Since my wife and I read about MMM our saving per month has increased dramatically! Previously, we only saved the Dave Ramsey recommended 15% and blew the rest. 2017 is the year we really started to get serious with our finances.
Savings per month:
January- $1270.24
February- $1270.24
March- $1270.24
April- $1270.24
May- $4920.24>>>Starting read Mr Money Mustache on the blog/forums.
June- $6254.37
July- $6757.90
August- $7700.50
September- $4966.53
October- $6256.66
November- $7304.72
December- $6223.74 (projected)
I currently have my 403B set to 40% contribution and my wife's 403B/457B is set to 84% to get a $0 paycheck :D
$55465 plus $14,050 in extra payments to the mortgage earlier in the year which we have now stopped for a total of $69515 on $133,000 in income (pretax).
Basically cut down on the unnecessary spending and stopped paying extra on the mortgage. We've seen our net worth grow much faster after stopping the extra mortgage payments and max out all available retirement accounts to reduce our taxable income. Luckily my wife has been completely on board. The idea of being able to quit our jobs early and be FI is a huge motivator! We are on track to be FI in 2027 with a paid off mortgage at 42 years of age.