Hey all,
I'm still pretty new here and 24 years old. Starting reading all of MMM at the end of last year and have been making some lifestyle adjustments with DW (like cutting restaurant budget, riding the bus to work instead of carpooling, insourcing home repairs, etc). So, all of this is pretty new to me.
However, last night we realized we have almost $40K in our retirement accounts, which is more than a year's worth of expenses for us. I hadn't thought about our savings yet in terms of how many years it will last us, so it was a shock to realize that our minimal saving efforts up to this point in life could cover us for an entire year.
Everyone has to start somewhere, right? Only 24x expenses to go!