Anyways, most just looking to share my joy and gratitude in being able to do accomplish this step towards our goal. How much pre-tax are YOU able to save? and how much more could you?
congrats! being able to save that much in tax is especially nice.
my pre tax is maxed unfortunately :( $18k (+$2k empl match) into 401k, $2500 into DC FSA, and $5150 into HSA (+1500 empl match)
my wife just bumped her pre-tax Defined Contribution to the max at 15% (was 10), and also sends $2500 into DC FSA.
the only place we really have left is my wife's 403b, which I looking to fund by the end of the year,still trying to wrangle in the last little bit of debt(student loans, 1 car note) and working on spending cuts.
adding that up we are at about $42k pre-tax planned for this year, 2015.
i have never checked the actually % saves doing this, but anything i can save is awesome.
and because of where my income falls, having this money lower my AGI is important for taking certain other tax credits/deductions into account, which means the savings is even more than just the taxes we DON'T pay on the money directly.