but I still ended the year up based on our savings rate.  On a different forum somebody remarked "OMG, I lost $100k in net worth this year...OMG, my net worth is high enough that I have $100k to lose!"  It's definitely a good way of looking at how the market went this year.

As of 28 DEC: $1,208,000. $90,500 in contributions.
« Last Edit: December 27, 2019, 05:51:43 PM by Travis »

marty998

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1106 on: December 20, 2019, 04:41:48 PM »
Hola mujeres y hombres, Marty998 is taking an unbelievably unmustachian holiday around the Galapogas and Peru. It may have put a small ding in my NW, but this is what a NW is for after all.

Topic thread title updated.

G-dog

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1107 on: December 20, 2019, 05:00:57 PM »
Hola mujeres y hombres, Marty998 is taking an unbelievably unmustachian holiday around the Galapogas and Peru. It may have put a small ding in my NW, but this is what a NW is for after all.

Topic thread title updated.

That sounds like an excellent trip and use of resources!

mancityfan

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1108 on: December 21, 2019, 04:44:37 AM »
Dec 2014 - $1,351,000
Dec 2015 - $1,340,000
Dec 2016 - $1,443,000
Dec 2017 - $1,638,000
Dec 2018 - $1,695,000
Dec 2019 - $1,945,000

chasesfish

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1109 on: December 21, 2019, 04:56:04 AM »
Sitting at a $405,000 increase from December 31st 2018 to December 21st 2019.  Amazing since we've started drawing down from our portfolio in April

PhilB

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1110 on: December 21, 2019, 09:59:40 AM »
I just checked my numbers and was gobsmacked to find myself 20% up on this time last year.  Given I FIRE'd in late 2018 and was expecting to be burning through some capital that feels really weird.

Roland of Gilead

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1111 on: December 21, 2019, 10:07:01 AM »
I just checked my numbers and was gobsmacked to find myself 20% up on this time last year.  Given I FIRE'd in late 2018 and was expecting to be burning through some capital that feels really weird.

Considering the S&P500 is up something like 26%, if you spent 4% of your invested assets it would be easy to still be up 20%.

Stocks only go up

Exflyboy

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1112 on: December 21, 2019, 03:01:35 PM »
Dec 13.. Approx $1.2M... first FIRE
Dec 16.. Approx $1.6M... Second FIRE
Dec 18.. Approx $2.0M
Dec 19............. $2.295M

Above numbers do not count pensions ($525k in theory) or paid off house $400k.

Aunt Petunia

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1113 on: December 21, 2019, 03:14:12 PM »
My net worth increased by 106k, which is more than my household income for the year. (Started at 339 and currently about 445).  I haven't done the exact numbers yet but we spent approximately 40k and saved about 50k.

Zoot

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1114 on: December 22, 2019, 05:02:31 AM »
Dec 2014 - $1,351,000
Dec 2015 - $1,340,000
Dec 2016 - $1,443,000
Dec 2017 - $1,638,000
Dec 2018 - $1,695,000
Dec 2019 - $1,945,000

I was inspired by the format of this post to go back and put together similar numbers.  Here's the result:

Month    Total NW     Liquid NW
Dec-14    $666K       $509K
Dec-15    $761K       $544K
Dec-16    $878K       $592K
Dec-17    $1,058K    $796K
Dec-18    $1,099K    $813K
Dec-19    $1,413K    $1,100K

Hard to believe, but there it is in my spreadsheet.  Wow.
« Last Edit: December 23, 2019, 02:35:48 PM by Zoot »

norajean

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1115 on: December 22, 2019, 05:48:37 AM »
Personal Capital says net worth since Jan 1 is up a bit more than five times pretax wages.

CarolinaGirl

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1116 on: December 22, 2019, 06:10:41 AM »
Iím up 177k since Jan 1, 2018!  Just unbelievable.....

Apples

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Re: Net worth increase 2014 (i.e. the 'present' you give yourself)
« Reply #1117 on: December 22, 2019, 06:29:57 AM »
December 2013:  $43,800
December 2014:  $70,200
December 2015:  $107,700
December 2016:  $153,950 
December 2017:  $219,525 

December 2018:  $272,446  Not quite as much as the year before.  Thus far 2019 has been much better for the net worth, so I'm excited to update that at the end of the month.

