I can comment on the no AC thing... My now wife drove a 1998 Jeep in PA. Family bought it new, and they drove it for 17 years. was great in PA, drop the roof, 4x4, etc. But then we moved to Texas. she was applying for jobs in august. if you drove that thing top down, you would get there wet and crazy haired, never get the job. so she would take my car, and I would take the Jeep. I had to leave early, in gym shorts. change at work, Work, change, drive home, shower off again. it wasn't nearly as fun as it could have been.
I now see AC as mandatory. When you're stuck in traffic or something, it just swelters.