Author Topic: I just bought 2 days per year of free life, indefinitely. 363 to go.  (Read 89942 times)

BeautifulDay

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go. Lot
« Reply #350 on: November 11, 2018, 05:33:38 PM »
Based on $40,000 annual spending.  So about $2700 per day.
31 forever days.  1 month down 11 to go.

34 days.

I do like this concept, but seems like it will take forever. However, a lot can and most certainly will change over the next few years.

Looks like itís been about a year since I posted here.  Iím now at 38 days, but Iím basing my number on $50k per year rather than $40k. Last month I was at 40 days, darn market correction.

6 day increase (sept 17 to sept 18) in a year isnít good. Even worse 4 day increase from sept 17 to oct 18.  Good thing Iím in it for the long haul.

Ive increased my saving rate this last couple months.  So it will get better.

Slow&Steady

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go. Lot
« Reply #351 on: November 27, 2018, 09:27:00 AM »

...6 day increase (sept 17 to sept 18) in a year isnít good. Even worse 4 day increase from sept 17 to oct 18.  Good thing Iím in it for the long haul.

Ive increased my saving rate this last couple months.  So it will get better.

6 days/year or 0.5 days/month is what I have been averaging (or was before the Oct).  I also am not happy with this number, I am hoping to increase my savings rate considerably in 2019.

I just wanted to let you know that you are not alone, cheers.

TexasRunner

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go. Lot
« Reply #352 on: November 27, 2018, 04:11:01 PM »

Looks like itís been about a year since I posted here.  Iím now at 38 days, but Iím basing my number on $50k per year rather than $40k. Last month I was at 40 days, darn market correction.

6 day increase (sept 17 to sept 18) in a year isnít good. Even worse 4 day increase from sept 17 to oct 18.  Good thing Iím in it for the long haul.

Ive increased my saving rate this last couple months.  So it will get better.

Keep in mind the day 'gains' are exponential.  I'm sure we could determine the formula for how hard the first day is compared to how easy the last day is, but they are not equal by any means.

financialfreedomsloth

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go. Lot
« Reply #353 on: December 08, 2018, 05:03:25 AM »

Looks like itís been about a year since I posted here.  Iím now at 38 days, but Iím basing my number on $50k per year rather than $40k. Last month I was at 40 days, darn market correction.

6 day increase (sept 17 to sept 18) in a year isnít good. Even worse 4 day increase from sept 17 to oct 18.  Good thing Iím in it for the long haul.

Ive increased my saving rate this last couple months.  So it will get better.

Keep in mind the day 'gains' are exponential.  I'm sure we could determine the formula for how hard the first day is compared to how easy the last day is, but they are not equal by any means.
The last day comes on top of a stash that can already sustain you 364 days. Basically, that last day is a rounding error or a move in the market of less than 0,3% ...

BeautifulDay

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go. Lot
« Reply #354 on: December 08, 2018, 11:52:13 PM »

Looks like itís been about a year since I posted here.  Iím now at 38 days, but Iím basing my number on $50k per year rather than $40k. Last month I was at 40 days, darn market correction.

6 day increase (sept 17 to sept 18) in a year isnít good. Even worse 4 day increase from sept 17 to oct 18.  Good thing Iím in it for the long haul.

Ive increased my saving rate this last couple months.  So it will get better.

Keep in mind the day 'gains' are exponential.  I'm sure we could determine the formula for how hard the first day is compared to how easy the last day is, but they are not equal by any means.
The last day comes on top of a stash that can already sustain you 364 days. Basically, that last day is a rounding error or a move in the market of less than 0,3% ...

Good perspective.  We are in the hard uphill battle right now.  Canít wait to see more of the compounding action.

Jaayse

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Re: I just bought 2 days per year of free life, indefinitely. 363 to go.
« Reply #355 on: December 11, 2018, 06:31:36 PM »
2017
April 14 - 66.9
July 24 - 72.32
October 1 - 85.18
November 1 - 89.49
December 1 - 91.60

2018
January 1 - 94.16
February 1 - 99.53
March 1 - 98.25
April 1 - 99.81
May 1 - 129.12
June 1 - 133.36
July 1 - 138.76
August 1 - 143.95
September 1 - 148.73
October 1 - 151.87
November 1 - 146.53
December 1 - 150.11

A bit of a recovery, working hard to hold on.