The boyfriend and I discussed washing and ironing his work shirts at home instead of sending them to the dry cleaner every time. He was totally on board. Later on, I suggested that he take the amount of money he had been spending on the dry cleaning and instead contribute it to his 401(k). He thought that was a great idea, so we set up his 401(k) last night! As we were setting it up, we continued discussing his retirement goals and as he realized how far behind he was, he decided he would contribute 3% instead of just 1%. The 401(k) website also had a feature where you can have it automatically increase your contribution by a certain percentage on a certain date of every year. He agreed to increase it by an additional 1% after we come back from a vacation we've been planning, and I set it up to do so automatically. Major win. :{