I've been lurking around MMM for a few years now and I'm finally starting to see the stache come in. We had a lot of debt, $90K, when we started this journey 5 years ago but we continue to move in the right direction. Just wanted to celebrate today because we have been debt free, except for the mortgage, for 1 year and we have already maxed out our HSA for the year! Time to get to work on our IRAs! Thanks everyone for being excellent role models and inspiration!