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General Discussion => Share Your Badassity => Topic started by: stashja on May 14, 2019, 09:04:10 AM

Title: Biking to work and no more mortgage!
Post by: stashja on May 14, 2019, 09:04:10 AM
1. Sold condo
2. Bought really nice house. Biking distance from new workplace!
3. Moving HCOL to LCOL = no more mortgage, forever!
Title: Re: Biking to work and no more mortgage!
Post by: Teachstache on May 15, 2019, 06:54:24 PM
Nice! Congratulations!
Title: Re: Biking to work and no more mortgage!
Post by: jaysee on May 16, 2019, 07:34:36 PM
Beautiful! There's nothing like the experience of freedom!
Title: Re: Biking to work and no more mortgage!
Post by: CarolinaGirl on May 17, 2019, 07:19:11 AM
That sounds awesome!!  Congrats!!
Title: Re: Biking to work and no more mortgage!
Post by: aetheldrea on May 17, 2019, 11:36:45 PM
Congrats and hooray for biking! Wish I had the nads to ditch the clown car completely.
Title: Re: Biking to work and no more mortgage!
Post by: DoNorth on May 18, 2019, 09:54:42 AM


way to go!

2015, sold house and moved from HCOL to LCOL
2015-2018--built house in LCOL
2018-Sold  clown car, later in 2018 sold other clown car, then moved to Europe, bought a diesel van with cash which we only use for longer car trips and larger grocery trips.  Now I bike 2.4 miles each way to work and walk my kids about a mile to school.  We fill up our van about once every 6 weeks or less.  Nothing like passing vehicles stopped at a light when you're riding your bike.  One couple from our kids' school has two cargo bikes that they ride everywhere with 2-3 kids on the front at any given time.  Never seen them in a motor vehicle once.
Title: Re: Biking to work and no more mortgage!
Post by: triple7stash on May 29, 2019, 04:24:51 PM
Congrats!

How far is your bike commute?  I just got a new bike and have been toying with the idea of biking to work.  It would be about 8 miles one-way and as embarrassing as it is, I'm not sure if I could pull that off daily.  Plus I'm pretty bike ignorant in terms of fixing a flat so I'll have to get the tube and do a few test fixes in my garage haha.
Title: Re: Biking to work and no more mortgage!
Post by: aetheldrea on May 31, 2019, 08:52:59 PM
Congrats!

How far is your bike commute?  I just got a new bike and have been toying with the idea of biking to work.  It would be about 8 miles one-way and as embarrassing as it is, I'm not sure if I could pull that off daily.  Plus I'm pretty bike ignorant in terms of fixing a flat so I'll have to get the tube and do a few test fixes in my garage haha.
8 miles is a sweet distance, you can do it. Start out two or three times a week and work up to more often (if you want). Sometimes people at work ask me about biking and they say, “I would die if I had to do that.” Never sure what they imagine happening to themselves. Sit down on your bike and move your feet in little circles. If it gets hard, change gears until it’s easy again. Stop when you get where you wanted to go.
Title: Re: Biking to work and no more mortgage!
Post by: triple7stash on June 02, 2019, 12:32:16 PM
Sit down on your bike and move your feet in little circles.

Definitely stealing this for when anyone mentions how hard biking is.
Title: Re: Biking to work and no more mortgage!
Post by: partdopy on June 03, 2019, 09:51:42 AM
Congrats!

How far is your bike commute?  I just got a new bike and have been toying with the idea of biking to work.  It would be about 8 miles one-way and as embarrassing as it is, I'm not sure if I could pull that off daily.  Plus I'm pretty bike ignorant in terms of fixing a flat so I'll have to get the tube and do a few test fixes in my garage haha.

8 miles sounds further than it feels.  I have a 15 mile round trip bike commute as well, and when I first started doing it I just figured I'll get there when I get there. I'm not going to push myself and try to break a land speed record, so I left at 8 with a goal of being there before 9.  A pace a bit above leisurely, and a few weeks later I'd gotten in good enough shape to be keeping up with or passing most other bike traffic and pedal the whole route in the fastest gear.

Some mornings I'm more tired than others, and I go nice and slow.  Even at a 10.5 MPH avg if I'm hungover or something (pretty slow on a roadbike) the whole thing takes only 40 minutes.
Title: Re: Biking to work and no more mortgage!
Post by: clarkfan1979 on June 04, 2019, 06:40:01 AM
I biked to work 5 days/week for two spring semesters (Jan-April). The commute was 4.5 miles each way. It was South Florida and I only did it in the spring semester when I was cooler.

The biggest objective from people was, "what do you do, when it rains?" My reply was, "I get wet." Then I followed it up with, "I have an extra set of clothes in my office for that." I did get drenched a couple times. However, it was nice to know that it wasn't really that bad.

If I was super skilled, I would also ride my bike in the fall semester (August - December). However, that would require a shower when I got to work and thus I would have to leave the house 30-40 minutes earlier. The showers were a 10 minute walk across campus from my office.  I didn't want to sacrifice the 30 minutes of sleep, so I drove in fall semester.
Title: Re: Biking to work and no more mortgage!
Post by: EngagedToFIRE on June 07, 2019, 08:13:29 AM
Pretty awesome.  Good job!

No mortgage should also equal tons and tons of investing.
Title: Re: Biking to work and no more mortgage!
Post by: stashja on June 26, 2019, 10:47:32 AM
Bike commute is 3 miles. Very easy.
Title: Re: Biking to work and no more mortgage!
Post by: moof on June 26, 2019, 10:59:54 AM
Congrats!

How far is your bike commute?  I just got a new bike and have been toying with the idea of biking to work.  It would be about 8 miles one-way and as embarrassing as it is, I'm not sure if I could pull that off daily.  Plus I'm pretty bike ignorant in terms of fixing a flat so I'll have to get the tube and do a few test fixes in my garage haha.
My commute is 7.5 miles with a little bit of hills.  I started with a couple days a week and pretty quickly moved to MWF bike commutes.  Once I built up to the point that Fridays were not too awful I added Tuesday, then later Thursday.  It took a few months to build up to it, but I have now been a 95% bike/running commuter for the last 3+ years, rain or shine.  Learn to pace yourself and go at whatever pace you can manage without being spent at the end of the ride.  Gears are your friend.
Title: Re: Biking to work and no more mortgage!
Post by: Money Badger on June 29, 2019, 06:37:26 AM
@stashja   Awesome job making it happen!  It’s a complete FI game changer!   
Title: Re: Biking to work and no more mortgage!
Post by: lcmac32 on July 02, 2019, 01:06:28 PM
When I read this post....I say to myself..."this is what it is all about, life efficiency".  I know many like me that make more than enough to have already retired, but b/c we chase an unfulfilling high standard of living, we miss the mark.  The mark is not simply less is more, but more of the things that really make us happier and less of the things that don't (in this case expenses such as a house payment and clown car expenses).