Fishing4FI

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1118 on: December 23, 2019, 09:40:35 AM »
I love this thread and I love all you people.  You all keep me motivated and assurance that we are on the right track.. Just keep doing what we're doing and it's just a matter of time..

Starting tracking NW August 2018

Aug 18: $27K
Dec 18: $64K
Dec 19: $168K


PlanetDee

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1119 on: December 24, 2019, 07:29:56 AM »
Total net worth at the end of the year shows $361k - Personal Capital shows we increased $240k this year (sold a property early in the year and made sure that all the accounts were connected).

So excited to see the progress!

Fru-Gal

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1120 on: December 24, 2019, 07:48:21 AM »
We're up by over $150k this year!!! Mind-blowing. Just a few days ago passed $500k investments. Also hit $1 million NW this year. Truly grateful for MMM and this community being the catalyst. As we all know, these behaviors aren't discussed in polite company, plus stealth wealth is important especially as you go higher in NW or work in a field where people are subsisting on much less (some while racking up debt/leasing new cars/clubbing). People can be jealous bitches and you will lose some friendships if your success is obvious (or even if not but you just seem suspiciously content).

While it hasn't been easy, I first fixed my mindset. Then I accidentally landed the highest-paying gig of my life after DECADES of subsistence on low income self-employment. IMHO, MMM's emphasis on getting a better-paying job is critical. Like high savings rates, it's one of those things that people think is impossible for them to achieve. It's not. The money is out there, at least for now in a good global economy. I don't deceive myself that it's all about me -- I've been through recessions and know the experience of calling every client I have and learning they no longer have budget and have laid everyone off. I've also worked a ton of manual labor. This is a good economy. Enjoy this motherfucker!

Low expenses + no debt + high savings rate + high income + stock market = FI!

StarBright

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1121 on: December 24, 2019, 08:17:00 AM »
My net worth increased by 106k, which is more than my household income for the year. (Started at 339 and currently about 445).  I haven't done the exact numbers yet but we spent approximately 40k and saved about 50k.

Our numbers are similar! It is a really weird feeling for our increase to be approaching our household annual income! Weird and amazing and a reminder of how capital begets capital.

To be fair, last year we were essentially flat, so it all evens out in the end :)

ender

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1122 on: December 24, 2019, 08:46:16 AM »
The nice part about the December 2018 market drop is it makes the 2019 numbers look much better than they otherwise would have :-)

DarkandStormy

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1123 on: December 24, 2019, 10:40:58 AM »
My "present" this year will be in the neighborhood of $130k!

achvfi

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1124 on: December 24, 2019, 11:26:55 AM »
Oh I like this thread. Lets see... 2019 looks to be a very good year if it continues this way. I am not sure if I am calculating wrong, numbers look quite big.

Net worth increase of 217K
Liquid investments increase of 137K

Some investments we made in real estate in last 3 years turned out to be big drivers of net worth growth this year.

That is some nice present we gave to ourselves this year.

Merry Christmas and happy new year y'all

TempusFugit

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1125 on: December 24, 2019, 01:04:20 PM »
+245K in CY 2019

As Ender noted above, the December correction (nearly a bear) makes this year's numbers look better than they would otherwise.  But I'll take it. 


MissNancyPryor

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1126 on: December 24, 2019, 01:29:13 PM »
I am up over $650,000 since this date last year and the butt kicking Christmas Eve of 2018 dealt.  I have, ahem, recovered nicely to say the least.

Gleefully, $250,000+ of that has happened just since I officially FIRED at the beginning of September 2019.  That is a gob-smack and represents several years of FIRED life.  That snapshot NW from my FIRE date will be in my head if we have a pullback and I will remember that it was plenty

Now I am in the plenty+++ days and will strive to do good things with my ridiculous excess. 

Thank God I FIRED.     

happy

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1127 on: December 24, 2019, 02:40:09 PM »
Hola mujeres y hombres, Marty998 is taking an unbelievably unmustachian holiday around the Galapogas and Peru. It may have put a small ding in my NW, but this is what a NW is for after all.

