Well, for like 10 minutes.
I finally got the bill from DDs NICU stay... the HSA plan left me to pay my $5,000 out of pocket max. I called the provider, and told them I could pay $4,000 today. Otherwise, I'd have to call back right before it was due to pay.
They accepted it!
When I hung up the phone, I'd been on the line for something like 9:35 seconds.
Not too bad!