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Throw Down the Gauntlet / Re: Plan your day the night before
« Last post by firelight on Today at 11:04:03 PM »
Oh! How did I miss this?? Need it even though we are traveling. I end up not doing basic stuff just because we are traveling. My to-do list will be short (er) but I need to get through it every day. Joining!
I've just started a new job after being unemployed for 3 months. My new colleagues asked how I managed that, so I just told them that I had some good money saved against basic expenses so that I could quit if I wanted. I told them it was called FU money and that you can find out all about it on MMM blog. Now one of them doesn't talk to me. Kind of weird, since they were the ones that asked the could-be-considered-prying question in the first place.

Yay!!! :)

It always feels so good to complete an onerous task.
I've got at least a year until FIRE, but I've actually been making a list for FIRE, not a bucket list, but just things I'm interested in whether it's hobbies, activities, people I would like to see, places I would like to visit (or possibly relocate), etc., including things that I already do.....snip....

I've done those things [ list for FIRE, not a bucket list]  too.  A bucket list is a great set of one-time actions, but a FIRE  list can fill your day ( I hope, since I haven't FIRED yet).
This came up on my fb today. I clicked through to see how much. $200 a pop.  Now considering the purpose is to keep pets out of other pets dishes, you'd have to buy at least 2. I don't have pets at the moment but when I did they learnt pretty fast to eat quick or they'd go hungry.

Lots of people use these to keep from feeding racooons and stray cats.
So you might just need 1.

Why not just get a pet door that only allows your cat in? Mine operates on the cat's microchip. You can actually program it to allow different access for different animals, for example if one cat is confined inside for some reason. OK, my pet door was NOT cheap but it solved a whole lot of more expensive problems with an aggressive cat invader.
Taxes / Re: Saver's Credit for Older Low AGI Family?
« Last post by terran on Today at 10:22:38 PM »
Why put any into tIRA when the savers credit will erase any tax liability at that income level?
You are correct - they are already below the 50% tier - so scratch the traditional recommendation. :)

Good point, using tIRA to get (just) below the 50% tier can pay off big when you're near the cutoff. After that, Roth all the way since hard (impossible?) to use up the full credit 50% credit since the cutoff puts your tax due below the amount of the full credit.
Off Topic / Re: Small Daily Acts of Political Resistance
« Last post by sui generis on Today at 10:19:35 PM »
I also wrote for Marie Newman!  Although as of right now, it's not looking good.  :(  Still, at the very least hopefully putting Lipinski on notice does something.

Finished writing a few batches for Hiral Tipirneni in AZ-08 last night.  I don't know why, but hearing nothing about this race, even though early voting starts in a few days, and we were hearing about Conor Lamb months out!  Why isn't anyone paying attention?  It's Gabby Giffords old district (although maybe redistricted more red since then) and I don't think it's any more red than PA-18.  But, if no one's paying attention to it, I guess that means it's hopeless.

I know several texting orgs I work with might text for her, but I don't know if it's going to happen.
If you are wanting to reduce longer term energy costs, then I would get:
  • Solar panels on roof, with either grid connect or battery backup.
  • Everything electric to use the free electricity (i.e. oven, heating with reverse cycle air conditioning etc)
  • Insulation - you can never get enough, including double glazing.
  • Design to allow for flow-through ventilation for the months where the climate can cool or warm your home
  • Water recycling and water catchment
I've been procrastinating doing them. We are going to owe- a lot - in federal.  yikes.
Off Topic / Re: What are you READING right now?
« Last post by sui generis on Today at 10:15:09 PM »
Brothers Karamazov.  For the last 3 months.  I get through about 1% a day on a good day, so it's gonna be a while!  I'm at 63% right now and the bummer is I just don't love it as much as Crime and Punishment, which I found delightful, thought-provoking and, at times, hilarious.  BK is a slog so far.  Not uninteresting, but I just want to take a big fat blue pen to over half of it.
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