Topic thread title updated.
Have a great time Marty998! The Galapagos are on my bucket list (although if I never get there it won't matter too much) - so I'm jealous!.

seattlecyclone

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1128 on: December 24, 2019, 07:32:25 PM »
I FIREd in August and have seen a $120k increase since then. Up more than $400k on the year, though of course that's counting from a pretty low point in the year-end correction. That same correction caused our net worth to go down a couple thousand dollars in 2018 despite working all year.

Wintergreen78

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1129 on: December 24, 2019, 10:19:21 PM »
1/1/2017 : $649k
1/1/2018 : $857k
1/1/2019 : $787k

Quit work at the end of January. My expenses for the first year of retirement have been right around what I expected. Even with the market decline, everything is good.

Everyone is posting before the end of the year! This means the top must be in. So, before the 15% drop that will happen on December 27, here is where I am at:

12/24/2019 : $903k

Exflyboy

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1130 on: December 24, 2019, 11:42:34 PM »
We're up by over $150k this year!!! Mind-blowing. Just a few days ago passed $500k investments. Also hit $1 million NW this year. Truly grateful for MMM and this community being the catalyst. As we all know, these behaviors aren't discussed in polite company, plus stealth wealth is important especially as you go higher in NW or work in a field where people are subsisting on much less (some while racking up debt/leasing new cars/clubbing). People can be jealous bitches and you will lose some friendships if your success is obvious (or even if not but you just seem suspiciously content).

While it hasn't been easy, I first fixed my mindset. Then I accidentally landed the highest-paying gig of my life after DECADES of subsistence on low income self-employment. IMHO, MMM's emphasis on getting a better-paying job is critical. Like high savings rates, it's one of those things that people think is impossible for them to achieve. It's not. The money is out there, at least for now in a good global economy. I don't deceive myself that it's all about me -- I've been through recessions and know the experience of calling every client I have and learning they no longer have budget and have laid everyone off. I've also worked a ton of manual labor. This is a good economy. Enjoy this motherfucker!

Low expenses + no debt + high savings rate + high income + stock market = FI!

Nice and when you're FI, recessions are no longer a problem, as in you don't need to find a job to keep a roof over your head.

Like you said, getting on the path is 50% attitude and I too am so grateful that I got my head on straight to break out of the matrix of spending everything I earn.. Just because everyone else does!

BearBoy0222

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1131 on: December 25, 2019, 01:38:34 PM »
Only started tracking NW 3rd quarter this year, but rough numbers below:

September 2019= ~$390k
December 2019= ~$419k

Increase of about ~$29k in the last quarter of 2019.  Includes real estate.

Excited to keep tracking NW throughout next year and be able to provide a progress for 1 year!

11ducks

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Re: Net worth increase 2015 (i.e. the 'present' you give yourself)
« Reply #1132 on: December 25, 2019, 03:59:40 PM »

My net worth

2013  -$33,600 owed (student loans)
2014  -$21,000 owed
2015 -$2,242 owed  - so close to free!!!!

2016 = + $5000 net worth. Finally made it into the positives!
2017 = + $35000 net worth!   (+retirement account of $90k = total NW of $125,000)

2018 = $82k net worth (+ $110k retirement, Total NW $192k). Increase of $67k!


Picked up a second job this year, and was able to smash my goals! Hoping to do the same next year.

Goal for 2019 = hit a quarter of a million,  by adding $60,000 to my net worth.

Man, what a year! Secured my dream job, worked a lot but smashed my goals!


2019 = $132.7k liquid net worth (+ $148k retirement, Total NW $281k). Increase of $88.7k!


2020 goals. modest goals this year. $55k in 2020, and a lot of career and health development :)

marty998

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1133 on: December 25, 2019, 07:04:41 PM »
Hola mujeres y hombres, Marty998 is taking an unbelievably unmustachian holiday around the Galapogas and Peru. It may have put a small ding in my NW, but this is what a NW is for after all.

