It’s as though “personal finance” can’t be someone’s hobby or an interest. Those subs talk about money. That’s what they’re there for. That’s why people read them, for better or worse. It’s like saying “Wow, I can’t believe people talk about beautifully remodeling their den on /r/DIY when there are people out there that choose not to remodel their den or can’t for whatever reason. What pompous jerks!”
FWIW I thought your reddit Post was very informative and the breakdown was very encouraging. So thanks for that!