Pay your taxes, moocher.
That's idiotic comment. You're in the wrong forum if you think people shouldn't save and take every deduction they are legally entitled to.
Take what you are legally entitled to. However, I don't see how he's paying nothing given the information he gave (high income single earner household with implied regular, taxable, income). It's certainly possible, but very hard to do.
Would love to see exactly how he's coming up with the $60-70k in deductions needed to zero out his income tax bill. Maxed 401k, HSA and a 10% tithe + other misc deductions don't add up, even with a $4k credit. Maybe he's rocking a massive mortgage that allows him to deduct enough interest and property tax? Would love to see it all.
Doesn't seem that hard.
Gross salary is $106,000.
Maxing out 401(k) means "wages" reported on tax return will be $88,000.
The cutoff for full IRA deductions for a married joint filer with a retirement plan is $98,000, so we can take a full IRA deduction of $11,000. Now we're at $77,000.
Max out a family HSA ($6,650). Now we're down to $70,350.
Subtract a standard deduction ($12,600) and exemptions for a family of six ($24,000) to bring us down to $33,750 taxable.
The tax on this income is $4,144, but four $1,000 child tax credits brings it down to $144 net.
The OP claimed a negative $5 total tax liability, implying a tax of $3,995 before the child tax credit. A taxable income in the range of $32,750-$32,800 would do it. To achieve that they would need itemized deductions just $1,000 higher than their standard deduction, or $13,600. A tithe of 10% of gross salary would get them most of the way there, with state income tax making up the rest.
See? No cheating required.