Topic thread title updated.
Have a great time Marty998! The Galapagos are on my bucket list (although if I never get there it won't matter too much) - so I'm jealous!.

Definitely having a good time! Youíll enjoy the Galapogas, lots of snorkelling, sea lions, and snorkelling with sea lions.

Had a cracking pork belly + a rum and coke at dinner just now in Ollantaytambo / Sacred Valley, Peru, and in 12 hours time will be on KM82 at the start of the Inca Trail!

Feliz Navidad everyone!

bigchrisb

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1134 on: December 26, 2019, 01:13:40 AM »
Awesome memories from both the Galapagos and the Inca trail. Although the descent on day three didn't feel awesome on the knees at the time!  Fi enables these kind of trips with no regrets.

On finances, 2019 has been a good year for my portfolio, up approx 600k, albeit off a low base with the dip at end 2018.

The continuing good equity returns gives a sense of financial invincibility, but trying to stay grounded.

Nate R

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1135 on: December 26, 2019, 07:00:23 AM »
End of 2013: 27K
End of 2014: 41K
End of 2015: 78K
End of 2016: 120K
End of 2017: 199K
End of 2018: 241K
End of 2019: 315K   -- Increase of 74K or 30%. Not bad at all, despite total debt only changing by a few hundred dollars.

Changes this year: We did take out a HELOC in January to fun some home repairs. Plans got altered quite a bit through the year, though. Finished a degree that most of my work paid for, and got the promotion I was hoping for last year. Meanwhile, I found my marriage to be in DEEP trouble. Took a break from other things in life to really work on that and myself for a while this year.  Things were up and down quite a bit this year, but ending the year very well, that way.
Projects on the house got spread out to be over several years instead of packing more into this year. Got the patio replaced, some tough backyard drainage work done, kitchen refreshed, (new cabinets and counters, dishwasher and some needed electrical updates got done.)
Have a large international trip that we're leaving for tomorrow.

2020:
Off-grid cabin build groundwork was laid this year, but actual construction delayed for another year, and savings for it much delayed as well. It will be simpler and cheaper than expected, and that's OK. :-) Hoping to start that in Fall of 2020.
Home improvements continue: Garage has now rotted enough that I'm forced to do something soon, so substantial repairs on that will commence early next year. Also doing siding on one side of the house, the rotting siding pieces are falling off, and paint chunks exploding off as well. The other sides of the house exterior will likely get painted.

Excited to see that our NW is up over 10X in 6 years, and the retirement stash has more than doubled in the last 3 years!




SaucyAussie

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #1136 on: December 26, 2019, 07:28:47 AM »
Single. Chugging along.  I just wish I had started this at 22 instead of 42. 

2013 - $0
2014 - $68K
2015 - $152K
2016 - $238K
2017 - $350K
Years to FIRE - 7.51

Theoretically, I could hit $500K by the end of 2018, but would need a lot to go right.

On the bright side, lots of debt eliminated this year - credit cards, student loans, and alimony all down to zero.  This year I'm going to tackle those pesky 401k loans. 

2013 - $0
2014 - $68K
2015 - $152K
2016 - $238K
2017 - $350K
2018 - $420K
Years to FIRE - 6.98

Still single.

2013 - $0
2014 - $68K
2015 - $152K
2016 - $238K
2017 - $350K
2018 - $420K
2019 - $560K
Years to FIRE - 5.51

I feel like I'm past the halfway mark.
« Last Edit: December 26, 2019, 09:40:46 AM by SaucyAussie »

BrokenBiscuits

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1137 on: December 26, 2019, 09:32:29 AM »
Dec 2013 NW 68k
Dec 2014 NW 82.5k (14.5k / 21.32%)
Dec 2015 NW 110k   (27.5k / 33.33%)
Dec 2016 NW 142k  (32k / 29.09%)
Dec 2017 NW 165k  (23k/ 16.19%)
Dec 2018 NW 168k.  (3k/ 1.81%)
Dec 2019 NW 190k.   ( 22k/ 13.09%)

Having a little behind me has allowed me to spend 6 months off work with my new born daughter which is pretty awesome! Will be a struggle to get back to work when the times up though!

DustyD

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1138 on: December 28, 2019, 10:42:45 AM »
Dec 2015: $272k
Dec 2016: $421k
Dec 2017: $632k
Dec 2018: $739k
Dec 2019: $1,113k

I remember back when I first started, thinking what a shame it was that I had missed the big run-up 2013, and wondering if I should just wait for prices to drop back down. Glad that I didn't wait too long, and now wish I had taken on more risk along the way. I'm excited to see what the new year/decade will bring, and grateful to feel more financially secure than ever.

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Re: Net worth increase 2017 (i.e. the 'present' you give yourself)
« Reply #1139 on: December 28, 2019, 12:41:47 PM »
Dec. '13:  $96,000
Dec. '14:  $110,000
Dec. '15:  $160,000
Dec. '16:  $262,000
Dec. '17:  $376,000
Dec. '18:  $490,000
Dec. '19:  $651,000

Our best year yet.  Markets for the win.  And savings.  Looking at others' timelines, once they hit $650k most reached $1M within 3 years.  Granted the last few years have seen a mostly booming stock market but even conservatively I should have retirement savings in the bag by my 42nd birthday.  Great feeling.  Awesome to see others on here are prospering as well.  Note to others getting started that I made lots of mistakes, moderate income, and didn't get serious until my early 30's.  You can do it!
« Last Edit: December 28, 2019, 01:04:14 PM by midwesterner1982 »

jedsbud

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1140 on: December 29, 2019, 06:11:10 PM »
Dec-12   $294,189    
Dec-13   $353,120          $58,931
Dec-14   $289,431        ($63,689)
Dec-15   $485,808        $196,377
Dec-16   $596,683        $110,874
Dec-17   $921,012        $324,329
Dec-18   $948,832        $27,820
Dec-19   $1,204,117   $255,285

Interesting observations from this data. 
2014 - Invested in home for my oldest at college, and basically had roommates pay for living expenses. 
2017 - Sold house from 2014 at a nice profit, received the largest bonus of my life, house flooded and insurance money arrived before the end of the year so gain is exaggerated. 
2018 - Cash outflows to repair house and paid off the house.  Plus second boy started college. 

Overall stock market gains have contributed nicely over the last 8 years. 

GuyinTexas

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1141 on: December 29, 2019, 07:46:32 PM »
2011    $-45k
2012    $-43k
2013    $-35k
2014    $-35k
2015    $-11k
2016    $6k
2017    $9k
2018    $31k
2019    $62k

Lots of ups and downs but I'm making progress. Would be nice to break through $100k in investments 2020 (currently $73k). Student loans 2001-2016, two new cars in 2014 and 2016. 2014 was the first year I earned more than $50k/yr. 2017 I had $8k in medical debt. I've learned valuable life lessons over the years.

skcook

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1142 on: December 29, 2019, 08:00:55 PM »
Dec 2019 - $825k
Dec 2018 - $700k (approx)
Dec 2017 - $569k
Dec 2016 - $400k

Pretty happy with our steady progress, especially since we spent about $17k this year on a camper van and an e-bike (both of which are totally awesome).

LWTG

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1143 on: December 29, 2019, 09:36:40 PM »
Dec 31, 2012  -($33,302)
Dec 31, 2013 -($20,162)     +13,140
Dec 31, 2014    $2,833        +22,995
Dec 31, 2015    $13,330      +10,497
Dec 31, 2016    $75,494      +62,164 **
Dec 31, 2017   $106,827      +31,333
Dec 31, 2018    $125,811     +18,984
Dec 31, 2019   $221,500      +95,689 **

Bit slower then many on here; but started late and in BIG HOLE of debt.  We've made it through the "daycare years" with both our kids and re-fied our consumer debt into a more manageable longer term lower rate second mortgage. Also crossed into 6 figures invested this year and they say the first $100K is the hardest. So I am pretty confident and optimistic for the next decade :)

** years in which I updated and bumped up our home value, in reality it was more linear/averaged out over the other years as well.

SwordGuy

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Re: Net worth increase 2018 (i.e. the 'present' you give yourself)
« Reply #1144 on: December 30, 2019, 12:23:17 AM »
Up $171K for the year, but we've been lazy.    Only finished renovating one house this year and have been sluggish on the other.

We'll get a bump next year when we finish renovating one house and sell it, but we'll get a smaller drop when we finish renovating another house and give it away to charity.

I'm happy with where we are.   FIRED and wealthy. :)

And....   I'm even happier at $182k up for the year.   Not bad, $11k for a few days of not working for it! ;)

FIRE_guy

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1145 on: December 30, 2019, 01:24:09 AM »
Dec 31, 2012  -($33,302)
Dec 31, 2013 -($20,162)     +13,140
Dec 31, 2014    $2,833        +22,995
Dec 31, 2015    $13,330      +10,497
Dec 31, 2016    $75,494      +62,164 **
Dec 31, 2017   $106,827      +31,333
Dec 31, 2018    $125,811     +18,984
Dec 31, 2019   $221,500      +95,689 **

Bit slower then many on here; but started late and in BIG HOLE of debt.  We've made it through the "daycare years" with both our kids and re-fied our consumer debt into a more manageable longer term lower rate second mortgage. Also crossed into 6 figures invested this year and they say the first $100K is the hardest. So I am pretty confident and optimistic for the next decade :)

** years in which I updated and bumped up our home value, in reality it was more linear/averaged out over the other years as well.

Wow, almost a 100k this year alone? That's really impressive my friend.
Well done.

2Birds1Stone

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1146 on: December 30, 2019, 05:20:22 AM »
Household Net Worth

$716,000.0 - 2019 leanFIRE'd in October
$521,000.0 - 2018 Office Space
$445,000.0 - 2017 Continued living like it's 2014
$308,000.0 - 2016 Made $$$
$160,000.0 - 2015 Changed Careers
$84,500.0 - 2014 Joined Forums
$65,000.0 - 2013
$42,500.0 - 2012 Discovered MMM/ER

~$195k increase this year!

StarBright

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1147 on: December 30, 2019, 07:34:07 AM »
2011    $-45k
2012    $-43k
2013    $-35k
2014    $-35k
2015    $-11k
2016    $6k
2017    $9k
2018    $31k
2019    $62k

Lots of ups and downs but I'm making progress. Would be nice to break through $100k in investments 2020 (currently $73k). Student loans 2001-2016, two new cars in 2014 and 2016. 2014 was the first year I earned more than $50k/yr. 2017 I had $8k in medical debt. I've learned valuable life lessons over the years.

This is amazing steady progress - congrats!

I think a lot of us here find that once we hit about 100k in investments that it just seems to take off. You are almost there!

LWTG

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1148 on: December 30, 2019, 04:12:44 PM »
Dec 31, 2012  -($33,302)
Dec 31, 2013 -($20,162)     +13,140
Dec 31, 2014    $2,833        +22,995
Dec 31, 2015    $13,330      +10,497
Dec 31, 2016    $75,494      +62,164 **
Dec 31, 2017   $106,827      +31,333
Dec 31, 2018    $125,811     +18,984
Dec 31, 2019   $221,500      +95,689 **

Bit slower then many on here; but started late and in BIG HOLE of debt.  We've made it through the "daycare years" with both our kids and re-fied our consumer debt into a more manageable longer term lower rate second mortgage. Also crossed into 6 figures invested this year and they say the first $100K is the hardest. So I am pretty confident and optimistic for the next decade :)

** years in which I updated and bumped up our home value, in reality it was more linear/averaged out over the other years as well.

Wow, almost a 100k this year alone? That's really impressive my friend.
Well done.

Thanks!! About half Home equity/value increase and half retirement contributions/gains.

Don't anticipate keeping that pace but even ~$50K a year will get me to about a million-ish by the time my wife hits her pension which should be good for an early-mid fifties retirement :)

bennycx

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Re: Net worth increase 2019 (i.e. the 'present' you give yourself)
« Reply #1149 on: December 30, 2019, 06:18:41 PM »
2017   550k
2018   717k
2019   1.22mil

Reached a mil at 30 years of age!
Took some low fixed rate debt last year which paid off massively along with a decent bonus